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Contract Medical Underwriter Jobs (NOW HIRING)

Jencap

Program Underwriter-Construction

Red Bank, NJ · On-site +1

Coordinate tasks with third party vendors including inspections, audits, and contract review ... medical condition, genetic information, military or veteran status, political affiliation, or any ...

Diedre Moire Corp.

Insurance Underwriter

Darnestown, MD · On-site

$100K - $300K/yr

... medical and dependent care plan, employee assistance program, generous retirement/savings benefits ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Diedre Moire Corp.

Insurance Underwriter

Gainesville, FL · On-site

$100K - $300K/yr

... medical and dependent care plan, employee assistance program, generous retirement/savings benefits ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Diedre Moire Corp.

Insurance Underwriter

Pittsburgh, PA · On-site

$100K - $300K/yr

... medical and dependent care plan, employee assistance program, generous retirement/savings benefits ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

Capital Blue Cross

Underwriter II

Harrisburg, PA · On-site +1

$55K/yr

Capital Blue Cross offers a comprehensive benefits packaging including Medical, Dental & Vision ... The position is also responsible for approving the financial contract pages for renewing groups.

Capital Blue Cross

Underwriter II

Harrisburg, PA · On-site +1

Capital Blue Cross offers a comprehensive benefits packaging including Medical, Dental & Vision ... The position is also responsible for approving the financial contract pages for renewing groups.

Judi Health

Case Underwriter

Charlotte, NC · On-site

$80K - $110K/yr

Support client contracting, including validation that contract terms align with proposal ... medical condition, genetic information, protected veteran status, sexual orientation, gender ...

Jencap

Program Underwriter-Construction

Red Bank, NJ · On-site

Coordinate tasks with third party vendors including inspections, audits, and contract review ... medical condition, genetic information, military or veteran status, political affiliation, or any ...

Diedre Moire Corp.

Insurance Underwriter

Toms River, NJ · On-site

$100K - $300K/yr

... medical and dependent care plan, employee assistance program, generous retirement/savings benefits ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

New

Arch Capital Group

Underwriter

Cortland, NY · On-site

$50K - $80K/yr

This includes, but is not limited to, contract expiration reports, referral reports, loss ... that includes multiple medical plans plus dental, vision and prescription drug coverage; a ...

Diedre Moire Corp.

Insurance Underwriter

Hartford, CT · On-site

$160K - $200K/yr

Full company paid health and wellness plans including short and long-term disability, AD&D, medical ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

New

Canopius

Programs Underwriter

Chicago, IL · On-site

$100K - $140K/yr

Adhere to Underwriting guidelines and contract terms such as risk limits, rates, and aggregate ... medical, dental and vision cover, and many other benefits to enhance financial, physical, social ...

Diedre Moire Corp.

Insurance Underwriter

Toms River, NJ · On-site

$100K - $300K/yr

... plans, medical and dependent care plan, employee assistance program, generous paid vacation time ... Nothing herein is or may be considered a promise, guarantee, offer, pledge, agreement, contract, or ...

New

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Contract Medical Underwriter information

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How much do contract medical underwriter jobs pay per hour?

As of Aug 22, 2026, the average hourly pay for contract medical underwriter in the United States is $40.70, according to ZipRecruiter salary data. Most workers in this role earn between $38.70 and $42.55 per hour, depending on experience, location, and employer.

What is a contract medical underwriter?

A Contract Medical Underwriter is a professional who evaluates medical information and risk factors to determine insurance coverage, premium rates, and policy terms on a contractual or temporary basis. They typically work for insurance companies or third-party agencies, reviewing applications for health, life, disability, or other types of insurance. Contract Medical Underwriters analyze medical histories, lab results, and sometimes consult with medical professionals to assess applicants' risks. Their work ensures that insurance policies are issued in accordance with company guidelines and regulatory requirements. Working on a contract basis allows flexibility and the opportunity to work with multiple employers or projects.

What are the key skills and qualifications needed to thrive as a contract medical underwriter?

To thrive as a Contract Medical Underwriter, you need a solid understanding of medical terminology, underwriting guidelines, and risk assessment principles, often supported by a degree in a health-related field or relevant certifications. Familiarity with underwriting software, electronic health record systems, and industry regulations is typically required. Strong analytical thinking, attention to detail, and effective communication are crucial soft skills for evaluating complex medical information and explaining decisions. These skills and qualifications ensure accurate risk evaluation, regulatory compliance, and clear client communication, all vital for successful underwriting outcomes.

What are the typical challenges faced by a contract medical underwriter, and how can they be addressed?

