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Preferred Risk Insurance Jobs in Austin, TX (NOW HIRING)

Atlas Energy Solutions

Senior Risk Analyst

Austin, TX · On-site +1

Key Responsibilities Insurance Renewal & Program Support * Own annual and mid-term insurance ... ARM, CRM, CPCU, CRIS, PMP, Six Sigma, or similar credential preferred. What You Will Love About Us

Atlas Energy Solutions

Senior Risk Analyst

Austin, TX · On-site +1

Key Responsibilities Insurance Renewal & Program Support * Own annual and mid-term insurance ... ARM, CRM, CPCU, CRIS, PMP, Six Sigma, or similar credential preferred. What You Will Love About Us

Atlas Energy Solutions

Senior Risk Analyst

Austin, TX · On-site

Key Responsibilities Insurance Renewal & Program Support * Own annual and mid-term insurance ... ARM, CRM, CPCU, CRIS, PMP, Six Sigma, or similar credential preferred. What You Will Love About Us

Atlas Sand

Senior Risk Analyst

Austin, TX · On-site

$110 - $150/hr

Key Responsibilities Insurance Renewal & Program Support * Own annual and mid-term insurance ... ARM, CRM, CPCU, CRIS, PMP, Six Sigma, or similar credential preferred. What You Will Love About Us

USI Insurance Services

Personal Risk Specialist

Austin, TX · On-site

$97K/yr

Personal Risk Specialist The Personal Risk Specialist is an outside sales position focused on ... Insurance Practice and Regional Office. * College degree preferred but high school diploma or ...

PNC Bank

LOB Risk Spec Sr

Austin, TX · On-site

$75K - $137K/yr

Preferred Skills Change Management, Conflict Management, Crisis Management, Emerging Risks ... This position is subject to the requirements of Section 19 of the Federal Deposit Insurance Act ...

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Preferred Risk Insurance information

See Austin, TX salary details

$14

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$73

How much do preferred risk insurance jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for preferred risk insurance in Austin, TX is $30.07, according to ZipRecruiter salary data. Most workers in this role earn between $19.28 and $38.37 per hour, depending on experience, location, and employer.

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Austin, TX?

For Preferred Risk Insurance jobs in Austin, TX, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Austin, TX look for?

The top searched job categories for Preferred Risk Insurance jobs in Austin, TX are:

What cities near Austin, TX are hiring for Preferred Risk Insurance jobs?

Cities near Austin, TX with the most Preferred Risk Insurance job openings:

Preferred Risk Insurance jobs near you

Director of Insurance and Risk Management

Jobtailor

Austin, TX • On-site

$130 - $170/hr

Other

Posted 19 days ago

Job description

Responsibilities
  • Promoting and building the Joeris bold promise, mission, vision, and values to employees.
  • Oversee all corporate and project-specific insurance programs, including General Liability, Builder's Risk, Workers' Compensation, Auto Liability, Umbrella/Excess Liability, Professional Liability, Pollution Liability, Cyber Liability, Executive Risk Insurance, OCIP/CCIP programs, Subcontractor Default Insurance (SDI), and the Company's captive program.
  • Lead annual insurance renewals and coordinate underwriting submissions.
  • Manage relationships with brokers, carriers, third‑party administrators, actuarial consultants, and other risk advisors.
  • Analyze coverage terms, endorsements, exclusions, and limits to ensure appropriate protection.
  • Monitor insurance costs and develop strategies to improve total cost of risk.
  • Oversee the Master Builders Risk (MBR) program, including monthly coordination with project managers for completion dates and coverage adjustments and quarterly MBR reporting to finance leadership.
  • Review owner contracts, subcontracts, vendor agreements, and purchase orders for risk exposure, ensuring appropriate indemnification, insurance, and limitation of liability provisions.
  • Collaborate with legal and operations teams during contract negotiations.
  • Lead the subcontractor prequalification program as a foundational risk‑transfer mechanism, including financial risk analysis, trade partner performance monitoring, and ongoing compliance oversight across the Company's active subcontractor base.
  • Maintain insurance records, certificates, and endorsements in accordance with the Texas Statute of Repose and other applicable retention requirements.
  • Direct claims management across all lines of insurance, coordinating investigations and resolution with carriers, legal counsel, third‑party administrators, field inspectors, forensic experts, and project teams.
Requirements
  • Bachelor's Degree in Risk Management, Construction Management, Business Administration, Finance, or related field required.
  • 10+ years of progressive risk management experience in commercial construction or general contracting.
  • Strong knowledge of construction insurance programs, contractual risk transfer, and claims management.
  • Experience managing OCIP/CCIP programs preferred.
  • Familiarity with large‑scale commercial, industrial, healthcare, multifamily, or mixed‑use construction projects.
  • Experience overseeing high deductible, self‑insured, or Subcontractor Default Insurance (SDI) structures, including collateral requirements, claim funding, and loss forecasting, strongly preferred.
  • Experience with captive insurance programs (group, single‑parent, or protected cell), alternative risk financing, and loss‑sensitive insurance structures preferred.
  • Demonstrated experience overseeing subcontractor prequalification, financial risk analysis, and trade partner performance monitoring in support of SDI program requirements.
  • Experience collaborating with actuarial consultants, captive managers, brokers, auditors, third‑party administrators, and finance teams.
  • Experience overseeing workers' compensation case management, occupational clinic coordination, and Experience Modification Rate (EMR) performance.
  • Familiarity with construction risk and insurance technology platforms such as Procore, TradeTapp, and subcontractor prequalification systems.
  • Professional certifications such as ARM, CPCU, CRM, CSP, or CHST strongly preferred.
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