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Remote Credit Risk Modeling Jobs (NOW HIRING)

MQ Referrals Only

Credit Risk Senior Manager

$180K - $225K/yr

As Marqeta's Credit Risk Senior Manager, you will lead our credit risk and pricing strategy ... Monthly stipend to support our remote work model * Annual "development dollars" to support our ...

Treliant LLC

Credit Risk SME

$75 - $150/hr

... models, collateral, and underwriting decisions. * Ensure individual loan transactions are ... Remote Primary Location Salary Range: $75/hr - $150/hr Treliant offers a comprehensive, total ...

Treliant LLC

Credit Risk SME

$75 - $150/hr

... models, collateral, and underwriting decisions. * Ensure individual loan transactions are ... Remote Primary Location Salary Range: $75/hr - $150/hr Treliant offers a comprehensive, total ...

Banktech Ventures

Partner Credit Manager II

Provide oversight of credit risk models and decisioning frameworks, ensuring validation, back-testing, and ongoing performance monitoring are conducted in accordance with model risk governance ...

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Remote Credit Risk Modeling information

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$124.5K

$145.1K

$187.5K

How much do remote credit risk modeling jobs pay per year?

As of Jun 25, 2026, the average yearly pay for remote credit risk modeling in the United States is $145,100.00, according to ZipRecruiter salary data. Most workers in this role earn between $132,500.00 and $148,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Remote Credit Risk Modeler, and why are they important?

To thrive as a Remote Credit Risk Modeler, you need a strong background in statistics, data analysis, and financial risk assessment, typically supported by a degree in mathematics, finance, or a related field. Familiarity with statistical modeling tools such as SAS, R, Python, and experience with credit risk platforms or regulatory frameworks like Basel II/III are highly valued. Excellent problem-solving skills, attention to detail, and effective communication are crucial for interpreting complex data and collaborating with remote teams. These skills ensure accurate risk assessments, regulatory compliance, and sound decision-making in credit portfolios.

What is the difference between Remote Credit Risk Modeling vs Remote Credit Analyst?

AspectRemote Credit Risk ModelingRemote Credit Analyst
Required CredentialsDegree in Finance, Economics, or related field; certifications like CFA or FRM beneficialDegree in Finance, Economics, or related field; certifications like CFA or FRM beneficial
Work EnvironmentDeveloping models, analyzing data, using statistical softwareAssessing creditworthiness, reviewing financial documents, communicating with clients
Industry UsageFinancial institutions, credit bureaus, fintech companiesBanks, lending institutions, credit agencies

Remote Credit Risk Modeling focuses on creating statistical models to predict credit risk, requiring strong analytical skills and technical expertise. Remote Credit Analysts evaluate individual credit applications and assess risk based on financial data. While both roles operate remotely within the finance industry, they differ in daily tasks and skill emphasis, with modeling being more technical and analysis more client-focused.

How does a remote Credit Risk Modeling professional typically collaborate with cross-functional teams?

As a remote Credit Risk Modeling professional, collaboration with cross-functional teams—such as data analysts, IT specialists, and business stakeholders—is usually facilitated through virtual meetings, shared project management tools, and version-controlled code repositories. Clear communication and regular updates are essential, as you'll often need to translate complex modeling outcomes into actionable insights for non-technical colleagues. Building strong relationships remotely can be a challenge, but utilizing video calls and collaborative documentation helps ensure alignment on project goals and timelines.

What is remote credit risk modeling?

Remote credit risk modeling involves analyzing and predicting the likelihood that borrowers will default on their loans, all while working from a location outside of a traditional office setting. Professionals in this role use statistical techniques and data analysis tools to assess creditworthiness and help financial institutions minimize risk. They often collaborate with teams virtually, utilizing secure platforms to access data and build predictive models. This remote setup allows for flexibility and efficiency while still upholding high standards of data security and accuracy.
More about Remote Credit Risk Modeling jobs
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Remote Credit Risk Modeling jobs near you

