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Payment Fraud Analyst Jobs in Michigan (NOW HIRING)

Carhartt

Enterprise Payment Fraud Strategist

Dearborn, MI · On-site

$120 - $170/hr

The Enterprise Payment Fraud Strategist role is also responsible for establishing key fraud metrics and KPIs, analyzing fraud trends, evaluating the total cost of fraud, and recommending strategies ...

Contact Government Services, LLC

Auditor

Detroit, MI · On-site

$90 - $105/hr

Perform asset tracing and financial-flow analysis to identify proceeds of fraud, concealment ... Analyze large, complex datasets--including EBT transaction logs, UI payment histories, tax records ...

Contact Government Services, LLC

Auditor

Detroit, MI · On-site

$90K - $105K/yr

Perform asset tracing and financial-flow analysis to identify proceeds of fraud, concealment ... Analyze large, complex datasets--including EBT transaction logs, UI payment histories, tax records ...

Contact Government Services, LLC

Auditor

Detroit, MI · On-site

$90K - $105K/yr

Perform asset tracing and financial-flow analysis to identify proceeds of fraud, concealment ... Analyze large, complex datasets-including EBT transaction logs, UI payment histories, tax records ...

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All JobsPayment Fraud Analyst JobsPayment Fraud Analyst Jobs in Michigan

Payment Fraud Analyst information

What does a payment fraud analyst do?

A Payment Fraud Analyst is responsible for detecting and preventing fraudulent activities related to financial transactions, such as credit card payments and online purchases. They analyze transaction patterns, monitor suspicious activity, and use specialized software to identify potential fraud. These professionals also collaborate with law enforcement and other departments to investigate and resolve fraud cases. Their work helps protect organizations and customers from financial losses and maintains the integrity of payment systems.

What are the key skills and qualifications needed to thrive as a payment fraud analyst, and why are they important?

To thrive as a Payment Fraud Analyst, you need strong analytical skills, attention to detail, and a background in finance, accounting, or computer science, often supported by a relevant degree. Familiarity with fraud detection software, data analysis tools like SQL or Python, and knowledge of payment processing systems is typically required. Exceptional problem-solving, critical thinking, and communication skills help analysts identify suspicious patterns and collaborate with cross-functional teams. These competencies are crucial for minimizing financial losses, ensuring regulatory compliance, and maintaining customer trust in payment systems.

How does a payment fraud analyst typically collaborate with other departments to prevent fraudulent transactions?

Payment Fraud Analysts regularly work with teams across risk, compliance, IT, and customer service to identify and address potential threats. They analyze transaction data to detect suspicious patterns and communicate findings to relevant stakeholders, such as risk managers or law enforcement when necessary. Collaboration is key, as analysts often participate in cross-functional meetings to develop new fraud prevention strategies and ensure a coordinated response to emerging risks. Effective teamwork enhances fraud detection capabilities and ensures that all departments are aligned in protecting both the business and its customers.

What is the difference between Payment Fraud Analyst vs Payment Security Specialist?

AspectPayment Fraud AnalystPayment Security Specialist
CredentialsCertifications like CFE, ACFE, or fraud detection trainingCertifications such as CISSP, CISA, or security-focused credentials
Work EnvironmentFinancial institutions, e-commerce companies, payment processorsBanking, fintech firms, cybersecurity firms
Employer & Industry UsageUsed in industries handling online payments and transactionsUsed in organizations focusing on protecting payment infrastructure
Search & Comparison IntentPeople comparing roles related to payment fraud detectionIndividuals exploring payment security roles

The Payment Fraud Analyst focuses on detecting and preventing fraudulent transactions, analyzing suspicious activity, and working with fraud prevention tools. In contrast, the Payment Security Specialist emphasizes safeguarding payment systems from security breaches, implementing security protocols, and ensuring compliance. Both roles require knowledge of payment systems but differ in their primary focus—fraud detection versus security infrastructure.

What are popular job titles related to Payment Fraud Analyst jobs in Michigan?

For Payment Fraud Analyst jobs in Michigan, the most frequently searched job titles are:

What job categories do people searching Payment Fraud Analyst jobs in Michigan look for?

The top searched job categories for Payment Fraud Analyst jobs in Michigan are:

What cities in Michigan are hiring for Payment Fraud Analyst jobs?

Cities in Michigan with the most Payment Fraud Analyst job openings:

Payment Fraud Analyst jobs near you

Enterprise Payment Fraud Strategist

Carhartt

Dearborn, MI • On-site

Full-time

Re-posted 3 days ago

Key responsibilities

  • Develop and own the enterprise fraud strategy for customer/consumer payment activity across all relevant sales channels.

  • Establish and maintain a risk-based fraud operating model, including fraud controls, detection rules, manual review processes, and performance measurement.

  • Assess fraud risk for new business initiatives, payment methods, and system changes, and define required controls prior to implementation.

