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Preferred Risk Insurance Jobs in Austin, TX (NOW HIRING)

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

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Showing results 1-20

Preferred Risk Insurance information

See Austin, TX salary details

$14

$30

$73

How much do preferred risk insurance jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for preferred risk insurance in Austin, TX is $30.07, according to ZipRecruiter salary data. Most workers in this role earn between $19.28 and $38.37 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Austin, TX? For Preferred Risk Insurance jobs in Austin, TX, the most frequently searched job titles are:
What job categories do people searching Preferred Risk Insurance jobs in Austin, TX look for? The top searched job categories for Preferred Risk Insurance jobs in Austin, TX are:
What cities near Austin, TX are hiring for Preferred Risk Insurance jobs? Cities near Austin, TX with the most Preferred Risk Insurance job openings:
Insurance Specialist III

Insurance Specialist III

MasTec Inc

Austin, TX • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago


MasTec rating

7.4

Company rating: 7.4 out of 10

Based on 150 frontline employees who took The Breakroom Quiz

36th of 78 rated construction


Job description

Overview

Responsible for oversight of claims management for Builders All Risk claims, Buy-Down claims, Professional and Pollution Claims. Works collaboratively with corporate risk, legal team members and insurance brokers/carriers.

Company Overview

MasTec’s Clean Energy & Infrastructure (CE&I) segment generates more than $4.5 billion in annual revenue, providing construction services across three operating groups: Renewables, Industrial & Infrastructure and General Building. Our Renewables expertise includes solar, wind, energy storage, aftermarket services, substations and switchyards. Our Industrial expertise includes manufacturing, mining and mineral processing, power plants, conventional power generation, alternative fuel generation and other innovative solutions. In Infrastructure, we specialize in electrical, environmental, highways, roads and bridges, aggregate mining, ports and terminals, rail, pump and lift stations, water transmission and pipelines, water and wastewater treatment plants, and stormwater. Our General Building expertise includes airports, seaport terminals, sports and entertainment, pre-engineered metal buildings, and data centers.

MasTec, a minority-owned Fortune 500 company, has shaped the construction industry for more than 90 years. With over 35,000 employees and 400 offices nationwide, we provide flexibility and career growth in dynamic work environments. Sustainability and safety are foundational to our culture and influence everything we do. 

Our company is experiencing rapid growth and provides numerous opportunities for qualified, talented, and motivated professionals. As a member of the MasTec team, you will engage in exciting new projects and benefit from a culture that prioritizes professional development and support for skill enhancement. We foster a creative and innovative environment that is, above all, supportive. Our goal is to cultivate a respectful workplace where all employees feel valued, included, and empowered to become innovative leaders in our industry.

The Clean Energy & Infrastructure Group comprises the following market sectors and operating companies: Renewables:  IEA Constructors, Wanzek Construction, White Construction; Industrial: Casey Industrial, Phoenix Industrial, MasTec Industrial; Infrastructure: American Civil Constructors West Coast, Cash Construction, FNF Construction, MasTec Civil, McKee Utility Contractors, Precision Aggregate Products, Ragnar Benson Construction, Saiia, William Charles Construction, William Charles Electric; General Building: Lemartec, NV2A.


Responsibilities

Essential Job Functions:

  • Serve as subject matter expert for all company’s insurance coverages, including builder’s/construction all-risk policies provided at a corporate level and by clients
  • Provide contract review support of insurance requirements to ensure alignment with coverages and contracting protocol
  • Facilitate bond requests (e.g. payment, performance, lien) to ensure appropriate form and substance
  • Work with project teams to compile documentation for builder’s all-risk claims and deductible buy-downs
  • Collaborate with legal, broker, and carrier(s) to manage the claims process, advise the business on decisions regarding claims (whether to tender), and monitor the progress of carriers' claim administration
  • Manage the integration and supplementation of insurance coverage requirements created by Merger & Acquisition (M&A) activity
  • Administer Owner Controlled Insurance Programs (OCIP/CCIP) including subcontractor and supplier enrollment
  • Review binders, policies, and endorsements to ensure accuracy and the inclusion of negotiated terms and conditions for upstream agreements
  • Conduct training and education sessions to familiarize project and support teams with critical insurance concepts, lessons learned, and best practices
  • Other duties as assigned

Qualifications

Education and Work Experience Requirements:

  • Associates or Bachelor’s degree in a business related field
  • 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager

Knowledge, Skills and Abilities Required:

  • Take reasonable care of your own and others’ health and safety and of those who may be affected by the day-to-day delivery of this role by taking personal responsibility for working toward the company’s Zero Injury principles
  • Advanced Microsoft Office Skills (Word, Outlook, Excel)
  • Confident decision-making abilities
  • Strong organizational skills, initiative, and meticulous attention to details
  • Ability to handle confidential information and communications securely and professionally
  • Excellent written and verbal communication skills
  • Ability to deal with multiple assignments, to prioritize, and to progress assignments without constant oversight
  • Knowledge of construction means and methods and industry standard insurance policies, especially builder’s/construction all-risk policies

What's in it for You

Financial Wellbeing

  • Compensation $76,354-$118,479/year, commensurate with experience

  • Competitive pay with ongoing performance review and merit increase

  • 401(k) with company match & Employee Stock Purchase Plan (ESPP)

  • Flexible spending account (Healthcare & Dependent care)

