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Preferred Risk Insurance Jobs in Arizona (NOW HIRING)

Senior Manager, Risk Advice

Phoenix, AZ ยท On-site

$99K - $176K/yr

... preferably within a wealth management environment * Exceptional verbal and written communication ... insurance, and paid-time off. * Leaders who support your development through coaching and managing ...

Third Party Risk Manager, AVP

Tempe, AZ ยท On-site

$91K - $107K/yr

Awareness of corporate insurance requirements for third parties * Compliance with applicable rules ... Advanced experience with MS Office, Archer, Ariba, and Teams is preferred. The typical base pay ...

Third Party Risk Manager, AVP

Tempe, AZ ยท Hybrid

$91K - $107K/yr

Awareness of corporate insurance requirements for third parties * Compliance with applicable rules ... Advanced experience with MS Office, Archer, Ariba, and Teams is preferred. The typical base pay ...

Crest Insurance Group is hiring a Liability Manager.Ready to step out of a high-volume caseload and ... legal and risk management departments.This is an excellent opportunity for a carrier or TPA ...

High Risk Authenticator

Phoenix, AZ ยท On-site

$24.04 - $25.50/hr

Ability to lift and move up to 25 pounds (moving and sorting product, etc.) Preferred Requirements ... Medical, Dental & Vision Insurance * Paid parental leave * 9 Paid Company Holidays * 18 Paid Time ...

High Risk Authenticator

Phoenix, AZ ยท On-site

$24.04 - $25.50/hr

Ability to lift and move up to 25 pounds (moving and sorting product, etc.) Preferred Requirements ... Medical, Dental & Vision Insurance * Paid parental leave * 9 Paid Company Holidays * 18 Paid Time ...

Showing results 41-60

Preferred Risk Insurance information

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Arizona?

For Preferred Risk Insurance jobs in Arizona, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Arizona look for?

The top searched job categories for Preferred Risk Insurance jobs in Arizona are:

Senior Manager, Risk Advice

Phoenix, AZ โ€ข On-site

Royal Bank of Canada
Banking and Credit Intermediationย โ€ขย 10K+ employees

$99K - $176K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 25 days ago


Job description

Job Description

What is the opportunity?

RBC US Wealth Managing is building out our credit, lending and cash management products and capabilities. As a Risk Advice Senior Manager, Business Risk Oversight, you will provide risk advice and guidance to product managers and other business owners within this developing business along with other areas of Wealth Management. In this role you will apply professional judgment to solve problems and find solutions to complex business risk scenarios through collaboration and consensus-building with multiple stakeholders.

What will you do?

  • Assist product managers and other business owners in evaluating and synthesizing regulatory, legal, operational and other risk considerations to find strategic solutions that enable the business within RBC's risk appetite
  • Help business partners develop policy requirements and design supporting processes and controls, including field procedures, supervisory procedures and system controls
  • Provide guidance to business partners in navigating business line and Enterprise formal risk governance requirements
  • Lead and participate in risk- and business-driven projects
  • Collaborate with Business Risk Oversight colleagues, including the supervision, surveillance, operational risk, policy and disclosure management teams, as well as functional groups, such as Compliance, Law Group and Enterprise Group Risk

What do you need to succeed?

Must-have

  • 6+ years' experience in a strategic business risk/compliance or product management role focused on credit/lending/cash management products/solutions and risk management, preferably within a wealth management environment
  • Exceptional verbal and written communication skills
  • Exceptional problem solving and leadership skills with the ability to deescalate conflict and reach consensus
  • Effective organizational skills, including the ability to multitask, prioritize, and delegate where appropriate
  • Securities Industry Essentials (SIE) exam or able to obtain within 180 days of employment

Nice-to-have

  • JD, MBA or another advanced degree
  • Securities/broker-dealer risk, compliance, legal, product manager/business experience
  • Series 7, 66 and 24 registrations

What's in it for you?

We thrive on the challenge to be our best, progressive thinking to keep growing, and working together to deliver trusted advice to help our clients thrive and communities prosper. We care about each other, reaching our potential, making a difference to our communities, and achieving success that is mutual.

  • A comprehensive Total Rewards Program include competitive compensation and flexible benefits, such as 401(k) program with company-matching contributions, health, dental, vision, life, disability insurance, and paid-time off.
  • Leaders who support your development through coaching and managing opportunities.
  • Ability to make a difference and lasting impact.
  • Work in a dynamic, collaborative, progressive, and high-performing team.
  • Opportunities to do challenging work.
  • Opportunities to build close relationships with clients.

The expected salary range for this particular position is $99,000-$176,000, (Boston, Chicago, Washington DC), $90,000-$160,000, (Minneapolis), depending on your experience, skills, and registration status, market conditions and business needs.

You have the potential to earn more through RBC's discretionary variable compensation program which gives you an opportunity to increase your total compensation, provided the business meets its performance targets and you meet your individual goals.

RBC's compensation philosophy and principles recognize the importance of a highly qualified global workforce and plays a critical role in attracting, engaging and retaining talent that:

  • Drives RBC's high-performance culture
  • Enables collective achievement of our strategic goals
  • Generates sustainable shareholder returns and above market shareholder value

Job Skills

Analytical Thinking, Business, Commercial Acumen, Communication, Critical Thinking, Data Compilation, Decision Making, Group Problem Solving, Long Term Planning, Management Reporting, Negotiation, Organizational Change Management, Planning Ability, Professional Presentation, Researching, Solutions Development

Additional Job Details

Address:

250 NICOLLET MALL:MINNEAPOLIS

City:

Minneapolis

Country:

United States of America

Work hours/week:

40

Employment Type:

Full time

Platform:

WEALTH MANAGEMENT

Job Type:

Regular

Pay Type:

Salaried

Posted Date:

2026-02-20

Application Deadline:

Note: Applications will be accepted until 11:59 PM on the day prior to the application deadline date above

Our Employment Opportunities

At RBC, we are guided by living shared values of Client First, Integrity, Collaboration, Respect and Excellence and winning together as One RBC. We believe an inclusive workplace that has diverse perspectives is core to our continued growth as one of the largest and most successful banks in the world. Maintaining a workplace where our employees feel supported to perform at their best, effectively collaborate, drive innovation, and grow professionally helps to bring our Purpose to life and create value for our clients and communities. RBC strives to deliver this through policies and programs intended to foster a workplace based on respect, belonging and opportunity for all.

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RBC is presently inviting candidates to apply for this existing vacancy. Applying to this posting allows you to express your interest in this current career opportunity at RBC. Qualified applicants may be contacted to review their resume in more detail.

Employment Type: FULL_TIME