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Mortgage Risk Manager Jobs in Alabama (NOW HIRING)

Local Bank

Mortgage Loan Originator

Tuscaloosa, AL · On-site

The Mortgage Loan Originator is responsible for generating residential mortgage loan production ... Compliance & Risk Management * Ensure all loan interactions and documentation comply with federal ...

PNC Bank

Mortgage Loan Officer

Montgomery, AL

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

PNC Bank

Mortgage Loan Officer

Birmingham, AL

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

First Horizon Bank

Mortgage Underwriter

Birmingham, AL · On-site

... risk or loss. Provide quality and timely customer service to internal and external customers ... manage an individual loan pipeline daily, prioritizing files and ensuring loan closing dates are ...

PNC Bank

Mortgage Loan Officer

Huntsville, AL

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Scheduling Work and Activities, Selling. Work ...

Fifth Third

Mortgage Loan Originator

Birmingham, AL

... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...

Fifth Third

Mortgage Loan Originator

Huntsville, AL

... the Bank's risk appetite, achieves results by consistently identifying, assessing, managing ... Maintain knowledge of Fifth Third Mortgage Company's policies and procedures. * Maintain knowledge ...

Fifth Third

Area Sales Manager (ASM) I

Huntsville, AL · On-site

Meet standards and objectives defined by management for personal mortgage loan sales and cross ... Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns ...

First Horizon

Banking Center Manager

Hoover, AL · On-site

Compliance and risk management * Collaborate with market operations and sales leadership to ensure ... F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent ...

First Horizon Bank

Banking Center Manager

Hoover, AL · On-site

Compliance and risk management * Collaborate with market operations and sales leadership to ensure ... F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent ...

Fnbcorp

Branch Manager

Kinston, AL

B. Corporation's risk management program. F.N.B. Corporation is committed to achieving superior ... Nationwide Mortgage Licensing System and Registry Identifier preferred but will be required.

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Mortgage Risk Manager information

What are the key skills and qualifications needed to thrive as a Mortgage Risk Manager, and why are they important?

To thrive as a Mortgage Risk Manager, you need a solid background in finance, risk assessment, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with risk modeling software, loan origination systems, and certifications such as FRM or CFA are commonly required. Analytical thinking, attention to detail, and strong communication help you excel at evaluating loan portfolios and collaborating with cross-functional teams. These skills ensure prudent risk management, regulatory adherence, and the financial stability of mortgage lending operations.

What are some common challenges faced by Mortgage Risk Managers, and how can they be addressed?

Mortgage Risk Managers often encounter challenges such as assessing the creditworthiness of borrowers in a fluctuating market, keeping up with evolving regulatory requirements, and mitigating risks associated with loan defaults. To address these, professionals need to stay updated on industry regulations, leverage advanced data analytics tools, and work closely with underwriting and compliance teams. Proactive communication and ongoing training are also essential to navigate changes and ensure robust risk management practices.

What is the difference between Mortgage Risk Manager vs Mortgage Underwriter?

AspectMortgage Risk ManagerMortgage Underwriter
Primary RoleAssess and manage overall mortgage risk, develop risk policiesEvaluate individual loan applications for approval
Required CredentialsTypically requires risk management certifications, finance or related degreesOften requires mortgage licensing, underwriting certifications
Work EnvironmentCorporate offices, risk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageUsed by lenders to mitigate risk at a strategic levelUsed by lenders to approve or deny individual loans

The Mortgage Risk Manager focuses on assessing and managing the overall risk profile of mortgage portfolios, developing policies to mitigate potential losses. In contrast, the Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. While both roles require financial knowledge and relevant certifications, their scope and responsibilities differ significantly, with the Risk Manager working at a strategic level and the Underwriter at an operational level.

What does a Mortgage Risk Manager do?

