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Remote Mortgage Loan Processor Jobs in Raleigh, NC

Symmetry

Remote Sales Part time Full time

Raleigh, NC · Remote

... process - we will help) to work for one of the U.S's fastest-growing companies. We offer the ... Individuals coming from positions as Licensed Insurance Agent, Real Estate Agent, Mortgage Loan ...

Symmetry

Remote Sales Part time Full time

Raleigh, NC · On-site +1

... process - we will help) to work for one of the U.S's fastest-growing companies. We offer the ... Individuals coming from positions as Licensed Insurance Agent, Real Estate Agent, Mortgage Loan ...

Dunmor

Loan Originator

Raleigh, NC · On-site +1

Partner with internal teams such as Processing, Underwriting, and Valuations to ensure smooth and timely loan processing. * Act as a liaison between clients and operations to overcome challenges and ...

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Remote Mortgage Loan Processor information

See Raleigh, NC salary details

$27.7K

$49.5K

$91.9K

How much do remote mortgage loan processor jobs pay per year?

As of Aug 20, 2026, the average yearly pay for remote mortgage loan processor in Raleigh, NC is $49,481.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,900.00 and $53,500.00 per year, depending on experience, location, and employer.

What is a remote mortgage loan processor?

A Remote Mortgage Loan Processor is a professional who works from a remote location to assist in the preparation and processing of mortgage loan applications. Their responsibilities include reviewing and verifying loan documents, ensuring compliance with lending regulations, and communicating with clients, loan officers, and underwriters during the mortgage process. By working remotely, they leverage digital tools to manage documentation and maintain efficient workflows, helping borrowers move smoothly through the loan approval process.

What does a remote mortgage loan processor do?

As a remote mortgage loan processor, you work from home to verify loans originated by a loan officer. You review applications to ensure they have the complete paperwork attached and otherwise help complete the loan process in a timely fashion. Specific duties and responsibilities include gathering information for each client offered a loan for buying a commercial or residential property, such as credit approval and income verification, double-checking paperwork and documents, and ensuring that a loan application is accurate and meets all state and federal regulations.

What are the key skills and qualifications needed to thrive as a remote mortgage loan processor?

To thrive as a Remote Mortgage Loan Processor, you need a strong understanding of mortgage lending guidelines, loan documentation, and compliance regulations, often supported by a background in finance or mortgage processing. Familiarity with loan origination systems (LOS), document management software, and e-signature platforms is typically required. Exceptional attention to detail, time management, and effective communication are crucial soft skills for managing paperwork and coordinating with clients and loan officers remotely. These skills and qualities are vital to ensure accurate, timely loan processing and a smooth customer experience in a virtual environment.

What challenges might I face as a remote mortgage loan processor, and how can I effectively manage them?

As a Remote Mortgage Loan Processor, one common challenge is maintaining clear and timely communication with loan officers, underwriters, and clients, given the lack of in-person interaction. Staying organized and proactive with follow-ups is crucial to avoid delays in document collection and approval. Utilizing robust project management tools, maintaining regular check-ins with your team, and setting clear expectations with clients can help you stay on track and ensure a smooth loan processing workflow.

What is the difference between Remote Mortgage Loan Processor vs Remote Mortgage Underwriter?

AspectRemote Mortgage Loan ProcessorRemote Mortgage Underwriter
Required CredentialsHigh school diploma, mortgage processing certificationsHigh school diploma, underwriting certifications (e.g., AUS, MLO)
Work EnvironmentHome office, mortgage companies, lendersHome office, lenders, financial institutions
Industry UsageCommonly used in mortgage processing teamsUsed in loan approval and risk assessment teams
Search & Comparison IntentUnderstanding role differences, job requirementsComparing responsibilities, qualifications, and career paths

The main difference is that a Remote Mortgage Loan Processor handles the collection and organization of borrower documents, while a Remote Mortgage Underwriter evaluates the risk and approves or denies loan applications. Both roles require mortgage industry knowledge and certifications but focus on different stages of the loan process.

Are remote mortgage loan processors in demand?

Remote mortgage loan processors are in demand due to the ongoing need for mortgage services and the shift toward remote work in the financial industry. Employers seek candidates with strong organizational skills, knowledge of loan processing software, and the ability to work independently in a virtual environment.

How much do remote mortgage loan processors make in the US?

Remote mortgage loan processors in the US typically earn between $40,000 and $65,000 annually, with the average around $50,000. Compensation can vary based on experience, location, and the complexity of loans processed, and many roles require familiarity with loan processing software and strong attention to detail.
More about Remote Mortgage Loan Processor jobs

What are the most commonly searched types of Mortgage Loan Processor jobs in Raleigh, NC?

