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Commission Remote Mortgage Loan Processor Jobs in Raleigh, NC

Obsidian Financial Services

Be Seen First

Licensed Mortgage Loan Officer

Raleigh, NC · Remote

$70K - $300K/yr

  • PTO

This is a 100% commission-based role ideal for Loan Officers who: * Have an existing book of ... Submit complete and accurate loan files to processing * Attend weekly loan and product training ...

Commercial Realty

Mortgage Originator

Raleigh, NC · Remote

This position is 100% remote, 1099 commission-only, and offers unlimited earning potential. No ... Collect preliminary borrower documentation and submit complete loan files to processing. * Maintain ...

Symmetry

Remote Sales Part time Full time

Raleigh, NC · Remote

This is a 100% Commission Only Position with hands-on training and zero cold calls in the Life and ... Individuals coming from positions as Licensed Insurance Agent, Real Estate Agent, Mortgage Loan ...

Vylla Home

Real Estate Agent

Raleigh, NC · Remote

$85K - $185K/yr

Competitive commission splits - keep your commission and set your own value! * Unlimited ... full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering ...

Vylla Home

Real Estate Agent

Raleigh, NC · Remote

$85K - $185K/yr

Competitive commission splits - keep your commission and set your own value! * Unlimited ... full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering ...

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All JobsMortgage Loan Processor JobsCommission Remote Mortgage Loan Processor JobsCommission Remote Mortgage Loan Processor Jobs in Raleigh, NC

Commission Remote Mortgage Loan Processor information

See Raleigh, NC salary details

$27.7K

$49.5K

$91.9K

How much do commission remote mortgage loan processor jobs pay per year?

As of Aug 18, 2026, the average yearly pay for commission remote mortgage loan processor in Raleigh, NC is $49,481.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,900.00 and $53,500.00 per year, depending on experience, location, and employer.

What is a commission remote mortgage loan processor?

A Commission Remote Mortgage Loan Processor is a professional who works from a remote location to help manage and process mortgage loan applications. They are responsible for gathering and verifying financial documents, ensuring applications meet regulatory requirements, communicating with clients, lenders, and underwriters, and preparing files for closing. Unlike salaried processors, they are paid based on commissions, typically earning a percentage or a flat fee for each loan they successfully process. This role requires strong attention to detail, excellent organizational skills, and the ability to work independently while adhering to industry regulations.

What are the key skills and qualifications needed to thrive as a commission remote mortgage loan processor?

To thrive as a Commission Remote Mortgage Loan Processor, you need a solid understanding of mortgage loan products, underwriting guidelines, and regulatory compliance, often supported by experience in loan processing or related certifications. Familiarity with loan origination systems (LOS), document management platforms, and secure file sharing tools is typically required. Strong attention to detail, time management, and clear communication are crucial soft skills for processing loans accurately and collaborating with borrowers and lenders. These skills ensure efficient, error-free processing and high customer satisfaction in a competitive, commission-driven environment.

What are common challenges faced by commission remote mortgage loan processors, and how can they be managed effectively?

Commission Remote Mortgage Loan Processors often encounter challenges such as managing a high volume of loan files, keeping up with ever-changing lending regulations, and ensuring clear communication with clients and other stakeholders—all while working independently. To manage these effectively, it’s important to develop strong organizational skills, leverage technology for document management, and establish regular check-ins with loan officers, underwriters, and clients. Staying updated with industry standards through ongoing training and networking can also help remote processors handle complex files efficiently and maintain strong client relationships.

What is the difference between Commission Remote Mortgage Loan Processor vs Underwriter?

AspectCommission Remote Mortgage Loan ProcessorUnderwriter
CredentialsLoan processing certifications, knowledge of mortgage softwareMortgage or financial certifications, underwriting licenses
Work EnvironmentRemote, collaborative with loan officers and processorsRemote or office-based, focused on risk assessment
Industry UsageCommonly used in mortgage lending companiesUsed across lending institutions and banks

The Commission Remote Mortgage Loan Processor primarily handles the collection and verification of borrower documents, working closely with loan officers. In contrast, an Underwriter assesses the risk of loan approval based on borrower information. While both roles may work remotely and require mortgage industry knowledge, their responsibilities differ significantly, with processors focusing on document management and underwriters on risk evaluation.

What are popular job titles related to Commission Remote Mortgage Loan Processor jobs in Raleigh, NC?

For Commission Remote Mortgage Loan Processor jobs in Raleigh, NC, the most frequently searched job titles are:

What job categories do people searching Commission Remote Mortgage Loan Processor jobs in Raleigh, NC look for?

