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On Call 1099 Insurance Agent Jobs (NOW HIRING)

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On Call 1099 Insurance Agent information

See salary details

$25K

$65K

$121.5K

How much do on call 1099 insurance agent jobs pay per year?

As of Jun 16, 2026, the average yearly pay for on call 1099 insurance agent in the United States is $65,022.00, according to ZipRecruiter salary data. Most workers in this role earn between $44,500.00 and $77,000.00 per year, depending on experience, location, and employer.

What is the difference between On Call 1099 Insurance Agent vs Independent Insurance Agent?

AspectOn Call 1099 Insurance AgentIndependent Insurance Agent
CredentialsLicensing required, varies by stateLicensing required, varies by state
Work EnvironmentContract-based, flexible hours, remote or officeSelf-employed, flexible hours, often remote or in-office
EmployerTypically contracted through agencies or carriersOwn business or agency, representing multiple carriers

Both roles require licensing and offer flexible, contract-based work. The main difference is that On Call 1099 Insurance Agents often work for agencies or carriers on a temporary basis, while Independent Insurance Agents operate their own businesses, representing multiple insurers. Understanding these distinctions helps job seekers choose the right path in the insurance industry.

More about On Call 1099 Insurance Agent jobs
What cities are hiring for On Call 1099 Insurance Agent jobs? Cities with the most On Call 1099 Insurance Agent job openings:
What are the most commonly searched types of 1099 Insurance Agent jobs? The most popular types of 1099 Insurance Agent jobs are:
What states have the most On Call 1099 Insurance Agent jobs? States with the most job openings for On Call 1099 Insurance Agent jobs include:
Infographic showing various On Call 1099 Insurance Agent job openings in the United States as of June 2026, with employment types broken down into 96% Full Time, and 4% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution, with an average salary of $65,022 per year, or $31.3 per hour.

Insurance Agent - Oak Hill, WV

Horace Mann - Agent Opportunities

Oak Hill, WV โ€ข On-site

Other

Medical, Life, Retirement

Posted 10 days ago


Job description

We seek an experienced Insurance Agent to serve a specialized educator market while assuming an existing business bookย with in-force policies and renewals. As a 1099 Captive Agent, you will be responsible for retaining, servicing, and expanding relationships with educators. You will ensureย they have the right insurance solutions tailored to their unique needs while providing access toย valuable no-cost programs and resources.

Key Responsibilities:

  • Assume and grow an established book of business consisting primarily of educators and school employees.
  • Retain and renew existing policies while ensuring customer satisfaction and long-term relationships.
  • Generate new business through referrals, school partnerships, and networking within the education sector.
  • Identify cross-selling and upselling opportunities to offer additional protection, such as life and retirement products.
  • Educate clients on their coverage options, policy benefits, and financial protection strategies tailored for educators.
  • Share Value-Added Programs
    • Student Loan Solutions to help educators navigate loan repayment options.
    • Financial Wellness Workshops to support long-term financial planning.
    • Classroom Funding Assistance in partnership with DonorsChoose, helping educators secure funding for essential classroom resources.

Qualifications:

  • Active insurance license in (Life, Health, Property & Casualty, SIE, and the ability to obtain additional FINRA licenses within 12 months).
  • Proven experience as an Insurance Agent or Agency Owner, specializing in Property & Casualty, Life, and Retirement solutions.
  • Strong relationship-building skills with the ability to connect with educators and school personnel.
  • Self-motivated and goal-oriented with the ability to work independently.
  • Excellent communication and presentation skills, especially in explaining policies to non-financial professionals.

Compensation & Benefits:

  • Commission-based earnings with renewal income from an assumed book of business.
  • Access to an established client base with active policies in force.
  • Performance-based rewards, including production incentives and exclusive trips.
  • Opportunities for additional sales and referrals within the niche educator market.
  • Ongoing training and resources to support professional growth.
  • Flexibility and autonomy to manage your schedule while benefiting from an established captive agency structure.

Why Join Us?

  • Immediate renewal income with a built-in book of educator clients.
  • Exclusive access to a niche market with a strong demand for specialized insurance solutions.
  • Ability to make a meaningful impact by helping educators secure their financial future.
  • Long-term career growth with residual income potential.

If you're a dedicated insurance professional looking for a specialized, relationship-driven opportunity in the educator market, we'd love to hear from you!

At Horace Mann, we help individual educators identify their financial goals and develop plans to achieve them. Our solutions include auto insurance, homeowners insurance, life insurance, and retirement solutions.

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