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Preferred Risk Insurance Jobs in Austin, TX (NOW HIRING)

Ryan Specialty

Loss Protection Engineer

Austin, TX

$78K - $80K/yr

... in the builder's risk insurance space. This role involves evaluating construction exposures ... Excellent written and verbal communication skills Preferred * Exposure to builder's risk, or ...

Ryan Specialty

Loss Protection Engineer

Austin, TX · On-site

$78K - $80K/yr

... in the builder's risk insurance space. This role involves evaluating construction exposures ... Excellent written and verbal communication skills Preferred * Exposure to builder's risk, or ...

Ryan Specialty

Loss Protection Engineer

Austin, TX · On-site

$78K - $80K/yr

... in the builder's risk insurance space. This role involves evaluating construction exposures ... Excellent written and verbal communication skills Preferred * Exposure to builder's risk, or ...

RPM Living

Data Analyst - Insurance

Austin, TX · On-site

$19.75 - $27/hr

Legal, Risk, and Insurance supports the advancement of RPM's business objectives by strategically ... Multifamily experience preferred. Associate in Risk Management (ARM) or other risk management ...

RPM Living

Data Analyst - Insurance

Austin, TX

$19.75 - $27/hr

Legal, Risk, and Insurance supports the advancement of RPM's business objectives by strategically ... Multifamily experience preferred. Associate in Risk Management (ARM) or other risk management ...

RPM Living

Data Analyst - Insurance

Austin, TX · On-site

$19.75 - $27/hr

Legal, Risk, and Insurance supports the advancement of RPM's business objectives by strategically ... Multifamily experience preferred. Associate in Risk Management (ARM) or other risk management ...

Frost Bank

Senior Credit Risk Officer

Austin, TX

Bachelor's degree, preferably in Finance or Accounting * 10+ years of banking experience, with ... Medical, dental, vision, long-term disability, and life insurance * 401(k) matching * Generous ...

RPM Living

Data Analyst - Insurance

Austin, TX · On-site

$19.75 - $27/hr

Legal, Risk, and Insurance supports the advancement of RPM's business objectives by strategically ... preferred. • Associate in Risk Management (ARM) or other risk management certification preferred.

MasTec Inc

Insurance Specialist III

Austin, TX

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

MasTec Inc

Insurance Specialist III

Kyle, TX · On-site

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

MasTec Inc

Insurance Specialist III

Kyle, TX

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

MasTec Inc

Insurance Specialist III

Austin, TX

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

CEI Services

Insurance Specialist III

Kyle, TX

Associates or Bachelor's degree in a business related field * 4-7 years of insurance-related experience, preferred experience as an underwriter, broker, or as risk/claims manager Knowledge, Skills ...

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All JobsPreferred Risk Insurance JobsPreferred Risk Insurance Jobs in Austin, TX

Preferred Risk Insurance information

See Austin, TX salary details

$14

$30

$73

How much do preferred risk insurance jobs pay per hour?

As of Jun 9, 2026, the average hourly pay for preferred risk insurance in Austin, TX is $30.07, according to ZipRecruiter salary data. Most workers in this role earn between $19.28 and $38.37 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a Preferred Risk Insurance Underwriter, and why are they important?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in Preferred Risk Insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is Preferred Risk Insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Austin, TX? For Preferred Risk Insurance jobs in Austin, TX, the most frequently searched job titles are:
What job categories do people searching Preferred Risk Insurance jobs in Austin, TX look for? The top searched job categories for Preferred Risk Insurance jobs in Austin, TX are:
What cities near Austin, TX are hiring for Preferred Risk Insurance jobs? Cities near Austin, TX with the most Preferred Risk Insurance job openings:
Preferred Risk Insurance jobs near you
Sr. Risk Placement Specialist Commercial Insurance (Hybrid or Remote Cent

