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Mortgage Risk Manager Jobs (NOW HIRING)

First Line Risk Sr Manager

Westwood, MA · On-site

$117K - $153K/yr

Subject expertise in the governance of Mortgage or Home Equity * Experience with Governance, Risk Management, and Compliance (GRC) platforms, preferably Archer. * Strong working knowledge and ...

First Line Risk Sr Manager

Johnston, RI · On-site

$117K - $153K/yr

Subject expertise in the governance of Mortgage or Home Equity * Experience with Governance, Risk Management, and Compliance (GRC) platforms, preferably Archer. * Strong working knowledge and ...

First Line Risk Sr Manager

Westwood, MA · On-site

$117K - $153K/yr

Subject expertise in the governance of Mortgage or Home Equity * Experience with Governance, Risk Management, and Compliance (GRC) platforms, preferably Archer. * Strong working knowledge and ...

First Line Risk Sr Manager

Johnston, RI · On-site

$117K - $153K/yr

Subject expertise in the governance of Mortgage or Home Equity * Experience with Governance, Risk Management, and Compliance (GRC) platforms, preferably Archer. * Strong working knowledge and ...

Subject expertise in the governance of Mortgage or Home Equity * Experience with Governance, Risk Management, and Compliance (GRC) platforms, preferably Archer. * Strong working knowledge and ...

First Line Risk Sr Manager

Johnston, RI · On-site

$117K - $153K/yr

Subject expertise in the governance of Mortgage or Home Equity * Experience with Governance, Risk Management, and Compliance (GRC) platforms, preferably Archer. * Strong working knowledge and ...

... Mortgage Risk Specialist III. The ideal candidate will enjoy working with clients, both internal ... management to guide and influence long-term and strategic decision making • Explain audit ...

Fraud Risk Manager

New York, NY · Remote

$100K - $110K/yr

... mortgage payments, home improvements, utilities, and essential purchases. Each swipe powers a ... About the Role The Fraud Risk Manager is a key member of the Risk Management team focusing on the ...

Credit Risk Manager

New York, NY · Remote

$100K - $110K/yr

... mortgage payments, home improvements, utilities, and essential purchases. Each swipe powers a ... About the Role The Credit Risk Manager will play a critical role in shaping and leading Made Card ...

Credit Risk Manager

New York, NY · On-site

$100K - $110K/yr

... mortgage payments, home improvements, utilities, and essential purchases. Each swipe powers a ... About the Role The Credit Risk Manager will play a critical role in shaping and leading Made Card ...

Fraud Risk Manager

New York, NY · On-site

$100K - $110K/yr

... mortgage payments, home improvements, utilities, and essential purchases. Each swipe powers a ... About the Role The Fraud Risk Manager is a key member of the Risk Management team focusing on the ...

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Mortgage Risk Manager information

See salary details

$47K

$120.7K

$237K

How much do mortgage risk manager jobs pay per year?

As of Aug 6, 2026, the average yearly pay for mortgage risk manager in the United States is $120,706.00, according to ZipRecruiter salary data. Most workers in this role earn between $73,500.00 and $159,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a mortgage risk manager?

To thrive as a Mortgage Risk Manager, you need a solid background in finance, risk assessment, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with risk modeling software, loan origination systems, and certifications such as FRM or CFA are commonly required. Analytical thinking, attention to detail, and strong communication help you excel at evaluating loan portfolios and collaborating with cross-functional teams. These skills ensure prudent risk management, regulatory adherence, and the financial stability of mortgage lending operations.

What are some common challenges faced by mortgage risk managers, and how can they be addressed?

Mortgage Risk Managers often encounter challenges such as assessing the creditworthiness of borrowers in a fluctuating market, keeping up with evolving regulatory requirements, and mitigating risks associated with loan defaults. To address these, professionals need to stay updated on industry regulations, leverage advanced data analytics tools, and work closely with underwriting and compliance teams. Proactive communication and ongoing training are also essential to navigate changes and ensure robust risk management practices.

What is the difference between Mortgage Risk Manager vs Mortgage Underwriter?