Credit Risk Senior Manager

MQ Referrals Only

Remote

$180K - $225K/yr

Full-time

Medical, Retirement

Posted 21 days ago

Job description

As Marqeta's Credit Risk Senior Manager, you will lead our credit risk and pricing strategy, helping us launch and scale credit programs from the ground up. You will drive innovation to establish best in class credit strategies in partnership with internal stakeholders and external bank partners and customers. You will create something unique in the embedded credit space: a marketplace that enables fintech apps, wallets, and merchants to offer credit products at scale.
Embedded within finance, this role will support Marqeta's evolving managed credit card programs by shaping credit risk strategy across acquisition and account management, pricing, performance and portfolio monitoring, in partnership with cross functional execution teams across product, engineering, sales, operations and other functional areas.
We work Flexible First. This role can be performed remotely in the United States, only in one of our Premium or National locations, which you can review here.
The Impact You'll Have
Credit Strategy & Policy
  • Own end-to-end credit strategy initiatives - from framework design through implementation and ongoing monitoring
  • Build, review, and refine consumer and commercial credit card risk and pricing strategies
  • Proactively adjust credit card policies based on portfolio performance and risk trends
  • Establish strategies that directly drive KPIs: approval rates, new accounts, loss rates, profit margin, and more

Modeling & Data
  • Partner with data scientists to build best-in-class credit risk and cash flow models
  • Work with product to develop modern credit stacks and data strategies leveraging financial, bank, and third-party datasets - enabling underwriting automation at scale

Capital Markets & Partners
  • Partner with capital markets on securitization structures, warehouse lines, and forward flow deals
  • Provide analytical support to co-brand partners, including loss forecasts and profitability analysis

Governance & Reporting
  • Draft underwriting and risk documentation
  • Support bank partners on model validation and governance
  • Report KPIs and risk performance to senior management regularly

Advisory & Cross-Functional Leadership
  • Serve as a risk consultant to bank partners and customers - recommending improvements to credit strategies
  • Collaborate across Banking, Product, Finance, and Capital Markets as an internal strategic resource and external-facing advisor
Who you are
Experience & Background
  • 8+ years building credit card risk and pricing programs, ideally at a fintech - across consumer and/or commercial underwriting
  • Proven ownership across the full credit card lifecycle:
    • Credit policy and risk strategy development, monitoring, and adjustment
    • Approval, line assignment, and pricing strategy design
    • Risk assessments for prospective partners
    • Acquisition strategy across card programs
  • Bachelor's degree in Finance, Business, Accounting, Economics, Statistics, Math, or a related field

Technical Skills
  • Expert in Excel and SQL modeling
  • Comfortable using data to build alignment across stakeholders with competing priorities

Collaboration & Communication
  • Experience working cross-functionally with product, engineering, finance, compliance, bank partners, and capital providers
  • Exceptional communicator - able to translate complex credit concepts for executive, partner, and cross-functional audiences (written and verbal)

Mindset & Adaptability
  • Comfortable in a build environment - moves fluidly between strategy and execution without a large supporting team
  • Thrives in fast-paced, dynamic settings with shifting priorities
  • Demonstrated ability to adapt credit strategies in response to portfolio performance changes or macroeconomic conditions
Your Manager
Neha Nanda, Senior Director, Credit Risk
Our (typical) process:
  1. Application Submission
  2. Recruiter video call
  3. Hiring manager video call
  4. Virtual "Onsite" consisting of 4-5, 45 min calls
  5. Offer!
Compensation and Benefits
Marqeta is a Flex First company which allows you to choose your best working environment, whether that be from home or at a company office. To support Flex First, we calibrate pay to a competitive value according to working location. Compensation is aligned according to three tiers within the United States:
  • National: A baseline tier that applies to most of the geographic territory of the United States.
  • Premium: Slightly elevated from the National tier, and oriented toward a narrower set of higher cost-of-living areas, such as Los Angeles CA and Seattle WA
  • Premium Plus: A tier for the most expensive working areas, like the San Francisco Bay area and New York City.

Visit this page or consult with a Recruiter to determine which tier would be applicable to you.
When determining salaries, we consider several factors including, but not limited to, skills, prior experience, and work location. The new-hire base salary range for this position is:
  • Premium+: $180,600- $225,800
  • Premium: $166,200 - $207,700
  • National: $153,500 - $191,900

We also believe in recognizing the contributions of our people. That's why we award annual bonuses to eligible employees, rewarding both individual performance and the success of the entire company.
Along with monetary compensation, Marqeta offers
  • Multiple health insurance options
  • Flexible time off - take what you need
  • Retirement savings program with company contribution and after tax contributions
  • Equity in a publicly-traded company and an Employee Stock Purchase Program
  • Family-forming benefits, fertility support, and up to 20 weeks of Parental Leave
  • Free therapy sessions, financial and professional coaching, and legal advice
  • Monthly stipend to support our remote work model
  • Annual "development dollars" to support our people growth and development
  • Through Flex First, the freedom to live and work wherever you and your family thrive

Apply