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First Option Mortgage Jobs (NOW HIRING)

First United Bank

Mortgage Loan Officer

Plano, TX · On-site

That's one of the many reasons First United has been voted as one of the top places to work in ... Determines the correct loan options for the borrower based upon the applicant's present situation ...

Reliance First Capital

Be Seen First

Mortgage Loan Originator

Melville, NY · On-site

$48K - $125K/yr

Most cannot pay cash for a home and need a professional to help them with financing options. Here ... Reliance First Capital, LLC is an Equal Opportunity Employer encouraging diversity in the workplace.

Tomo Mortgage LLC

Mortgage Loan Processor

Manhattan, NY · On-site

$44K - $60K/yr

Strong written and verbal communication with a phone-first mentality * Strong performance in team ... All teammates receive stock options-we win together * Coaching & Mentorship : Learn from ...

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First Option Mortgage information

What is First Option Mortgage?

A First Option Mortgage typically refers to a primary mortgage loan that is the first lien on a property. This means that in the event of a default, the lender holding the first mortgage has the first claim on the property over any other lenders. First Option Mortgage is also the name of a mortgage lending company that provides a variety of home loan options, including conventional, FHA, VA, and USDA loans. They assist borrowers through the mortgage process, helping them select the loan that best fits their needs.

What is the difference between First Option Mortgage vs Mortgage Loan Officer?

AspectFirst Option MortgageMortgage Loan Officer
CredentialsLicensing required, such as NMLS licenseLicensing required, such as NMLS license
Work EnvironmentMortgage brokerage or lending firmBank, credit union, or mortgage brokerage
Industry UsageMortgage lending and brokerage servicesLoan origination and client consultation
Common Search IntentComparing mortgage providers or brokersFinding mortgage loan officers or applying for loans

First Option Mortgage and Mortgage Loan Officer roles both require licensing and operate within the mortgage lending industry. First Option Mortgage typically refers to a specific company offering mortgage services, while a Mortgage Loan Officer is a professional who works for such companies, helping clients secure loans. The main difference lies in the role versus the company. Understanding this helps job seekers and clients distinguish between the employer and the professional services they need.

What are the key skills and qualifications needed to thrive as a mortgage loan officer, and why are they important?

To thrive as a Mortgage Loan Officer, you need a solid understanding of mortgage lending, financial analysis, and relevant regulations, usually supported by a high school diploma or bachelor’s degree and state licensing. Familiarity with loan origination software (LOS), credit analysis tools, and customer relationship management (CRM) systems is typical. Outstanding interpersonal skills, attention to detail, and strong problem-solving abilities help build trust with clients and ensure smooth transactions. These skills are vital for accurately processing loans, maintaining compliance, and delivering excellent customer service in a competitive market.

What are some common challenges a mortgage loan officer at First Option Mortgage might face, and how can they overcome them?

Mortgage loan officers at First Option Mortgage often encounter challenges such as fluctuating interest rates, changing lending regulations, and intense competition for clients. Building strong relationships with real estate agents and staying updated on industry trends can help overcome these obstacles. Additionally, maintaining clear communication with clients and leveraging the company's training resources can ensure a smooth loan process and improve customer satisfaction.
More about First Option Mortgage jobs
What states have the most First Option Mortgage jobs? States with the most job openings for First Option Mortgage jobs include:
What job categories do people searching First Option Mortgage jobs look for? The top searched job categories for First Option Mortgage jobs are:
First Option Mortgage jobs near you
Infographic showing various First Option Mortgage job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 74% Full Time, 21% Part Time, and 4% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.

Mortgage Loan Officer

First United Bank

Plano, TX • On-site

Full-time

Re-posted 3 days ago

Job description

Join Our Team!
We have a great team of friendly, talented and inspiring people at First United. As a learning organization, we take pride in offering exciting opportunities for employees to grow and follow their passions. That's one of the many reasons First United has been voted as one of the top places to work in Oklahoma since 2009! Browse this page to find out more about the First United culture and the many benefits of working here. Then, use our "Get Started" section to take your first step to being a part of First United.
The Position
Job Title
Mortgage Loan Officer
Job Description
SUMMARY
The primary role of a Mortgage Loan Consultant is to originate and close mortgage loans through extensive marketing initiatives as well as new and existing relationships. The Mortgage Consultant position is an outside sales position responsible for originating retail mortgage loans through external sources. This position is directly responsible for origination objectives and sales strategies that will expand market share.
MAJOR DUTIES AND RESPONSIBILITIES (ESSENTIAL FUNCTIONS)
  • Uses interpersonal and communication skills to generate referral business, leads, and relationships with individuals, existing clients, past clients, and Real Estate Professionals.
  • Cross sells First United Bank products and services.
  • Works with bank personnel to promote First United in assigned markets.
  • Takes thorough and complete loan applications; analyzes and pre-qualifies applicant information to determine viability of the client's desired loan program.
  • Pulls credit, analyzes credit, and compares for accuracy with the mortgage borrower's statements and loan application.
  • Determines the correct loan options for the borrower based upon the applicant's present situation, future plans, and preferred loan product.
  • Submits the loan application, preliminary income verification documents, preliminary asset verification documents, loan disclosures, any required credit explanation letters and executed application forms to processing.
  • Counsels the borrower through the application, approval and closing process - including review of the Closing Disclosure with the borrower prior to closing.
  • Attends closings and ensures great customer service throughout the process.
  • Meets minimum expectations for First United best practices and production standards.
  • Attends assigned production meetings.
  • Provides exceptional customer service, maintains high ethical standards, and insures compliance with every borrower.

ADDITIONAL DUTIES AND RESONSIBILITIES
  • Performs other duties as requested by Executive Management or Supervisor.
  • Completes all required compliance exams on a yearly basis.
  • Adherence to all First United Policies and Procedures.
  • Dresses professionally.

EMPLOYEE SPECIFICATIONS
To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Education and Work Experience
  • High School diploma or GED required.
  • MUST have at least two years' experience in mortgage lending environment.
  • Proven record of success for generating sales in a mortgage lending environment.
  • MUST be currently working as a Mortgage Loan Consultant closing a minimum of 2 self-sourced loans per month

Technical/Functional Competencies
  • Possession of strong organizational skills.
  • Excellent verbal and written communication skills.
  • Exceptional interpersonal communication skills.
  • Ability to work independently on assigned tasks as well as to accept direction on given assignments.
  • Demonstrated technical knowledge of Bank, Mortgage, Federal and State lending and compliance/regulatory matters.

NOTE: This job description is not intended to be all-inclusive. Employee may perform other related duties as assigned by supervisor to meet the ongoing needs of the organization.
All Locations:
Austin-Seven Oaks, Dallas Mortgage, Ft. Worth Mortgage 2, OKC-Southwest, Plano-Parkwood, Rockwall Mortgage, San Antonio, Seguin-East, Seguin-Main, Seguin-West, Southlake Mortgage, Tulsa Mortgage (inactive)
If any applicant is unable to complete an application or respond to a job opening because of a disability, please email us at HR@firstunitedbank.com for assistance.
First United is an Equal Opportunity Employer. To the extent required by Federal or State law, First United does not discriminate in employment opportunities or practices on the basis of race, color, religion, sex, national origin, or any other characteristic protected by law.

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