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Personal Lines Associate Underwriter Jobs in Decatur, GA

Everest

Underwriter, Financial Lines

Atlanta, GA · Hybrid

$100K - $125K/yr

Title: Underwriter, Financial Lines Company: Everest Insurance Company Job Category: Underwriting Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling ...

Everest Re Group

Underwriter, Financial Lines

Atlanta, GA · Hybrid

$100K - $125K/yr

Title: Underwriter, Financial Lines Company: Everest Insurance Company Job Category: Underwriting Everest is a global leader in risk management, rooted in a rich, 50+ year heritage of enabling ...

Chubb

Associate Underwriter, Inland Marine

Alpharetta, GA · On-site

$65K - $98K/yr

The Associate Underwriter's primary responsibility is to manage an existing book of renewable ... With operations in 54 countries, Chubb provides commercial and personal property and casualty ...

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Chubb

Associate Underwriter, Inland Marine

Alpharetta, GA · On-site

$65K - $98K/yr

The Associate Underwriter's primary responsibility is to manage an existing book of renewable ... With operations in 54 countries, Chubb provides commercial and personal property and casualty ...

Amwins

E&S Production Underwriter

Mcdonough, GA

Amwins is seeking qualified candidates for a Production Underwriter position for our nationwide E&S Binding Authority Commercial and Personal Lines Insurance division, Amwins Access. Each Underwriter ...

Amwins

E&S Production Underwriter

Mcdonough, GA · On-site

Amwins is seeking qualified candidates for a Production Underwriter position for our nationwide E&S Binding Authority Commercial and Personal Lines Insurance division, Amwins Access. Each Underwriter ...

Chubb

Underwriter, Life Sciences

Alpharetta, GA · On-site

Chubb is seeking a highly motivated, results oriented Senior Commercial Lines Life Sciences ... Work collaboratively and effectively with a team of underwriters, underwriting associates, customer ...

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Personal Lines Associate Underwriter information

See Decatur, GA salary details

$32.7K

$65.2K

$148.4K

How much do personal lines associate underwriter jobs pay per year?

As of Jun 10, 2026, the average yearly pay for personal lines associate underwriter in Decatur, GA is $65,191.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,400.00 and $65,900.00 per year, depending on experience, location, and employer.

What is the difference between Personal Lines Associate Underwriter vs Personal Lines Underwriter?

AspectPersonal Lines Associate UnderwriterPersonal Lines Underwriter
CredentialsTypically requires a relevant insurance license and some underwriting experienceOften requires similar licenses and more extensive underwriting experience
Work EnvironmentEntry to mid-level role, often in insurance companies or agenciesMid-level role, working closely with agents and clients in insurance firms
Job FocusAssists in evaluating and processing insurance applications under supervisionEvaluates risk, approves or declines policies, and sets pricing

The main difference is that the Personal Lines Associate Underwriter typically supports senior underwriters by handling initial applications and data entry, while the Personal Lines Underwriter makes final risk assessments and policy decisions. The associate role is more entry-level, focusing on support tasks, whereas the underwriter has more responsibility for risk evaluation and policy approval.

What are the key skills and qualifications needed to thrive as a Personal Lines Associate Underwriter, and why are they important?

To thrive as a Personal Lines Associate Underwriter, you need a solid understanding of insurance principles, risk assessment, and policy evaluation, generally supported by a bachelor's degree or relevant insurance coursework. Familiarity with underwriting software, rating systems, and sometimes certifications like AINS or CPCU is common in this role. Attention to detail, analytical thinking, and strong communication skills help you effectively evaluate risks and collaborate with agents or clients. These skills are crucial to ensure accurate policy decisions, maintain profitability, and deliver excellent customer service in a competitive insurance market.

What are some common challenges faced by Personal Lines Associate Underwriters, and how can they be addressed?

Personal Lines Associate Underwriters often face the challenge of balancing risk assessment with providing competitive quotes in a fast-paced environment. They must review detailed information about clients and policies, which requires strong attention to detail and the ability to interpret underwriting guidelines accurately. Collaboration with agents and senior underwriters is key to resolving complex cases or clarifying coverage options. To address these challenges, staying organized, seeking feedback from team members, and utilizing available underwriting tools and resources can help improve decision-making and workflow efficiency.

What is a Personal Lines Associate Underwriter?

A Personal Lines Associate Underwriter is an insurance professional who evaluates applications for personal insurance products, such as auto, homeowners, or renters policies. They assess risk factors, review policy applications, and determine eligibility for coverage according to company guidelines. Typically, they work under the supervision of more senior underwriters and help ensure that policies are priced accurately and fairly based on risk. Their role is crucial in maintaining the profitability and integrity of the insurance portfolio while providing quality service to applicants and brokers.
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Personal Lines Associate Underwriter jobs near you

Personal Lines Technical Underwriting Lead

Insurance Recruiting Solutions

Alpharetta, GA • On-site

$90K - $110K/yr

Full-time

Posted 7 days ago

Job description

ABOUT THE ROLE Looking for more than just another underwriting role? This is a high-impact “player-coach” opportunity where you’ll own a book of business and serve as the technical backbone of a growing Personal Lines operation. We’re partnering with a fast-moving, tech-enabled organization that values underwriting discipline, speed, and smart decision-making—not bureaucracy.

DUTIES & RESPONSIBILITIES Own and grow a Personal Lines property book with clear profitability targets. Serve as the go-to technical expert on complex risks, carrier appetite, and rating. Guide and mentor the team while handling referrals and overflow underwriting.

Analyze performance metrics and identify opportunities to improve results. Help expand product offerings and strengthen carrier relationships. Ensure underwriting integrity by auditing systems, rating logic, and workflows.

QUALIFICATIONS & EXPERIENCE 6–7+ years of underwriting experience with a strong, stable track record. Background from an MGA environment preferred (agency experience also considered). Deep understanding of risk selection, pricing, and underwriting tools.

A sales-minded underwriter who knows how to balance growth + profitability. Ability to operate both strategically and in the details within a tech-driven environment. Designations like CPCU, CIC, or ASLI are a plu.

COMPENSATION: $90,000 to $110,000, competitive benefits Salary: $map.get("vacancy_salary-text"). Date posted: 05/29/2026

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