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Remote Fannie Mae Jobs (NOW HIRING)

Obsidian Financial Services

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Licensed Mortgage Loan Officer

Missouri City, MO · Remote

$70K - $300K/yr

Fannie Mae / Ginnie Mae approved lender with no overlays * Ability to broker Non-QM loans Dedicated ... Fully remote work environment with flexible schedule Why Loan Officers Choose Obsidian * Faster ...

Obsidian Financial Services

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Licensed Mortgage Loan Officer

New Port Richey, FL · Remote

$70K - $300K/yr

Fannie Mae / Ginnie Mae approved lender with no overlays * Ability to broker Non-QM loans Dedicated ... Fully remote work environment with flexible schedule Why Loan Officers Choose Obsidian * Faster ...

Obsidian Financial Services

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Licensed Mortgage Loan Officer

Newark, NJ · Remote

$70K - $300K/yr

Fannie Mae / Ginnie Mae approved lender with no overlays * Ability to broker Non-QM loans Dedicated ... Fully remote work environment with flexible schedule Why Loan Officers Choose Obsidian * Faster ...

Obsidian Financial Services

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Mortgage Loan Officer

Dallas, TX · Remote

$70K - $300K/yr

Fannie Mae / Ginnie Mae approved lender with no overlays * Ability to broker Non-QM loans Dedicated ... Fully remote work environment with flexible schedule Why Loan Officers Choose Obsidian * Faster ...

Obsidian Financial Services

Be Seen First

Licensed Mortgage Loan Officer

Camden, NJ · Remote

$70K - $300K/yr

Fannie Mae / Ginnie Mae approved lender with no overlays * Ability to broker Non-QM loans Dedicated ... Fully remote work environment with flexible schedule Why Loan Officers Choose Obsidian * Faster ...

Obsidian Financial Services

Be Seen First

Licensed Mortgage Loan Officer

Chicago, IL · Remote

$70K - $300K/yr

Fannie Mae / Ginnie Mae approved lender with no overlays * Ability to broker Non-QM loans Dedicated ... Fully remote work environment with flexible schedule Why Loan Officers Choose Obsidian * Faster ...

Obsidian Financial Services

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Licensed Mortgage Loan Officer

Charlotte, NC · Remote

$70K - $300K/yr

Fannie Mae / Ginnie Mae approved lender with no overlays * Ability to broker Non-QM loans Dedicated ... Fully remote work environment with flexible schedule Why Loan Officers Choose Obsidian * Faster ...

Tomo Mortgage LLC

Mortgage Underwriter

$85K - $100K/yr

Remote, US Reports To: Head of Underwriting Type: Full-Time, Remote As a Mortgage Loan Underwriter ... Experience working with Fannie Mae and/or Freddie Mac Employee Benefits We strive to anticipate ...

AD Mortgage

Government Senior Underwriter

Troy, MI · On-site +1

$93K - $110K/yr

Knowledge of Ginnie Mae, Fannie Mae, and Freddie Mac is a must. * Wholesale / Correspondent ... This is a full-time position based in our modern, cozy Troy, MI office, with remote flexibility for ...

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All JobsRemote Fannie Mae Jobs

Remote Fannie Mae information

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$120K

$147K

$169.5K

How much do remote fannie mae jobs pay per year?

As of Jun 10, 2026, the average yearly pay for remote fannie mae in the United States is $147,000.00, according to ZipRecruiter salary data. Most workers in this role earn between $135,000.00 and $159,000.00 per year, depending on experience, location, and employer.

What is a Remote Fannie Mae job?

A Remote Fannie Mae job refers to a position with Fannie Mae, the government-sponsored enterprise focused on the mortgage market, that allows employees to work from home or another location outside of the traditional office. These roles span various departments, including technology, finance, risk management, and customer service. Remote opportunities at Fannie Mae allow employees to support the organization's mission of making housing more accessible while enjoying flexible work arrangements. These jobs typically require reliable internet access and the ability to collaborate virtually with teams.

What is the difference between Remote Fannie Mae vs Remote Freddie Mac?

AspectRemote Fannie MaeRemote Freddie Mac
Required CredentialsMortgage underwriting, financial analysis, or loan processing certificationsSimilar certifications in mortgage or financial analysis
Work EnvironmentRemote, collaborative with mortgage and finance teamsRemote, focused on mortgage finance and loan operations
Employer & Industry UsageFannie Mae, government-sponsored enterprise (GSE) in housing financeFreddie Mac, GSE in housing finance
Common Search & ComparisonRemote Fannie Mae vs Remote Freddie Mac

Remote Fannie Mae and Remote Freddie Mac roles are similar in requiring mortgage finance knowledge and certifications. Both operate remotely within the housing finance industry as government-sponsored enterprises, focusing on loan underwriting, processing, and financial analysis. The main difference lies in their specific organizational structures and programs, but their job functions and work environments are quite comparable, making them often compared by job seekers in the mortgage finance sector.

What are some common challenges faced by professionals working remotely at Fannie Mae, and how can they be addressed?

