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Government Mortgage Jobs (NOW HIRING)

Novus Home Mortgage

Disclosure Desk Associate

$24.04 - $31.25/hr

Maintain a current working knowledge of all government mortgage compliance regulations. * Efficiently monitor, manage, and maintain the assigned branch pipelines as they relate to disclosing and re ...

Fulton Bank

Residential Mortgage Loan Senior Closer

PA · Remote

$20.43 - $32.31/hr

Maintain in-depth knowledge of and ensure adherence to all conventional and government mortgage closing procedures, guidelines, regulations and processes, and ensure compliance with requirements ...

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Government Mortgage information

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How much do government mortgage jobs pay per hour?

As of Aug 8, 2026, the average hourly pay for government mortgage in the United States is $20.67, according to ZipRecruiter salary data. Most workers in this role earn between $19.95 and $21.39 per hour, depending on experience, location, and employer.

What is a government mortgage?

Government mortgages are home loans that are insured or backed by a federal agency, such as the Federal Housing Administration (FHA), the Department of Veterans Affairs (VA), or the U.S. Department of Agriculture (USDA). These loans are designed to make homeownership more accessible, especially for first-time buyers, veterans, and people in rural areas. Government mortgages often have more flexible qualification requirements, lower down payments, and competitive interest rates compared to conventional loans.

What are common challenges faced by professionals working in government mortgage roles?

Professionals in government mortgage roles often encounter challenges such as navigating complex regulatory requirements, keeping up-to-date with changing government policies, and ensuring strict compliance with lending guidelines. Additionally, they may deal with high volumes of documentation and must coordinate closely with underwriters, loan processors, and government agencies to ensure timely loan approvals. Strong attention to detail and adaptability are essential to manage these challenges effectively and maintain high standards of service for clients.

What skills and qualifications are needed to thrive as a government mortgage specialist?

To thrive as a Government Mortgage Specialist, you need strong knowledge of federal mortgage programs (such as FHA, VA, and USDA), thorough understanding of lending regulations, and often relevant experience or licensing in mortgage origination. Proficiency with loan origination systems (LOS), automated underwriting tools, and familiarity with compliance software are typically required. Excellent attention to detail, strong communication, and customer service skills help build trust with clients and ensure accurate processing. These skills are crucial for navigating complex government guidelines, minimizing risk, and helping clients secure appropriate financing.

What is the difference between Government Mortgage and Government Loan Officer?

AspectGovernment MortgageGovernment Loan Officer
Primary RoleFacilitates mortgage loans backed by government programs (FHA, VA, USDA)Assists clients in obtaining various government-backed loans, including mortgages
CertificationsRequires mortgage licensing, FHA/VA/USDA program knowledgeRequires loan originator license, knowledge of government loan programs
Work EnvironmentMortgage lenders, banks, credit unionsLoan offices, banks, mortgage companies
Industry UsageFocused on mortgage-specific government programsBroader role including various government-backed loans

While both roles involve government-backed financial products, a Government Mortgage specialist primarily focuses on facilitating mortgage loans through specific government programs, whereas a Government Loan Officer may handle a wider range of government-backed loans beyond just mortgages. Understanding these distinctions helps in choosing the right career path or service.

More about Government Mortgage jobs
What cities are hiring for Government Mortgage jobs? Cities with the most Government Mortgage job openings:
What states have the most Government Mortgage jobs? States with the most job openings for Government Mortgage jobs include:
What job categories do people searching Government Mortgage jobs look for? The top searched job categories for Government Mortgage jobs are:
Government Mortgage jobs near you
Infographic showing various Government Mortgage job openings in the United States as of August 2026, with employment types broken down into 90% Full Time, 7% Part Time, and 3% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $43,000 per year, or $20.7 per hour.

