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Government Mortgage Jobs (NOW HIRING)

Har-co Credit Union

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Mortgage Loan Officer

Bel Air, MD ¡ On-site

$40K - $100K/yr

Knowledge of conventional and government mortgage programs * Experience using DU/LP underwriting systems * Strong relationship‐building and communication skills * Highly organized with strong ...

SERVION INC

Mortgage Loan Processor

New Brighton, MN

$21.89 - $27.11/hr

Understand government mortgage loan programs and knowledge of the necessary documentation for processing and obtaining underwriting approval. * Enter data on FHA Connection, and VA Platforms * Must ...

Instant Serve LLC

Mortgage Compliance Manager

Brea, CA ¡ On-site

$120K - $150K/yr

Conventional Mortgage Lending Government Mortgage Programs Non-Agency Mortgage Products Federal and State Mortgage Compliance Regulations Experience conducting compliance audits, monitoring, and risk ...

Central Bancompany

Mortgage Loan Officer

O Fallon, IL ¡ On-site

Excellent knowledge of conventional and government mortgage underwriting requirements, real estate settlement practices, and of the residential lending business in general. * Good command of the ...

SERVION INC

Mortgage Loan Processor

Saint Paul, MN ¡ On-site

$21.89 - $27.11/hr

Understand government mortgage loan programs and knowledge of the necessary documentation for processing and obtaining underwriting approval. * Enter data on FHA Connection, and VA Platforms * Must ...

Bank of Clarke

Mortgage Loan Officer

Mclean, VA ¡ On-site +1

The lending service includes an extensive knowledge of bank loan products including portfolio, conventional and government mortgage products offered. The ability to determine best product to fit the ...

Cruitek

Credit Quality Control Analyst - Pre-Funding

$60K - $72K/yr

The Credit Quality Control Analyst will perform pre-funding quality control reviews of conventional and government mortgage loans. This position will evaluate underwriting decisions, loan eligibility ...

Bank of Clarke

Mortgage Loan Officer

Mclean, VA ¡ On-site

$30K - $50K/yr

The lending service includes an extensive knowledge of bank loan products including portfolio, conventional and government mortgage products offered. The ability to determine best product to fit the ...

Cruitek

Credit Quality Control Analyst - Post-Closing

$60K - $72K/yr

The Credit Quality Control Analyst will perform post-closing quality control reviews of conventional and government mortgage loans. This position will review completed loan files to determine whether ...

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All JobsGovernment Mortgage Jobs

Government Mortgage information

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How much do government mortgage jobs pay per hour?

As of Jul 28, 2026, the average hourly pay for government mortgage in the United States is $20.67, according to ZipRecruiter salary data. Most workers in this role earn between $19.95 and $21.39 per hour, depending on experience, location, and employer.

What are government mortgages?

Government mortgages are home loans that are insured or backed by a federal agency, such as the Federal Housing Administration (FHA), the Department of Veterans Affairs (VA), or the U.S. Department of Agriculture (USDA). These loans are designed to make homeownership more accessible, especially for first-time buyers, veterans, and people in rural areas. Government mortgages often have more flexible qualification requirements, lower down payments, and competitive interest rates compared to conventional loans.

What are some common challenges faced by professionals working in government mortgage roles?

Professionals in government mortgage roles often encounter challenges such as navigating complex regulatory requirements, keeping up-to-date with changing government policies, and ensuring strict compliance with lending guidelines. Additionally, they may deal with high volumes of documentation and must coordinate closely with underwriters, loan processors, and government agencies to ensure timely loan approvals. Strong attention to detail and adaptability are essential to manage these challenges effectively and maintain high standards of service for clients.

What are the key skills and qualifications needed to thrive as a Government Mortgage Specialist, and why are they important?

