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Evening Medical Underwriter Jobs (NOW HIRING)

Royal Credit Union

Mortgage Underwriter II

Eau Claire, WI · On-site

$41.70 - $47.90/hr

In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% ... Hours will generally be Monday through Friday, 8:00am - 5:00pm with occasional evening and weekend ...

rcu

Mortgage Underwriter II

Eau Claire, WI · On-site +1

$41.70 - $47.90/hr

In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% ... Hours will generally be Monday through Friday, 8:00am - 5:00pm with occasional evening and weekend ...

rcu

Mortgage Underwriter II

Eau Claire, WI · On-site +1

$41.70 - $47.90/hr

In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% ... Hours will generally be Monday through Friday, 8:00am - 5:00pm with occasional evening and weekend ...

Planright

Sales Agent (Insurance)

Savannah, GA · On-site

$70K - $100K/yr

... underwriting guidelines. Key Responsibilities ... Conduct client interviews to gather personal, financial, and medical information for insurance ...

WB Agency

Sales Agent (Insurance)

Raleigh, NC · On-site

$70K - $100K/yr

... underwriting guidelines. Key Responsibilities ... Conduct client interviews to gather personal, financial, and medical information for insurance ...

WB Agency

Sales Agent (Insurance)

Atlanta, GA · On-site

$70K - $100K/yr

... underwriting guidelines. Key Responsibilities ... Conduct client interviews to gather personal, financial, and medical information for insurance ...

Planright

Sales Agent (Insurance)

Atlanta, GA · On-site

$70K - $100K/yr

... underwriting guidelines. Key Responsibilities ... Conduct client interviews to gather personal, financial, and medical information for insurance ...

WB Agency

Sales Agent (Insurance)

Norfolk, VA · On-site

$70K - $100K/yr

... underwriting guidelines. Key Responsibilities ... Conduct client interviews to gather personal, financial, and medical information for insurance ...

WB Agency

Sales Agent (Insurance)

Savannah, GA · On-site

$70K - $100K/yr

... underwriting guidelines. Key Responsibilities ... Conduct client interviews to gather personal, financial, and medical information for insurance ...

WB Agency

Sales Agent (Insurance)

Savannah, GA · On-site

$70K - $100K/yr

... underwriting guidelines. Key Responsibilities ... Conduct client interviews to gather personal, financial, and medical information for insurance ...

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All JobsEvening Medical Underwriter Jobs

Evening Medical Underwriter information

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How much do evening medical underwriter jobs pay per hour?

As of Aug 15, 2026, the average hourly pay for evening medical underwriter in the United States is $40.70, according to ZipRecruiter salary data. Most workers in this role earn between $38.70 and $42.55 per hour, depending on experience, location, and employer.

What is an evening medical underwriter?

An Evening Medical Underwriter is a professional who evaluates insurance applications and medical information, typically working during evening hours to process cases outside of standard business times. They assess risks associated with insuring individuals by reviewing medical records, test results, and other relevant data to determine policy eligibility and premium rates. This role is crucial for insurance companies that offer extended service hours to accommodate clients and agents in different time zones or with varying schedules. Evening Medical Underwriters often work remotely or in shifts to ensure timely decision-making and efficient workflow. Their work requires strong analytical skills, attention to detail, and a solid understanding of medical terminology and insurance guidelines.

What is the difference between Evening Medical Underwriter vs Day Medical Underwriter?

AspectEvening Medical UnderwriterDay Medical Underwriter
Work HoursEvening shifts, typically late afternoon to nightStandard daytime hours, usually morning to late afternoon
ResponsibilitiesReview and approve insurance applications during evening hoursPerform similar underwriting tasks during daytime hours
Work EnvironmentOffice or remote, with flexible or evening schedulesOffice-based, regular business hours
CertificationsSame as Day Medical Underwriter, e.g., CPCU, FLMISame as Evening Medical Underwriter, e.g., CPCU, FLMI

Both Evening Medical Underwriters and Day Medical Underwriters perform similar underwriting duties, reviewing insurance applications and assessing risk. The primary difference lies in their work hours, with Evening Medical Underwriters working later shifts. Their skills, certifications, and industry roles are largely the same, making the choice dependent on preferred work schedule.

What are the key skills and qualifications needed to thrive as an evening medical underwriter?

To thrive as an Evening Medical Underwriter, you need a strong background in medical terminology, risk assessment, and insurance principles, often supported by a relevant degree or industry certifications such as LOMA or ALU. Familiarity with underwriting software, electronic medical records, and database management systems is typically required. Attention to detail, analytical thinking, and effective written communication are critical soft skills for reliably assessing applications and collaborating with team members. These competencies ensure accurate, timely decisions that minimize risk and support the insurer’s operational efficiency in an evening or remote work environment.

What are some common challenges faced by evening medical underwriters, and how can they be managed effectively?

Evening Medical Underwriters often handle time-sensitive applications and may encounter limited access to colleagues or resources outside standard business hours. This can make it challenging to seek immediate clarification or escalate complex cases. To manage these challenges, it's important to maintain clear communication with daytime teams, leverage digital tools for research and documentation, and develop strong independent decision-making skills. Many organizations also provide virtual support channels or on-call resources to help evening staff resolve urgent issues efficiently.
More about Evening Medical Underwriter jobs

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Cities with the most Evening Medical Underwriter job openings:

What are the most commonly searched types of Medical Underwriter jobs?

