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First Option Mortgage Jobs in Georgia (NOW HIRING)

HomeTrust Bank

Mortgage Loan Officer

Suwanee, GA · On-site

... best options for the customer's needs, and makes appropriate recommendations. This position ... Apply today to take your first steps towards joining this talented population of employees within a ...

HomeTrust Bank

Mortgage Loan Officer

Alpharetta, GA · On-site

... best options for the customer's needs, and makes appropriate recommendations. This position ... Apply today to take your first steps towards joining this talented population of employees within a ...

HomeTrust Bank

Mortgage Loan Officer

Alpharetta, GA · On-site

... best options for the customer's needs, and makes appropriate recommendations. This position ... Apply today to take your first steps towards joining this talented population of employees within a ...

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All JobsFirst Option Mortgage JobsFirst Option Mortgage Jobs in Georgia

First Option Mortgage information

See Georgia salary details

$7

$24

$51

How much do first option mortgage jobs pay per hour?

As of Aug 13, 2026, the average hourly pay for first option mortgage in Georgia is $24.44, according to ZipRecruiter salary data. Most workers in this role earn between $12.60 and $36.15 per hour, depending on experience, location, and employer.

What is First Option Mortgage?

A First Option Mortgage typically refers to a primary mortgage loan that is the first lien on a property. This means that in the event of a default, the lender holding the first mortgage has the first claim on the property over any other lenders. First Option Mortgage is also the name of a mortgage lending company that provides a variety of home loan options, including conventional, FHA, VA, and USDA loans. They assist borrowers through the mortgage process, helping them select the loan that best fits their needs.

What is the difference between First Option Mortgage vs Mortgage Loan Officer?

AspectFirst Option MortgageMortgage Loan Officer
CredentialsLicensing required, such as NMLS licenseLicensing required, such as NMLS license
Work EnvironmentMortgage brokerage or lending firmBank, credit union, or mortgage brokerage
Industry UsageMortgage lending and brokerage servicesLoan origination and client consultation
Common Search IntentComparing mortgage providers or brokersFinding mortgage loan officers or applying for loans

First Option Mortgage and Mortgage Loan Officer roles both require licensing and operate within the mortgage lending industry. First Option Mortgage typically refers to a specific company offering mortgage services, while a Mortgage Loan Officer is a professional who works for such companies, helping clients secure loans. The main difference lies in the role versus the company. Understanding this helps job seekers and clients distinguish between the employer and the professional services they need.

What are the key skills and qualifications needed to thrive as a mortgage loan officer, and why are they important?

To thrive as a Mortgage Loan Officer, you need a solid understanding of mortgage lending, financial analysis, and relevant regulations, usually supported by a high school diploma or bachelor’s degree and state licensing. Familiarity with loan origination software (LOS), credit analysis tools, and customer relationship management (CRM) systems is typical. Outstanding interpersonal skills, attention to detail, and strong problem-solving abilities help build trust with clients and ensure smooth transactions. These skills are vital for accurately processing loans, maintaining compliance, and delivering excellent customer service in a competitive market.

What are some common challenges a mortgage loan officer at First Option Mortgage might face, and how can they overcome them?

Mortgage loan officers at First Option Mortgage often encounter challenges such as fluctuating interest rates, changing lending regulations, and intense competition for clients. Building strong relationships with real estate agents and staying updated on industry trends can help overcome these obstacles. Additionally, maintaining clear communication with clients and leveraging the company's training resources can ensure a smooth loan process and improve customer satisfaction.
What are popular job titles related to First Option Mortgage jobs in Georgia? For First Option Mortgage jobs in Georgia, the most frequently searched job titles are:
What job categories do people searching First Option Mortgage jobs in Georgia look for? The top searched job categories for First Option Mortgage jobs in Georgia are:
First Option Mortgage jobs near you
Infographic showing various First Option Mortgage job openings in Georgia as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, 1% Temporary, and 4% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $50,837 per year, or $24.4 per hour.

Mortgage Loan Officer

FIRST COMMUNITY BANK (SC)

Augusta, GA • On-site

Full-time

Re-posted 29 days ago

Job description

Position Summary
Responsible for soliciting,negotiating, and assist in coordinating the closing of routine mortgageloans. Examines, evaluates, andrecommends approval of loan package. Also promotes business for Bank by developing new residential mortgagebusiness growth and cross-selling opportunities.
The majority of time workedis spent out of banking offices.
Essential Duties andResponsibilities (Other duties may be assigned.)
  • Demonstrate knowledge of Bank mortgage loan products and services.
  • Follow bank policies and procedures, security guidelines, and comply with all federal, state and local regulations. Includes coordinating with legal counsel and bank operating departments to ensure adherence to laws and regulations relating to new and/or revised bank products and services.
  • Demonstrate familiarity with underwriting guidelines with all of the Bank's investors and programs.
  • Support the Bank's CRA and Fair Lending initiatives.
  • Interview loan applicants and request required information for determining a credit decision.
  • Compile loan packages and facilitate negotiation of loan structures with applicants, including fees, loan repayment options, and other credit terms.
  • Conduct credit analysis to support granting loan approval within guidelines from approving officer and/or outsourced investor guidelines.
  • Identify and analyze potential loan markets to develop mortgage loan prospects.
  • Promote business for the Bank by maintaining good customer relations and referring customers to appropriate staff for new services using Bank-endorsed techniques and processes.
  • Assume ownership of customer problems to achieve resolution.
  • Serve as primary contact in responding to customer and non-customer inquiries relative to mortgage loan products, rates, procedures, etc.
  • Engage in marketing efforts with realtors, builders and others to obtain new business. Efforts include but are not limited to realtor open house luncheons, meeting with customers after hours, and calling and/or meeting potential customers during evening hours and on weekends per realtor request.

Qualifications
  • Bachelor's degree preferred but not required.
  • Minimum three years of residential mortgage lending is required.
  • Effective oral and written communication skills.
  • Effective interviewing skills.
  • Ability to speak effectively before groups.
  • Ability to compute basic to moderately complex math calculations.
  • Basic problem-solving and analytical skills. Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form.
  • Proficiency in using personal computers and office products (e.g., Word, Excel).
  • Excellent customer service and interpersonal skills.
  • Ability to work independently.
  • Self-starter who is goal- and results-oriented.

Certificates, Licenses,Registrations
Must be licensed with NMLSprior to hire or before any mortgage loan applications may be taken.
FIRST COMMUNITY BANK (SC) is an EEO Employer - M/F/Disability/Protected Veteran Status

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