To thrive as a Government Mortgage Specialist, you need strong knowledge of federal mortgage programs (such as FHA, VA, and USDA), thorough understanding of lending regulations, and often relevant experience or licensing in mortgage origination. Proficiency with loan origination systems (LOS), automated underwriting tools, and familiarity with compliance software are typically required. Excellent attention to detail, strong communication, and customer service skills help build trust with clients and ensure accurate processing. These skills are crucial for navigating complex government guidelines, minimizing risk, and helping clients secure appropriate financing.

What is the difference between Government Mortgage and Government Loan Officer?

AspectGovernment MortgageGovernment Loan Officer
Primary RoleFacilitates mortgage loans backed by government programs (FHA, VA, USDA)Assists clients in obtaining various government-backed loans, including mortgages
CertificationsRequires mortgage licensing, FHA/VA/USDA program knowledgeRequires loan originator license, knowledge of government loan programs
Work EnvironmentMortgage lenders, banks, credit unionsLoan offices, banks, mortgage companies
Industry UsageFocused on mortgage-specific government programsBroader role including various government-backed loans

While both roles involve government-backed financial products, a Government Mortgage specialist primarily focuses on facilitating mortgage loans through specific government programs, whereas a Government Loan Officer may handle a wider range of government-backed loans beyond just mortgages. Understanding these distinctions helps in choosing the right career path or service.

More about Government Mortgage jobs
What cities are hiring for Government Mortgage jobs? Cities with the most Government Mortgage job openings:
What states have the most Government Mortgage jobs? States with the most job openings for Government Mortgage jobs include:
What job categories do people searching Government Mortgage jobs look for? The top searched job categories for Government Mortgage jobs are:
Government Mortgage jobs near you
Infographic showing various Government Mortgage job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, 7% Part Time, and 7% Contract. Highlights an 93% In-person, and 7% Hybrid job distribution, with an average salary of $43,000 per year, or $20.7 per hour.
Government Mortgage Underwriter III (Remote)

Government Mortgage Underwriter III (Remote)

Agility 360

Houston, TX • On-site, Remote

$50 - $55/hr

Contractor

Posted 17 days ago

Job description

Government Mortgage Underwriter III - Remote, TX
Agility 360 is searching for remote Government Underwriters within the State of Texas for a contract position. The ideal candidates will have experience Underwriting Mortgage Loans (Conventional, FHA, VA) with a high-level attention to detail. You will be responsible for reviewing the credit, capacity and collateral characteristics of loan files to ensure they meet company and quality standards. Candidates must be currently living in Texas for consideration.
Responsibilities:
  • Manage individual pipeline on a daily basis by completing Underwriting Reviews, appraisal reviews and conditions reviews within defined turn times as applicable.
  • Identify any document deficiencies, add applicable conditions, and request additional information and/or documentation from customers as needed. Contact customers to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established process.
  • Assist others in the department in interpreting underwriting guidelines and updating underwriting status and conditions to customers. Perform independent research of guidelines and overlays while reviewing loans.
  • Other duties as assigned.
Qualifications:
  • 5+ years of mortgage industry experience
  • Certifications a plus, not required (DE, LAPP, SAR)
  • 3+ years recent underwriting or loan review experience
  • Bachelors Degree preferred, High School or GED equivalent required
  • Experience in Retail or Non-Delegated Underwriting
  • Ability to communicate effectively and professionally
  • Basic proficiency in Microsoft Office products (Excel, Word, etc.)
  • Loan quality and risk management
  • Knowledge of FNMA and FHLMC guidelines a plus
  • Knowledge of FHA, VA and USDA guidelines
  • Proficiency with automated underwriting systems such as Desktop Underwriter and Loan Prospector
  • Excellent Customer and Client service skills
  • Ability to work in a fast-paced production environment
  • Self-starter, self-reliant, dependable, ability to work within and meet specific time constraints
  • Excellent written and verbal communication skills
  • Prioritization and Time Management skills
  • Ability to learn and adapt to guideline change
Details:
  • 3-6 Month Contract (contract extension possible based on performance / company needs)
  • REMOTE role
  • MUST have access to high-speed internet
  • Pay rate range between $50-$55
  • Employment consideration is contingent on passing a background, credit, and drug test

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