ZipRecruiter

Log In

1

First Option Mortgage Jobs (NOW HIRING)

Bethpage

First Mortgage Underwriter

Bethpage, NY · On-site

$40.42 - $48.50/hr

What You'll Do The First Mortgage Underwriter role will be responsible for examining, evaluating ... This opportunity is open to flexible work options including a remote set up. Core Contributions

Right Mortgage

Mortgage Loan Officer

Troy, MI · On-site

$40K - $120K/yr

You'll be the first point of contact for prospective clients -- engaging leads, building rapport ... Flexible scheduling options * Ongoing sales training, coaching, and career development

Right Mortgage

Mortgage Loan Officer

Troy, MI · On-site

$40K - $120K/yr

You'll be the first point of contact for prospective clients -- engaging leads, building rapport ... Flexible scheduling options * Ongoing sales training, coaching, and career development

Michigan First

Mortgage Loan Officer

Brighton, MI

S. 23 Brighton 48114 We are currently seeking a Mortgage Loan Officer to join our Michigan First ... Low-cost medical, dental, and vision benefit options. Employer-paid life and disability insurance ...

next page

Showing results 1-20

All JobsFirst Option Mortgage Jobs

First Option Mortgage information

What is a First Option Mortgage?

A First Option Mortgage typically refers to a primary mortgage loan that is the first lien on a property. This means that in the event of a default, the lender holding the first mortgage has the first claim on the property over any other lenders. First Option Mortgage is also the name of a mortgage lending company that provides a variety of home loan options, including conventional, FHA, VA, and USDA loans. They assist borrowers through the mortgage process, helping them select the loan that best fits their needs.

What is the difference between First Option Mortgage vs Mortgage Loan Officer?

AspectFirst Option MortgageMortgage Loan Officer
CredentialsLicensing required, such as NMLS licenseLicensing required, such as NMLS license
Work EnvironmentMortgage brokerage or lending firmBank, credit union, or mortgage brokerage
Industry UsageMortgage lending and brokerage servicesLoan origination and client consultation
Common Search IntentComparing mortgage providers or brokersFinding mortgage loan officers or applying for loans

First Option Mortgage and Mortgage Loan Officer roles both require licensing and operate within the mortgage lending industry. First Option Mortgage typically refers to a specific company offering mortgage services, while a Mortgage Loan Officer is a professional who works for such companies, helping clients secure loans. The main difference lies in the role versus the company. Understanding this helps job seekers and clients distinguish between the employer and the professional services they need.

Is becoming a MLO worth it?

Becoming a mortgage loan originator (MLO) can be a worthwhile career for those interested in finance and sales, as it offers the potential for high commissions and flexible schedules. However, it requires obtaining a license, building a client base, and staying compliant with industry regulations. Success depends on individual effort, networking skills, and market conditions.

What are the key skills and qualifications needed to thrive as a Mortgage Loan Officer, and why are they important?

To thrive as a Mortgage Loan Officer, you need a solid understanding of mortgage lending, financial analysis, and relevant regulations, usually supported by a high school diploma or bachelor’s degree and state licensing. Familiarity with loan origination software (LOS), credit analysis tools, and customer relationship management (CRM) systems is typical. Outstanding interpersonal skills, attention to detail, and strong problem-solving abilities help build trust with clients and ensure smooth transactions. These skills are vital for accurately processing loans, maintaining compliance, and delivering excellent customer service in a competitive market.

What is the highest paying job in the mortgage industry?

In the mortgage industry, senior roles such as Mortgage Vice Presidents, Chief Mortgage Officers, or Regional Managers tend to be the highest paying positions, often earning six-figure salaries. These roles typically require extensive experience, leadership skills, and industry knowledge, and may involve overseeing multiple branches or departments.

How much does a loan officer make on a $500,000 loan?

A loan officer at First Option Mortgage typically earns a commission based on the loan amount, often around 0.5% to 1%, which would be $2,500 to $5,000 for a $500,000 loan. Additionally, they may receive a base salary and bonuses depending on the company's compensation structure and performance metrics.