The most popular types of Mortgage Loan Processor jobs in Raleigh, NC are:

What are popular job titles related to Remote Mortgage Loan Processor jobs in Raleigh, NC?

For Remote Mortgage Loan Processor jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Remote Mortgage Loan Processor jobs in Raleigh, NC look for?

The top searched job categories for Remote Mortgage Loan Processor jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Remote Mortgage Loan Processor jobs?

Cities near Raleigh, NC with the most Remote Mortgage Loan Processor job openings:

Remote Mortgage Loan Processor jobs near you
Infographic showing various Remote Mortgage Loan Processor job openings in Raleigh, NC as of August 2026, with employment types broken down into 1% As Needed, 82% Full Time, 13% Part Time, and 4% Contract. Highlights an 95% Physical, 2% Hybrid, and 3% Remote job distribution, with an average salary of $49,481 per year, or $23.8 per hour.

Licensed Mortgage Loan Officer

Obsidian Financial Services

Raleigh, NC • Remote

$70K - $300K/yr

Full-time

PTO

Re-posted 21 hours ago

Job description

We are actively hiring Experienced Mortgage Loan Officers who are self-motivated, results-driven, and ready to grow their production. Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs that supercharge your pipeline and our unique payment model allow you to close fast and make more!

Speak with one of our experienced AE's to see our pricing!

This is a 100% commission-based role ideal for Loan Officers who:

  • Have an existing book of business
  • Want higher payouts and faster closings
  • Prefer a flexible, work-from-home environment

Bilingual candidates (Spanish preferred) are strongly encouraged to apply to better serve diverse borrower communities.

Responsibilities

  • Originate and close residential mortgage loans (purchase, refinance, and specialty products)
  • Utilize your existing referral network and book of business to generate consistent loan volume
  • Analyze borrower financials, including income calculation, credit review, and documentation
  • Structure loans across multiple programs including:
    • Conventional
    • FHA / VA / USDA
    • Non-QM
    • Down Payment Assistance (DPA) programs
  • Maintain consistent communication with clients, agents, and internal teams
  • Submit complete and accurate loan files to processing
  • Attend weekly loan and product training sessions
  • Stay up to date with mortgage guidelines, compliance, and market trends
  • Deliver exceptional customer service from application through closing

Minimum Qualifications

  • Active NMLS License (Required)
  • Active State Mortgage License(s) (in applicable states)
  • Minimum 2+ years of experience as a Mortgage Loan Originator / Loan Officer
  • Proven book of business or referral network
  • Strong knowledge of:
    • Income calculation (W-2, self-employed, tax returns)
    • Loan structuring and underwriting basics
    • Credit analysis
  • Strong sales, communication, and relationship-building skills
  • Ability to work independently in a remote environment

Preferred Qualifications

  • Bilingual (Spanish preferred; other languages a plus)
  • Experience with Non-QM loan products
  • Established relationships with real estate agents, builders, or financial professionals
  • Experience using LOS, CRM systems, and digital marketing tools
  • Strong pipeline management and closing ability

Licensing & Certifications

  • NMLS Unique Identifier (Required)
  • State Mortgage Loan Originator Licenses (Required)
  • Compliance with SAFE Act requirements
  • Ongoing NMLS Continuing Education (CE) compliance
  • Familiarity with agency guidelines such as Fannie Mae and Ginnie Mae

Compensation

  • 100% Commission-Based – Uncapped Earnings
  • Unique Front and Back Compensation Plan
  • Competitive payout structure designed for high producers
  • No cap on income—earn based on your production and performance

What We Offer

  • Wide range of loan programs + DPA options
  • Fannie Mae / Ginnie Mae approved lender with no overlays
  • Ability to broker Non-QM loans Dedicated in-house Processing & Underwriting
  • Advanced LOS system, CRM, and marketing software
  • Scenario Desk for deal structuring support
  • Mentorship from experienced Regional Managers
  • Weekly training to keep you competitive
  • Fully remote work environment with flexible schedule

Why Loan Officers Choose Obsidian

  • Faster closings with fewer conditions
  • Strong backend support so you can focus on production
  • Flexibility to run your business your way
  • Access to more loan solutions = higher approval rates

Company Description

At Obsidian Mortgage, we are redefining the mortgage experience through professionalism, speed, and innovation. As a fully delegated lender licensed in 36 states, we empower our Loan Officers with the tools, support, and flexibility needed to succeed in today’s competitive market.

We provide a remote-first environment, cutting-edge technology, and a strong internal support system so you can focus on what matters most—closing deals and building relationships.