Senior Residential Mortgage Loan Consultant

North American Savings Bank

Kansas City, MO • On-site, Remote

Full-time

Medical, Dental, Vision, Retirement

Re-posted 11 days ago

Job description

Senior Residential Mortgage Loan Consultant
Our mission is to create exceptional experiences for our customers that help them achieve their dreams, and we seek extraordinary individuals with the talent and passion to help us bring those dreams to life.
Are you looking for a fulfilling career with a dynamic company culture, growth opportunities, and the chance to make a real impact? At North American Savings Bank (NASB), we pride ourselves on delivering top-notch customer service and financial solutions to support our customers achieve their dreams, whether it's buying their first home or planning for retirement. We believe exceptional customer service starts with an outstanding work culture that rewards hard work, provides the right tools for success, and values a healthy, happy team. With over 92 years of success and continued growth, NASB is seeking new team members eager to grow with us!
We are currently looking for a Senior Loan Consultant (SLC) to join our Residential Lending team.
Job Summary
The Senior Loan Consultant's leads are 100% self-generated by the SLC. The Loan Consultant is responsible for developing repeat and referral relationships for the solicitation and conversion of self-generated leads from referral or repeat sources.
The SLC facilitates the mortgage lending process for clients seeking home financing solutions and has working knowledge and expertise in conforming, agency, and government mortgage products sold on the secondary market to 3rd party investors under the bank’s best effort method. A Senior Loan Consultant will have the ability to sell mortgage products in all 50 states.
What you can expect to work on
  • Building and maintaining repeat and referral relationships while soliciting and converting self-generated leads from these sources.
  • Construct a complete and accurate 1003 while utilizing multiple technology options with the consumer.
  • Retain any required upfront fees from borrower.
  • Collect all applicable information from the customer before submitting the file to processing/underwriting to ensure file quality expectations is met.
  • Originate loans for new and existing customers while meeting all company and compliance guidelines/policies.
  • Provide superior internal and external customer service that will exceed the customer’s expectations.
  • Maintain a work schedule and required working hours consistent with departmental policy, which will include some evening and weekend hours as needed.
What you offer us
  • Bachelor’s degree in Finance/Accounting or related field preferred.
  • Minimum of 5+ years mortgage lending sales, with documented sustained production history and verifiable income and 5+ years of functional working knowledge of Residential Lending sales and operations experience.
  • Advanced knowledge of VA, FHA, and CONV guidelines.
  • Ability to understand and lead through complex transactions, multiple property types, markets, and varying loan structures and their impact on security of collateral.
  • Strong analytical, problem-solving skills, and interpersonal communication.
  • Sound judgment and decision-making abilities while working in a high-pressure environment.
  • Adaptability and agility to quickly learn new and changing technology advancements.
  • Ability to give cogent financial advice to customers based on individual discretion and judgment.
  • Effective business communication skills (both oral and written).
  • Excellent time management, detail oriented and organizational skills.
  • Excellent presentation and organizational skills; ability to collaborate, manage and expand relationships both external and internal customers
  • Ability to effectively lead and drive a high level of production while delivering a consistently exceptional customer experience through KPI and SLA expectations
  • Ability to develop and present information in varied mediums.
  • Promote an effective environment across business functions to help provide resolution within teams. Developing a culture of sharing best practices and key finding across all production team(s).
  • Highly motivated with the ability to work autonomously with limited supervision.
What we offer you
NASB offers competitive compensation and excellent benefits packages, including:
  • Comprehensive health insurance options including medical, dental, and vision coverage.
  • 401(k) retirement plan with immediate employer match.
  • Exclusive mortgage and banking benefits.
  • Employee referral bonuses
  • Internal training programs to help reach your career goals.
  • This position will be based out of our headquarters in KCMO, with flexibility for remote work one to two days per week.
If you have any questions, please contact jobs@nasb.com.
Note: This job description should not be construed to imply that these requirements are the exclusive standards of the position. Incumbents will follow any other instructions, and perform any other related duties, as may be required. The employer has the right to revise this job description at any time. The job description is not to be construed as a contract for employment. North American Savings Bank (NASB) is an Equal Opportunity/Veterans/Disabled employer.

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