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Refinance Jobs (NOW HIRING)

Sonic Loans is seeking a highly motivated Inside Sales Loan Officer to specialize in refinance opportunities. This role is built for a driven professional who thrives in a fast-paced, high-volume ...

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Mortgage Loan Officer

Chandler, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

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Mortgage Loan Officer

Tolleson, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

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Mortgage Loan Originator

Laveen, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

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Mortgage Loan Officer

Phoenix, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

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Mortgage Loan Officer

San Tan Valley, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

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Mortgage Loan Officer

Phoenix, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

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Mortgage Loan Officer

Mesa, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

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Mortgage Loan Originator

Tempe, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

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Mortgage Loan Officer

Chandler, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

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Mortgage Loan Originator

Scottsdale, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

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Mortgage Loan Originator

Gilbert, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

Urgent

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Mortgage Loan Originator

Gilbert, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

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Mortgage Loan Originator

Queen Creek, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

New

Urgent

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Mortgage Loan Originator

Laveen, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

New

Urgent

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Mortgage Loan Originator

Tempe, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

Urgent

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Mortgage Loan Originator

Queen Creek, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

New

Urgent

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Mortgage Loan Officer

San Tan Valley, AZ ยท On-site

$150K - $500K/yr

If you're a driven Loan Officer who excels at refinance transactions, we want to hear from you! * No state licensing or testing required -- Loan Officers are exempt in all 50 states due to our FDIC ...

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Refinance information

See salary details

$1.4K

$3.5K

$6K

How much do refinance jobs pay per month?

As of Jul 31, 2026, the average monthly pay for refinance in the United States is $3,456.75, according to ZipRecruiter salary data. Most workers in this role earn between $1,833.33 and $5,375.00 per month, depending on experience, location, and employer.

What are some common challenges Refinance Specialists face when coordinating with lenders and clients during the refinancing process?

Refinance Specialists often encounter challenges such as managing tight deadlines, ensuring all required documentation is accurate and complete, and effectively communicating updates to both clients and lending institutions. They must balance the needs and expectations of multiple parties while staying compliant with regulatory requirements. Strong organizational skills and proactive communication are crucial for overcoming these obstacles and ensuring a smooth refinancing experience for clients.

What are the key skills and qualifications needed to thrive as a Mortgage Refinance Specialist, and why are they important?

To thrive as a Mortgage Refinance Specialist, you need a strong understanding of mortgage products, loan processing, and financial regulations, typically supported by experience in the mortgage or banking industry. Familiarity with loan origination systems (LOS), mortgage underwriting software, and relevant certifications like NMLS licensure is often required. Excellent communication, attention to detail, and problem-solving abilities help build trust with clients and efficiently manage complex transactions. These skills ensure clients receive optimal refinancing solutions while maintaining compliance and a high level of customer satisfaction.

What is the difference between Refinance vs Loan Officer?

AspectRefinanceLoan Officer
Primary RoleAssists clients in refinancing existing loans to better termsEvaluates and approves new loan applications for various purposes
CredentialsKnowledge of loan products, credit analysis, and refinancing optionsMortgage licensing, loan processing, and sales skills
Work EnvironmentFinancial institutions, mortgage companies, or banksMortgage brokerages, banks, or lending firms
Industry UsageSpecializes in refinancing existing loansHandles both new loans and refinancing, but often focuses on originating new loans

Refinance professionals focus on helping clients improve their existing loan terms through refinancing, while loan officers handle the broader process of evaluating and approving new loan applications. Both roles require knowledge of mortgage products and work within financial institutions, but their primary functions differ in scope and focus.

What does a refinance specialist do?

A refinance specialist helps clients replace their existing loans, usually mortgages, with new ones that have better terms, such as lower interest rates or monthly payments. They guide borrowers through the refinancing process, evaluate financial situations, gather necessary documents, and communicate with lenders to secure new loan agreements. Their goal is to ensure clients understand their options and achieve the most beneficial outcome possible. Refinancing can help homeowners save money, access equity, or change the type of their loan.
More about Refinance jobs
What cities are hiring for Refinance jobs? Cities with the most Refinance job openings:
What states have the most Refinance jobs? States with the most job openings for Refinance jobs include:
Infographic showing various Refinance job openings in the United States as of July 2026, with employment types broken down into 98% Full Time, 1% Part Time, and 1% Contract. Highlights an 74% Physical, 2% Hybrid, and 24% Remote job distribution, with an average salary of $41,481 per year, or $19.9 per hour.

Refinance Loan Officer

Sonic Loans Inc.

Dearborn, MI โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 18 days ago


Job description

Sonic Loans is seeking a highly motivated Inside Sales Loan Officer to specialize in refinance opportunities. This role is built for a driven professional who thrives in a fast-paced, high-volume call environment and knows how to convert conversations into closed loans.


You will handle both inbound and outbound calls with homeowners across multiple states, identifying refinance opportunities, structuring solutions, and guiding clients through a streamlined process from initial contact to application.


This is not a passive role. Success here comes from urgency, consistency, and the ability to confidently lead clients to a better financial outcome.


What Youโ€™ll Do

  • Handle inbound inquiries and convert them into funded loans
  • Analyze borrower scenarios and recommend refinance solutions (rate/term, cash-out, debt consolidation, etc.)
  • Structure deals
  • Collect and review documentation (income, assets, credit)
  • Manage the pipeline through closing
  • Follow up relentlessly with prospects and leads
  • Maintain compliance with all federal and state lending regulations


What Weโ€™re Looking For


  • Active NMLS license (multi-state preferred or willingness to obtain)
  • Proven experience in mortgage sales or refinance call environments
  • Strong phone presence and ability to control a conversation
  • High sense of urgency and competitive drive
  • Ability to overcome objections and close decisively
  • Organized and capable of managing a high-volume pipeline
  • Comfortable working in-office in Dearborn, MI



Company Description

Sonic Loans is a high-performance mortgage company built on solutions, speed, and service. We help clients navigate the home financing process with confidence by finding answers, solving problems, and getting loans closed efficiently. Our team is known for working hard, thinking creatively, and delivering a level of care that stands out in the industry. At Sonic Loans, we value accountability, growth, strong communication, and people who are driven to make a real impact for clients and teammates alike.