How much does a mortgage broker make on a $500,000 mortgage?

Mortgage brokers typically earn a commission based on a percentage of the loan amount, often around 0.5% to 1%, which would be $2,500 to $5,000 on a $500,000 mortgage. Their income can also include fees or bonuses, and it depends on the broker's agreements and the loan's specifics. Compensation structures vary, but commissions are a common component of a mortgage broker's earnings.

What are some common challenges a mortgage loan officer at First Option Mortgage might face, and how can they overcome them?

Mortgage loan officers at First Option Mortgage often encounter challenges such as fluctuating interest rates, changing lending regulations, and intense competition for clients. Building strong relationships with real estate agents and staying updated on industry trends can help overcome these obstacles. Additionally, maintaining clear communication with clients and leveraging the company's training resources can ensure a smooth loan process and improve customer satisfaction.
More about First Option Mortgage jobs
What states have the most First Option Mortgage jobs? States with the most job openings for First Option Mortgage jobs include:
What job categories do people searching First Option Mortgage jobs look for? The top searched job categories for First Option Mortgage jobs are:
First Option Mortgage jobs near you
Infographic showing various First Option Mortgage job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.
Mortgage Loan Officer II

Mortgage Loan Officer II

First Option Bank

Overland Park, KS

Other

Posted 22 days ago

Job description

Job Openings >> Mortgage Loan Officer II
Mortgage Loan Officer II
Summary
Title: Mortgage Loan Officer II ID: 1326 Location: Overland Park Position Type: Full Time Department: Sales
Description
We are currently seeking an experienced Mortgage Lender II to be based out of our Overland Park location. This role will support customers through the mortgage lending process while building strong referral and community relationships.
Job Summary:
The Mortgage Loan Officer II is responsible for independently managing the mortgage loan process from origination through closing. This role builds strong relationships with clients, referral sources, and internal partners to generate loan volume while ensuring compliance with regulatory and bank policies. The position requires a solid understanding of mortgage products, underwriting guidelines, and customer service best practices Ensures that sound banking practices are followed and that all regulations governing lending functions are strictly observed.   Expected to deliver customer service as outlined in our "customer pledge" and "customer service standards".
Key Responsibilities
Loan Origination & Client Management
Originate residential mortgage loans by identifying client needs and recommending appropriate loan products.
Guide clients through the full loan process, from application to closing. 
Conduct financial assessments, pre-qualifications, and credit analysis. 
Prepare and submit complete and accurate loan files for underwriting. 
Maintain strong relationships with clients, relators, builders, and other referral sources. 
Compliance & Documentation
Ensure all loan documentation complies with regulatory requirements and internal policies. 
Maintain accurate records in CRM and loan origination systems. 
Monitor loan pipeline and follow up on outstanding items to ensure timely closings. 
Business Development & Community Engagement
Actively participate in community events and outreach to build referral networks. 
Develop and maintain a pipeline of prospective borrowers through networking and marketing efforts. 
Cross-sell other bank products and services as appropriate. 
Training & Mentorship
Serve as a resource and mentor to Mortgage Loan Officer I team members. 
Stay current on mortgage lending trends, products, and regulatory changes. 
Other Duties
Perform other duties as assigned. 
Qualifications
Required:
Associate's degree or equivalent experience in finance, business, or a related field
2+ years of experience in mortgage lending or financial services
NMLS registration (active and in good standing)
Strong knowledge of mortgage products, underwriting guidelines, and loan documentation
Excellent communication, interpersonal, and customer service skills
Proficiency in Microsoft Office and loan origination systems (e.g., ENCOMPASS)
Ability to manage multiple priorities and meet deadlines
Preferred:
Bachelor's degree in business, finance, or related field
Experience in community banking or local lending market
WORK DAYS/HOURS (In Person)
Monday-Friday
8:00am to 5:00 pm 
Some Saturday's Required
Apply Now
 
Refer to a Friend
Copyright 2026 First Option Bank. All rights reserved.
Powered by ApplicantStack Employment Application Software
Privacy Policy | Terms of Use

Apply