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Remote Medical Underwriter Jobs (NOW HIRING)

Bestow, Inc

Underwriter

Dallas, TX · On-site +1

$72K - $85K/yr

Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth ... Lead Post Issue Audits (PIA), manage MIB (Medical Information Bureau) reporting, and conduct ...

Bestow

Underwriter

Dallas, TX · On-site +1

Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth ... Lead Post Issue Audits (PIA), manage MIB (Medical Information Bureau) reporting, and conduct ...

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Remote Medical Underwriter information

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How much do remote medical underwriter jobs pay per hour?

As of Jun 10, 2026, the average hourly pay for remote medical underwriter in the United States is $40.70, according to ZipRecruiter salary data. Most workers in this role earn between $38.70 and $42.55 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Medical Underwriter, and why are they important?

To thrive as a Remote Medical Underwriter, you need a solid understanding of medical terminology, risk assessment, and insurance guidelines, typically supported by a degree in a health-related or business field. Familiarity with underwriting software, electronic health record (EHR) systems, and relevant industry certifications such as ALU or LOMA is highly valued. Strong analytical thinking, attention to detail, and effective written communication help you excel in evaluating applications and collaborating remotely. These skills are vital for making accurate, compliant decisions that protect the company's interests and ensure timely processing for clients.

How does a Remote Medical Underwriter typically collaborate with healthcare professionals and internal teams while working off-site?

Remote Medical Underwriters frequently use secure digital tools to communicate with healthcare providers, claims specialists, and other underwriters. Collaboration often takes place via video meetings, emails, and specialized underwriting software to evaluate medical histories and risk factors efficiently. While working remotely, underwriters must be proactive in seeking clarification from medical professionals and ensuring all documentation is accurate and up-to-date. This role requires strong communication skills and the ability to manage tasks independently while staying aligned with team goals and compliance standards.

What are remote medical underwriters?

Remote medical underwriters are professionals who evaluate and assess insurance applications, particularly for health and life insurance, while working from a location outside of a traditional office, often from home. They review medical histories, analyze risk factors, and determine whether to approve applications and at what premium rates. This job requires strong attention to detail, knowledge of medical terminology, and the ability to interpret complex medical records. Remote medical underwriters use digital tools and secure systems to communicate with clients and colleagues, ensuring confidential and accurate processing of sensitive information.

What is the difference between Remote Medical Underwriter vs Remote Claims Adjuster?

AspectRemote Medical UnderwriterRemote Claims Adjuster
Required CredentialsMedical or health insurance certifications, underwriting experienceClaims handling certifications, insurance adjuster licenses
Work EnvironmentHome-based, insurance company or third-party providerHome-based, insurance carriers or third-party administrators
Industry UsageHealth insurance, life insuranceProperty and casualty insurance, health insurance
Common Search/ComparisonYesYes

The main difference between Remote Medical Underwriters and Remote Claims Adjusters lies in their roles. Medical underwriters assess health insurance applications to determine risk and coverage, requiring medical credentials. Claims adjusters evaluate insurance claims, often in property or health sectors, to determine payout eligibility. Both roles are remote, industry-specific, and involve insurance expertise, but they focus on different stages of the insurance process.

More about Remote Medical Underwriter jobs
What cities are hiring for Remote Medical Underwriter jobs? Cities with the most Remote Medical Underwriter job openings:
What are the most commonly searched types of Medical Underwriter jobs? The most popular types of Medical Underwriter jobs are:
What states have the most Remote Medical Underwriter jobs? States with the most job openings for Remote Medical Underwriter jobs include:
What job categories do people searching Remote Medical Underwriter jobs look for? The top searched job categories for Remote Medical Underwriter jobs are:
Remote Medical Underwriter jobs near you
Infographic showing various Remote Medical Underwriter job openings in the United States as of June 2026, with employment types broken down into 5% As Needed, 41% Full Time, 52% Part Time, 1% Temporary, and 1% Nights. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $84,666 per year, or $40.7 per hour.
Underwriter

