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Mortgage Risk Manager Jobs in Dallas, TX (NOW HIRING)

Charles Schwab

Manager, Risk Analytics/Modeling

Westlake, TX · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

As a Manager, ALM & Market Risk Modeling, you will serve as an individual contributor supporting fixed-income and mortgage modeling capabilities used to evaluate investment securities, loans ...

New

Wells Fargo

Lead Compliance Officer - Home Lending

Irving, TX · On-site

  • Medical

  • Life

  • Retirement

  • PTO

Strong understanding of mortgage business processes, regulations, and mortgage risk management systems * Experience managing engagements with regulators and auditors * Experience with regulations ...

New

Citizens Financial Group

MSR Senior Analyst

Plano, TX

$81K - $101K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Direct experience with MSR or Mortgage Risk Management platforms such as QRM and BlackRock Aladdin. Hours & Work Schedule * Hours per Week: 40 * Work Schedule: Monday - Friday Pay Transparency The ...

Citizens Financial Group

MSR Senior Analyst

Plano, TX

$81K - $101K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Direct experience with MSR or Mortgage Risk Management platforms such as QRM and BlackRock Aladdin. Hours & Work Schedule * Hours per Week: 40 * Work Schedule: Monday - Friday Pay Transparency The ...

Morgan Stanley

Mortgage Banker

Dallas, TX · On-site

Morgan Stanley Wealth Management is one of the largest wealth management firms in the world, with ... Provide consultation and advise Morgan Stanley on the credit risk of high-net-worth clients (i.e ...

Morgan Stanley

Mortgage Banker

Dallas, TX · On-site

Morgan Stanley Wealth Management is one of the largest wealth management firms in the world, with ... Provide consultation and advise Morgan Stanley on the credit risk of high-net-worth clients (i.e ...

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All JobsMortgage Risk JobsMortgage Risk Manager JobsMortgage Risk Manager Jobs in Dallas, TX

Mortgage Risk Manager information

See Dallas, TX salary details

$46.5K

$119.4K

$234.4K

How much do mortgage risk manager jobs pay per year?

As of Aug 16, 2026, the average yearly pay for mortgage risk manager in Dallas, TX is $119,406.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,700.00 and $157,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a mortgage risk manager?

To thrive as a Mortgage Risk Manager, you need a solid background in finance, risk assessment, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with risk modeling software, loan origination systems, and certifications such as FRM or CFA are commonly required. Analytical thinking, attention to detail, and strong communication help you excel at evaluating loan portfolios and collaborating with cross-functional teams. These skills ensure prudent risk management, regulatory adherence, and the financial stability of mortgage lending operations.

What are some common challenges faced by mortgage risk managers, and how can they be addressed?

Mortgage Risk Managers often encounter challenges such as assessing the creditworthiness of borrowers in a fluctuating market, keeping up with evolving regulatory requirements, and mitigating risks associated with loan defaults. To address these, professionals need to stay updated on industry regulations, leverage advanced data analytics tools, and work closely with underwriting and compliance teams. Proactive communication and ongoing training are also essential to navigate changes and ensure robust risk management practices.

What is the difference between Mortgage Risk Manager vs Mortgage Underwriter?

AspectMortgage Risk ManagerMortgage Underwriter
Primary RoleAssess and manage overall mortgage risk, develop risk policiesEvaluate individual loan applications for approval
Required CredentialsTypically requires risk management certifications, finance or related degreesOften requires mortgage licensing, underwriting certifications
Work EnvironmentCorporate offices, risk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageUsed by lenders to mitigate risk at a strategic levelUsed by lenders to approve or deny individual loans

The Mortgage Risk Manager focuses on assessing and managing the overall risk profile of mortgage portfolios, developing policies to mitigate potential losses. In contrast, the Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. While both roles require financial knowledge and relevant certifications, their scope and responsibilities differ significantly, with the Risk Manager working at a strategic level and the Underwriter at an operational level.

What does a mortgage risk manager do?

A Mortgage Risk Manager is responsible for identifying, assessing, and mitigating risks associated with mortgage lending within a financial institution. They analyze credit, market, and operational risks to ensure loans are compliant with regulations and company policies. Their role includes developing risk assessment models, monitoring loan portfolios, and implementing strategies to reduce potential losses. Additionally, they often collaborate with underwriters, compliance teams, and senior management to maintain the financial health of the mortgage business.

