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Personal Lines Associate Underwriter Jobs in Decatur, GA

King Risk Partners

Commercial Insurance Producer

Atlanta, GA · On-site

$50K - $100K/yr

Prepare accurate and complete insurance applications and underwriting documentation, including loss ... Identify and support cross-selling opportunities across Commercial Lines, Personal Lines, and other ...

New

AIG

Senior Underwriter, Political Risk

Atlanta, GA · On-site

$94K - $112K/yr

... Lines, Property, Casualty, Specialty Lines, Cyber, and Multinational Clients. We are reimagining ... personal insurance solutions; we are one of the world's most far-reaching property casualty ...

Wells Fargo

Senior Secured Lending Underwriter

Atlanta, GA · On-site

$94K - $112K/yr

Learn more about the career areas and lines of business at wellsfargojobs.com. In this role, you ... Specific compliance policies may apply regarding outside activities or personal investing; affected ...

Hiscox

Senior Underwriter, Media

Atlanta, GA · On-site

$94K - $112K/yr

... lines: * Lead nationwide media E&O team in underwriting production * Develop new broker ... Competitive salary and bonus (based on personal & company performance) * 401(k) with competitive ...

Elevance Health

Group Underwriter, Senior

Atlanta, GA · Hybrid

$94K - $112K/yr

Group Underwriter, Senior Group Underwriter, Senior Location: This role requires associates to be ... to personal and professional growth for our associates. Our values and behaviors are the root of ...

Elevance Health

Group Underwriter, Senior

Atlanta, GA · Hybrid

$94K - $112K/yr

Group Underwriter, Senior Group Underwriter, Senior Location: This role requires associates to be ... to personal and professional growth for our associates. Our values and behaviors are the root of ...

Rivian

Associate Insurance Advisor

Riverdale, GA · On-site

$63K - $79K/yr

... underwriting matters. You are an insurance consultant capable of solving difficult challenges that ... Experience: 2-5 years of demonstrated sales experience in P&C insurance (Personal Lines)

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All JobsPersonal Lines Associate Underwriter JobsPersonal Lines Associate Underwriter Jobs in Decatur, GA

Personal Lines Associate Underwriter information

See Decatur, GA salary details

$32.7K

$65.2K

$148.4K

How much do personal lines associate underwriter jobs pay per year?

As of Sep 8, 2026, the average yearly pay for personal lines associate underwriter in Decatur, GA is $65,191.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,400.00 and $65,900.00 per year, depending on experience, location, and employer.

What is a personal lines associate underwriter?

A Personal Lines Associate Underwriter is an insurance professional who evaluates applications for personal insurance products, such as auto, homeowners, or renters policies. They assess risk factors, review policy applications, and determine eligibility for coverage according to company guidelines. Typically, they work under the supervision of more senior underwriters and help ensure that policies are priced accurately and fairly based on risk. Their role is crucial in maintaining the profitability and integrity of the insurance portfolio while providing quality service to applicants and brokers.

What are the key skills and qualifications needed to thrive as a personal lines associate underwriter?

To thrive as a Personal Lines Associate Underwriter, you need a solid understanding of insurance principles, risk assessment, and policy evaluation, generally supported by a bachelor's degree or relevant insurance coursework. Familiarity with underwriting software, rating systems, and sometimes certifications like AINS or CPCU is common in this role. Attention to detail, analytical thinking, and strong communication skills help you effectively evaluate risks and collaborate with agents or clients. These skills are crucial to ensure accurate policy decisions, maintain profitability, and deliver excellent customer service in a competitive insurance market.

What are some common challenges faced by personal lines associate underwriters, and how can they be addressed?

Personal Lines Associate Underwriters often face the challenge of balancing risk assessment with providing competitive quotes in a fast-paced environment. They must review detailed information about clients and policies, which requires strong attention to detail and the ability to interpret underwriting guidelines accurately. Collaboration with agents and senior underwriters is key to resolving complex cases or clarifying coverage options. To address these challenges, staying organized, seeking feedback from team members, and utilizing available underwriting tools and resources can help improve decision-making and workflow efficiency.

What is the difference between Personal Lines Associate Underwriter vs Personal Lines Underwriter?

AspectPersonal Lines Associate UnderwriterPersonal Lines Underwriter
CredentialsTypically requires a relevant insurance license and some underwriting experienceOften requires similar licenses and more extensive underwriting experience
Work EnvironmentEntry to mid-level role, often in insurance companies or agenciesMid-level role, working closely with agents and clients in insurance firms
Job FocusAssists in evaluating and processing insurance applications under supervisionEvaluates risk, approves or declines policies, and sets pricing

The main difference is that the Personal Lines Associate Underwriter typically supports senior underwriters by handling initial applications and data entry, while the Personal Lines Underwriter makes final risk assessments and policy decisions. The associate role is more entry-level, focusing on support tasks, whereas the underwriter has more responsibility for risk evaluation and policy approval.

What are popular job titles related to Personal Lines Associate Underwriter jobs in Decatur, GA?

For Personal Lines Associate Underwriter jobs in Decatur, GA, the most frequently searched job titles are:

What job categories do people searching Personal Lines Associate Underwriter jobs in Decatur, GA look for?

