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Preferred Risk Insurance Jobs in Alvarado, TX (NOW HIRING)

Involved in the organization's insurance program design, marketing, procurement, and premium ... Juris Doctorate (JD) from an American Bar Association accredited law school is preferred. * The ...

Involved in the organization's insurance program design, marketing, procurement, and premium ... Juris Doctorate (JD) from an American Bar Association accredited law school is preferred. * The ...

Bachelor's degree in Risk Management, Finance, Business, or a related field preferred, or equivalent experience. * One (1) to two (2) years of experience within the insurance or risk management ...

Bachelor's degree in Risk Management, Finance, Business, or a related field preferred, or equivalent experience. * One (1) to two (2) years of experience within the insurance or risk management ...

Insurance and Risk Analyst

Dallas, TX · On-site

$80K - $100K/yr

Bachelor's degree in Risk Management, Finance, Business, or a related field preferred, or equivalent experience. * One (1) to two (2) years of experience within the insurance or risk management ...

Review the insurance requirements in contracts and other agreements as needed. * Manage Risk ... Experience in a Risk Management department highly preferred. * High proficiency in Microsoft Office ...

Insurance Risk Associate

Dallas, TX · On-site

$98K - $137K/yr

We're seeking someone to join our team as an Insurance Risk Associate reporting to an Executive ... preferred e.g. business accounting, finance, risk management, etc.) - Strong knowledge and ...

Review the insurance requirements in contracts and other agreements as needed. * Manage Risk ... Experience in a Risk Management department highly preferred. * High proficiency in Microsoft Office ...

Insurance Risk Associate

Dallas, TX · On-site

$98K - $137K/yr

We're seeking someone to join our team as an Insurance Risk Associate reporting to an Executive ... preferred e.g. business accounting, finance, risk management, etc.) - Strong knowledge and ...

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Preferred Risk Insurance information

See Alvarado, TX salary details

$13

$27

$66

How much do preferred risk insurance jobs pay per hour?

As of Aug 24, 2026, the average hourly pay for preferred risk insurance in Alvarado, TX is $27.36, according to ZipRecruiter salary data. Most workers in this role earn between $17.55 and $34.90 per hour, depending on experience, location, and employer.

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What cities near Alvarado, TX are hiring for Preferred Risk Insurance jobs?

Cities near Alvarado, TX with the most Preferred Risk Insurance job openings:

Infographic showing various Preferred Risk Insurance job openings in Alvarado, TX as of June 2026, with employment types broken down into 49% Full Time, 41% Part Time, and 10% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $56,914 per year, or $27.4 per hour.

Manager, Risk & Insurance (HR Title: Insurance Risk Specialist II)

Southern Methodist University

Dallas, TX

Full-time

Medical, Dental, Vision

Re-posted 11 days ago


Southern Methodist University rating

7.4

Company rating: 7.4 out of 10

Based on 13 frontline employees who took The Breakroom Quiz

338th of 622 rated colleges and universities


Job description

Salary Range: 

Salary commensurate with experience and qualifications

About SMU

SMU's more than 12,000 diverse, high-achieving students come from all 50 states and over 80 countries to take advantage of the University's small classes, meaningful research opportunities, leadership development, community service, international study and innovative programs.

SMU serves approximately 7,000 undergraduates and 5,000 graduate students through eight degree-granting schools: Dedman College of Humanities and Sciences, Cox School of Business, Lyle School of Engineering, Meadows School of the Arts, Simmons School of Education and Human Development, Dedman School of Law, Perkins School of Theology and Moody School of Graduate and Advanced Studies.

SMU is data driven, and its powerful supercomputing ecosystem - paired with entrepreneurial drive - creates an unrivaled environment for the University to deliver research excellence.

Now in its second century of achievement, SMU is recognized for the ways it supports students, faculty and alumni as they become ethical, enterprising leaders in their professions and communities. SMU's relationship with Dallas - the dynamic center of one of the nation's fastest-growing regions - offers unique learning, research, social and career opportunities that provide a launch pad for global impact.

SMU is nonsectarian in its teaching and committed to academic freedom and open inquiry.

About the Position:

This role is an on-campus, in-person position.