Underwriter

Bestow, Inc

Dallas, TX • On-site, Remote

$72K - $85K/yr

Full-time

Medical, Dental, Vision, PTO

Posted 25 days ago

Job description

ABOUT BESTOW
Life insurance is one of the world's most important products. It's also one of the hardest to build, distribute, and modernize. Bestow exists to change that.
Bestow is a leading vertical technology platform serving some of the largest and most innovative life insurers. Our platform unifies the fragmented, legacy value chain, enabling carriers to launch products in weeks instead of years. Carriers choose us to scale and operate at unprecedented speed, powered by AI and automation.
Bestow isn't selling policies. We're building the infrastructure that helps an entire industry move faster, reach more people, and deliver on its promise.
Backed by leading investors (Goldman Sachs, Hedosophia, NEA, Valar, 8VC) and trusted by major carriers, Bestow is powered by a team that moves with precision, purpose, and heart. If you want to help reimagine a centuries-old industry with lasting impact, join us.
Bestow offers flexible remote/hybrid work, meaningful benefits, equity, and substantial growth opportunities.
Bestow uses E-Verify to confirm the employment eligibility of all newly hired employees. To learn more about E-Verify, including your rights and responsibilities, please visit E-Verify.gov.
The Underwriter I serves as a technical anchor for Third-Party Administrator (TPA) operations. You will balance high-volume transactional underwriting with specialized risk analysis, ensuring that policy issuance aligns with carrier guidelines and regulatory standards. This role is a mix of active risk assessment, compliance auditing, and strategic partnership management.
WHAT YOU'll DO
  • Underwriting & Appeals: Execute transactional tasks, manage complex appeals, draft decline letters, and resolve application discrepancies or medical impairment inquiries.
  • Compliance & Audit: Lead Post Issue Audits (PIA), manage MIB (Medical Information Bureau) reporting, and conduct partner reviews to ensure adherence to carrier and regulatory guidelines.
  • Claims & Data Integrity: Review applications for accuracy prior to FNOL (First Notice of Loss) submission, manage claim status changes in the Admin Portal, and maintain consolidated claims reporting.
  • Carrier & Partner Relations: Act as the primary technical point of contact for carrier inquiries, facilitate reinsurance meetings, and manage data vendor audits (e.g., Milliman).
  • Process Improvement: Manage the general underwriting mailbox to improve response times and collaborate with the CX team on "Future Feature" requests and Gen-AI tool testing.
  • Operational Support: Maintain travel advisories, monitor OFAC watchlists, and provide backup for general operations and reporting.

WHO YOU ARE
  • Experience: 2+ years in underwriting (Insurance/Financial Services) with a focus on claims or technical underwriting.
  • Technical Knowledge: Deep understanding of FCRA, OFAC, MIB coding, and medical impairment risk evaluation.
  • Software Proficiency: Advanced Microsoft Excel skills; experience with underwriting workbooks, Admin Portals, and Milliman reports.
  • Analytical Skills: Strong ability to investigate disputed data, audit complex files, and interpret evolving carrier guidelines.
  • Communication: Proven ability to draft legally compliant correspondence and manage high-level relationships with external carriers and reinsurers.

TOTAL REWARDS
At Bestow, we're proud to be awarded for our team members, innovative products, and culture. Our standard benefits include:
  • Competitive salary and equity based on role
  • Policies and managers that support work/life balance, like our flexible paid time off and parental leave programs
  • 100% paid-premium option for medical, dental, and vision insurance
  • Lifestyle stipend to support your physical, emotional, and financial wellbeing
  • Flexible work-from-home policy and open to remote
  • Remote and WFH options, as well as a beautiful, state-of-the-art office in Dallas' Deep Ellum, for those who prefer an office setting
  • Employee-led diversity, equity, and inclusion initiatives

Recent Employer Awards include:
  • Best Place for Working Parents 2023 + 2024 + 2025
  • Great Place to Work Certified, 2022 + 2023 + 2024 + 2025
  • Built In Best Places to Work, 2022 + 2023 + 2025
  • Fortune's Best Workplaces in Texas 2022 + 2023
  • Fortune's Best Workplaces in Financial Services and Insurance 2022 + 2023 + 2024

We value diversity at Bestow. The company will hire, recruit, and promote regardless of race, color, religion, sex, sexual orientation, gender identity or expression, national origin, pregnancy or maternity, veteran status, or any other status protected by applicable law. We understand the importance of creating a safe and comfortable work environment and encourage individualism and authenticity in every team member.
Thanks for considering a job at Bestow!

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