The top searched job categories for Personal Lines Associate Underwriter jobs in Decatur, GA are:

What cities near Decatur, GA are hiring for Personal Lines Associate Underwriter jobs?

Cities near Decatur, GA with the most Personal Lines Associate Underwriter job openings:

Personal Lines Associate Underwriter jobs near you

Underwriter, Environmental, Retail Casualty

American International Group, Inc.

Atlanta, GA • On-site

Full-time

Re-posted 25 days ago

AIG rating

8.7

Company rating: 8.7 out of 10

Based on 23 frontline employees who took The Breakroom Quiz

72nd of 315 rated insurance

Job description

At AIG, we are reimagining the way we help customers to manage risk. Join us as an Underwriter to play your part in that transformation. It's an opportunity to grow your skills and experience as a valued member of the team.
Make your mark in Underwriting, Retail Casualty
AIG is seeking a motivated Underwriter to contribute to our industry leading Environmental Casualty team. AIG's strong brand in the market has provided for strong growth and thus the need for underwriting resources. We consistently provide clients with innovative products, use of technology, and a world-class platform. Our underwriters constantly deliver in an ever-changing marketplace and world. In this role, you will be responsible for underwriting and servicing an existing renewal book with assistance to other team members who will solicit new business opportunities. This role includes constant interaction with top nationwide, regional, local and wholesale brokers and insureds. Through this role, underwriters gain experience in a wide variety of coverages, client industries and specializations. This role underwrites NA Casualty Products under general supervision, issuing quote and policies while ensuring standards and compliance guidelines are met. These individuals will analyze information and have the opportunity to connect with clients and brokers.
How you will create an impact
  • Underwriter will be responsible for underwriting a specific line of business within NA Casualty (i.e. Environmental, Excess or Primary Casualty, NA Auto, WC, AL, GL, DBA, Foreign Casualty)
  • Evaluating, prioritizing and selecting submissions to be underwritten.
  • Identifying risk exposures, special or common hazards, claims experience and appropriate controls.
  • Analyzing claims and quantifying losses.
  • Adhering to guidelines and underwriting discipline to minimize exposure and appropriately price risks.
  • Ensuring underwriting files and services standards and compliance guidelines are adhered to on assigned accounts.
  • Offering coverage, terms and conditions which generate a profit for the Company while meeting the needs of the customer.
  • Capturing market intelligence and broker feedback on accounts.
  • Begin demonstrating technical expertise with product(s) in the Financial Lines portfolio.
  • Providing superior customer service to brokers and clients (internal & external).

What you'll need to succeed
  • 1+ years of relevant professional experience; Insurance experience preferred.
  • Bachelor's degree from a four-year college or university, preferred
  • Working knowledge of financial statements and analysis.
  • Excellent interpersonal, communication and analytical skills.
  • Excellent organizational skills and ability to handle multiple tasks in a high-volume, fast-paced environment.
  • Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
  • Ability to facilitate cross-function collaboration, especially regarding technical aspects.
  • Detail-oriented with demonstrated ability to self-direct, prioritize work, and meet deadlines.
  • Takes initiative on projects and assignments, seeks alternate solutions when necessary.
  • Highly motivated and results-oriented.
  • Exposure to NA Casualty products is preferred. (i.e. Environmental, Excess or Primary Casualty, NA Auto, WC, AL, GL, DBA, Foreign Casualty).

Ready to maximize your impact? We would love to hear from you.
At AIG, we value in-person collaboration as a vital part of our culture, which is why we ask our team members to be primarily in the office. This approach helps us work together effectively and create a supportive, connected environment for our team and clients alike.
Enjoy benefits that take care of what matters
At AIG, our people are our greatest asset. We know how important it is to protect and invest in what's most important to you. That is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security-as well as your professional development-to bring peace of mind to you and your family.
Reimagining insurance to make a bigger difference to the world
American International Group, Inc. (AIG) is a global leader in commercial and personal insurance solutions; we are one of the world's most far-reaching property casualty networks. It is an exciting time to join us - across our operations, we are thinking in new and innovative ways to deliver ever-better solutions to our customers. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential. We invest in our largest asset, our people, through continuous learning and development, in a culture that celebrates everyone for who they are and what they want to become.
Welcome to a culture of inclusion
We're committed to creating a culture that truly respects and celebrates each other's talents, backgrounds, cultures, opinions and goals. We foster a culture of inclusion and belonging through learning, cultural awareness activities and Employee Resource Groups (ERGs). With global chapters, ERGs are a cornerstone for our culture of inclusion. The talent of our people is one of AIG's greatest assets, and we are honored that our drive for positive change has been recognized by numerous recent awards and accreditations.
AIG provides equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with disabilities. If you believe you need a reasonable accommodation, please send an email to candidatecare@aig.com.
Functional Area:
UW - Underwriting
Risk Specialists Companies Insurance Agency, Inc.

What AIG employees say

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About AIG

Sourced by ZipRecruiter

American International Group, Inc. (AIG) is a leading global insurance organization. Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions. These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1919

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