AspectMortgage Risk ManagerMortgage Underwriter
Primary RoleAssess and manage overall mortgage risk, develop risk policiesEvaluate individual loan applications for approval
Required CredentialsTypically requires risk management certifications, finance or related degreesOften requires mortgage licensing, underwriting certifications
Work EnvironmentCorporate offices, risk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageUsed by lenders to mitigate risk at a strategic levelUsed by lenders to approve or deny individual loans

The Mortgage Risk Manager focuses on assessing and managing the overall risk profile of mortgage portfolios, developing policies to mitigate potential losses. In contrast, the Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. While both roles require financial knowledge and relevant certifications, their scope and responsibilities differ significantly, with the Risk Manager working at a strategic level and the Underwriter at an operational level.

What does a mortgage risk manager do?

A Mortgage Risk Manager is responsible for identifying, assessing, and mitigating risks associated with mortgage lending within a financial institution. They analyze credit, market, and operational risks to ensure loans are compliant with regulations and company policies. Their role includes developing risk assessment models, monitoring loan portfolios, and implementing strategies to reduce potential losses. Additionally, they often collaborate with underwriters, compliance teams, and senior management to maintain the financial health of the mortgage business.
More about Mortgage Risk Manager jobs
What cities are hiring for Mortgage Risk Manager jobs? Cities with the most Mortgage Risk Manager job openings:
What states have the most Mortgage Risk Manager jobs? States with the most job openings for Mortgage Risk Manager jobs include:
Infographic showing various Mortgage Risk Manager job openings in the United States as of August 2026, with employment types broken down into 88% Full Time, 11% Part Time, and 1% Contract. Highlights an 85% Physical, 2% Hybrid, and 13% Remote job distribution, with an average salary of $120,706 per year, or $58 per hour.

C++/Pyspark Developer with Mortgage Risk

Capgemini

New York, NY • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 21 days ago


Capgemini North America rating

7.7

Company rating: 7.7 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

97th of 221 rated it services


Job description

Choosing Capgemini means choosing a company where you will be empowered to shape your career in the way you'd like, where you'll be supported and inspired by a collaborative community of colleagues around the world, and where you'll be able to reimagine what's possible. Join us and help the world's leading organizations unlock the value of technology and build a more sustainable, more inclusive world.
Job Location : New York, NY
Job Description
We are seeking a highly experienced and technically strong C++/Pyspark Developer with Mortgage Risk to support the implementation, optimization, and integration of mortgage risk models. The ideal candidate will have deep expertise in C++, Python, and data engineering, along with a strong understanding of risk and simulation modeling.
In this role, you will work closely with the Risk Modelling Team to translate complex mortgage risk models into production-ready systems, build supporting tools and GUIs, and ensure seamless model execution across multiple environments including QA, UAT, and Production.
Required Skills & Experience
  • 7+ years of hands-on C++ development experience with strong proficiency in modern C++ standards.
  • Strong experience with Python and data processing frameworks (e.g., PySpark).
  • Robust database expertise-SQL and platforms such as Databricks and Snowflake.
  • Experience with grid computing technologies for large-scale model runs.
  • Solid background in integration, software development, and/or infrastructure engineering.
  • Strong understanding of system architecture and how data moves across upstream and downstream systems.
  • Excellent relationship management, communication, teamwork, and stakeholder engagement skills.
  • Strong verbal and written communication abilities, including interaction with senior stakeholders.
  • Highly organized with exceptional analytical, problem-solving, and multitasking capabilities.
  • Experience with SDLC processes and tools such as Jira, HP Quality Center, etc.
  • Familiarity with both waterfall and agile development methodologies.
  • Self-motivated with the ability to work independently as well as within teams.
  • Ability to operate effectively in fast-paced, high-pressure environments.

Desired Skills
  • Prior experience in the financial services industry, particularly in Market Risk or related risk modeling areas.

