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Payment Architect Jobs (NOW HIRING)

Lorven Technologies

Payment Architect

Miami, FL · On-site

$60.25 - $79.25/hr

Payment Architect Location: Miami, FL Day 1 Onsite (5 Days a week) Experience: 12+ Years Contract Education Bachelor's Degree or higher in Computer Science or related Experience: * 15+ years ...

Maxana

Lead Engineer / Payment Architect

$56.50 - $77.50/hr

This role will architect and lead integration efforts involving: * Payment gateway orchestration * Tokenization strategy * Direct PSP integrations * Subscription billing logic * Checkout ...

IntraEdge

Architect I Premium

Phoenix, AZ

Payment Architect Engineer II Premium A payment architect is responsible for designing, developing, and implementing payment solutions for various platforms and applications. They work closely with ...

Navtech, Inc.

Cloud Solutions Architect

Boston, MA · On-site

$69.25 - $94.75/hr

Cloud Solutions Architect with Payments Architecture (Swift, Fedwire, ACH) Experience Location: Boston MA - Hybrid Duration : 6+Months Roles and responsibilities: • Partnering with the business to ...

PNC Bank

Software Architect Sr (Payments)

Pittsburgh, PA

$125K - $170K/yr

As a Software Architect Sr within PNC's C&IB' Payments organization, you will be based in ... Experience working with payment engines, orchestration platforms, clearing systems, and supporting ...

Vytwo

Payment Domain Architect

Prosper, TX · On-site +1

$150K - $200K/yr

Payment Domain Architect Looking for architects with 10+ years experience in payments domain (ideally at an acquirer or network working in core payments processing) and ideally with some first hand ...

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$22.5K

$90.5K

$193K

How much do payment architect jobs pay per year?

As of Jun 9, 2026, the average yearly pay for payment architect in the United States is $90,530.00, according to ZipRecruiter salary data. Most workers in this role earn between $37,500.00 and $139,500.00 per year, depending on experience, location, and employer.

What are some common challenges faced by Payment Architects when integrating new payment solutions into existing systems?

Payment Architects often encounter challenges such as ensuring compatibility between new payment platforms and legacy systems, maintaining high security and compliance standards (like PCI DSS), and managing seamless transaction flows without disrupting business operations. They must collaborate closely with development, security, and business teams to address these complexities and ensure that payment solutions are robust, scalable, and user-friendly. Effective communication, thorough testing, and ongoing monitoring are key practices to successfully overcome these integration hurdles.

What are the key skills and qualifications needed to thrive as a Payment Architect, and why are they important?

To thrive as a Payment Architect, you need a deep understanding of payment systems, software architecture, security protocols, and regulatory compliance, often supported by a degree in computer science or a related field. Familiarity with payment gateways, APIs, cloud platforms, PCI DSS standards, and experience with tools like AWS, Azure, or payment orchestration platforms is typically expected. Excellent problem-solving, communication, and stakeholder management skills are essential to translate business requirements into secure, scalable payment solutions. These skills ensure robust, compliant, and efficient payment infrastructures that support business growth and customer trust.

What is a Payment Architect?

A Payment Architect is a technology professional responsible for designing, developing, and overseeing the payment systems and infrastructure within an organization. They ensure that payment solutions are secure, scalable, and compliant with industry standards and regulations. Payment Architects work closely with business stakeholders, developers, and security experts to integrate payment gateways, support various payment methods, and optimize transaction processing. Their expertise is crucial in enabling seamless, efficient, and secure payment experiences for both businesses and their customers.

What is the difference between Payment Architect vs Payment Analyst?

AspectPayment ArchitectPayment Analyst
Required CredentialsBachelor's in Finance, IT, or related field; certifications like PMP or payment-specific certificationsBachelor's in Finance, Business, or related field; certifications like Certified Payment Professional (CPP)
Work EnvironmentDesigning payment systems, collaborating with IT and finance teams, project-basedAnalyzing payment data, monitoring transactions, reporting and troubleshooting
Employer & Industry UsageFinancial institutions, payment service providers, fintech companiesRetailers, banks, e-commerce companies, payment processors

Payment Architects focus on designing and implementing payment systems, while Payment Analysts analyze transaction data and monitor payment processes. Both roles require financial and technical knowledge but differ in scope and responsibilities.

More about Payment Architect jobs
What cities are hiring for Payment Architect jobs? Cities with the most Payment Architect job openings:
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Payment Architect jobs near you
Infographic showing various Payment Architect job openings in the United States as of June 2026, with employment types broken down into 95% Full Time, 1% Part Time, and 4% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $90,530 per year, or $43.5 per hour.
Payment Architect

