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Real Estate Risk Jobs (NOW HIRING)

Ice Miller

Real Estate Counsel

Cleveland, OH · On-site

$255K - $315K/yr

Negotiate construction, development, and project-related agreements while helping clients manage real estate risk * Structure, negotiate, and document mortgage, construction, bridge, mezzanine, and ...

New

Ice Miller

Real Estate Counsel

Cleveland, OH

$255K - $315K/yr

Negotiate construction, development, and project-related agreements while helping clients manage real estate risk * Structure, negotiate, and document mortgage, construction, bridge, mezzanine, and ...

New

Airdo Werwas, LLC

Real Estate Attorney

Chicago, IL · On-site

$110K - $180K/yr

Counsel clients regarding property tax issues, land use regulations, and real estate risk management. * Collaborate with attorneys across the firm's municipal, corporate, employment, litigation, and ...

Airdo Werwas, LLC

Real Estate Attorney

Chicago, IL · On-site

$110K - $180K/yr

Counsel clients regarding property tax issues, land use regulations, and real estate risk management. * Collaborate with attorneys across the firm's municipal, corporate, employment, litigation, and ...

Benderson

Risk & Insurance Associate

Sarasota, FL · On-site

... real estate insurance renewals, audits, and inspections. * Assist with completion of insurance ... Perform any additional risk and insurance tasks, as needed. Preferred Qualifications * Bachelor ...

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Real Estate Risk information

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$24K

$48.6K

$87K

How much do real estate risk jobs pay per year?

As of Aug 22, 2026, the average yearly pay for real estate risk in the United States is $48,610.00, according to ZipRecruiter salary data. Most workers in this role earn between $38,000.00 and $54,500.00 per year, depending on experience, location, and employer.

What is real estate risk?

Real estate risk refers to the various uncertainties and potential financial losses associated with investing in, owning, or managing real estate properties. These risks can include market fluctuations, changes in interest rates, tenant defaults, property devaluation, and unforeseen maintenance costs. Professionals in real estate risk management analyze and mitigate these risks to protect investments and ensure stable returns. Understanding and managing real estate risk is crucial for investors, lenders, and property managers to make informed decisions and achieve long-term success.

What are some common challenges faced by professionals in real estate risk roles, and how can they be managed?

Professionals in Real Estate Risk frequently encounter challenges such as rapidly changing market conditions, regulatory compliance, and accurately assessing property values or borrower creditworthiness. Managing these challenges often requires staying up to date with market trends, maintaining strong analytical skills, and collaborating closely with underwriters, legal teams, and asset managers. Proactively communicating risks and recommendations to stakeholders is also vital for mitigating potential losses and ensuring smooth project execution.

What are the key skills and qualifications needed to thrive as a real estate risk professional, and why are they important?

To thrive as a Real Estate Risk professional, you need strong analytical skills, financial acumen, and a background in finance, economics, or real estate, often supported by relevant degrees or certifications like CFA or FRM. Familiarity with risk assessment tools, Excel, financial modeling software, and property management systems is typically required. Excellent communication, critical thinking, and problem-solving abilities help you present findings and collaborate with stakeholders effectively. These skills are essential for accurately identifying, evaluating, and mitigating risks that impact real estate investments and organizational stability.

What is the difference between Real Estate Risk vs Real Estate Appraiser?

AspectReal Estate RiskReal Estate Appraiser
Required CredentialsKnowledge of market trends, risk assessment skillsState licensing, appraisal certification
Work EnvironmentFinancial analysis, risk management teamsField inspections, appraisal reports
Industry UsageReal estate investment, development, lendingProperty valuation, sales, and purchase assessments

While both roles involve real estate, Real Estate Risk focuses on identifying and managing potential financial losses in property investments, whereas a Real Estate Appraiser specializes in determining property values for transactions. Understanding these differences helps clarify career paths and industry functions.

More about Real Estate Risk jobs

What states have the most Real Estate Risk jobs?

States with the most job openings for Real Estate Risk jobs include:

What job categories do people searching Real Estate Risk jobs look for?

The top searched job categories for Real Estate Risk jobs are:

Real Estate Risk jobs near you
Infographic showing various Real Estate Risk job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 22% Part Time, and 4% Contract. Highlights an 76% Physical, 2% Hybrid, and 22% Remote job distribution, with an average salary of $48,610 per year, or $23.4 per hour.

Risk Team Director - Real Estate

WithCoverage

New York, NY • On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Re-posted 3 days ago

Job description

Risk Team Director - Real Estate
Location: New York, NY
About WithCoverage:
WithCoverage replaces the traditional insurance brokerage with AI-supercharged risk management designed for the modern economy.
We partner with hundreds of high-growth, category-defining companies, including GoPuff, Eight Sleep, Bombas, Chomps, and Blank Street Coffee. Our clients span iconic consumer brands, hospitality leaders, GCs, advanced manufacturers, and next-generation defense contractors. They operate in complex risk environments and need a partner that can move at their speed.
Instead of a fragmented, manual brokerage stack, we have built a new category: elite risk advisors operating on top of proprietary technology. Our in-house Agency Management System gives our team and AI agents full visibility into policies, exposures, claims, billing, and commissions. This platform enables deep automation, better decisions, and a fundamentally higher standard of service.
WithCoverage was founded by JD Ross (co-founder of Opendoor) and Max Brenner (Bain, Compound). We have raised over $43M from leading investors including Sequoia, 8VC, Khosla Ventures and Crystal Venture Partners.
Our ambition is not to build a better brokerage. It is to redefine how risk is managed across the economy.
Why Join Us:
  • Grow Faster - We're scaling quickly, giving you significant opportunities to learn, lead, and shape your career and the company's future.
  • Work That Matters - We protect the world's most innovative brands: consumer icons, hospitality leaders, next-gen defense contractors, and US manufacturers.
  • Redefine an Industry - Insurance is one of the largest, slowest-moving markets. We rewrite the playbook with proprietary technology, automation, and AI.
  • Financial Rewards - We hire the best and invest in you. That means competitive comp, meaningful equity, and excellent benefits. We believe strongly in internal promotion and lay out a plan for everyone's career growth.

