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Preferred Risk Insurance Jobs in Arizona (NOW HIRING)

Minimum three years prior experience with similar duties at an insurance firm, insurance broker or risk management department * Experience working with governmental agencies or construction preferred

Risk Management and Asset Manager

AZ · On-site

$41K - $45K/yr

Insurance Administration * Coordinate and manage all College insurance coverage, including ... Preferred: * Master's degree in a related field. * Professional certifications such as Certified ...

Insurance AdministrationCoordinate and manage all College insurance coverage, including:Property ... Preferred:Master's degree in a related field.Professional certifications such as Certified Risk ...

Bachelor's degree in Risk Management, Insurance, Business, Finance, or a related field. * Experience: * 5-7 years of experience in multiline insurance coverages, preferably in an agent/brokerage ...

Bachelor's degree in Risk Management, Insurance, Business, Finance, or a related field. * Experience: * 5-7 years of experience in multiline insurance coverages, preferably in an agent/brokerage ...

Senior Manager, Risk Advice

Phoenix, AZ · On-site

$99K - $176K/yr

... preferably within a wealth management environment * Exceptional verbal and written communication ... insurance, and paid-time off. * Leaders who support your development through coaching and managing ...

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Showing results 21-40

Preferred Risk Insurance information

What is preferred risk insurance?

Preferred Risk Insurance refers to insurance policies offered to individuals or businesses that are considered low risk by insurance companies. These policyholders typically have a favorable claims history, good credit, and other positive risk factors, which can result in lower premiums and better coverage options. Preferred risk categories exist in various types of insurance, including auto, home, and life insurance, and are used by insurers to reward responsible customers. Being classified as a preferred risk can help you save money and access more comprehensive insurance products.

What are the key skills and qualifications needed to thrive as a preferred risk insurance underwriter?

To thrive as a Preferred Risk Insurance Underwriter, you need a solid understanding of risk assessment, insurance policies, and underwriting principles, typically supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, industry databases, and insurance regulations is crucial, and professional certifications like CPCU or AU are often preferred. Strong analytical thinking, attention to detail, and effective communication are vital soft skills for evaluating applications and collaborating with agents or clients. These skills ensure accurate risk evaluation, profitable decision-making, and regulatory compliance within the insurance industry.

What are some common challenges faced by professionals working in preferred risk insurance, and how can they effectively address them?

Professionals in Preferred Risk Insurance often face the challenge of accurately assessing and underwriting applicants who fall within favorable risk categories, while ensuring compliance with regulatory standards. Balancing competitive pricing with profitability is another key challenge, as is staying updated on evolving risk factors and industry trends. To address these issues, it's important to maintain strong analytical skills, foster clear communication with underwriting and sales teams, and regularly participate in training sessions or industry seminars. Collaboration with actuaries and claims specialists is also essential to ensure consistent risk evaluation and policy management.

What is the difference between Preferred Risk Insurance vs Commercial Insurance Agent?

AspectPreferred Risk InsuranceCommercial Insurance Agent
CredentialsLicenses required, often with specific state certificationsSame licenses, may require additional certifications for commercial policies
Work EnvironmentPrimarily office-based, handling personal insurance policiesOffice and client meetings, handling business and commercial policies
Industry UsageUsed by insurance companies to classify low-risk clientsUsed by agents to sell various insurance products, including commercial policies

Preferred Risk Insurance typically refers to clients or policies with lower risk profiles, often handled by agents specializing in personal insurance. Commercial Insurance Agents focus on selling policies for businesses, which usually involve higher risks. While both roles require licensing and industry knowledge, Preferred Risk Insurance emphasizes low-risk personal policies, whereas Commercial Insurance Agents deal with business-related coverage.

What are popular job titles related to Preferred Risk Insurance jobs in Arizona?

For Preferred Risk Insurance jobs in Arizona, the most frequently searched job titles are:

What job categories do people searching Preferred Risk Insurance jobs in Arizona look for?

