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Refinance Jobs (NOW HIRING)

TekSky

Escrow Officer

Los Angeles, CA · On-site

Seeking multiple highly experienced Escrow Officers to join our National Refinance Team. This is a 100% remote position supporting national mortgage lenders in a centralized, high-volume refinance ...

Sunset Finance

CUSTOMER SERVICE REPRESENTATIVE

Carrollton, GA · On-site

$14.75 - $20/hr

The duties of a CSR are to wait on the customers, take applications, investigate credit, take payments, refinance loans, help with the delinquent work, send out advertising letters, and complete ...

Sunset Finance

CUSTOMER SERVICE REPRESENTATIVE

Easley, SC · On-site

$15 - $17/hr

The duties of a CSR are to wait on the customers, take applications, investigate credit, take payments, refinance loans, help with the delinquent work, send out advertising letters, and complete ...

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Refinance information

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$1.4K

$3.5K

$6K

How much do refinance jobs pay per month?

As of Sep 13, 2026, the average monthly pay for refinance in the United States is $3,456.75, according to ZipRecruiter salary data. Most workers in this role earn between $1,833.33 and $5,375.00 per month, depending on experience, location, and employer.

What does a refinance specialist do?

A refinance specialist helps clients replace their existing loans, usually mortgages, with new ones that have better terms, such as lower interest rates or monthly payments. They guide borrowers through the refinancing process, evaluate financial situations, gather necessary documents, and communicate with lenders to secure new loan agreements. Their goal is to ensure clients understand their options and achieve the most beneficial outcome possible. Refinancing can help homeowners save money, access equity, or change the type of their loan.

What are the key skills and qualifications needed to thrive as a mortgage refinance specialist?

To thrive as a Mortgage Refinance Specialist, you need a strong understanding of mortgage products, loan processing, and financial regulations, typically supported by experience in the mortgage or banking industry. Familiarity with loan origination systems (LOS), mortgage underwriting software, and relevant certifications like NMLS licensure is often required. Excellent communication, attention to detail, and problem-solving abilities help build trust with clients and efficiently manage complex transactions. These skills ensure clients receive optimal refinancing solutions while maintaining compliance and a high level of customer satisfaction.

What are some common challenges refinance specialists face when coordinating with lenders and clients during the refinancing process?

Refinance Specialists often encounter challenges such as managing tight deadlines, ensuring all required documentation is accurate and complete, and effectively communicating updates to both clients and lending institutions. They must balance the needs and expectations of multiple parties while staying compliant with regulatory requirements. Strong organizational skills and proactive communication are crucial for overcoming these obstacles and ensuring a smooth refinancing experience for clients.

What is the difference between Refinance vs Loan Officer?

AspectRefinanceLoan Officer
Primary RoleAssists clients in refinancing existing loans to better termsEvaluates and approves new loan applications for various purposes
CredentialsKnowledge of loan products, credit analysis, and refinancing optionsMortgage licensing, loan processing, and sales skills
Work EnvironmentFinancial institutions, mortgage companies, or banksMortgage brokerages, banks, or lending firms
Industry UsageSpecializes in refinancing existing loansHandles both new loans and refinancing, but often focuses on originating new loans

Refinance professionals focus on helping clients improve their existing loan terms through refinancing, while loan officers handle the broader process of evaluating and approving new loan applications. Both roles require knowledge of mortgage products and work within financial institutions, but their primary functions differ in scope and focus.

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What cities are hiring for Refinance jobs?

Cities with the most Refinance job openings:

What states have the most Refinance jobs?

States with the most job openings for Refinance jobs include:

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The top searched job categories for Refinance jobs are:

Refinance jobs near you
Infographic showing various Refinance job openings in the United States as of September 2026, with employment types broken down into 100% Full Time. Highlights an 90% Physical, 1% Hybrid, and 9% Remote job distribution, with an average salary of $41,481 per year, or $19.9 per hour.

Sr. Mortgage Consultant - Refinance

Aurora, CO

American Financing Corp
Finance and Insurance • 201 - 500 employees
Learn more about American Financing Corpexternal

$57K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 21 days ago

Key responsibilities

  • Interview potential and current clients to understand their lending needs and explain mortgage options.

  • Assist clients with completing mortgage applications, review documents for accuracy, and assess loan applications for approval or rejection.

  • Work with processing staff and borrowers to ensure timely completion of loans and report on production and goals.

Job description

Compensation: $‎57,784K in base pay plus bonus with total compensation up to $350K+ per year

At American Financing, we're innovators with imagination. We do what it takes to help customers achieve their financial goals. And we stay ahead of the competition by challenging ourselves to become more efficient. We are one of the fastest-growing national mortgage lenders because we don't follow the status quo.

See what it's like to work for a national mortgage lender that truly values its employees.  Wherever your passions lie, you can find rewarding work and new opportunities here. 

  • Casual work environment
  • Hybrid schedule for local employees
  • Family-owned, Customer-focused
  • Denver Post Top Workplace
  • Top 50 Family-Owned Business
  • Best of Colorado Business
  • Inc. 5000 Fastest-growing Private Company

JOB SUMMARY

The Mortgage Consultant will initiate the mortgage process for potential clients, preparing, analyzing,
and verifying mortgage loan applications for the purchase or refinance of real estate.

Compensation: $‎57,784K in base pay plus bonus with total compensation up to $350K+ per year

WHAT YOU WILL BRING

  • Excellent interpersonal and customer service skills.
  • Excellent organizational skills and attention to detail.
  • Ability to analyze and comprehend complex financial data and provide sound financial advice.
  • Thorough understanding of Federal Housing Authority (FHA), Veterans Affairs (VA), Federal.
  • National Mortgage (Fannie Mae), and other types of construction and conventional loans.
  • Proficient with Microsoft Office Suite or related software.
  • Minimum High School diploma
  • One to three years of prior experience in lending or related field preferred.
  • State Mortgage Licensing\NMLS

DUTIES AND RESPONSIBILITIES

  • Interviews potential and current clients to understand their lending needs including first-time
    mortgages or refinance of existing loans.
  • Explains the differences between and approval requirements of various types of mortgages;
    prepares and presents a lending package based on client specifications.
  • Assists clients with completion of mortgage applications, inspecting completed documents for
    accuracy and thoroughness.
  • Reviews loan applications, gathers credit histories and reports, and assesses applicants’ capacity
    to repay and default risk.
  • Based on predetermined requirements, assesses, and grants or rejects mortgage applications.
  • Views property for real estate purchase or refinance.
  • Maintains knowledge of trends and developments in the local real estate market; current and
    predicted lending rates; and changes in rules, regulations, and best practices of various
    mortgages.
  • Demonstrates the ability to use independent judgement and critical thinking skills in matters of
    significant impact
  • Work with the processing staff and borrower to ensure the loans are completed in a timely
    manner.
  • Report daily to management on current production and goals.
  • Performs other duties as assigned.

Compensation: $‎57,784K in base pay plus bonus with total compensation up to $350K+ per year

WHAT WE BRING

  • Medical, Dental, Vision, 401k
  • Paid time off and sick days
  • Paid holidays
  • Long-term paid disability
  • Paid maternity and bonding leave
  • Full desk equipment provided

American Financing Corporation (AFC)  is an Equal Opportunity Employer. AFC does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis protected by law. All employment is decided on the basis of qualifications, merit and business need.