Key Responsibilities
  • Implement mortgage risk models developed in Python into C++ for scalable and efficient production usage.
  • Support model execution and monitoring across QA, UAT, and Production environments.
  • Collaborate with the Risk Modelling Team to fully understand mathematical and functional aspects of the models.
  • Design and develop user interfaces and tools around the models to streamline usability and analysis.
  • Ensure smooth integration of risk model components within broader system architecture and data pipelines.
  • Work closely with upstream and downstream teams to ensure proper data flow and system interoperability.
  • Participate in SDLC activities, including requirements gathering, design, development, testing, and deployment.
  • Provide technical guidance, troubleshoot issues, and optimize performance across computing environments.
  • Work in both independent and collaborative team settings to ensure timely and high-quality deliveries.

The base compensation range for this role in the posted location is: 90000-110000
Capgemini provides compensation range information in accordance with applicable national, state, provincial, and local pay transparency laws. The base compensation range listed for this position reflects the minimum and maximum target compensation Capgemini, in good faith, believes it may pay for the role at the time of this posting. This range may be subject to change as permitted by law.
The actual compensation offered to any candidate may fall outside of the posted range and will be determined based on multiple factors legally permitted in the applicable jurisdiction.
These may include, but are not limited to: Geographic location, Education and qualifications, Certifications and licenses, Relevant experience and skills, Seniority and performance, Market and business consideration, Internal pay equity.
It is not typical for candidates to be hired at or near the top of the posted compensation range.
In addition to base salary, this role may be eligible for additional compensation such as variable incentives, bonuses, or commissions, depending on the position and applicable laws.
Capgemini offers a comprehensive, non-negotiable benefits package to all regular, full-time employees. In the U.S. and Canada, available benefits are determined by local policy and eligibility and may include:
  • Paid time off based on employee grade (A-F), defined by policy: Vacation: 12-25 days, depending on grade, Company paid holidays, Personal Days, Sick Leave
  • Medical, dental, and vision coverage (or provincial healthcare coordination in Canada)
  • Retirement savings plans (e.g., 401(k) in the U.S., RRSP in Canada)
  • Life and disability insurance
  • Employee assistance programs
  • Other benefits as provided by local policy and eligibility

Important Notice: Compensation (including bonuses, commissions, or other forms of incentive pay) is not considered earned, vested, or payable until it becomes due under the terms of applicable plans or agreements and is subject to Capgemini's discretion, consistent with applicable laws. The Company reserves the right to amend or withdraw compensation programs at any time, within the limits of applicable legislation.
Disclaimers
Capgemini is an Equal Opportunity Employer encouraging inclusion in the workplace. Capgemini also participates in the Partnership Accreditation in Indigenous Relations (PAIR) program which supports meaningful engagement with Indigenous communities across Canada by promoting fairness, accessibility, inclusion and respect. We value the rich cultural heritage and contributions of Indigenous Peoples and actively work to create a welcoming and respectful environment. All qualified applicants will receive consideration for employment without regard to race, national origin, gender identity/expression, age, religion, disability, sexual orientation, genetics, veteran status, marital status or any other characteristic protected by law.
This is a general description of the Duties, Responsibilities and Qualifications required for this position. Physical, mental, sensory or environmental demands may be referenced in an attempt to communicate the manner in which this position traditionally is performed. Whenever necessary to provide individuals with disabilities an equal employment opportunity, Capgemini will consider reasonable accommodations that might involve varying job requirements and/or changing the way this job is performed, provided that such accommodation does not pose an undue hardship. Capgemini is committed to providing reasonable accommodation during our recruitment process. If you need assistance or accommodation, please reach out to your recruiting contact.
Please be aware that Capgemini may capture your image (video or screenshot) during the interview process and that image may be used for verification, including during the hiring and onboarding process.
Click the following link for more information on your rights as an Applicant in the United States. http://www.capgemini.com/resources/equal-employment-opportunity-is-the-law
Capgemini is a global business and technology transformation partner, helping organizations to accelerate their dual transition to a digital and sustainable world, while creating tangible impact for enterprises and society. It is a responsible and diverse group of 340,000 team members in more than 50 countries. With its strong over 55-year heritage, Capgemini is trusted by its clients to unlock the value of technology to address the entire breadth of their business needs. It delivers end-to-end services and solutions leveraging strengths from strategy and design to engineering, all fueled by its market leading capabilities in AI, generative AI, cloud and data, combined with its deep industry expertise and partner ecosystem.

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