What are popular job titles related to Mortgage Risk Manager jobs in Dallas, TX?

For Mortgage Risk Manager jobs in Dallas, TX, the most frequently searched job titles are:

What job categories do people searching Mortgage Risk Manager jobs in Dallas, TX look for?

The top searched job categories for Mortgage Risk Manager jobs in Dallas, TX are:

What cities near Dallas, TX are hiring for Mortgage Risk Manager jobs?

Cities near Dallas, TX with the most Mortgage Risk Manager job openings:

Mortgage Risk Manager jobs near you
Infographic showing various Mortgage Risk Manager job openings in Dallas, TX as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $119,406 per year, or $57.4 per hour.

Manager, Risk Analytics/Modeling

Charles Schwab Inc.

Westlake, TX • On-site

$100K - $140K/yr

Full-time

Posted 3 days ago

New

Job description

Your Opportunity
At Schwab, you're empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us challenge the status quo and transform the finance industry together. We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).
The Asset Liability Management and Market Risk Modeling team within Corporate Treasury develops and maintains models that inform financial forecasting, market risk measurement, capital stress testing, and balance sheet strategy. As a Manager, ALM & Market Risk Modeling, you will serve as an individual contributor supporting fixed-income and mortgage modeling capabilities used to evaluate investment securities, loans, structured products, spreads, accumulated other comprehensive income, capital, and net interest income.
In this role, you will execute, monitor, test, and enhance AD&Co models and related analytics for agency and non-agency mortgage products, prepayment behavior, credit performance, asset-backed securities, option-adjusted spreads, fair value, income, and capital stress scenarios. You will apply analytical thinking and sound decision-making to assess model performance, investigate changes in results, conduct backtesting and benchmarking, and strengthen documentation, controls, and issue remediation.
Your work will help Schwab produce controlled, reliable, and insightful modeling outputs that support business-as-usual forecasting, market risk management, capital planning, and investment portfolio decisions. You will collaborate across Treasury, Finance, Investments, Risk, Capital Planning, and Model Risk Oversight, adapting your approach as priorities and market conditions evolve while clearly communicating model results, key drivers, production status, and emerging risks.
What you have
Required qualifications
  • Bachelor's degree in Applied Mathematics, Engineering, Finance, Economics, Statistics, Computer Science, or a related quantitative discipline
  • 3+ years of relevant professional experience, or an equivalent combination of professional experience and graduate study, in banking, balance sheet management, asset liability management, market risk, or capital stress testing
  • Experience using in-house or third-party prepayment models, including AD&Co or a comparable platform, to support balance sheet management, financial forecasting, or stress testing
  • Knowledge of fixed-income modeling concepts, including duration, optionality, option-adjusted spreads, accumulated other comprehensive income, sensitivity analysis, and scenario-based risk analysis
  • Knowledge of mortgage prepayment behavior, including refinance incentives, burnout, turnover, seasonality, and borrower credit characteristics
  • Experience supporting model development and evaluation through feature selection, backtesting, performance monitoring, benchmarking, and model tuning
  • Experience using Python, SQL, Microsoft Excel, or comparable analytical tools for data analysis, model monitoring, workflow automation, and controlled evidence retention
  • Ability to apply analytical thinking, problem solving, and attention to detail when evaluating model results, identifying risks, and escalating issues in a controlled environment

Preferred qualifications
  • Advanced degree in a quantitative or technical discipline
  • CFA, FRM, PRM, or a comparable professional designation
  • Experience with capital stress testing, including Comprehensive Capital Analysis and Review or company-run stress testing processes
  • Experience developing or supporting models for asset-backed securities, mortgage products, structured finance, spreads, option-adjusted spreads, fair value, income, or accumulated other comprehensive income
  • Experience establishing and executing model controls, including input reviews, output reasonableness checks, sensitivity analysis, documentation, and evidence retention
  • Experience supporting model validation, regulatory or internal audits, issue remediation, and audit readiness
  • Ability to interpret complex analytical results, identify meaningful drivers of change, and communicate conclusions clearly to technical and nontechnical stakeholders
  • Demonstrated adaptability when managing multiple priorities, responding to changing assumptions, and solving problems with incomplete or evolving information
  • Ability to build collaborative relationships across Treasury, Finance, Investments, Risk, Capital Planning, and Model Risk Oversight

In addition to the salary range, this role is eligible for bonus or incentive opportunities.

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