Sr. Risk Placement Specialist Commercial Insurance (Hybrid or Remote Cent

National Financial Partners

Austin, TX • On-site, Remote

$90K/yr

Full-time

Medical, Retirement, PTO

Posted 11 days ago

Job description

Who We Are:
NFP, an Aon company, is a multiple Best Places to Work award winner in Business Insurance. We are an organization of consultative advisors and problem solvers. We help companies and individuals around the globe address their most significant risk, workforce, wealth management and retirement challenges through custom solutions and a people-first approach. To learn more, please visit: https://www.NFP.com.
Job Summary:
The Senior Risk Placement Specialist is responsible for evaluating, marketing, negotiating, and placing commercial insurance new business opportunities. Working closely with insurance carriers, underwriters, and internal producer partners, this individual develops coverage solutions, secures competitive terms, and successfully places business across a broad range of commercial risks.
This role is part of the Select Business Unit's (SBU) New Business team and focuses on opportunities generated through internal referrals and producer relationships. Responsibilities include reviewing submissions, obtaining and comparing quotes, negotiating pricing and coverage terms, and guiding opportunities through the placement process from submission to binding.
This position is dedicated to new business placement and does not include renewal marketing, ongoing account servicing, or prospecting responsibilities. Once coverage is bound, accounts are transitioned to the Account Management team for ongoing service and support.
In addition to the base salary this role is eligible for 25% commission earnings based on successfully placed new business. Top performers have the potential to earn approximately $90,000 annually. The work schedule is M-F from 8am - 5pm.
Essential Duties and Responsibilities include (but are not limited to):
  • Review commercial insurance submissions, evaluate risk exposures, and develop placement strategies to secure competitive coverage solutions.
  • Works directly with insurance carriers to obtain quotes, negotiate terms, and secure competitive coverage solutions.
  • Supports placements are handled according to NFP's service model standards and timelines, utilizing carrier portals/rating systems.
  • Support the team in developing client/prospect diagnostics working at the direction of the Broker or Senior Broker to complete a total program assessment, including total cost of risk, service deliverables, and opportunities for multi-faceted program improvement.
  • Develop productive business relationships with insurance carriers, underwriters, and internal producer partners.
  • Cultivate a thorough understanding of markets to better assist the broking team.
  • Execute placement strategies utilizing carrier relationships and available market resources.
  • Develop and maintain a thorough knowledge of the insurance marketplace, and the various lines, products and services offered by various insurers.
  • Ensure client, broking and brokerage data files are maintained.
Knowledge, Skills, and/or Abilities:
  • Strong written and verbal communication skills
  • Commercial insurance marketing and placement experience
  • Ability to successfully interact with a variety of people
  • Solid negotiation skills ability to adjust approach to effectively drive optimal outcomes depending on different personalities
  • Demonstrated ability to work independently and as part of a team
  • Strong attention to detail, demonstrating reliability and accuracy
  • Strong organizational skills with the ability to adjust to changing workload and priorities
  • Able to coordinate resources and responsibilities
  • Self-motivated with positive attitude and sense of urgency
  • Detail-oriented with strong analytical skills, both quantitative and qualitative
  • Ability to review submissions, evaluate risk, and identify proper market solutions
  • Knowledge of carrier portals and online quoting platforms
  • Proficiency with Microsoft Office Suite
  • Experience with Epic (agency management system) preferred
  • Ability to work independently and anticipate client and team needs
  • Effective time management and decision-making skills
Education and/or Experience:
  • Bachelor's degree or equivalent preferred
  • 5 years of Commercial Insurance experience within a retail brokerage or independent agency
  • Experience marketing and placing commercial insurance accounts
  • Experience with E&S Marketplace coverage is required
  • Working knowledge of carrier underwriting practices and processes preferred
Certificates, Licenses, Registration:
  • P&C License required
  • Advanced industry designation(s) (e.g. CPCU, CIC, ARM) a plus
What We Offer:
We're proud to offer a competitive salary, PTO & paid holidays, 401(k) with match, exclusive discount programs, health & wellness programs, and more. Our PeopleFirst culture focuses on building and nurturing lifelong relationships with our employees because, at the end of the day, we exist to be there for others. The base salary range for this position is $60,000 $65,000. The base salary offered will be determined by factors including, but not limited to, experience, credentials, education, certifications, skill level required for the position, the scope of the position, and geographic location. Actual base salary offered will be determined on a case-by-case basis. In addition to the base salary this role is eligible for 25% commission earnings based on successfully placed new business.
NFP and You... Better Together!
NFP is an inclusive Equal Employment Opportunity employer.

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