Remote professionals at Fannie Mae often encounter challenges such as maintaining effective communication across distributed teams and staying aligned with fast-evolving project goals. To address these, the company emphasizes regular virtual meetings, clear documentation, and use of collaboration tools. Additionally, remote employees are encouraged to proactively seek feedback and participate in virtual training sessions to stay connected and up-to-date. Building strong digital relationships with team members and managers is key to ensuring both productivity and a sense of belonging.

What are the key skills and qualifications needed to thrive as a Remote Fannie Mae Underwriter, and why are they important?

To thrive as a Remote Fannie Mae Underwriter, you need in-depth knowledge of mortgage underwriting guidelines, experience with risk assessment, and a background in finance or real estate, often supported by relevant certifications such as DE (Direct Endorsement) or SAR (Staff Appraisal Reviewer). Proficiency with loan origination systems, automated underwriting systems like Desktop Underwriter (DU), and secure document management platforms is essential. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating loan files and collaborating with lending teams remotely. These skills ensure accurate, compliant loan decisions and maintain trust and efficiency in the mortgage process.
More about Remote Fannie Mae jobs
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What are the most commonly searched types of Fannie Mae jobs? The most popular types of Fannie Mae jobs are:
What states have the most Remote Fannie Mae jobs? States with the most job openings for Remote Fannie Mae jobs include:
What job categories do people searching Remote Fannie Mae jobs look for? The top searched job categories for Remote Fannie Mae jobs are:
Remote Fannie Mae jobs near you
Licensed Mortgage Loan Officer

Licensed Mortgage Loan Officer

Obsidian Financial Services

Raleigh, NC • Remote

$70K - $300K/yr

Full-time

PTO

Posted 20 days ago

Job description

We are actively hiring Experienced Mortgage Loan Officers who are self-motivated, results-driven, and ready to grow their production. Our Loan Officers Benefit from Our Unique Programs such as our FHA VOE and Earned Equity Programs that supercharge your pipeline and our unique payment model allow you to close fast and make more!

Speak with one of our experienced AE's to see our pricing!

This is a 100% commission-based role ideal for Loan Officers who:

  • Have an existing book of business
  • Want higher payouts and faster closings
  • Prefer a flexible, work-from-home environment

Bilingual candidates (Spanish preferred) are strongly encouraged to apply to better serve diverse borrower communities.

Responsibilities

  • Originate and close residential mortgage loans (purchase, refinance, and specialty products)
  • Utilize your existing referral network and book of business to generate consistent loan volume
  • Analyze borrower financials, including income calculation, credit review, and documentation
  • Structure loans across multiple programs including:
    • Conventional
    • FHA / VA / USDA
    • Non-QM
    • Down Payment Assistance (DPA) programs
  • Maintain consistent communication with clients, agents, and internal teams
  • Submit complete and accurate loan files to processing
  • Attend weekly loan and product training sessions
  • Stay up to date with mortgage guidelines, compliance, and market trends
  • Deliver exceptional customer service from application through closing

Minimum Qualifications

  • Active NMLS License (Required)
  • Active State Mortgage License(s) (in applicable states)
  • Minimum 2+ years of experience as a Mortgage Loan Originator / Loan Officer
  • Proven book of business or referral network
  • Strong knowledge of:
    • Income calculation (W-2, self-employed, tax returns)
    • Loan structuring and underwriting basics
    • Credit analysis
  • Strong sales, communication, and relationship-building skills
  • Ability to work independently in a remote environment

Preferred Qualifications

  • Bilingual (Spanish preferred; other languages a plus)
  • Experience with Non-QM loan products
  • Established relationships with real estate agents, builders, or financial professionals
  • Experience using LOS, CRM systems, and digital marketing tools
  • Strong pipeline management and closing ability

Licensing & Certifications

  • NMLS Unique Identifier (Required)
  • State Mortgage Loan Originator Licenses (Required)
  • Compliance with SAFE Act requirements
  • Ongoing NMLS Continuing Education (CE) compliance
  • Familiarity with agency guidelines such as Fannie Mae and Ginnie Mae

Compensation

  • 100% Commission-Based – Uncapped Earnings
  • Unique Front and Back Compensation Plan
  • Competitive payout structure designed for high producers
  • No cap on income—earn based on your production and performance

What We Offer

  • Wide range of loan programs + DPA options
  • Fannie Mae / Ginnie Mae approved lender with no overlays
  • Ability to broker Non-QM loans Dedicated in-house Processing & Underwriting
  • Advanced LOS system, CRM, and marketing software
  • Scenario Desk for deal structuring support
  • Mentorship from experienced Regional Managers
  • Weekly training to keep you competitive
  • Fully remote work environment with flexible schedule

Why Loan Officers Choose Obsidian

  • Faster closings with fewer conditions
  • Strong backend support so you can focus on production
  • Flexibility to run your business your way
  • Access to more loan solutions = higher approval rates

Company Description

At Obsidian Mortgage, we are redefining the mortgage experience through professionalism, speed, and innovation. As a fully delegated lender licensed in 36 states, we empower our Loan Officers with the tools, support, and flexibility needed to succeed in today’s competitive market.
We provide a remote-first environment, cutting-edge technology, and a strong internal support system so you can focus on what matters most—closing deals and building relationships.