The most popular types of Medical Underwriter jobs are:

What states have the most Evening Medical Underwriter jobs?

States with the most job openings for Evening Medical Underwriter jobs include:

What job categories do people searching Evening Medical Underwriter jobs look for?

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Evening Medical Underwriter jobs near you
Infographic showing various Evening Medical Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 78% Full Time, 15% Part Time, and 6% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $84,666 per year, or $40.7 per hour.

Mortgage Underwriter II

Royal Credit Union

Eau Claire, WI • On-site

$41.70 - $47.90/hr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 9 days ago

Royal Credit Union rating

9.2

Company rating: 9.2 out of 10

Based on 10 frontline employees who took The Breakroom Quiz

Job description

Team Members are at the core of who we are; living our core values of making a difference, doing the right thing, making it easy, being caring, being friendly, nice, and respectful, and taking ownership. Perhaps Royal is the change you're looking for. Royal Credit Union is looking for caring, energetic team members who want to create a positive impact in the lives of our Members.
Is this you? If so, let us know by submitting an application!
Do you thrive on analyzing complex financial information, making sound lending decisions, and helping Members achieve their homeownership goals? Become a Mortgage Underwriter II at Royal Credit Union! In this role, you'll evaluate a wide variety of mortgage loan applications, balance risk with exceptional member service, and mentor fellow underwriting professionals while ensuring compliance with industry and regulatory standards.
Why Royal?
  • Member and Community Focused: We are dedicated to making a positive impact on our Members and the communities we serve, going beyond financial services to enrich lives and foster growth.
  • Supportive Environment: Join a collaborative, values-driven workplace that is always evolving. We support each other and work together to achieve our goals.
  • Professional Growth: We offer numerous opportunities for training and advancement, helping you continuously develop and advance your skills.
  • Empowerment: We empower our team members to make decisions and drive initiatives that help our Members achieve their financial goals. Your ideas and contributions are valued and encouraged.
  • Community Involvement: Engage with your local community through various initiatives and events, making a tangible difference where you live and work. Be part of something bigger.

What You'll Do:
The Mortgage Underwriter II is responsible for evaluating and analyzing mortgage loan requests for all types of Mortgage lending, including conventional, Portfolio, Jumbo, Bond and Government backed loans (FHA, VA, USDA etc.) to ensure they meet all investor guidelines, regulatory requirements, and company policies. Will approve or deny applications according to the terms of Royal Credit Union's standards, procedures, regulatory underwriting guidelines, and secondary market requirements while meeting the commitment of delivering high-quality loans that satisfy our member's financial needs while mitigating risk.
Our Commitment To You:
  • Compensation: (candidates with significant related experience may be higher. Pay also depends on candidates location)
    • WI range: $36.20-$41.65 per hour
    • MN range: $41.70-$47.90 per hour
  • Benefits: Royal is proud to take care of our team members and their families! In addition to our comprehensive medical, dental, and vision insurance plans, Royal offers a 5% 401k employer match, paid family and sick leave, vacation and sick time accruals, childcare reimbursement, tuition and student loan debt assistance, pet insurance, and much more!

What's Needed For This Position:
  • High School Diploma or equivalent along with a minimum of five years of mortgage lending experience, including extensive mortgage underwriting expertise and the ability to independently evaluate a broad range of loan products while making sound risk-based lending decisions.
  • Advanced knowledge of conventional, portfolio, jumbo, bond, government, and secondary market underwriting guidelines, with a strong understanding of state and federal mortgage lending regulations and regulatory compliance requirements.
  • Demonstrated analytical expertise with the ability to thoroughly review and interpret financial statements, credit reports, tax returns, appraisals, income documentation, and asset information to determine loan eligibility and identify risk factors.
  • Strong communication, documentation, and relationship management skills, including the ability to clearly explain lending decisions, prepare reports and business correspondence, collaborate with stakeholders, and mentor less experienced underwriters.
  • Exceptional organizational skills with the ability to manage a high-volume workload, prioritize competing deadlines, maintain confidentiality, utilize loan origination systems effectively, exercise sound judgment under pressure, and meet board approval and bonding requirements.
  • Mortgage Underwriting experience to include FHA, DE, VA SAR, and Minnesota Housing Finance Agency loans.
  • Will need to have a Chums ID and VA SAR ID.

Work Schedule/Location:
  • Full-Time hourly position; Hours will generally be Monday through Friday, 8:00am - 5:00pm with occasional evening and weekend hours, as needed.
  • This position is part of Royal's workplace flexibility program and has the ability to be hybrid remote after approximately 2-4 months of training and proficiency in the position.
  • When not working remote, the office location is flexible at either the Operations Center in Eau Claire, WI or Arden Hills, MN. Location is based on office availability and candidate preference and location.
  • This position requires residency within Royal's office footprint of WI and MN.

Training:
  • Prior to starting a normal work schedule, new Royal team members must attend Foundation Training at our Corporate Center in Eau Claire, WI from 9:00am - 4:30pm on Monday and Tuesday during their first week of employment. Out of town learners will be reimbursed costs related to travel and lodging.
  • Foundation Training covers fundamental information about Royal's culture and core values which sets the stage for team members to be successful within our organization.

Ready to make a positive impact?
APPLY NOW if you are ready to take on this exciting challenge to contribute to our mission and become a part of the Royal Credit Union family!
We will be communicating with you by email and/or text on the status of your application. Please monitor your email inbox and junk folder for status updates and additional instructions.
All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, protected veteran status or status as an individual with disability.

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