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Personal Lines Associate Underwriter Jobs in Decatur, GA

Role Overview As an Associate Renewal Underwriter, you'll focus on account and premium retention ... You'll work across cyber, tech E&O and MPL lines of business. You'll also support senior ...

Role Overview As an Associate Renewal Underwriter, you'll focus on account and premium retention ... You'll work across cyber, tech E&O and MPL lines of business. You'll also support senior ...

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Personal Lines Associate Underwriter information

See Decatur, GA salary details

$32.7K

$65.2K

$148.4K

How much do personal lines associate underwriter jobs pay per year?

As of Aug 6, 2026, the average yearly pay for personal lines associate underwriter in Decatur, GA is $65,191.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,400.00 and $65,900.00 per year, depending on experience, location, and employer.

What is the difference between Personal Lines Associate Underwriter vs Personal Lines Underwriter?

AspectPersonal Lines Associate UnderwriterPersonal Lines Underwriter
CredentialsTypically requires a relevant insurance license and some underwriting experienceOften requires similar licenses and more extensive underwriting experience
Work EnvironmentEntry to mid-level role, often in insurance companies or agenciesMid-level role, working closely with agents and clients in insurance firms
Job FocusAssists in evaluating and processing insurance applications under supervisionEvaluates risk, approves or declines policies, and sets pricing

The main difference is that the Personal Lines Associate Underwriter typically supports senior underwriters by handling initial applications and data entry, while the Personal Lines Underwriter makes final risk assessments and policy decisions. The associate role is more entry-level, focusing on support tasks, whereas the underwriter has more responsibility for risk evaluation and policy approval.

What are the key skills and qualifications needed to thrive as a personal lines associate underwriter?

To thrive as a Personal Lines Associate Underwriter, you need a solid understanding of insurance principles, risk assessment, and policy evaluation, generally supported by a bachelor's degree or relevant insurance coursework. Familiarity with underwriting software, rating systems, and sometimes certifications like AINS or CPCU is common in this role. Attention to detail, analytical thinking, and strong communication skills help you effectively evaluate risks and collaborate with agents or clients. These skills are crucial to ensure accurate policy decisions, maintain profitability, and deliver excellent customer service in a competitive insurance market.

What are some common challenges faced by personal lines associate underwriters, and how can they be addressed?

Personal Lines Associate Underwriters often face the challenge of balancing risk assessment with providing competitive quotes in a fast-paced environment. They must review detailed information about clients and policies, which requires strong attention to detail and the ability to interpret underwriting guidelines accurately. Collaboration with agents and senior underwriters is key to resolving complex cases or clarifying coverage options. To address these challenges, staying organized, seeking feedback from team members, and utilizing available underwriting tools and resources can help improve decision-making and workflow efficiency.

What is a personal lines associate underwriter?

A Personal Lines Associate Underwriter is an insurance professional who evaluates applications for personal insurance products, such as auto, homeowners, or renters policies. They assess risk factors, review policy applications, and determine eligibility for coverage according to company guidelines. Typically, they work under the supervision of more senior underwriters and help ensure that policies are priced accurately and fairly based on risk. Their role is crucial in maintaining the profitability and integrity of the insurance portfolio while providing quality service to applicants and brokers.
What are popular job titles related to Personal Lines Associate Underwriter jobs in Decatur, GA? For Personal Lines Associate Underwriter jobs in Decatur, GA, the most frequently searched job titles are:
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What cities near Decatur, GA are hiring for Personal Lines Associate Underwriter jobs? Cities near Decatur, GA with the most Personal Lines Associate Underwriter job openings:

Account Service Manager - PL

Legacy Risk Solutions LLC

Atlanta, GA • On-site

$43K - $58K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 2 days ago. Applications are no longer accepted.


Job description

Description:

About Legacy Risk Solutions

Legacy Risk Solutions is a leading independent insurance agency platform headquartered in Gainesville, Georgia. Through its growing network of agency partners across the Southeast, Legacy provides commercial insurance, employee benefits, personal insurance, and risk management solutions to businesses and individuals. Built on a people-first culture rooted in integrity, growth, and partnership, Legacy combines local expertise with the strength and resources of a larger organization to deliver exceptional service and long-term success for clients, employees, and agency partners.

Position Summary

Legacy Risk Solutions is seeking a detail-oriented and customer-focused Personal Lines Account Service Manager to join our growing team. This role provides administrative and service support to the Personal Lines team by ensuring policy transactions, client requests, and agency workflows are completed accurately and efficiently while delivering an exceptional client experience.

This position offers an excellent opportunity for someone looking to build a long-term career in the insurance industry. The ideal candidate is organized, proactive, and enjoys working in a collaborative, fast-paced agency environment. Legacy Risk Solutions supports professional growth, including obtaining a Property & Casualty (P&C) insurance license and opportunities for career advancement within the organization.

What You’ll Do

· Provide exceptional customer service by responding to client inquiries via phone, email, and in person.

· Assist clients with billing questions, payments, policy servicing, and general account inquiries.

· Support the Personal Lines team by processing policy transactions, endorsements, cancellations, audits, and other account maintenance activities.

· Maintain accurate client and policy information within the agency management system.

· Verify policy documents and account information to ensure accuracy and completeness.

· Coordinate the issuance of certificates, policy documents, and other client deliverables.

· Order policy change requests, motor vehicle reports (MVRs), loss runs, and other underwriting documentation as requested.

· Review endorsements and supporting documentation while escalating complex policy changes, premium-bearing transactions, and audits to Account Managers or Producers when appropriate.

· Process incoming and outgoing mail, scan and organize electronic documents, and maintain complete client files.

· Maintain accurate activity notes, suspense items, and workflow documentation within agency management systems.

· Utilize Applied Epic, Microsoft Office, and other agency technology to support efficient daily operations.

· Prepare and maintain reports and spreadsheets to support team operations.

· Collaborate with team members to improve workflows, enhance operational efficiency, and deliver exceptional client service.

· Perform additional duties and special projects as assigned.

Requirements:

What We’re Looking For

· High school diploma or equivalent required.

· Property & Casualty (P&C) insurance license preferred or the ability to obtain within 90 days of employment.

· Previous insurance, customer service, or administrative experience preferred.

· Personal Lines insurance experience is a plus.

· Experience with Applied Epic or similar agency management systems preferred.

· Proficiency in Microsoft Office Suite, including Excel, Word, Outlook, and Microsoft 365; PowerPoint experience is a plus.

· Strong organizational skills with exceptional attention to detail and accuracy.

· Excellent written and verbal communication skills.

· Ability to manage multiple priorities and meet deadlines in a fast-paced environment.

· Strong problem-solving skills with the ability to work independently and exercise sound judgment.

· Team-oriented mindset with a commitment to collaboration, continuous improvement, and exceptional client service.

· Self-motivated with an ownership mentality and a desire to learn, grow, and contribute to the success of the Personal Lines team.

Benefits

· Medical, dental, and vision insurance

· 401(k) with company match

· Flexible Spending Account (FSA)

· Life insurance coverage

· Short-term and long-term disability coverage

· Accident and critical illness insurance options

· Generous Paid Time Off (PTO)

Equal Opportunity Employer

Legacy Risk Solutions is an Equal Opportunity Employer. We are committed to creating a diverse and inclusive workplace and welcome applicants from all backgrounds.


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