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First Option Mortgage Jobs (NOW HIRING)

Michigan First

Mortgage Loan Officer

Plymouth, MI

Becomes/is an advocate of The Michigan First Way, supporting all facets of it, including complete ... Low-cost medical, dental, and vision benefit options. Employer-paid life and disability insurance ...

LendWise Mortgage

Mortgage Loan Officer

Calabasas, CA

$48K - $196K/yr

Team-First Culture: Work in an environment built on open communication and shared success What We ... We know skilled loan officers have plenty of options. Here's what makes us worth choosing:

Michigan First

Mortgage Loan Officer

Okemos, MI

Becomes/is an advocate of The Michigan First Way, supporting all facets of it, including complete ... Low-cost medical, dental, and vision benefit options. Employer-paid life and disability insurance ...

First United Bank

Mortgage Loan Officer

Plano, TX · On-site

That's one of the many reasons First United has been voted as one of the top places to work in ... Determines the correct loan options for the borrower based upon the applicant's present situation ...

Reliance First Capital

Be Seen First

Mortgage Loan Originator

Melville, NY · On-site

$48K - $125K/yr

Most cannot pay cash for a home and need a professional to help them with financing options. Here ... Reliance First Capital, LLC is an Equal Opportunity Employer encouraging diversity in the workplace.

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First Option Mortgage information

What is a First Option Mortgage?

A First Option Mortgage typically refers to a primary mortgage loan that is the first lien on a property. This means that in the event of a default, the lender holding the first mortgage has the first claim on the property over any other lenders. First Option Mortgage is also the name of a mortgage lending company that provides a variety of home loan options, including conventional, FHA, VA, and USDA loans. They assist borrowers through the mortgage process, helping them select the loan that best fits their needs.

What is the difference between First Option Mortgage vs Mortgage Loan Officer?

AspectFirst Option MortgageMortgage Loan Officer
CredentialsLicensing required, such as NMLS licenseLicensing required, such as NMLS license
Work EnvironmentMortgage brokerage or lending firmBank, credit union, or mortgage brokerage
Industry UsageMortgage lending and brokerage servicesLoan origination and client consultation
Common Search IntentComparing mortgage providers or brokersFinding mortgage loan officers or applying for loans

First Option Mortgage and Mortgage Loan Officer roles both require licensing and operate within the mortgage lending industry. First Option Mortgage typically refers to a specific company offering mortgage services, while a Mortgage Loan Officer is a professional who works for such companies, helping clients secure loans. The main difference lies in the role versus the company. Understanding this helps job seekers and clients distinguish between the employer and the professional services they need.

Is becoming a MLO worth it?

Becoming a mortgage loan originator (MLO) can be a worthwhile career for those interested in finance and sales, as it offers the potential for high commissions and flexible schedules. However, it requires obtaining a license, building a client base, and staying compliant with industry regulations. Success depends on individual effort, networking skills, and market conditions.

What are the key skills and qualifications needed to thrive as a Mortgage Loan Officer, and why are they important?

To thrive as a Mortgage Loan Officer, you need a solid understanding of mortgage lending, financial analysis, and relevant regulations, usually supported by a high school diploma or bachelor’s degree and state licensing. Familiarity with loan origination software (LOS), credit analysis tools, and customer relationship management (CRM) systems is typical. Outstanding interpersonal skills, attention to detail, and strong problem-solving abilities help build trust with clients and ensure smooth transactions. These skills are vital for accurately processing loans, maintaining compliance, and delivering excellent customer service in a competitive market.

What is the highest paying job in the mortgage industry?

In the mortgage industry, senior roles such as Mortgage Vice Presidents, Chief Mortgage Officers, or Regional Managers tend to be the highest paying positions, often earning six-figure salaries. These roles typically require extensive experience, leadership skills, and industry knowledge, and may involve overseeing multiple branches or departments.

How much does a loan officer make on a $500,000 loan?

A loan officer at First Option Mortgage typically earns a commission based on the loan amount, often around 0.5% to 1%, which would be $2,500 to $5,000 for a $500,000 loan. Additionally, they may receive a base salary and bonuses depending on the company's compensation structure and performance metrics.

How much does a mortgage broker make on a $500,000 mortgage?

Mortgage brokers typically earn a commission based on a percentage of the loan amount, often around 0.5% to 1%, which would be $2,500 to $5,000 on a $500,000 mortgage. Their income can also include fees or bonuses, and it depends on the broker's agreements and the loan's specifics. Compensation structures vary, but commissions are a common component of a mortgage broker's earnings.

What are some common challenges a mortgage loan officer at First Option Mortgage might face, and how can they overcome them?

Mortgage loan officers at First Option Mortgage often encounter challenges such as fluctuating interest rates, changing lending regulations, and intense competition for clients. Building strong relationships with real estate agents and staying updated on industry trends can help overcome these obstacles. Additionally, maintaining clear communication with clients and leveraging the company's training resources can ensure a smooth loan process and improve customer satisfaction.
More about First Option Mortgage jobs
What states have the most First Option Mortgage jobs? States with the most job openings for First Option Mortgage jobs include:
What job categories do people searching First Option Mortgage jobs look for? The top searched job categories for First Option Mortgage jobs are:
First Option Mortgage jobs near you
Infographic showing various First Option Mortgage job openings in the United States as of July 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.