About The Role:
As Director, Real Estate Risk, you'll be WithCoverage's senior technical authority for risk advisory across our Real Estate vertical, supporting owners, operators, developers, REITs, syndicators, and institutional investors. You'll personally lead the most complex placements and serve as the in-house expert our advisors, service teams, and clients rely on for real estate-specific coverage strategy. This is a senior individual contributor role today, with a path to building and leading the Real Estate Risk function as the book grows. You'll set the technical bar, codify best practices, and architect the playbooks, tools, and training that scale a high-performing vertical practice.
What You'll Do:
  • Act as the senior technical lead on complex real estate placements, including layered/shared property towers, CAT-exposed portfolios, captive and alternative risk financing structures, wrap-ups (OCIP/CCIP), and lender/JV insurance compliance
  • Design and refine client risk management programs tailored to real estate exposures across asset classes and lines of business (Property, GL, Umbrella/Excess, Builders Risk, Environmental, Workers Comp, Auto, Cyber, D&O, Crime, EPLI, etc.)
  • Provide deep technical expertise on real estate-specific coverage issues, including CAT-exposed property placements, vacancy and protective safeguards provisions, ordinance & law, business income/rents, anti-concurrent causation, assault & battery sublimits, habitational liability, construction defect, and tenant/contractual risk transfer
  • Partner with Risk Advisors on renewal and risk mitigation strategies, including SOV optimization, valuation accuracy, COPE data integrity, and modeling outputs (RMS/AIR) for CAT-exposed portfolios
  • Lead loss analysis, benchmarking, and claims trend work across real estate portfolios to guide client decision-making and carrier negotiations
  • Evaluate client operations, asset-level exposures, lease structures, vendor agreements, and contractual risk transfer mechanisms to propose proactive solutions
  • Build the foundational playbooks, technical standards, and review processes that will define how WithCoverage delivers real estate risk advisory at scale
  • Develop and deliver internal training on real estate exposures and emerging issues (climate, wildfire, convective storm, habitability litigation, AOB, social inflation), raising the technical fluency of the broader advisory team
  • Serve as a trusted resource and mentor to Risk Advisors working on real estate accounts, with the expectation that you'll hire, build, and eventually lead a dedicated Real Estate Risk team as the practice grows
  • Collaborate with leadership to shape the tools, technology, and processes that power real estate risk advisory delivery
  • Engage directly with executive-level clients (CFOs, GCs, asset managers, principals) on high-stakes coverage strategy, program design, and carrier negotiations

Who You Are:
  • 10+ years of experience in commercial insurance or risk management, with deep specialization in the Real Estate vertical, ideally within a brokerage or consulting environment
  • A senior individual contributor with a track record of personally owning complex real estate placements and being the go-to technical resource for advisors, clients, and carriers
  • Deep technical command of real estate insurance programs, including Property (CAT-exposed and shared/layered towers), General Liability (habitational and commercial), Umbrella/Excess, Builders Risk, Environmental/Pollution, Workers Comp, Auto, and specialty lines (D&O, Crime, EPLI, Cyber)
  • Demonstrated experience structuring programs for owner/operators, REITs, syndicators, developers, property management companies, and/or institutional real estate investors
  • Working knowledge of lease and loan insurance requirements, waivers of subrogation, additional insured/AICOI compliance, and contractual risk transfer best practices for real estate
  • Fluent with CAT modeling outputs, COPE data quality, and valuation methodologies, and how each drives carrier appetite and pricing
  • Proven ability to communicate complex insurance and real estate risk concepts to executive-level clients in a clear, advisory tone
  • Strong analytical and strategic thinker, comfortable working across asset classes, geographies, and capital structures
  • Builder's mindset, energized by the prospect of standing up a function from the ground up, codifying how the work gets done, and eventually hiring and leading the team that scales it
  • Interest in mentorship and team leadership over time; prior people management is a plus but not required
  • Designations (CPCU, ARM, CIC, CRM, CRIS) preferred but not required

For candidates based in the United States, the expected OTE pay range for this position at the start of employment is $200,000 - $250,000/year. Actual compensation will vary based on individual factors, including market location, relevant experience, and role scope. In addition to base salary, this role is eligible for variable compensation tied to performance or quota attainment, where applicable. WithCoverage's Total Rewards package for full-time employees also includes equity participation and comprehensive benefits. If you're excited about the role but your compensation expectations are outside this range, we'd still love to hear from you; final offers reflect experience, scope, and leveling.
What We Offer:
  • Competitive compensation that includes equity
  • Comprehensive benefit plans for medical, dental, vision, life, and disability
  • Pre-tax accounts (FSA, HSAs, dependent care FSAs, commuter savings)
  • Human Interest: 401(k) provider
  • Time Off: Flexible time off, sick leave, family and medical leave, and major national holidays
  • A curated in-office employee experience, designed to foster community, team connections, and innovation
  • Collaborative, transparent, and fun culture

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