Carhartt rating

8.0

Company rating: 8.0 out of 10

Based on 29 frontline employees who took The Breakroom Quiz

Job description

Position Details:
Title: Enterprise Payment Fraud Strategist
Department: Accounting/Finance
Reports to: Director, Treasury
Location: Dearborn
Job Classification: Hybrid
FLSA Status: Exempt
Job Band: Professional
Job Summary
The Enterprise Payment Fraud Strategist role is responsible for developing, implementing, and optimizing the organization's fraud prevention strategy across customer/consumer payment channels and global payment platforms. This role leads efforts to mitigate fraud losses while balancing customer/consumer experience, sales conversion, and operational efficiency. The position partners closely with internal stakeholders across Customer/consumer Service, Cyber Security, IT, Finance, eCommerce, Digital Product, Legal/Compliance, and Operations, as well as external payment processors, issuers, acquirers, fraud solution providers, and other payment ecosystem partners.
This role owns the fraud strategy framework for customer/consumer payments, including fraud controls, detection rules, manual review processes, chargeback mitigation, monitoring, loss reporting, and performance measurement. The Enterprise Payment Fraud Strategist role is also responsible for establishing key fraud metrics and KPIs, analyzing fraud trends, evaluating the total cost of fraud, and recommending strategies that reduce risk while supporting business growth.
Inspired by Hard Work
At Carhartt, the values of hard work-dependability, honesty, and trust-are rooted in the legacy of our founder, Hamilton Carhartt. His commitment to serving hardworking people continues to inspire everything we do. Guided by his legacy and our mission-We serve and protect all hardworking people by building durable products-we remain dedicated to upholding these principles in every decision we make and every product we create.
Associate Responsibilities
  • Develop and own the enterprise fraud strategy for customer/consumer payment activity across all relevant sales channels.
  • Establish the fraud strategy framework including risk-based decisioning principles, control philosophy, and performance objectives. Oversee the investigation and remediation of fraud incidents ensuring timely escalation to senior management and drive long-term resiliency strategies.
  • Establish and maintain a risk-based fraud operating model that balances fraud mitigation with customer/consumer experience, order approval rates, and revenue preservation.
  • Define fraud risk appetite, governance structure, and escalation protocols in partnership with leadership.
  • Own the external fraud ecosystem strategy, including selection and strategic oversight of payment processors, fraud tools, and partners.
  • Lead strategic partner discussions on fraud trends, authorization performance, and emerging risk mitigation approaches.
  • Serve as the enterprise subject matter expert for customer/consumer payment fraud and align stakeholders across business, technology, and risk functions.
  • Assess fraud risk for new business initiatives, payment methods, and system changes, and define required controls prior to implementation.
  • Define and oversee fraud performance measurement framework including KPIs, loss metrics, and value-based outcomes.
  • Analyze fraud trends, emerging threats, and macro patterns to drive strategic risk mitigation decisions.
  • Prepare executive-level insights and recommendations on fraud risk exposure, financial impact, and strategic priorities.
  • Ensure alignment of fraud strategy with regulatory expectations, payment network rules, and internal risk management standards.

Required Education
  • Bachelor's degree in Finance, Accounting, Business, Economics, Criminal Justice, Forensics, Information Systems, Cyber Security, or a related field.

Required Skills & Experience
  • 8-10 years of progressive experience in fraud risk management, payments risk, eCommerce fraud, chargeback/dispute management, or a related discipline.
  • Demonstrated experience developing or managing fraud strategies, controls, and performance metrics in a customer/consumer payments environment.
  • Experience partnering cross-functionally with business, technology, operations, and external third-party providers.
  • Strong analytical experience using fraud data, transaction trends, chargeback data, and operational metrics to drive decisions and recommendations.
  • Experience preparing reporting, dashboards, and executive-level presentations related to fraud performance and financial impact.
  • Experience in retail, eCommerce, omnichannel, consumer payments, or card-not-present environments.
  • Strong cross-functional leadership and stakeholder management skills.
  • Strong organizational skills and ability to manage multiple priorities simultaneously.

Preferred Skills & Experience
  • Certified Fraud Examiner (CFE) - strong credential for fraud risk, investigations, and fraud program knowledge.
  • Accredited Payments Risk Professional (APRP) - valuable for payment risk and payments ecosystem knowledge.

Physical Requirements and Working Conditions
  • Normal office environment; cubicle/office setting. Extended periods of time sitting, standing, typing on a computer is required.
  • This position has a Hybrid location: Associate will work on-site regularly as needed for work activities.
  • Carhartt is a tobacco free workplace.

#LI-HYRBID
We are an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, ethnicity, disability, religion, national origin, gender, gender identity, gender expression, marital status, sexual orientation, age, protected veteran status, or any other characteristic protected by law.
All associates are required to understand and act in accordance with the Carhartt Core Values. Carhartt reserves the right to change, modify, suspend, interpret or cancel in whole or in any part, the job duties outlined above at any time and without advance notice to the employee.

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