The Team:ย
Upstart's Borrower Experience team is responsible for building and evolving the borrower-facing servicing experience across web, mobile, and AI-powered channels. The team focuses on reducing borrower friction, improving payment success, and enabling clear, self-serve paths for borrowers post-origination.
As a Senior Mobile Engineer at Upstart, you will help design and build high-quality mobile applications using React Native. In this role, you will directly influence core servicing metrics such as Adjusted Payment Success Rate, Contact Rate, Borrower Friction/Satisfaction, and Loan Performance. You will also collaborate closely with product managers, designers, and backend engineers to deliver mobile features that delight users and align with company goals.
How you'll make an impact
- Build and maintain user-facing features in our React Native mobile apps across iOS and Android.ย
- Design and implement mobile components and subsystems that are performant, maintainable, and scalable across platforms.
- Collaborate with product and design teams to scope, implement, and launch features that align with user and business needs.
- Work with backend engineers to define mobile-specific APIs and improve client-server integration patterns.
- Identify and resolve performance or reliability issues in the mobile experience.
- Participate in code reviews, architecture discussions, and technical planning to raise engineering quality across the team.
- Support a strong mobile engineering culture through mentorship, collaboration, and a focus on continuous improvement.
Minimum Qualificationsย
- Bachelor's degree in Computer Science, Engineering, or Mathematics, or a related field (or its equivalent) and 4 years of experience.
- Have experience building in React Native, and familiarity with at least one native platform (e.g., Swift/Objective-C for iOS or Kotlin/Java for Android).
- Understand mobile performance, memory management, and platform-specific constraints.
- Communicate effectively with cross-functional partners in product, design, and backend engineering.
- Take ownership of your work and are comfortable delivering complex features from planning through release.
- Balance speed and quality, and advocate for maintainable, scalable engineering solutions.
- Contribute to team culture and engineering practices through feedback, mentoring, and collaboration.
- Embrace a growth mindset and enjoy learning from others while helping teammates grow.
Preferred Qualifications
- Have helped launch or scale a React Native app on the Android platform.
- Have experience with mobile analytics, push notifications, deep linking, or A/B testing frameworks.
- Have worked in a fast-paced product company where mobile was a primary user touchpoint.
Position location This role is available in the following locations: Remote
Time zone requirements The team operates on the East/West coast time zones.ย
Travel requirements As a digital first company, the majority of your work can be accomplished remotely. The majority of our employees can live and work anywhere in the U.S but are encouraged to to still spend high quality time in-person collaborating via regular onsites. The in-person sessions' cadence varies depending on the team and role; most teams meet once or twice per quarter for 2-4 consecutive days at a time.
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