Contract Medical Underwriters often encounter challenges such as rapidly assessing complex medical histories, staying current with evolving underwriting guidelines, and balancing workload across multiple clients or projects. To address these, it’s important to maintain strong organizational skills, regularly participate in professional development, and leverage technology for efficient data review. Building effective communication channels with insurance teams and medical consultants also helps ensure accurate and timely decision-making.

How much do contract medical underwriters make?

Contract medical underwriters typically earn between $25 and $50 per hour, depending on experience, location, and the complexity of the policies they review. Annual salaries can range from approximately $50,000 to $100,000 for full-time roles, with some contracts paying higher rates for specialized expertise or urgent projects.
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Contract Medical Underwriter jobs near you
Infographic showing various Contract Medical Underwriter job openings in the United States as of August 2026, with employment types broken down into 94% Full Time, and 6% Contract. Highlights an 62% In-person, 13% Hybrid, and 25% Remote job distribution, with an average salary of $84,666 per year, or $40.7 per hour.

Program Underwriter-Construction

Jencap

Red Bank, NJ • On-site, Remote

Full-time

Re-posted 18 days ago

Job description

Why Jencap? We are one of the largest wholesale insurance intermediaries in the United States with expertise in wholesale brokerage, binding authority, and program management. The common thread woven throughout our success story is our collaborative and driven team of people. Our teams are empowered and work together to find solutions. We have a passion culture – with teamwork, collaboration and a focus on growing individuals and giving them the tools & development opportunities to have a successful career.

Our Underwriters are responsible for managing and growing a book of profitable Construction business consisting of Commercial General Liability and Excess Liability insurance policies. This role requires experience and judgement to analyze acceptability of risk, rate, quote, bind and service policies within underwriting guidelines while retaining producer relationships.

The Experienced Underwriter will work in our Red Bank, NJ office OR Can work remotely in the Greater NY or NJ area with time in office for meetings.

Responsibilities:

  • Underwrite construction book of business in General Liability and Auto programs utilizing sound judgment and discretion as well as relying on underwriting policies and guidelines, rating, rules and insurance laws and regulations.
  • Reviews, evaluates, markets and/or prices new and renewal applications, endorsements, and related documents within company/agency granted authority.
  • Ensure delivery, follow-up and servicing requirements of all new business and renewal accounts. Provide technical underwriting support for assigned accounts/agencies within the team as well as making individual underwriting decisions on referred accounts.
  • Accept, reject, classify, price, and bind insurance risks within granted underwriting authority. Also, broker/recommend to company underwriters beyond any authority grants. Prepare submissions for rating and handling by the staff. Effectively market and negotiate with brokers and insurance companies on individual accounts. Effective and timely communication to pursue opportunities.
  • Effectively communicate with agent or broker clients, company underwriters, internal staff, and management to obtain additional information, quote rates, present proposals, explain company underwriting policies and coverage offerings, as well as servicing existing accounts.
  • Address assigned workload within quality, productivity and service standards as established by the company/underwriting guidelines.
  • Assist in the development and implementation of new marketing strategies.
  • Appropriate and timely response to questions posed by brokers, clients, underwriters, and other team members.
  • Coordinate tasks with third party vendors including inspections, audits, and contract review services.
  • Visit brokers and company clients to enhance relationships and improve production opportunities up to and including attending trade conventions.
  • Coordinate with third party vendors including inspections, audits, and contract review services.

Requirements:

  • Bachelor's Degree or equivalent relevant work experience.
  • Three plus years of construction related underwriting experience or experience with GL and construction highly preferred.
  • Demonstrated ability to build relationships with both agencies and carriers.

The base salary offered for the successful candidate will be based on compensable factors such as job-relevant education, job-relevant experience, training, licensure, demonstrated competencies, geographic location, and other factors. Discretionary incentive compensation may be awarded. Jencap also offers a range of benefits and programs, based on eligibility, which currently include but are not limited to; comprehensive health care coverage, a 401k plan, and tuition reimbursement. Jencap is an emerging and rapidly growing leader in the industry and as such, we approach talent acquisition as an opportunity to identify the best talent. Therefore, the level of the role and compensation may vary depending upon the best available candidate.

Want the opportunity to build something new? Expand your knowledge and stretch your experience through new and emerging risks? Have your voice heard, your skills properly applied, and to add tangible value to an organization? You're in the right place.

Jencap is dynamic, bold, tenacious, and trusted in the industry. Here, you are not just one of the many, you are one of us. We truly are better together.

Jencap is an Equal Opportunity Employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, national origin or citizenship status, sexual orientation, gender identity or expression, pregnancy, marital or familial status, disability status, medical condition, genetic information, military or veteran status, political affiliation, or any other characteristic protected by law. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.