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Overnight Loan Processor Jobs (NOW HIRING)

DHI Mortgage

Mortgage Loan Originator

Kingsport, TN · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DR Horton, Inc.

Mortgage Loan Originator

Richmond, TX · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DR Horton, Inc.

Mortgage Loan Originator

Smyrna, TN · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DHI Mortgage

Mortgage Loan Originator

Ridgeland, MS · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DHI Mortgage

Mortgage Loan Originator

Biloxi, MS

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DHI Mortgage

Mortgage Loan Originator

Rowlett, TX · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DR Horton, Inc.

Mortgage Loan Originator

Charlotte, NC · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DHI Mortgage

Mortgage Loan Originator

High Point, NC · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DR Horton, Inc.

Mortgage Loan Originator

Ridgeland, MS · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DHI Mortgage

Mortgage Loan Originator

Albuquerque, NM · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DR Horton

Mortgage Loan Originator

Davenport, FL · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DHI Mortgage

Mortgage Loan Originator

Durham, NC · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DHI Mortgage

Mortgage Loan Originator

Smyrna, TN

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DR Horton, Inc.

Mortgage Loan Originator

Charlotte, NC · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DHI Mortgage

Mortgage Loan Originator

Montgomery, AL · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DR Horton

Mortgage Loan Originator

Richmond, TX · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

DR Horton

Mortgage Loan Originator

Biloxi, MS · On-site

Daily Pipeline Management (loan application to funding process) to ensure that the loan process ... Able to travel overnight * Market the company's products and services accurately and effectively to ...

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Showing results 21-40

All JobsLoan Processor JobsOvernight Loan Processor Jobs

Overnight Loan Processor information

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$30

How much do overnight loan processor jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for overnight loan processor in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What are common challenges faced by overnight loan processors, and how can they be managed?

Overnight Loan Processors often encounter challenges such as tight turnaround times, limited access to immediate team support, and the need to resolve discrepancies with minimal supervision. To manage these, it's important to stay organized, use available digital resources, and maintain clear communication with both day-shift colleagues and external partners. Proactive problem-solving, attention to detail, and familiarity with automated loan processing systems can greatly enhance efficiency and accuracy during overnight hours.

What skills and qualifications are needed to be an overnight loan processor?

To thrive as an Overnight Loan Processor, you need a solid understanding of loan processing procedures, attention to detail, and familiarity with lending regulations, typically supported by experience in banking or finance. Proficiency with loan origination systems (LOS), document management software, and sometimes certifications like NMLS are commonly required. Strong organizational skills, time management, and effective written communication are crucial soft skills for excelling in this role. These skills ensure accurate, timely loan processing and compliance with regulatory standards, even during non-standard work hours.

What is the difference between Overnight Loan Processor vs Loan Underwriter?

AspectOvernight Loan ProcessorLoan Underwriter
CredentialsTypically requires high school diploma or equivalent; some roles prefer mortgage or loan processing certificationsOften requires a bachelor’s degree in finance, economics, or related field; certifications like CU or CUA are common
Work EnvironmentBank or mortgage company, processing loans overnight, often in a fast-paced settingOffice setting, analyzing loan applications to assess risk and compliance
Employer & IndustryFinancial institutions, mortgage lenders, banksFinancial institutions, mortgage companies, banks

While both roles are integral to the loan process, the Overnight Loan Processor focuses on handling loan documentation and processing applications overnight, ensuring timely submission. The Loan Underwriter evaluates the risk of approving loans, making decisions based on financial data. Understanding these differences helps job seekers identify the right career path in the lending industry.

How do overnight loan processors get paid?

Overnight loan processors typically receive an hourly wage or salary, often with additional compensation such as bonuses or overtime pay depending on the employer. Payment is usually processed through direct deposit or check, and the schedule may include shift differentials for overnight hours.

Is an overnight loan processor a difficult job?

An overnight loan processor's job involves reviewing and processing loan applications during overnight shifts, requiring attention to detail and knowledge of loan policies. The role can be demanding due to tight deadlines and the need for accuracy, but it generally relies on established procedures and tools like loan processing software. The difficulty level varies based on experience and the complexity of loans handled.