Payment Architect

Lorven Technologies

Miami, FL • On-site

$60.25 - $79.25/hr

Full-time

Posted 22 days ago

Job description

Title : Payment Architect
Location: Miami, FL
Day 1 Onsite (5 Days a week)
Experience: 12+ Years
Contract
Job description
Education Bachelor's Degree or higher in Computer Science or related Experience:
  • 15+ years' experience in Banking industry, Payment Solutions required
  • 5+ years' experience in at least two IT solution development disciplines, including technical architecture, cloud architecture, application development, middleware or database management required
  • Experience in Payment platforms and good understanding of products supporting real time payments must
  • Familiarity with Fiserv Portfolio or an equivalent preferred
  • Experience implementing and/or projects involving ACH, Wire, RTP, SWIFT (WIRE and RTP MANDATORY)
  • Experience with ISO 20022
  • Experience implementing and/or integrating with Plaid, Venmo, and/or Zelle
  • Experience with SCRUM and preferably SAFe frameworks
  • Experience with the following architectures and patterns: * REST APIs, SOAP, Pub-Sub messaging * Data ingestion and integration * Microservices & containers * Cloud native application architecture and design preferably on Amazon AWS * Relational and NoSQL databases * OLAP and OLTP capabilities and workload planning * Single page application architecture and design * Integration with Commercial off The Shelf applications preferred
  • Experience in defining and maintaining Living Target Enterprise Architectures with using tools like BizzDesign, Lucid or Archi required
  • Experience with UML, BPMN, or preferably ArchiMate modelling notations preferred
  • Experience in defining and executing Stress, Performance, Load tests and Systems Capacity planning preferred
  • Experience in designing and implementing HA architectures preferred
  • Exposure to multiple, diverse technologies and processing environments

CERTIFICATES, LICENSES, REGISTRATIONS
  • ISC2's CISSP, ISACA's CISA, The Open Group's TOGAF, SANS' GAIC, ISACA's CISM preferred

Knowledge, Skills And Abilities
  • Good understanding of strategic and new and emerging technology trends, and the practical application of existing, new and emerging technologies to new and evolving business and operating models
  • Understanding of agile methods and processes, and capability of supporting agile project teams by providing advice and guidance on opportunities, impact and risks, taking account of technical and architectural debt
  • Exceptional interpersonal skills, including teamwork, facilitation and negotiation
  • Strong leadership and customer service skills
  • Excellent written and verbal communication skills
  • Excellent planning, analytical and organizational skills
  • Knowledge of financial models and budgeting
  • Desire to learn and keep up with technology trends
  • Ability to scale up and down the organization levels to have candid conversations in both technology and business areas
  • Ability to understand the long-term ("big picture") and short-term perspectives of situations
  • Ability to translate future-state business capabilities and requirements into solution architecture requirements
  • Ability to propose and estimate the financial impact of solution architecture alternatives

SUMMARY:
  • The Enterprise Solutions Architect (Payments Platform) will leverage and use technology solutions to enable the organization's future-state business capabilities that, in turn, drive the organization's targeted outcomes. The architect will facilitate and orchestrate the delivery of solutions pertained to payment systems. This individual creates deliverables that help develop a direction for managing the organization's portfolio of "to be" and "as is" solutions -- including systems (meaning not just applications, but also processes and information), shared infrastructure services, and shared application services and components to better match targeted business outcome objectives. Solutions architecture will entail both application and infrastructure architecture both of which will fall under the purview of the Enterprise Solutions Architect. ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.
  • Understand business drivers and business capabilities (future and current state), and determine corresponding enterprise system designs and change requirements to drive the organization's targeted business outcomes
  • Designs and lead the implementation of a solutions architecture across a group of specific business applications or technologies based on enterprise business strategy, business capabilities and business requirements
  • Manages and develop the architecture for a broader scope of projects, working closely with application architects that manage and design architecture for a single project or initiative
  • Provides consulting support to application architects within projects to ensure the project is aligned with the overall enterprise architecture
  • Monitors the current-state solution portfolio to identify deficiencies through aging of the technologies used by the application, or misalignment with business requirements
  • Understand payment technology trends and the practical application of existing, new, and emerging technologies to enable new and evolving business and operating models
  • Analyzes the business-IT environment (run, grow and transform the business) to detect critical deficiencies, and recommend solutions for improvement (systems of record, differentiation and innovation).
  • Analyzes the technology industry, competitors and market trends, and determine their potential impact on the enterprise.
  • Defines the principles, guidelines, standards and solution patterns to ensure solution decisions are aligned with the enterprise's future-state architecture vision.
  • Assists in the development of a roadmap for the evolution of the enterprise application portfolio from future to current state (as defined by the solutions architecture)
  • Facilitates the evaluation and selection of software product standards and services, as well as the design of standard and custom software configurations
  • Consults with application and infrastructure development projects to fit systems or infrastructure to architecture, and identify when it is necessary to modify projects to accommodate the solutions architecture
  • Identifies the organizational impact (for example, on skills, processes, structures or culture) and financial impact of the solutions architecture
  • Documents all solution architecture design and analysis work
  • Works closely with the project management office (PMO) to ensure the execution of plans corresponds with what is being promised
  • Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
  • Adheres to Bank policies and procedures and completes required training.
  • Identifies and reports suspicious activity.
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About Lorven technologies

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Lorven Technologies, headquartered in Plainsboro, New Jersey, United States, is a reputable company in the technology industry, specializing in providing effective IT solutions and consulting services. The company's official website, lorventech.com, offers comprehensive insights into its offerings which include but are not limited to software development, IT consulting, project management, and business analysis. Since its inception, Lorven Technologies has been committed to ensuring efficiency and reliability in delivering IT services to its global clientele, establishing itself as a trusted name in the industry.

Industry

It services

Company size

51 - 200 Employees

Headquarters location

Plainsboro, NJ, US

Year founded

2001

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