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Fha De Underwriter Jobs (NOW HIRING)

Trustmark

Retail Staff Underwriter II

Mobile, AL · On-site

$65 - $90/hr

FHA DE certification * VA SAR and certification * Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans * Documented experience in mortgage loan underwriting * General ...

New

Sun West Mortgage-Since 1980

Be Seen First

DE and VA Underwriter- Remote

Cerritos, CA · Remote

$110K - $150K/yr

Underwrite FHA, VA, and Conventional loan products with a high level of accuracy and speed ... Active DE Underwriter Certification (CHUMS ID is mandatory). * Active VA/SAR Certification.

SoFi

Mortgage Underwriter

Frisco, TX · Hybrid

Active FHA DE (Direct Endorsement) certification * Experience underwriting Jumbo or USDA loans * College degree * Background in fraud detection or risk mitigation

Trustmark Bank

Retail Staff Underwriter II

Mobile, AL · On-site

FHA DE certification * VA SAR and certification * Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans * Documented experience in mortgage loan underwriting * General ...

Trustmark Bank

FHA DE certification * VA SAR and certification * Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans * Documented experience in mortgage loan underwriting * General ...

Trustmark Bank

Retail Staff Underwriter II

Mobile, AL · On-site +1

FHA DE certification * VA SAR and certification * Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans * Documented experience in mortgage loan underwriting * General ...

Atlantic Coast Mortgage

Underwriter

Fairfax, VA · On-site

$65K - $154K/yr

Underwrites FHA/VA and Conventional loan applications ensuring adherence to Company and investor ... Analyzes appraisals (including FHA, under DE program, SAR under VA program and Portfolio Jumbo)

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · Remote

$40.86 - $50.48/hr

Ability to act as FHA DE, and/or VA Automatic and SAR Underwriter * Order and review MI based on loan program. Ensure that system of record matches MI certificate * Approve/deny loans and update the ...

Plaza Home Mortgage, Inc.

Sr. Underwriter

San Diego, CA · On-site

$40.86 - $50.48/hr

Ability to act as FHA DE, and/or VA Automatic and SAR Underwriter * Order and review MI based on loan program. Ensure that system of record matches MI certificate * Approve/deny loans and update the ...

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Fha De Underwriter information

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How much do fha de underwriter jobs pay per hour?

As of Sep 2, 2026, the average hourly pay for fha de underwriter in the United States is $30.00, according to ZipRecruiter salary data. Most workers in this role earn between $25.00 and $33.17 per hour, depending on experience, location, and employer.

What is an FHA DE Underwriter?

FHA DE Underwriters, or Direct Endorsement Underwriters, are professionals authorized by the Federal Housing Administration (FHA) to review and approve mortgage loan applications according to FHA guidelines. They evaluate borrowers’ credit, income, and property appraisals to ensure loans meet all federal requirements before granting approval. DE Underwriters have the authority to issue FHA insurance commitments on behalf of approved lenders, making their role critical in the mortgage approval process. Their expertise ensures that both lenders and borrowers comply with FHA regulations, minimizing risk for all parties involved.

What are the key skills and qualifications needed to thrive as an FHA DE Underwriter?

To thrive as an FHA DE Underwriter, you need in-depth knowledge of FHA guidelines, mortgage underwriting procedures, and financial analysis, usually supported by DE (Direct Endorsement) certification. Familiarity with loan origination systems (LOS), automated underwriting systems like DU/LP, and compliance software is crucial. Strong attention to detail, analytical thinking, and effective communication skills set top performers apart in this role. These competencies ensure accurate risk assessment, regulatory compliance, and efficient mortgage processing, which are critical for maintaining lender and borrower trust.

What are some common challenges faced by FHA DE Underwriters when reviewing loan files, and how can they be addressed?

FHA DE Underwriters often encounter challenges such as incomplete borrower documentation, complex credit histories, and staying compliant with frequently updated FHA guidelines. To address these, it's important to maintain strong communication with loan officers and processors to quickly obtain missing information. Keeping up-to-date with FHA training and resources also helps ensure compliance and accuracy. Additionally, collaborating with team members and utilizing technology can streamline the review process, reducing errors and improving efficiency.

What is the difference between Fha De Underwriter vs Fha Underwriter?

AspectFha De UnderwriterFha Underwriter
CertificationsTypically requires FHA-specific training and underwriting certificationsRequires FHA training, general mortgage underwriting certifications
Work EnvironmentPrimarily works for lenders processing FHA loansWorks in mortgage lending, focusing on FHA loan approval
Employer & Industry UsageUsed by lenders specializing in FHA loansCommon across mortgage lenders handling FHA and other loans

The Fha De Underwriter specializes in detailed review and compliance for FHA loans, often with specific FHA training. The Fha Underwriter has a broader role in mortgage underwriting, including FHA loans but also conventional loans. Both roles require FHA-specific knowledge, but the De Underwriter focuses more on compliance and detailed analysis within FHA guidelines.

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Fha De Underwriter jobs near you
Infographic showing various Fha De Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 14% Part Time, 1% Temporary, and 4% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution, with an average salary of $62,410 per year, or $30 per hour.

Retail Staff Underwriter II

Trustmark

Mobile, AL • On-site

$65 - $90/hr

Other

Posted yesterday

New

Job description

Overview

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

Responsibilities
  • Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines, income requirements scenarios.
  • Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
  • Review all appraisal types for final approval including issuing NOV’s and HFS/USDA conditional requirements.
  • Stay updated and attend refresher training for all investor guidelines.
  • Review and respond to management for all QC/QA exceptions.
  • Associates are expected to perform all additional duties as assigned.
Qualifications
  • High School Diploma or GED
  • 5 years In underwriting FNMA/FHLMC, FHA, USDA and VA loans
  • FHA DE certification
  • VA SAR and certification
  • Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans
  • Documented experience in mortgage loan underwriting
  • General understanding and knowledge of underwriting and compliance guidelines
  • Working knowledge and experience with DeskTop Underwriter System
  • Exceptional organizational skills and strong communication skills
  • Superior problem‑solving skills
  • Excellent customer service skills
  • Working knowledge of Excel, Word, and other PC applications
  • College education preferred

Physical Requirements & Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse requiring hand and wrist manipulation, while viewing computer screens.

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