What is an overnight loan processor?

Overnight Loan Processors are professionals who review, verify, and process loan applications during overnight shifts, typically for banks, credit unions, or mortgage companies. Their primary role is to ensure that loan files are complete, accurate, and meet all regulatory and lender requirements before moving forward in the approval process. Working overnight allows for faster turnaround times, helping lenders maintain efficient service and meet tight deadlines. They often collaborate with underwriters, loan officers, and other staff to resolve any outstanding issues in loan documentation.
More about Overnight Loan Processor jobs
What cities are hiring for Overnight Loan Processor jobs? Cities with the most Overnight Loan Processor job openings:
What are the most commonly searched types of Loan Processor jobs? The most popular types of Loan Processor jobs are:
What states have the most Overnight Loan Processor jobs? States with the most job openings for Overnight Loan Processor jobs include:
What job categories do people searching Overnight Loan Processor jobs look for? The top searched job categories for Overnight Loan Processor jobs are:
Overnight Loan Processor jobs near you
Infographic showing various Overnight Loan Processor job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 11% Part Time, and 4% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.

Mortgage Loan Originator

DHI Mortgage

Kingsport, TN • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 28 days ago

Job description

D.R. Horton, Inc., the largest homebuilder in the U.S., was founded in 1978 and is a publicly traded company on the New York Stock Exchange. It is engaged in the construction and sale of high quality homes designed principally for the entry-level and first time move-up markets. The Company also provides mortgage financing and title services for homebuyers through its mortgage and title subsidiaries.  Please visit our website at www.drhorton.com for more information.
D.R. Horton, Inc. is currently looking for a Mortgage Loan Originator for their Financial Services Branch. The right candidate will promote and provide business development, origination of loans, relationship management with customers and clients. 

Essential Duties and Responsibilities

  •  Interview mortgage applicants to understand and educate them on their financing options available. Understand the loan applicant’s goals in order to advise and review potential loan programs that would best suit their needs and stated goals
  • Be accessible to the buyer and individuals involved in a loan to answer questions and/or provide updates
  • Maintain reports and notes within the origination software and customer relationship management systems
  • Review new leads daily and contact them to earn their business
  • Daily Pipeline Management (loan application to funding process) to ensure that the loan process goes smoothly for all parties involved
  • Make presentations on loan products in sales meetings and with Sales staff in builder communities
  • Quickly respond to Operations in order to facilitate an efficient loan process
  • Provide necessary disclosures to a loan applicant within a timely manner in accordance with regulations
  • Conduct all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
  • Able to work overtime
  • Able to travel overnight
  • Market the company’s products and services accurately and effectively to potential business sources
  • Develop sales leads for mortgages in builder communities and real estate offices
  • Provide weekend coverage in builder communities and grand opening functions
  • Review all documentation provided by borrower, check for accuracy, and address any discrepancies
  • Be familiar and comply with all company QC policies, review updates to the manual, and attend meetings as necessary
  • Provide input to management, and attend production/staff meetings
  • Infrequently, assist in resolving post-closing/funding problems
  • Attend loan closings when possible

Education and/or Experience   

  • Bachelor's degree from four-year college or university
  • One to two years of related experience and/or training
  • Must have a vehicle and a valid driver’s license
  • Licensed Mortgage Loan Originator as required by state
  • Possess general mortgage banking understanding (including but not limited to: lock procedures, program analysis, underwriting guidelines, and regulatory timelines)
  • Proficiency with MS Office and email
 

Preferred Qualifications

  • Strong written and oral communication skills
  • Ability to accurately and efficiently process and record a large volume of data
  • Ability to act as a team player and be willing to accept constructive criticism
  • Bilingual preferred

Come join a winning team with a Fortune 500 company! We are growing fast and are looking for enthusiastic attitudes and team players to join our success. We offer an excellent benefits package including:

  • Medical, Dental and Vision
  • 401(K)
  • Employee Stock Purchase Plan
  • Flex Spending Accounts
  • Life & Disability Insurance
  • Vacation, Sick, Personal Time and Company Holidays
  • Multiple Voluntary and Company provided Benefits

Build YOUR future with D.R. Horton, America’s Builder.  #WeBuildPeopleToo

Apply