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Net Credit Jobs in Missouri (NOW HIRING)

Farmers Insurance Group

Agency Owner

Saint Louis, MO · On-site

Bonus opportunity based on applicable monthly net new business commissions and applicable ... Must be able to Pass a Criminal and Credit Background Check * Agents are eligible to participate in ...

Farmers Insurance Group

Agency Owner

Saint Louis, MO · On-site

Bonus opportunity based on applicable monthly net new business commissions and applicable ... Must be able to Pass a Criminal and Credit Background Check * Agents are eligible to participate in ...

Brandt

Sales Manager - AG

Kansas City, MO · On-site

... optimizing net income * Travel within the territory extensively with the Territory Mangers to ... Work with the Credit Department to ensure informed credit decisions. * Build corporate, business ...

Brandt

Sales Manager - AG

Kansas City, MO · On-site

... optimizing net income * Travel within the territory extensively with the Territory Mangers to ... Work with the Credit Department to ensure informed credit decisions. * Build corporate, business ...

BJC HealthCare

Patient Accounts Rep I

Saint Louis, MO · On-site

$16.25 - $21.50/hr

... credits and refunds! Overview BJC HealthCare is one of the largest nonprofit health care ... With net revenues of $6.3 billion and more than 30,000 employees, BJC serves patients and their ...

BJC HealthCare

Patient Accounts Rep II

Saint Louis, MO · On-site

$16.25 - $21.50/hr

... credits. Ideal candidates will have a background in the healthcare field. Overview BJC HealthCare ... With net revenues of $6.3 billion and more than 30,000 employees, BJC serves patients and their ...

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Net Credit information

What are the key skills and qualifications needed to thrive in the Net Credit position, and why are they important?

To excel in a Net Credit role, you should have a background in finance or accounting, with strong analytical abilities and knowledge of credit analysis processes. Familiarity with financial analysis software, credit risk assessment tools, and commonly used ERP systems such as SAP or Oracle is important. Excellent communication, attention to detail, and customer service skills distinguish top performers in this position. These competencies are vital for accurately evaluating credit applications, managing risk, and supporting organizational financial health.

What is a Net Credit job?

A Net Credit job typically refers to a role at NetCredit, a financial services company that provides personal loans and lines of credit. Employees in these roles may work in customer service, underwriting, risk management, or other financial operations. Their responsibilities often include evaluating credit applications, assisting customers with loan inquiries, and ensuring compliance with lending regulations.

What does a typical day look like for someone working in a Net Credit position?

A typical day in a Net Credit role involves reviewing credit applications, analyzing client financial statements, and collaborating with sales teams to determine appropriate credit terms. You will often monitor outstanding receivables, follow up on overdue accounts, and help resolve payment issues to maintain healthy cash flow. Regular interactions with customers and internal departments are common, requiring both analytical decision-making and strong interpersonal skills. The work environment usually involves both independent analysis and teamwork within the broader finance department, offering valuable exposure to various aspects of credit and risk management.

What are popular job titles related to Net Credit jobs in Missouri? For Net Credit jobs in Missouri, the most frequently searched job titles are:
What job categories do people searching Net Credit jobs in Missouri look for? The top searched job categories for Net Credit jobs in Missouri are:
Net Credit jobs near you
Infographic showing various Net Credit job openings in Missouri as of July 2026, with employment types broken down into 90% Full Time, and 10% Part Time. Highlights an 100% In-person job distribution.

Senior Credit Underwriter - Custom Lending - Global Wealth & Investment Management

Bank of America

Saint Louis, MO • On-site

Full-time

PTO

Re-posted 16 days ago

Bank Of America rating

8.2

Company rating: 8.2 out of 10

Based on 522 frontline employees who took The Breakroom Quiz

52nd of 170 rated banks

Job description

Job Description:
At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.
Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates' physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.
Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.
At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!
Job Description:
This job is responsible for performing risk assessment and repayment capacity analysis (i.e., financial, borrower, industry, etc.) and preparing transaction justification for moderately complex/complex transactions with limited oversight. Key responsibilities include documenting credit analysis, independently assessing historic and projected borrower financial information, evaluating adherence to policy and procedure, providing loan structure analysis and recommendations, and monitoring portfolio performance.
The Senior Credit Underwriter (SCU) partners closely with the Credit Advisor (CA) to develop and expand custom lending relationships with strategic wealth clients. This role supports responsible and profitable loan and revenue growth while also managing a portfolio of existing credit relationships. The SCU is responsible for performing and documenting comprehensive financial analysis to support credit decisions for ultra-high-net-worth clients-including individuals, family offices, trusts, and specialized wealth entities-ensuring full adherence to applicable policies, procedures, and GWIM underwriting standards and guidelines.
Responsibilities:
  • Evaluates credit worthiness and provides analysis and decisioning on whether a client should receive a credit facility
  • Partners with Credit Officers, Relationship Management, and Risk teammates to assess and deliver credit solutions
  • Monitors the client's operating performance and financial condition, proactively identifying issues and opportunities
  • Delivers financial modeling, loan structure, industry, economic, and other analysis to team members to support the loan decision-making process
  • Ensures adherence to credit policies, guidelines, procedures, and applicable regulatory requirements