Health & Wellness

  • Medical, Dental, and Vision insurance (plan choice) - coverage for spouse, domestic partner, and children

  • Diabetes Management, Telehealth Coverage, Prescription Drug Plan, Pet Insurance, Weight Management Drug Discount

  • Discounted National Gym Membership Network

Family & Lifestyle

  • Paid Time Off, Paid Holidays, Bereavement Leave

  • Military Leave, including Benefits Continuation

  • Employee Assistance Program

Planning for the Unexpected

  • Short and long-term disability, life insurance, and accidental death & dismemberment

  • Voluntary life insurance, accident, critical illness, hospital indemnity coverage

  • Emergency Travel Assistance Program

  • Group legal plan

Position may be subject to pre-employment screening, which may include background check and drug testing. Accessibility: If you need accommodation as part of the employment process, contact ceicareers@mastec.com. Due to the high volume of applications received, we are unable to respond to individual requests regarding application status. Please log into your candidate profile for up-to-date information. 

MasTec, Inc. is an Equal Employment Opportunity Employer. The Company's policy is not to unlawfully discriminate against any applicant or employee on the basis of race, color, sex, sexual orientation, gender identity, religion, national origin, age, disability, genetic information, military status, or any other consideration made unlawful by applicable federal, state, or local laws. The Company also prohibits harassment of applicants and employees based on any of these protected categories. It is also MasTec's policy to comply with all applicable state, federal and local laws respecting consideration of unemployment status in making hiring decisions.

Disclaimer: MasTec and our Subsidiaries will never ask prospective employees for any form of payment or money transfer as part of job application or onboarding. We do not ask prospective employees for information about credit cards or personal passwords, and it does not require applicants to purchase equipment or software. Ensure that all recruiter email addresses end in @mastec.com or @talent.icims.com. If you suspect you are the target of a scam, we advise you to contact your local law enforcement agency and report fraud at https://reportfraud.ftc.gov/.

MasTec Clean Energy & Infrastructure and our subsidiaries do not work with any third-party recruiters or agencies without a valid signed agreement and partnership with the Corporate Talent Acquisition Team.

Qualifications:

Education and Work Experience Requirements:

  • Associates or Bachelor’s degree in a business related field
  • 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager

Knowledge, Skills and Abilities Required:

  • Take reasonable care of your own and others’ health and safety and of those who may be affected by the day-to-day delivery of this role by taking personal responsibility for working toward the company’s Zero Injury principles
  • Advanced Microsoft Office Skills (Word, Outlook, Excel)
  • Confident decision-making abilities
  • Strong organizational skills, initiative, and meticulous attention to details
  • Ability to handle confidential information and communications securely and professionally
  • Excellent written and verbal communication skills
  • Ability to deal with multiple assignments, to prioritize, and to progress assignments without constant oversight
  • Knowledge of construction means and methods and industry standard insurance policies, especially builder’s/construction all-risk policies

What's in it for You

Financial Wellbeing

  • Compensation $76,354-$118,479/year, commensurate with experience

  • Competitive pay with ongoing performance review and merit increase

  • 401(k) with company match & Employee Stock Purchase Plan (ESPP)

  • Flexible spending account (Healthcare & Dependent care)

Health & Wellness

  • Medical, Dental, and Vision insurance (plan choice) - coverage for spouse, domestic partner, and children

  • Diabetes Management, Telehealth Coverage, Prescription Drug Plan, Pet Insurance, Weight Management Drug Discount

  • Discounted National Gym Membership Network

Family & Lifestyle

  • Paid Time Off, Paid Holidays, Bereavement Leave

  • Military Leave, including Benefits Continuation

  • Employee Assistance Program

Planning for the Unexpected

  • Short and long-term disability, life insurance, and accidental death & dismemberment

  • Voluntary life insurance, accident, critical illness, hospital indemnity coverage

  • Emergency Travel Assistance Program

  • Group legal plan

Position may be subject to pre-employment screening, which may include background check and drug testing. Accessibility: If you need accommodation as part of the employment process, contact ceicareers@mastec.com. Due to the high volume of applications received, we are unable to respond to individual requests regarding application status. Please log into your candidate profile for up-to-date information. 

MasTec, Inc. is an Equal Employment Opportunity Employer. The Company's policy is not to unlawfully discriminate against any applicant or employee on the basis of race, color, sex, sexual orientation, gender identity, religion, national origin, age, disability, genetic information, military status, or any other consideration made unlawful by applicable federal, state, or local laws. The Company also prohibits harassment of applicants and employees based on any of these protected categories. It is also MasTec's policy to comply with all applicable state, federal and local laws respecting consideration of unemployment status in making hiring decisions.

Disclaimer: MasTec and our Subsidiaries will never ask prospective employees for any form of payment or money transfer as part of job application or onboarding. We do not ask prospective employees for information about credit cards or personal passwords, and it does not require applicants to purchase equipment or software. Ensure that all recruiter email addresses end in @mastec.com or @talent.icims.com. If you suspect you are the target of a scam, we advise you to contact your local law enforcement agency and report fraud at https://reportfraud.ftc.gov/.

MasTec Clean Energy & Infrastructure and our subsidiaries do not work with any third-party recruiters or agencies without a valid signed agreement and partnership with the Corporate Talent Acquisition Team.

Education:UNAVAILABLEEmployment Type: FULL_TIME

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