A Mortgage Risk Manager is responsible for identifying, assessing, and mitigating risks associated with mortgage lending within a financial institution. They analyze credit, market, and operational risks to ensure loans are compliant with regulations and company policies. Their role includes developing risk assessment models, monitoring loan portfolios, and implementing strategies to reduce potential losses. Additionally, they often collaborate with underwriters, compliance teams, and senior management to maintain the financial health of the mortgage business.
What are popular job titles related to Mortgage Risk Manager jobs in Alabama? For Mortgage Risk Manager jobs in Alabama, the most frequently searched job titles are:
What job categories do people searching Mortgage Risk Manager jobs in Alabama look for? The top searched job categories for Mortgage Risk Manager jobs in Alabama are:
What cities in Alabama are hiring for Mortgage Risk Manager jobs? Cities in Alabama with the most Mortgage Risk Manager job openings:
Mortgage Risk Manager jobs near you
Infographic showing various Mortgage Risk Manager job openings in Alabama as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution.

Mortgage Loan Originator

Local Bank

Tuscaloosa, AL • On-site

Full-time

Posted 28 days ago

Job description

Description:

Position Summary:

The Mortgage Loan Originator is responsible for generating residential mortgage loan production through developing and maintaining strong client relationships, providing exceptional service, and guiding customers through the home loan process. This role actively seeks new business opportunities, evaluates borrower needs, and ensures all mortgage applications comply with regulatory and bank policies.


Key Responsibilities:

Business Development & Customer Service

  • Build and maintain a strong pipeline of mortgage prospects through referrals, community involvement, networking, and real estate partnerships.
  • Conduct borrower consultations to understand financial goals and recommend suitable mortgage solutions.
  • Maintain consistent, timely communication with borrowers, realtors, builders, and internal partners throughout the loan process.
  • Deliver exceptional service to promote customer satisfaction, repeat business, and referrals.

Loan Origination & Processing

  • Assist borrowers with mortgage pre-qualification, pre-approvals, and full loan applications.
  • Collect and verify financial documentation to ensure complete and accurate submission.
  • Collaborate with underwriters, processors, and closing staff to facilitate efficient and timely loan decisions.
  • Monitor loan progress and proactively address information requests or conditions.

Compliance & Risk Management

  • Ensure all loan interactions and documentation comply with federal, state, and bank regulations such as RESPA, TILA, HMDA, and Fair Lending.
  • Maintain accurate and complete loan records in accordance with bank standards.
  • Stay current on mortgage programs, market trends, interest rates, and regulatory changes affecting the mortgage industry.

Performance & Reporting

  • Meet or exceed individual production goals and performance expectations.
  • Track and report pipeline activity, conversion ratios, and lead sources.
  • Participate in sales meetings, product training, and professional development opportunities.

Any other duties and responsibilities as assigned.

Requirements:

Job Requirements

Working Conditions:

  • Standard office environment with moderate travel within the assigned market; occasional travel for meetings and events.
  • Full-time position, Monday through Friday, with flexibility required to meet production goals, attend networking events, or accommodate customer schedules outside of normal business hours.
  • Flexibility to work some evenings or weekends based on borrower availability.
  • Ability to represent the bank professionally at networking and community events.
  • Prolonged periods sitting at a desk and working on a computer.
  • Must be able to lift up to 15 pounds at times.
  • Business casual attire required

Qualifications:

  • High school diploma or equivalent required; associate or bachelor’s degree preferred.
  • 2+ years of mortgage origination, sales, or banking experience preferred.
  • Active NMLS registration or the ability to obtain an active NMLS registration with the ability to maintain SAFE Act compliance.
  • Strong understanding of residential mortgage products, underwriting standards, and the loan process.
  • Excellent interpersonal, communication, and problem-solving skills.
  • Ability to work independently, manage multiple loan files, and prioritize deadlines.
  • Established referral network (realtors, builders, financial professionals).

**Compensation: This is a 100% commission-based position. Compensation is earned solely through commissions on funded loans, with no base salary.

**Locations: We are hiring for this position in Tuscaloosa, AL; Birmingham, AL; Huntsville, AL; and/or Brentwood, TN.