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Sba Loan Packaging Jobs (NOW HIRING)

AVP/VP, SBA Loan Officer

El Monte, CA ยท On-site

$87K - $100K/yr

Loan Packaging and Submission * Prepare detailed SBA loan packages, ensuring all required documentation and certifications are included. * Submit complete packages to the respective US SBA Department ...

SBA Loan Closer

Alamo, CA ยท Remote

$38 - $45/hr

Assemble loan packages in accordance with SBA standards and applicable lending regulations. * Secure SBA approval through E-Tran and prepare authorization documents that reflect established credit ...

Prepares the SBA submission package and ensures all submission items have been obtained and are current. * Requests SBA loan approval through E-Tran or other means. Clears compliance codes as needed.

The SBA Loan Specialist will facilitate SBA transactions in support of Relationship Managers and ... Our benefit philosophy is to provide you with a comprehensive package to secure your overall ...

SBA Loan Specialist

Boise, ID ยท On-site

$93K - $140K/yr

The SBA Loan Specialist will facilitate SBA transactions in support of Relationship Managers and ... Our benefit philosophy is to provide you with a comprehensive package to secure your overall ...

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Sba Loan Packaging information

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$13

$21

$30

How much do sba loan packaging jobs pay per hour?

As of Aug 7, 2026, the average hourly pay for sba loan packaging in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What is the difference between Sba Loan Packaging vs Sba Loan Underwriting?

AspectSba Loan PackagingSba Loan Underwriting
Primary RolePreparing and assembling loan documentation for submissionAssessing and evaluating loan applications for approval
CredentialsKnowledge of SBA requirements, strong organizational skillsFinancial analysis, credit evaluation, underwriting experience
Work EnvironmentOffice-based, client interaction, collaboration with lendersOffice-based, detailed financial review, decision-making

While Sba Loan Packaging focuses on preparing complete loan packages for submission, Sba Loan Underwriting involves evaluating the financial viability of loan applicants to determine approval. Both roles require understanding SBA guidelines, but packaging emphasizes documentation, whereas underwriting emphasizes financial analysis and risk assessment.

What are some common challenges SBA loan packaging specialists face during the loan application process?

SBA Loan Packaging specialists often encounter challenges such as gathering complete and accurate documentation from borrowers, ensuring compliance with changing SBA guidelines, and coordinating effectively with lenders and underwriters. Delays can occur when applicants are unfamiliar with required paperwork or when additional information is requested by the SBA. To overcome these challenges, specialists must maintain clear communication, stay updated on program requirements, and develop strong organizational skills to manage multiple applications simultaneously.

What is SBA loan packaging?

SBA loan packaging is the process of preparing and organizing all necessary documents and information required to apply for a loan backed by the U.S. Small Business Administration (SBA). This includes gathering financial statements, business plans, tax returns, and other required paperwork to ensure the loan application meets both lender and SBA guidelines. A well-prepared loan package can increase the chances of approval and expedite the funding process. Loan packagers or consultants often help small business owners navigate the complexities of SBA loan requirements and present their application in the best possible light.

What are the key skills and qualifications needed to thrive as an SBA loan packager?

To excel as an SBA Loan Packager, you need a solid understanding of finance, lending regulations, and SBA loan requirements, often supported by experience in banking or commercial lending. Familiarity with SBA loan processing platforms, financial analysis tools, and documentation software like LaserPro or SBA One is commonly required. Attention to detail, strong organizational skills, and effective communication are vital soft skills for managing loan files and coordinating with clients and lenders. These competencies ensure accurate loan packages, timely submissions, and higher approval rates, which are critical for both client satisfaction and institutional success.
More about Sba Loan Packaging jobs
What cities are hiring for Sba Loan Packaging jobs? Cities with the most Sba Loan Packaging job openings:
What states have the most Sba Loan Packaging jobs? States with the most job openings for Sba Loan Packaging jobs include:
What job categories do people searching Sba Loan Packaging jobs look for? The top searched job categories for Sba Loan Packaging jobs are:
Infographic showing various Sba Loan Packaging job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 80% Full Time, 15% Part Time, and 4% Contract. Highlights an 96% Physical, 2% Hybrid, and 2% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.