The top searched job categories for Commission Remote Mortgage Loan Processor jobs in Raleigh, NC are:

What cities near Raleigh, NC are hiring for Commission Remote Mortgage Loan Processor jobs?

Cities near Raleigh, NC with the most Commission Remote Mortgage Loan Processor job openings:

Commission Remote Mortgage Loan Processor jobs near you
Infographic showing various Commission Remote Mortgage Loan Processor job openings in Raleigh, NC as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 10% Part Time, and 5% Contract. Highlights an 64% Physical, 1% Hybrid, and 35% Remote job distribution, with an average salary of $49,481 per year, or $23.8 per hour.

Licensed Mortgage Loan Officer

Obsidian Financial Services

Raleigh, NC • Remote

$70K - $300K/yr

Full-time

PTO

Re-posted 28 days ago

Be Seen First

After you apply to this job, you can share why you’re interested to jump to the top of the candidate list.

Job description

We are actively hiring Experienced Mortgage Loan Officers who are self-motivated, results-driven, and ready to grow their production. Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs that supercharge your pipeline and our unique payment model allow you to close fast and make more!

Speak with one of our experienced AE's to see our pricing!

This is a 100% commission-based role ideal for Loan Officers who:

  • Have an existing book of business
  • Want higher payouts and faster closings
  • Prefer a flexible, work-from-home environment

Bilingual candidates (Spanish preferred) are strongly encouraged to apply to better serve diverse borrower communities.

Responsibilities

  • Originate and close residential mortgage loans (purchase, refinance, and specialty products)
  • Utilize your existing referral network and book of business to generate consistent loan volume
  • Analyze borrower financials, including income calculation, credit review, and documentation
  • Structure loans across multiple programs including:
    • Conventional
    • FHA / VA / USDA
    • Non-QM
    • Down Payment Assistance (DPA) programs
  • Maintain consistent communication with clients, agents, and internal teams
  • Submit complete and accurate loan files to processing
  • Attend weekly loan and product training sessions
  • Stay up to date with mortgage guidelines, compliance, and market trends
  • Deliver exceptional customer service from application through closing

Minimum Qualifications

  • Active NMLS License (Required)
  • Active State Mortgage License(s) (in applicable states)
  • Minimum 2+ years of experience as a Mortgage Loan Originator / Loan Officer
  • Proven book of business or referral network
  • Strong knowledge of:
    • Income calculation (W-2, self-employed, tax returns)
    • Loan structuring and underwriting basics
    • Credit analysis
  • Strong sales, communication, and relationship-building skills
  • Ability to work independently in a remote environment

Preferred Qualifications

  • Bilingual (Spanish preferred; other languages a plus)
  • Experience with Non-QM loan products
  • Established relationships with real estate agents, builders, or financial professionals
  • Experience using LOS, CRM systems, and digital marketing tools
  • Strong pipeline management and closing ability

Licensing & Certifications

  • NMLS Unique Identifier (Required)
  • State Mortgage Loan Originator Licenses (Required)
  • Compliance with SAFE Act requirements
  • Ongoing NMLS Continuing Education (CE) compliance
  • Familiarity with agency guidelines such as Fannie Mae and Ginnie Mae

Compensation

  • 100% Commission-Based – Uncapped Earnings
  • Unique Front and Back Compensation Plan
  • Competitive payout structure designed for high producers
  • No cap on income—earn based on your production and performance

What We Offer

  • Wide range of loan programs + DPA options
  • Fannie Mae / Ginnie Mae approved lender with no overlays
  • Ability to broker Non-QM loans Dedicated in-house Processing & Underwriting
  • Advanced LOS system, CRM, and marketing software
  • Scenario Desk for deal structuring support
  • Mentorship from experienced Regional Managers
  • Weekly training to keep you competitive
  • Fully remote work environment with flexible schedule

Why Loan Officers Choose Obsidian

  • Faster closings with fewer conditions
  • Strong backend support so you can focus on production
  • Flexibility to run your business your way
  • Access to more loan solutions = higher approval rates

Company Description

At Obsidian Mortgage, we are redefining the mortgage experience through professionalism, speed, and innovation. As a fully delegated lender licensed in 36 states, we empower our Loan Officers with the tools, support, and flexibility needed to succeed in today’s competitive market.

We provide a remote-first environment, cutting-edge technology, and a strong internal support system so you can focus on what matters most—closing deals and building relationships.