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Evening Medical Underwriter Jobs (NOW HIRING)

Sales Agent (Insurance)

Raleigh, NC · On-site

$70K - $100K/yr

... underwriting guidelines. Key Responsibilities ... Conduct client interviews to gather personal, financial, and medical information for insurance ...

Sales Agent (Insurance)

Norfolk, VA · On-site +1

$70K - $100K/yr

... underwriting guidelines. Key Responsibilities ... Conduct client interviews to gather personal, financial, and medical information for insurance ...

Sales Agent (Insurance)

Memphis, TN · On-site

$70K - $100K/yr

... underwriting guidelines. Key Responsibilities ... Conduct client interviews to gather personal, financial, and medical information for insurance ...

Sales Agent (Insurance)

Savannah, GA · On-site

$70K - $100K/yr

... underwriting guidelines. Key Responsibilities ... Conduct client interviews to gather personal, financial, and medical information for insurance ...

Sales Agent (Insurance)

Memphis, TN · On-site +1

$70K - $100K/yr

... underwriting guidelines. Key Responsibilities ... Conduct client interviews to gather personal, financial, and medical information for insurance ...

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Evening Medical Underwriter information

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How much do evening medical underwriter jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for evening medical underwriter in the United States is $40.70, according to ZipRecruiter salary data. Most workers in this role earn between $38.70 and $42.55 per hour, depending on experience, location, and employer.

What is an evening medical underwriter?

An Evening Medical Underwriter is a professional who evaluates insurance applications and medical information, typically working during evening hours to process cases outside of standard business times. They assess risks associated with insuring individuals by reviewing medical records, test results, and other relevant data to determine policy eligibility and premium rates. This role is crucial for insurance companies that offer extended service hours to accommodate clients and agents in different time zones or with varying schedules. Evening Medical Underwriters often work remotely or in shifts to ensure timely decision-making and efficient workflow. Their work requires strong analytical skills, attention to detail, and a solid understanding of medical terminology and insurance guidelines.

What are the key skills and qualifications needed to thrive as an evening medical underwriter?

To thrive as an Evening Medical Underwriter, you need a strong background in medical terminology, risk assessment, and insurance principles, often supported by a relevant degree or industry certifications such as LOMA or ALU. Familiarity with underwriting software, electronic medical records, and database management systems is typically required. Attention to detail, analytical thinking, and effective written communication are critical soft skills for reliably assessing applications and collaborating with team members. These competencies ensure accurate, timely decisions that minimize risk and support the insurer’s operational efficiency in an evening or remote work environment.

What are some common challenges faced by evening medical underwriters, and how can they be managed effectively?

Evening Medical Underwriters often handle time-sensitive applications and may encounter limited access to colleagues or resources outside standard business hours. This can make it challenging to seek immediate clarification or escalate complex cases. To manage these challenges, it's important to maintain clear communication with daytime teams, leverage digital tools for research and documentation, and develop strong independent decision-making skills. Many organizations also provide virtual support channels or on-call resources to help evening staff resolve urgent issues efficiently.

What is the difference between Evening Medical Underwriter vs Day Medical Underwriter?

AspectEvening Medical UnderwriterDay Medical Underwriter
Work HoursEvening shifts, typically late afternoon to nightStandard daytime hours, usually morning to late afternoon
ResponsibilitiesReview and approve insurance applications during evening hoursPerform similar underwriting tasks during daytime hours
Work EnvironmentOffice or remote, with flexible or evening schedulesOffice-based, regular business hours
CertificationsSame as Day Medical Underwriter, e.g., CPCU, FLMISame as Evening Medical Underwriter, e.g., CPCU, FLMI

Both Evening Medical Underwriters and Day Medical Underwriters perform similar underwriting duties, reviewing insurance applications and assessing risk. The primary difference lies in their work hours, with Evening Medical Underwriters working later shifts. Their skills, certifications, and industry roles are largely the same, making the choice dependent on preferred work schedule.

More about Evening Medical Underwriter jobs

What cities are hiring for Evening Medical Underwriter jobs?

Cities with the most Evening Medical Underwriter job openings:

What are the most commonly searched types of Medical Underwriter jobs?

The most popular types of Medical Underwriter jobs are:

What states have the most Evening Medical Underwriter jobs?

States with the most job openings for Evening Medical Underwriter jobs include:

Infographic showing various Evening Medical Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 15% Part Time, and 7% Contract. Highlights an 89% Physical, 1% Hybrid, and 10% Remote job distribution, with an average salary of $84,666 per year, or $40.7 per hour.

Sales Agent (Insurance)

Plan Right

Valdosta, GA

Full-time

Posted 5 days ago


Job description

Position Overview
The Insurance Agent serves as the first point of contact between the insurance company and prospective clients, meeting with individuals to assess their insurance needs, collect application information, and evaluate initial risk factors. This role involves conducting in-person meetings ensuring applications are complete and accurate, and guiding clients through the insurance process in alignment with company policies and underwriting guidelines.

Key Responsibilities

  • Conduct client interviews to gather personal, financial, and medical information for insurance applications.

  • Explain insurance products, coverage options, and policy terms clearly and accurately.

  • Assess potential risks and identify factors that may influence underwriting decisions.

  • Complete and submit applications in compliance with company policies and industry regulations.

  • Act as a liaison between clients and the underwriting department to resolve questions or obtain additional information.

  • Maintain accurate and confidential client records.

  • Stay informed about industry trends, underwriting guidelines, and product updates.

Qualifications

  • High school diploma or equivalent; bachelor's degree preferred.

  • Prior experience in insurance sales, underwriting, or financial services is highly desirable.

  • State insurance license (Life/Health) or ability to obtain one.

  • Strong communication, presentation, and interpersonal skills.

  • Detail-oriented with excellent organizational abilities.

  • Proficient in using CRM software and digital applications for client management.

Work Environment

  • Combination of fieldwork (meeting clients at their location) and remote/office-based work.

  • May require evening or weekend availability to accommodate client schedules as needed.