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Personal Lines Associate Underwriter Jobs in Decatur, GA

At-Bay

Associate Renewal Underwriter

Atlanta, GA · On-site

$65K/yr

Role Overview As an Associate Renewal Underwriter, you'll focus on account and premium retention ... You'll work across cyber, tech E&O and MPL lines of business. You'll also support senior ...

Chubb

Senior Underwriter, Property

Alpharetta, GA

$96K - $113K/yr

However, the underwriter will be charged with cross selling and uncovering other lines of business ... With operations in 54 countries, Chubb provides commercial and personal property and casualty ...

thg

Marine Underwriting Associate

Charlotte, NC · Hybrid

Supports the Underwriter in new business and renewal activities * Account preparation: collection ... Associate's Degree or equivalent * 1-2 years of Commercial Lines/Specialty insurance experience

thg

Marine Underwriting Associate

Alpharetta, GA · Hybrid

Supports the Underwriter in new business and renewal activities * Account preparation: collection ... Associate's Degree or equivalent * 1-2 years of Commercial Lines/Specialty insurance experience

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All JobsPersonal Lines Associate Underwriter JobsPersonal Lines Associate Underwriter Jobs in Decatur, GA

Personal Lines Associate Underwriter information

See Decatur, GA salary details

$32.7K

$65.2K

$148.4K

How much do personal lines associate underwriter jobs pay per year?

As of Aug 13, 2026, the average yearly pay for personal lines associate underwriter in Decatur, GA is $65,191.00, according to ZipRecruiter salary data. Most workers in this role earn between $47,400.00 and $65,900.00 per year, depending on experience, location, and employer.

What is the difference between Personal Lines Associate Underwriter vs Personal Lines Underwriter?

AspectPersonal Lines Associate UnderwriterPersonal Lines Underwriter
CredentialsTypically requires a relevant insurance license and some underwriting experienceOften requires similar licenses and more extensive underwriting experience
Work EnvironmentEntry to mid-level role, often in insurance companies or agenciesMid-level role, working closely with agents and clients in insurance firms
Job FocusAssists in evaluating and processing insurance applications under supervisionEvaluates risk, approves or declines policies, and sets pricing

The main difference is that the Personal Lines Associate Underwriter typically supports senior underwriters by handling initial applications and data entry, while the Personal Lines Underwriter makes final risk assessments and policy decisions. The associate role is more entry-level, focusing on support tasks, whereas the underwriter has more responsibility for risk evaluation and policy approval.

What are the key skills and qualifications needed to thrive as a personal lines associate underwriter?

To thrive as a Personal Lines Associate Underwriter, you need a solid understanding of insurance principles, risk assessment, and policy evaluation, generally supported by a bachelor's degree or relevant insurance coursework. Familiarity with underwriting software, rating systems, and sometimes certifications like AINS or CPCU is common in this role. Attention to detail, analytical thinking, and strong communication skills help you effectively evaluate risks and collaborate with agents or clients. These skills are crucial to ensure accurate policy decisions, maintain profitability, and deliver excellent customer service in a competitive insurance market.

What are some common challenges faced by personal lines associate underwriters, and how can they be addressed?

Personal Lines Associate Underwriters often face the challenge of balancing risk assessment with providing competitive quotes in a fast-paced environment. They must review detailed information about clients and policies, which requires strong attention to detail and the ability to interpret underwriting guidelines accurately. Collaboration with agents and senior underwriters is key to resolving complex cases or clarifying coverage options. To address these challenges, staying organized, seeking feedback from team members, and utilizing available underwriting tools and resources can help improve decision-making and workflow efficiency.

What is a personal lines associate underwriter?

A Personal Lines Associate Underwriter is an insurance professional who evaluates applications for personal insurance products, such as auto, homeowners, or renters policies. They assess risk factors, review policy applications, and determine eligibility for coverage according to company guidelines. Typically, they work under the supervision of more senior underwriters and help ensure that policies are priced accurately and fairly based on risk. Their role is crucial in maintaining the profitability and integrity of the insurance portfolio while providing quality service to applicants and brokers.

What are popular job titles related to Personal Lines Associate Underwriter jobs in Decatur, GA?

For Personal Lines Associate Underwriter jobs in Decatur, GA, the most frequently searched job titles are:

What job categories do people searching Personal Lines Associate Underwriter jobs in Decatur, GA look for?

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Personal Lines Associate Underwriter jobs near you

Associate Renewal Underwriter

At-Bay

Atlanta, GA • On-site

$65K/yr

Full-time

Re-posted 2 days ago

Job description

About At-Bay
At-Bay is the world's first InsurSec provider designed from the ground up to help businesses tackle cyber risk head on. By combining industry-leading insurance with world-class cybersecurity technology, At-Bay offers end-to-end prevention and protection for the digital age. With 98% of cyber insurance claims in the past five years coming from small and mid-size businesses with revenue under $2B, providing an integrated solution to help manage risk is more critical than ever.
At-Bay helps its 35,000+ customers close their security technology and skills gap - all through their cyber insurance policy and innovative security solutions - making them less likely to be hit with a ransomware attack. As a full-stack insurance company, At-Bay offers multiple lines of specialty insurance, including Cyber, Tech E&O, and Miscellaneous Professional Liability (MPL) policies.
Role Overview
As an Associate Renewal Underwriter, you'll focus on account and premium retention. You'll be empowered to build and grow relationships with our trading partners. You'll work across cyber, tech E&O and MPL lines of business. You'll also support senior underwriters in managing accounts and servicing clients.
Responsibilities
  • Underwrite, rate, price, and quote small businesses with limited underwriter supervision.
  • Solicit, review, and validate subjectivities/contingencies required for binder/policy issuance.
  • Process and issue binder/policy documents, loss runs, mid-term endorsements, and cancellations to our external brokers & partners.
  • Manage components of the policy renewal lifecycle, such renewal solicitations, resolving auto-renewal policy issues, and manual/revised renewal quote issuance.
  • Act as a primary point of contact for our third-party processing partner when they have questions or issues.
  • Facilitate system & process training for new organizational joiners.
  • Test new system functionality prior to it being released to the wider internal population in the production environment.
  • Assist underwriters and other users with documentation and resolution of system bugs.
  • Represent the underwriting team as an active & vocal participant in system & process enhancement discussions and requirement gathering sessions.

Attributes and Qualifications
  • Basic knowledge of the underwriting process and of casualty coverage and required forms/endorsements.
  • Strong computer skills with demonstrated high accuracy output.
  • Strong problem solving, reasoning, and decision-making skills.
  • Excellent interpersonal and written/oral communication skills.
  • Excellent attention to detail.
  • Ability to prioritize and manage multiple tasks while meeting established deadlines.
  • Ability to demonstrate planning and organizational skills.
  • Proven team player and energetic personality.

What you'll get
  • A competitive salary, benefits and options package
  • An amazing role and professional growth opportunity
  • Passionate, smart, and fun people to work with

Our estimated base pay for this role is $65,000 per year. Base salary is determined by a variety of factors including but not limited to market data, location, internal equitability, domain knowledge, experiences and skills. In general, if the position sparks your interest we encourage you to apply - our team prioritizes talent.

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