The top searched job categories for Preferred Risk Insurance jobs in Arizona are:

Field Risk Specialist

Phoenix, AZ • On-site

Datascan Technologies, LLC
201 - 500 employees

$43K - $44K/mo

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago


Job description

About DataScan by Solifi: Headquartered in Alpharetta, Georgia, DataScan stands at the forefront of delivering cutting-edge wholesale asset financing and inventory risk management solutions. Our commitment lies in empowering lenders to efficiently oversee their operations and manage risk through our technologies, knowledge, and expertise. With our connected commercial ecosystem, we continue to transform the landscape of dealer commercial lending.

Location: Field-Based (On the Road) - Candidates must live in Phoenix, AZ

DataScan’s Risk Management Operations team is seeking Field Risk Specialists to support our growing North American business unit by performing floorplan inventory audits at automotive, equipment, powersports and other dealerships within an assigned territory. In this role, you will be responsible for physically verifying inventory, reviewing dealer records, and identifying discrepancies related to sold, missing, damaged, and off-site units. You will work directly with dealership personnel to reconcile findings, document results, and ensure the accuracy of information captured in DataScan’s mobile audit application. This position plays an important role in helping clients manage risk and maintain accurate inventory reporting.

This is a field-based position that requires strong attention to detail, sound judgment, and the ability to work independently and in various weather conditions. You will regularly interact with dealership staff and client representatives, communicate audit results, and assess risk conditions. Candidates should be comfortable working in both indoor and outdoor environments and able to manage travel within their assigned territory, including occasional overnight stays. This role is well-suited for individuals who are dependable, organized, and capable of making informed decisions in a fast-paced environment.

Essential Functions

  • Verify in-stock inventory by inspecting VIN/serial numbers for each floorplanned unit, often outdoors and in varying weather conditions
  • Meet with authorized dealership personnel to research and determine the status of missing inventory units
  • Review and validate dealer records and supporting documentation related to sold, missing, damaged inventory and off-site collateral
  • Verify the status and accuracy of MSOs (Manufacturer Statements of Origin) and vehicle titles
  • Accurately record inventory status and audit findings using a mobile device audit application
  • Document dealership visit details and audit observations
  • Review audit results with dealership personnel in a clear and professional manner
  • Communicate audit results, dealer conditions, and potential risk exposure to client representatives

Qualifications

  • Ability to work independently and within a team setting
  • Strong work ethic and accountability
  • Professional demeanor with effective communication and interpersonal skills
  • Strong problem-solving and decision-making abilities
  • Basic computer proficiency required
  • Valid driver’s license and safe driving record
  • Ability to travel overnight as needed by vehicle or air travel (3 to 5 nights per month)
  • Ability to perform physical tasks such as clearing snow or ice from VIN/serial numbers, lifting or moving inventory boxes as needed, and bending, reaching, or stooping
  • Must be able to drive for extended periods of time depending on market assignment
  • High school diploma or GED required; college education preferred
  • Prior experience in floorplan auditing, financial services, automotive, customer service, field services, or a related industry is preferred but not required

Compensation & Benefits

At DataScan, our associates are a key part of our success. We offer a competitive compensation and benefits package designed to support both your professional and personal well-being.

  • Base Salary: $43,000-44,625 annually
  • Company vehicle or monthly vehicle allowance
  • Expense reimbursement
  • Overnight travel reimbursement, including meal allowance
  • Health insurance (multiple plan options available)
  • Dental and vision insurance
  • Health savings account (HSA) and flexible spending account (FSA) options
  • 401(k) retirement plan with company contributions
  • Paid time off
  • Paid parental leave
  • Tuition reimbursement
  • Wellness incentives
  • Employee assistance program
  • Life insurance
  • Short & Long Term Disability
  • Referral program

DataScan | Alpharetta GA | Facebook

Careers | DataScan (onedatascan.com)

Homepage | Solifi

Learn More at: Onsite | Floorplan Physical Audit Solution | DataScan


Compensation details: 43000-44625 Yearly Salary


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