The Manager, Risk & Insurance (HR Title: Insurance Risk Specialist II) reports to the Director of Risk Management & Insurance and is responsible for managing the Workers' Compensation Program, Auto/SCUV Program, and the Certificates of Insurance Program, as well as maintaining the RMIS system. This role ensures that claims intake and processing practices align with compliance requirements and support the institution's overall risk management objectives.

Essential Functions:

  • Manage the Workers' Compensation Program.  Receive, process and file Workers' Compensation claims with carrier. Coordinate Return to Work program. Main point of contact for workplace injuries, claims and investigation. Create, analyze and revise Workers' Compensation policies and guidelines.


      

  • Manage the Auto Program. Receive and process auto claims and file with carrier or process internally as needed.  Manage auto training compliance, oversee MVR checks and vendor.  Reconcile Auto/golf cart/SCUV inventory. Create, analyze and revise Auto Program policies and guidelines.  


     

  • Manage and maintain data within the Risk Management Information System (Origami) and other institutional programs related to insurance, claims, property schedules and other data as needed. 


     

  • Manage Certificates of Insurance, Bond Programs and Inland Marine programs.  Coordinate with internal stakeholders, external stakeholders and vendors as needed. Create, analyze and revise program policies and guidelines.


     

  • Support insurance renewal activities, including data collection and updates for schedules of values and exposures.  


     

  • Compile loss runs and contribute to internal operational reports related to insurance, claims and loss control programs.


     

  • Assist in verifying insurance compliance with university contract requirements. 


     

  • Maintain department webpages to support risk management programs. Participate in special projects and other duties as assigned.


     

  • Position requires evening or weekend work to respond to emergency incidents outside of regular working hours, including evenings, weekends, and holidays, as needed.

Education and Experience:

A Bachelor's degree is required. A Master's degree is preferred. 

A minimum of three (3) years of work experience in workers' compensation, auto, property, and general liability claims management is required. Experience with insurance policy management and basic tracking of claims and finances is also required. 

Knowledge, Skills and Abilities:

Candidate must demonstrate strong interpersonal and verbal communication skills, with the ability to communicate broadly across the University and be able to work effectively with a wide range of people at varying levels of skill and authority. Must also demonstrate strong written communication skills. Strong presentation skills are essential.

Candidate must possess strong problem-solving skills, with the ability to identify and analyze problems and devise solutions. Candidate must also have strong organizational, planning, and time management skills. The ability to multitask, manage, and prioritize day-to-day tasks while utilizing strong project management skills is essential. 

Candidate must be able to identify and provide appropriate metrics and reports as needed, and maintain accurate, complete records that support compliance requirements. 

Candidate must a strong working knowledge of Microsoft Office Suite, including PowerPoint for presentations and training. Candidate must be able to provide informative and compelling presentations. Experience with a Risk Management Information System is required.  

The ability to learn policies and claims processes in a fast-paced environment is required. A positive attitude and a servant mindset are also required. A strong understanding of compliance is preferred. Interest in higher education is desired.

Workers' Compensation Adjuster License, ARM, AIC, or related certifications are preferred.

Physical and Environmental Demands:

Physical:
    Bend
    Crawl
    Reach above shoulders
    Sit for long periods of time
    Squat
    Climb
    Handle objects (dexterity)
    Kneel
    Stand
    Walk for long distances
    Push/Pull

Environmental:
    Exposure to excessive noise
    Around moving machinery
    Exposure to marked changes in temperature/or humidity
    Exposure to dust, fumes, gases, radiation, microwave
    Drives motorized equipment

Deadline to Apply:

The position is open until filled.

Priority consideration may be given to submissions received by July 24, 2026

EEO Statement

SMU is an equal opportunity employer.  All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex, age, disability, genetic information, veteran status, sexual orientation, or gender identity and expression.

Benefits:

SMU offers staff a broad, competitive array of health and related benefits. In addition to traditional benefits such as health, dental, and vision plans, SMU offers a wide range of wellness programs to help attract, support, and retain our employees whose work continues to make SMU an outstanding education and research institution.

SMU is committed to providing an array of retirement programs that benefit and protect you and your family throughout your working years at SMU and, if you meet SMU's retirement eligibility criteria, during your retirement years after you leave SMU.

The value of learning at SMU isn't just about preparing our students for the future. Employees have access to a wide variety of professional and personal development opportunities, including tuition benefits.


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