Necessary Activities (Includes but not limited to):
  • Complete Credit Approval Memos (CAMs) and modifications to secure credit approval for complex, custom loan products, including marketable securities, commercial real estate, fine art, hedge fund, yacht, unsecured, insurance, private equity, and subscription-finance facilities
  • Synthesize comprehensive financial information to assess liquidity, leverage, cash flow, key risks/mitigants, and legal structures (trusts, special wealth vehicles, etc.), applying sound judgment to support appropriate credit decisions
  • Distill complex issues to their core components and document findings clearly, concisely, and accurately
  • Consistently apply established policies, procedures, and underwriting practices, including accurate financial spreading, risk rating, financial modeling, and required approvals.
  • Provide lending guidance, structural recommendations, and policy expertise during upfront deal discussions with partners
  • Review, negotiate, and refine loan structures and covenants during the documentation process based on borrower creditworthiness, collateral, and overall risk appetite.
  • Proactively manage deal pipeline and ensure timely progression of new and existing transactions
  • Oversee day-to-day management of assigned loan portfolio, ensuring timely and accurate execution of collateral releases, SER preparation, renewals, covenant resolution, risk-rating updates, loan modifications/waivers, and past-due remediation
  • Identify opportunities to streamline workflows and recommend process improvements.
  • Mentor and develop Credit Underwriters, supporting skill growth and consistent underwriting quality

Required Qualifications:
  • Strong financial analysis, accounting skills, and deal structuring for borrowers with complex balance sheets and income streams
  • 10+ years of commercial and/or private wealth management credit experience
  • Strong negotiation and communication skills
  • Proficiency in Word, Excel and PowerPoint
  • Excellent interpersonal skills and the ability to build business partnerships with risk, services and client teams who may not be co-located

Desired Qualifications:
  • Formal Credit Training and/or Commercial/Wealth Management credit experience preferred
  • Bachelor's degree in business administration, finance, accounting or economics preferred

Skills:
  • Attention to Detail
  • Credit and Risk Assessment
  • Financial Analysis
  • Underwriting
  • Written Communications
  • Analytical Thinking
  • Credit Documentation Requirements
  • Financial Forecasting and Modeling
  • Recording/Organizing Information
  • Business Acumen
  • Collaboration
  • Collateral Management
  • Loan Structuring
  • Prioritization
  • Portfolio Management

Minimum Education Requirement: High School Diploma / GED / Secondary School or equivalent
Shift:
1st shift (United States of America)
Hours Per Week:
40
Pay Transparency details
US - CA - Newport Beach - 500 Newport Center Dr - Newport Center (CA9165), US - CA - Westlake Village - 2815 TOWNSGATE RD (CA6811), US - IL - Chicago - 110 N Wacker Dr - Bank Of America Tower Chicago (IL4110)
Pay and benefits information
Pay range
$117,000.00 - $175,000.00 annualized salary, offers to be determined based on experience, education and skill set.
Discretionary incentive eligible
This role is eligible to participate in the annual discretionary plan. Employees are eligible for an annual discretionary award based on their overall individual performance results and behaviors, the performance and contributions of their line of business and/or group; and the overall success of the Company.
Benefits
This role is currently benefits eligible. We provide industry-leading benefits, access to paid time off, resources and support to our employees so they can make a genuine impact and contribute to the sustainable growth of our business and the communities we serve.

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About Bank Of America

Sourced by ZipRecruiter

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. Responsible Growth is how we run our company and how we deliver for our clients, teammates, communities and shareholders every day. One of the keys to driving Responsible Growth is being a great place to work for our teammates around the world. We're devoted to being a diverse and inclusive workplace for everyone. We hire individuals with a broad range of backgrounds and experiences and invest heavily in our teammates and their families by offering competitive benefits to support their physical, emotional, and financial well-being.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

Year founded

1998

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