ZipRecruiter

Log In

1

Mortgage Risk Manager Jobs in Dallas, TX (NOW HIRING)

SoFi

Mortgage Underwriter

Frisco, TX · Hybrid

Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit ... Identify and escalate potential fraud risk or guideline exceptions. * Apply deep working knowledge ...

Morgan Stanley

Mortgage Specialist

Dallas, TX

Morgan Stanley Wealth Management is one of the largest wealth management firms in the world, with ... Coordinate with various processing, underwriting, credit risk and other internal/external business ...

Morgan Stanley

Mortgage Specialist

Dallas, TX · On-site

Morgan Stanley Wealth Management is one of the largest wealth management firms in the world, with ... Coordinate with various processing, underwriting, credit risk and other internal/external business ...

PNC Bank

Mortgage Loan Officer

Dallas, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

PNC Financial Services Group

Mortgage Loan Officer

Dallas, TX

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

PNC Bank

Mortgage Loan Officer

Southlake, TX · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

PNC Bank

Mortgage Loan Officer

Plano, TX

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

Agility 360

VP of Mortgage Default

Irving, TX

... risk mitigation, and operational performance. The VP will provide hands-on leadership across key ... Lead, manage, and develop a team of default associates across onshore and offshore operations to ...

previous pagenext page

Showing results 21-40

All JobsMortgage Risk JobsMortgage Risk Manager JobsMortgage Risk Manager Jobs in Dallas, TX

Mortgage Risk Manager information

See Dallas, TX salary details

$46.5K

$119.4K

$234.4K

How much do mortgage risk manager jobs pay per year?

As of Aug 16, 2026, the average yearly pay for mortgage risk manager in Dallas, TX is $119,406.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,700.00 and $157,300.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a mortgage risk manager?

To thrive as a Mortgage Risk Manager, you need a solid background in finance, risk assessment, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with risk modeling software, loan origination systems, and certifications such as FRM or CFA are commonly required. Analytical thinking, attention to detail, and strong communication help you excel at evaluating loan portfolios and collaborating with cross-functional teams. These skills ensure prudent risk management, regulatory adherence, and the financial stability of mortgage lending operations.

What are some common challenges faced by mortgage risk managers, and how can they be addressed?

Mortgage Risk Managers often encounter challenges such as assessing the creditworthiness of borrowers in a fluctuating market, keeping up with evolving regulatory requirements, and mitigating risks associated with loan defaults. To address these, professionals need to stay updated on industry regulations, leverage advanced data analytics tools, and work closely with underwriting and compliance teams. Proactive communication and ongoing training are also essential to navigate changes and ensure robust risk management practices.

What is the difference between Mortgage Risk Manager vs Mortgage Underwriter?

AspectMortgage Risk ManagerMortgage Underwriter
Primary RoleAssess and manage overall mortgage risk, develop risk policiesEvaluate individual loan applications for approval
Required CredentialsTypically requires risk management certifications, finance or related degreesOften requires mortgage licensing, underwriting certifications
Work EnvironmentCorporate offices, risk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageUsed by lenders to mitigate risk at a strategic levelUsed by lenders to approve or deny individual loans

The Mortgage Risk Manager focuses on assessing and managing the overall risk profile of mortgage portfolios, developing policies to mitigate potential losses. In contrast, the Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. While both roles require financial knowledge and relevant certifications, their scope and responsibilities differ significantly, with the Risk Manager working at a strategic level and the Underwriter at an operational level.

What does a mortgage risk manager do?

A Mortgage Risk Manager is responsible for identifying, assessing, and mitigating risks associated with mortgage lending within a financial institution. They analyze credit, market, and operational risks to ensure loans are compliant with regulations and company policies. Their role includes developing risk assessment models, monitoring loan portfolios, and implementing strategies to reduce potential losses. Additionally, they often collaborate with underwriters, compliance teams, and senior management to maintain the financial health of the mortgage business.

What are popular job titles related to Mortgage Risk Manager jobs in Dallas, TX?

For Mortgage Risk Manager jobs in Dallas, TX, the most frequently searched job titles are:

What job categories do people searching Mortgage Risk Manager jobs in Dallas, TX look for?

The top searched job categories for Mortgage Risk Manager jobs in Dallas, TX are:

What cities near Dallas, TX are hiring for Mortgage Risk Manager jobs?

Cities near Dallas, TX with the most Mortgage Risk Manager job openings:

Mortgage Risk Manager jobs near you
Infographic showing various Mortgage Risk Manager job openings in Dallas, TX as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $119,406 per year, or $57.4 per hour.

Mortgage Underwriter

SoFi

Frisco, TX • Hybrid

Full-time

Re-posted yesterday

Job description

The Role

SoFi is seeking an experienced Mortgage Underwriter to join our growing Mortgage Operations team in Frisco, TX or Charlotte, NC. 
You'll review and assess Conventional and FHA loan applications using independent credit judgment, ensuring accuracy, compliance, and speed within a high-throughput production environment.

The ideal candidate brings recent mortgage underwriting and demonstrated expertise analyzing complex credit, income, asset, and property documentation. You'll thrive in a collaborative, metrics-driven culture focused on member experience, quality, and accountability.

What You'll Do

  • Review and underwrite mortgage applications using investor/GSE guidelines.

  • Perform detailed analysis of borrower credit, income, and collateral - including complex and self-employed income calculations.

  • Conduct liquidity tests for business entities using Schedule L (adjusting for inventory-heavy businesses).

  • Make timely, compliant underwriting decisions in line with SoFi and investor standards.

  • Manage a high-volume pipeline, balancing quality (QC) and production SLAs - goal of 5+ new credit decisions per day.

  • Partner closely with processors and loan officers to resolve conditions and ensure efficient loan flow.

  • Identify and escalate potential fraud risk or guideline exceptions.

  • Apply deep working knowledge of DU/LP systems and investor overlays.

  • Contribute to continuous process improvement through collaboration and feedback.
     

What You'll Need

  • Minimum 2+ years of recent underwriting experience with both Conventional and FHA loans.

  • Strong analytical ability and independent risk assessment judgment.

  • Proficiency in DU, LP, and FHA Connection systems.

  • Demonstrated skill in self-employment income analysis and Schedule L liquidity testing.

  • Thorough understanding of credit policy, financial statement analysis, and property evaluation.

  • Strong communication skills - able to explain complex scenarios clearly and professionally.

  • Experience maintaining both quality control metrics and high production throughput.

  • Familiarity with Texas-specific lending nuances preferred.

  • Hybrid work schedule: 2 days per week in the Frisco, TX office.
     

Nice-to-Haves

  • Active SAR or VA credit authority

  • Active FHA DE (Direct Endorsement) certification

  • Experience underwriting Jumbo or USDA loans

  • College degree

  • Background in fraud detection or risk mitigation

Apply