Mortgage Loan Officer

Michigan First

Grand Rapids, MI

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 13 days ago

Job description

1815 Breton Rd. SE
Grand Rapids
49506

We are currently seeking a Mortgage Loan Officer to join our Michigan First Mortgage Office. The person in this position will report to the Loan Center Manager.

JOB SUMMARY:

Our Mortgage Loan Officers strive to make an impact on their client’s lives by providing the most up to date mortgage information in order to help them meet their financial goals. This would involve increasing a client’s mortgage loan portfolio by developing business contracts; attracting mortgage customers, completing mortgage loan process and closing. We are looking for outgoing sales oriented applicants with uncanny client service ability.

 

KEY JOB RESPONSIBILITIES:

  • Advise and educate clients on the home-buying or refinance process and how to better manage their mortgage needs.
  • Meets mortgage loan operational standards by contributing mortgage loan information to strategic plans and reviews; implementing production, productivity, quality, and customer-service standards; resolving problems; identifying mortgage loan system improvements.
  • Assists in the preparation of credit information necessary to establish qualifying range, including such factors as applicant’s assets, credit experience, and income, based on predetermined standards.
  • Keeps record on file of credit transactions, inquiries, pending loans, Loan Activity report by representative, and Daily Loan Listing.
  • Attracts new mortgage loan applications by developing relationships within the community, specifically with the real estate community; making sales calls to prospective customers.
  • Completes mortgage loans by monitoring collection, verification and preparation of mortgage loan documentation; scheduling and completing mortgage loan closing.
  • Excellent interpersonal and persuasion skills.
  • Ability to perform functions in an accurate and timely manner.
  • Perform other duties as assigned.
  • Becomes/is an advocate of The Michigan First Way, supporting all facets of it, including complete fulfillment of Our Promise, 5 STARS Service, SOLVE IT and our ISMs.  Fosters a positive demeanor and image through professional representation in all contacts with both, team members and members.  Consistently reflects and displays each of our “ISMs” in daily job performance, as well as in all business interactions while executing on our goals and initiatives.  Learns and utilizes EMEC (Every Member’s Experience Counts) in day-to-day responsibilities when communicating with members only.

  • High school diploma, BA degree in Finance, Accounting or Economics preferred.
  • Previous experience in financial software or sales is a plus.
  • Passion, great communication skills, self-motivation, positive and competitive attitude.
  • Detailed orientated.
  • Ability to effectively present information in one-on-one and small group situations.
  • Ability to operate standard office equipment, including proficiency with financial calculations and operational software desired.
  • Must have more skills than just telemarketing experience. Organic lead generation and Social Media efficiency is essential to loan originators’ long term prosperity.

Michigan First Credit Union was founded 100 years ago (1926) by educators and delivers world-class service to more than 160,000+ members at our branches throughout the State of Michigan, and we’re still growing! We offer financial solutions for every life stage and seek to positively transform our members’ lives through personalized service that meets their unique needs.

Simply put, Michigan First Credit Union’s sole mission is to provide the highest quality member experience. Working here, you’ll get to participate in a strong culture, centered around service, professionalism, and growth.

Michigan First highlights:

  • 500+ team members
  • 32 locations spanning Grand Rapids, Jackson, Lansing, Muskegon and throughout Metro Detroit
  • Industry leader in community support and charitable giving through the Michigan First Foundation
  • Member Services Call Center operates 24/7/365
  • Over $1.5 Billion in assets

Awards Michigan First Credit Union has been the proud recipient of:

  • 2025 Best & Brightest in the Nation
  • 2025 Best & Brightest in Metro Detroit
  • 2025 Best & Brightest in West Michigan
  • 2025 Best Credit Unions to Work For
  • 2025 Crain’s Cool Places to Work in southeast Michigan
  • 2025 Detroit Free Press Top Workplaces
  • 2025 Financial Services Top Workplaces
  • 2025 Fall Culture Excellence Top Workplaces
  • 2024 Michigan Veterans Affairs Agency - Certified Veteran Friendly Employer - Bronze Level
  • 2021 Credit Union of the Year by NAFCU (National Association of Federally-Insured Credit Unions)

Benefits and perks of joining our award-winning team include:

  • Very competitive pay
  • Low-cost medical, dental, and vision benefit options. Employer-paid life and disability insurance
  • 401(k) - 100% match up to 5% deferral
  • Tuition reimbursement for both Undergraduate and Graduate degree program
  • Access to a complimentary concierge service that assists with nearly any item on your to-do list
  • Free, state-of-the-art fitness center at our Lathrup Village headquarters with exercise equipment, showers and locker rooms
  • Wellness initiatives and events throughout the year to help team members stay healthy
  • Loan discounts for certain secured and unsecured loans and mortgages
  • Opportunities for pay increases, incentives and profit-sharing, based on performance
  • Onsite subsidized top notch Cafe 26 for team members' use
  • Onsite bowling center

Michigan First Credit Union is an Equal Opportunity Employer.

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