Rbc Risk Analyst Jobs (NOW HIRING)

Is the opportunity to join a culture where "We Do the Right Thing," and "We Courageously Shape Our Future Together" important to you? If so, Guardian is seeking a motivated individual to join our team as a Global Capital Risk Analyst.
Reporting to the Head of Operations, Service, Claims & Transformation Finance, this role plays a central position within Group Benefits Finance, supporting financial analytics, performance insights, and strategic decision support across all operational areas.
This role will help shape Guardian's enterprise capital planning across its U.S. and Bermuda-domiciled entities. This role offers a rare opportunity to work at the intersection of capital strategy, regulatory frameworks, investment decisions, and business planning, with exposure to senior cross-functional partners and analysis that directly informs capital forecasting and enterprise decision-making.
You will partner closely with Investment Management, Corporate Actuarial, Asset/Liability Management, Enterprise Risk Management, and Enterprise/Line of Business Financial Planning and Analysis, giving the analyst a broad view into how critical financial, investment, and strategic business considerations tie together.
This position reports to the Head of Global Capital Risk Management who, in turn, reports to the Head of Market Risk.
You will

• Manage a continuous forecast of regulatory capital (RBC and BSCR), while driving standardization and synergies across RBC and BSCR models to modernize and strengthen enterprise-wide capital planning.
• Analyze and monitor actual financial results to identify implications to Guardian's capital position and build a deeper understanding of key risks and emerging opportunities across the enterprise.
• Develop a thorough understanding of Guardian's asset allocation strategy and how investment decisions influence capital outcomes.
• Proactively drives opportunities to support capital optimization across the balance sheet, gaining exposure to high-impact initiatives that shape Guardian's financial strength.
• Support data and technology initiatives around building capital-related databases and interactive capital dashboards that enhance transparency, analysis, and decision support for senior leadership.

You are

• A self-motivated professional who is energized by ownership, continuous learning, and the opportunity to shape important work independently.
• Adept at translating complex topics into clear, concise messages for senior stakeholders and cross-functional partners.
• Able to use data to tell a compelling story, frame thoughtful recommendations, and drive practical solutions.
• Eager to build trusted relationships across levels and functions, with an interest in learning how different areas of the business connect to capital planning and strategy.
• Comfortable operating in a fast-paced environment, balancing multiple deliverables.
• Organized with a strong attention to detail.

You have

• 5+ years of experience in the life insurance industry; familiarity with Bermuda's capital framework highly desirable.
• Degree in finance, accounting, economics, or other quantitative discipline preferred.
• FSA, CPA, or CFA charterholder/candidate preferred.
• Skilled in Microsoft Excel and PowerPoint; Claude and Python a plus.
• Proven communication and relationship building skills.

Location:
Hybrid role - 3 days in a Guardian office located in Hudson Yards, NYC. 2 days WFH.
Salary Range:
$118,980.00 - $195,465.00
The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.
Our Promise
At Guardian, you'll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.
Inspire Well-Being
As part of Guardian's Purpose - to inspire well-being - we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits. Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.
Equal Employment Opportunity
Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.
Accommodations
Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities. Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact MyHR@glic.com. Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site.
Visa Sponsorship
Guardian Life is not currently or in the foreseeable future sponsoring employment-based visas (e.g., such as an H-1B). In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship/support now or at any time in the future.
Notice Regarding Guardian's Use of Artificial Intelligence in Recruitment
As part of Guardian's job application process, Guardian may use artificial intelligence tools ("AI Tools") to automate the sorting and filtering of information provided by applicants as part of its preliminary screening. This preliminary screening may be used to help identify applicant materials and resumes relative to their indication that the applicant meets the requirements for the specific job for which they are applying, as specified in the listing posted on Guardian's jobs website (Careers at Guardian at https://www.guardianlife.com/careers). At Guardian, we do not use AI Tools to substantially assist or replace human judgment or discretionary decision making in our hiring process. All hiring decisions will be made by Guardian colleagues.
Please be aware that if you apply for a specific position with Guardian, you will have the choice of opting out of Guardian's use of AI Tools during the job application process. If you would like to request an alternative process that does not utilize AI Tools or would like to request a reasonable accommodation, within ten business days of your position application, you must email your request to MyHR@glic.com, making sure to provide your name and job requisition identification number. Guardian will retain your applicant materials and resume and all information therefrom in accordance with Guardian's document retention policy, a copy of which you may request via MyHR@glic.com.
Additionally, at applicable times, Guardian will make public the most recent bias audit results for such AI tools, which may be found here.
Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.