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Contract Medical Underwriter Jobs (NOW HIRING)

Core Specialty

Contract Surety Underwriter

Dallas, TX · On-site

As a Contract Surety Underwriter, you will be responsible for development of contract surety ... We offer medical, dental, vision, and life insurances; short and long-term disability; a Company ...

Core Specialty

Contract Surety Underwriter

Dallas, TX · Hybrid

- As a Contract Surety Underwriter, you will be responsible for development of contract surety ... We offer medical, dental, vision, and life insurances; short and long-term disability; a Company ...

Ascot Group

Senior Underwriter, Contract Surety

Dallas, TX · On-site

$120K - $145K/yr

The Senior Underwriter, Contract Surety will be responsible for supporting underwriting and ... Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account ...

Markel Corporation

Underwriter, Surety

Chicago, IL · On-site

Underwrite contract bonds adhering to Markel Surety's underwriting philosophy, appropriately ... medical condition; citizenship status; pregnancy, childbirth, or related medical conditions ...

Auto-Owners Insurance

Underwriter

Broomfield, CO · On-site

$59K - $89K/yr

Learn various insurance coverages and contracts along with company philosophy and procedures, in ... Along with a matched 401(k), fully-funded pension plan (once vested), Auto-Owners offers medical ...

Auto Owners Insurance Company

Underwriter

Broomfield, CO · On-site

$59K - $89K/yr

Learn various insurance coverages and contracts along with company philosophy and procedures, in ... Along with a matched 401(k), fully-funded pension plan (once vested), Auto-Owners offers medical ...

Auto-Owners Insurance

Underwriter

Peoria, IL · On-site

$47K - $83K/yr

Learn various insurance coverages and contracts along with company philosophy and procedures, in ... Along with a matched 401(k), fully funded pension plan (once vested), Auto-Owners offers medical ...

Diedre Moire Corp.

Surety Underwriter

Manassas, VA · On-site

$140K - $250K/yr

... medical, dental, vision, prescription drug, employee and dependent life insurance, short and ... Surety Underwriter Underwriting Surety Insurance Contract Surety Bonds Construction Surety ...

Markel International

Underwriter, Surety

Chicago, IL · Hybrid

Underwrite contract bonds adhering to Markel Surety's underwriting philosophy, appropriately ... medical condition; citizenship status; pregnancy, childbirth, or related medical conditions ...

Auto Owners Insurance Company

Underwriter

Peoria, IL · On-site

$47K - $83K/yr

Learn various insurance coverages and contracts along with company philosophy and procedures, in ... Along with a matched 401(k), fully funded pension plan (once vested), Auto-Owners offers medical ...

Archgroup

Underwriter

Cortland, NY · On-site

$50K - $80K/yr

This includes, but is not limited to, contract expiration reports, referral reports, loss ... that includes multiple medical plans plus dental, vision and prescription drug coverage; a ...

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Contract Medical Underwriter information

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How much do contract medical underwriter jobs pay per hour?

As of Aug 22, 2026, the average hourly pay for contract medical underwriter in the United States is $40.70, according to ZipRecruiter salary data. Most workers in this role earn between $38.70 and $42.55 per hour, depending on experience, location, and employer.

What is a contract medical underwriter?

A Contract Medical Underwriter is a professional who evaluates medical information and risk factors to determine insurance coverage, premium rates, and policy terms on a contractual or temporary basis. They typically work for insurance companies or third-party agencies, reviewing applications for health, life, disability, or other types of insurance. Contract Medical Underwriters analyze medical histories, lab results, and sometimes consult with medical professionals to assess applicants' risks. Their work ensures that insurance policies are issued in accordance with company guidelines and regulatory requirements. Working on a contract basis allows flexibility and the opportunity to work with multiple employers or projects.

What are the key skills and qualifications needed to thrive as a contract medical underwriter?

To thrive as a Contract Medical Underwriter, you need a solid understanding of medical terminology, underwriting guidelines, and risk assessment principles, often supported by a degree in a health-related field or relevant certifications. Familiarity with underwriting software, electronic health record systems, and industry regulations is typically required. Strong analytical thinking, attention to detail, and effective communication are crucial soft skills for evaluating complex medical information and explaining decisions. These skills and qualifications ensure accurate risk evaluation, regulatory compliance, and clear client communication, all vital for successful underwriting outcomes.

What are the typical challenges faced by a contract medical underwriter, and how can they be addressed?

Contract Medical Underwriters often encounter challenges such as rapidly assessing complex medical histories, staying current with evolving underwriting guidelines, and balancing workload across multiple clients or projects. To address these, it’s important to maintain strong organizational skills, regularly participate in professional development, and leverage technology for efficient data review. Building effective communication channels with insurance teams and medical consultants also helps ensure accurate and timely decision-making.

How much do contract medical underwriters make?

Contract medical underwriters typically earn between $25 and $50 per hour, depending on experience, location, and the complexity of the policies they review. Annual salaries can range from approximately $50,000 to $100,000 for full-time roles, with some contracts paying higher rates for specialized expertise or urgent projects.
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Contract Medical Underwriter jobs near you
Infographic showing various Contract Medical Underwriter job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 62% In-person, 13% Hybrid, and 25% Remote job distribution, with an average salary of $84,666 per year, or $40.7 per hour.

Contract Surety Underwriter

Core Specialty

Dallas, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 4 days ago

Job description

As a Contract Surety Underwriter, you will be responsible for development of contract surety business in a defined territory. You will play a critical role in the production and underwriting of contract surety account business.
Key Accountabilities/Deliverables:
  • Develop and manage distribution channels, including brokers, agents, and partnerships to expand market reach and drive sales growth.
  • Champion a customer-centric approach to deliver exceptional service, satisfaction, and value propositions that will differentiate our contract surety team in the marketplace.
  • Review and evaluate surety bond applications/submissions to determine risk levels and underwriting terms.
  • Analyze financial statements, work-in-process reports, credit reports, and other relevant underwriting documents to assess the financial quality and character of principals and indemnitors for the establishment of surety credit.
  • Determine appropriate single and aggregate bond amounts, terms, and conditions based on risk analysis and industry standards.
  • Collaborate with brokers, agents, and principals to gather necessary information required for proper analysis of bond risks.
  • Keep current on industry trends, regulations, underwriting practices, and competitors.
  • Keep abreast of obligee requirements and statutory changes.
  • Other projects and tasks as assigned.

Technical Knowledge and Understanding:
  • Strong technical contract surety underwriting expertise and financial analysis expertise.
  • Excellent analytical and decision-making skills, with the ability to assess complex risks and provide solutions.
  • Proficiency in underwriting software and tools.
  • Effective communication and interpersonal skills, both verbal and written, for building relationships and managing stakeholder expectations.
  • Time management and prioritization skills.
  • Ability to multi-task and collaborate effectively with others in a high-performance team environment.

Experience:
  • Bachelor's degree in accounting, finance, business, or related field.
  • 2+ years of surety underwriting experience or related field.
  • Contract surety underwriting experience preferred.
  • The ability to meet tight deadlines.
  • Strong customer service with a professional attitude and approach.
  • Strong analytical skills with the ability to interpret financial data.
  • Ability to travel as needed.

#LI-hybrid
At Core Specialty, you will receive a competitive salary and opportunities for professional development and advancement. We offer medical, dental, vision, and life insurances; short and long-term disability; a Company-match of 100% of a 6% contribution 401(k) plan; an Employee Assistance Plan; Health Savings Account, Flexible Spending Account, Health Reimbursement Account, and a wellness program

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