AVP/VP, SBA Loan Officer

Cathay Bank

El Monte, CA โ€ข On-site

$87K - $100K/yr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 25 days ago


Job description

People Drive Our Success
Are you enthusiastic, highly motivated, and have a strong work ethic? If yes, come join our team! At Cathay Bank - we strive to provide a caring culture that supports your aspirations and success. We believe people are our most valuable asset and we proudly foster growth and development empowering you to achieve your professional goals. We have thrived for 60 years and persevered through many economic cycles due to our team members' drive and optimism. Together we can make a difference in the financial future of our communities.
Apply today!
What our team members are saying:
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GENERAL SUMMARY
Following established policies and department procedures, responsible for screening/interviewing SBA loan applicants, underwriting, closing, and servicing SBA Express, Cap Line, and EWCP, as well as SBA 7(a) , 504 loans and State guarantee program
ESSENTIAL FUNCTIONS
  • Screening and Loan Pre-Qualification
    • Conduct thorough initial assessments of SBA loan applicants, including evaluating their eligibility based on SBA and bank guidelines.
    • Perform necessary field visits to gather firsthand knowledge of applicants' businesses and operations.
  • Financial Analysis and Documentation
    • Collect and analyze detailed financial statements, including income statements, balance sheets, and cash flow projections.
    • Spread financial statements into the bank's financial analysis software to evaluate creditworthiness.
    • Review and verify supporting documents, such as credit reports, appraisals, business plans, and personal guarantees.
  • Loan Underwriting and Approval Presentation
    • Prepare comprehensive SBA loan credit presentations (CCRs) that outline the risk analysis, loan structure, and repayment capacity.
    • Present loan recommendations to the bank's internal credit committee for approval, ensuring compliance with SBA policies and SOP 50 10 requirements.
  • Loan Packaging and Submission
    • Prepare detailed SBA loan packages, ensuring all required documentation and certifications are included.
    • Submit complete packages to the respective US SBA Department for approval, maintaining open communication to address any follow-up requests.
  • Portfolio Management
    • Monitor and manage a portfolio of SBA loans, ensuring timely repayments, adherence to covenants, and resolution of any delinquencies.
    • Identify potential risk exposures within the portfolio and recommend proactive solutions to mitigate risks.
  • Loan Servicing and Closing Support
    • Analyze and prepare SBA loan servicing requests, such as modifications, deferments, or extensions, in accordance with bank and SBA guidelines.
    • Collaborate with the loan closing team to ensure timely and accurate loan disbursements while adhering to SBA requirements.
  • Customer Relationship and Collections
    • Maintain ongoing communication with borrowers to provide guidance and support throughout the loan lifecycle.
    • Contact customers for payment collection and proactively address any potential repayment issues to minimize delinquencies.

QUALIFICATIONS
Required Qualifications
  • Bachelor's degree in business, Finance, Accounting, Economics, or related field, or equivalent work experience.
  • Strong analytical, communication, and organizational skills.
  • Ability to analyze financial statements and cash flow.
  • Ability to manage multiple assignments and meet deadlines.
  • Proficiency in Microsoft Office applications.
    Preferred Qualifications (Not Required)
  • Previous SBA lending, underwriting, commercial lending, or credit analysis experience.
  • Knowledge of SBA 7(a), SBA Express, SBA 504, or SBLGP programs.
  • Experience with commercial real estate and business lending.
  • Familiarity with loan origination systems and banking operations.
  • Bilingual skills (English, Mandarin, or Cantonese) are a plus.

OTHER DETAILS
AVP: $87,900 - $100,100 / year
VP $118,700 - $ 130,000
Pay determined based on job-related knowledge, skills, experience, and location.
This position may be eligible for a discretionary bonus.
Cathay Bank offers its full-time employees a competitive benefits package which is a significant part of their total compensation. It is our goal to provide employees with a comprehensive benefits package to fit their needs which includes, coverage for medical insurance, dental insurance, vision insurance, life insurance, long-term disability insurance, and flexible spending accounts (FSAs), health saving account (HSA) with company contributions, voluntary coverages, and 401(k).
Cathay Bank may collect personal information from potential job candidates and applicants. For more information on how we handle personal information and your applicable rights, please review our California Job Applicant Privacy Policy.
Cathay Bank is an Equal Opportunity and Affirmative Action Employer. We welcome applications for employment from all qualified candidates, regardless of race, color, ethnicity, ancestry, citizenship, gender, national origin, religion, age, sex (including pregnancy and related medical conditions, childbirth and breastfeeding), reproductive health decision-making, sexual orientation, gender identity and expression, genetic information or characteristics, disability or medical condition, military status or status as a protected veteran, or any other status protected by applicable law.
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Cathay Bank endeavors to make www.CathayBank.com accessible to any and all users. If you would like to contact us regarding the accessibility of our website or need assistance completing the application process, please contact, Mickey Hsu, FVP, Employee Relations Manager, at (626) 582-7370 or mickey.hsu@cathaybank.com. This contact information is for accommodation requests only and cannot be used to inquire about the status of applications.
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For further information, please review the Know Your Rights notice from the Department of Labor.