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Mortgage Risk Manager Jobs in Atlanta, GA (NOW HIRING)

Truist

Senior Capital Markets Risk Officer

Atlanta, GA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Mortgage. The following is a summary of the essential functions for this job. Other duties may be ... Supports the development of the department's effectiveness as an independent risk management ...

Truist

Senior Capital Markets Risk Officer

Atlanta, GA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... Mortgage. The following is a summary of the essential functions for this job. Other duties may be ... Supports the development of the department's effectiveness as an independent risk management ...

VyStar Credit Union

Senior Mortgage Underwriter

Suwanee, GA · On-site

$108K/yr

  • Retirement

Senior Mortgage Underwriter ACCOUNTABILITY STATEMENT The Senior Mortgage Underwriter is responsible ... manage, and report risks within their domain of work. To enhance a healthy risk culture and support ...

ProPlus Staffing LLC

Mortgage Processor

Atlanta, GA · On-site

$38K - $52K/yr

Conduct credit analysis to assess borrower eligibility and risk factors. * Collaborate with loan ... Familiarity with banking operations and contract management related to mortgage loans. * Excellent ...

PNC Bank

Supervising Mortgage Loan Officer

Roswell, GA

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Selling. Work Experience Roles at this level ...

PNC Bank

Supervising Mortgage Loan Officer

Atlanta, GA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Selling. Work Experience Roles at this level ...

PNC Bank

Supervising Mortgage Loan Officer

Alpharetta, GA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Selling. Work Experience Roles at this level ...

PNC

Supervising Mortgage Loan Officer

Atlanta, GA

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Managing Risk - Assessing and effectively managing all of the risks associated with their business ... Mortgage Products., Sales Tasks And Activities, Selling. Work Experience Roles at this level ...

Synovus

Mortgage Advisor - Atlanta

Atlanta, GA · On-site

... risk appetite. Complete mortgage loan applications. Work with client to prepare and complete loan ... Work with Client Coordinator to manage client escalations. Communicate with the Mortgage Operations ...

Greensky Credit

Mortgage Loan Originator

Atlanta, GA · On-site

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

Manages high-volume pipeline with speed accuracy and disciplined follow-through * Leverages AI ... Integrates data guidelines and risk factors to make sound decisions and anticipate downstream ...

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All JobsMortgage Risk JobsMortgage Risk Manager JobsMortgage Risk Manager Jobs in Atlanta, GA

Mortgage Risk Manager information

See Atlanta, GA salary details

$45.2K

$116.1K

$227.9K

How much do mortgage risk manager jobs pay per year?

As of Aug 18, 2026, the average yearly pay for mortgage risk manager in Atlanta, GA is $116,077.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,700.00 and $152,900.00 per year, depending on experience, location, and employer.

What does a mortgage risk manager do?

A Mortgage Risk Manager is responsible for identifying, assessing, and mitigating risks associated with mortgage lending within a financial institution. They analyze credit, market, and operational risks to ensure loans are compliant with regulations and company policies. Their role includes developing risk assessment models, monitoring loan portfolios, and implementing strategies to reduce potential losses. Additionally, they often collaborate with underwriters, compliance teams, and senior management to maintain the financial health of the mortgage business.

What are the key skills and qualifications needed to thrive as a mortgage risk manager?

To thrive as a Mortgage Risk Manager, you need a solid background in finance, risk assessment, and regulatory compliance, often supported by a degree in finance or a related field. Familiarity with risk modeling software, loan origination systems, and certifications such as FRM or CFA are commonly required. Analytical thinking, attention to detail, and strong communication help you excel at evaluating loan portfolios and collaborating with cross-functional teams. These skills ensure prudent risk management, regulatory adherence, and the financial stability of mortgage lending operations.

What are some common challenges faced by mortgage risk managers, and how can they be addressed?

Mortgage Risk Managers often encounter challenges such as assessing the creditworthiness of borrowers in a fluctuating market, keeping up with evolving regulatory requirements, and mitigating risks associated with loan defaults. To address these, professionals need to stay updated on industry regulations, leverage advanced data analytics tools, and work closely with underwriting and compliance teams. Proactive communication and ongoing training are also essential to navigate changes and ensure robust risk management practices.

What is the difference between Mortgage Risk Manager vs Mortgage Underwriter?

AspectMortgage Risk ManagerMortgage Underwriter
Primary RoleAssess and manage overall mortgage risk, develop risk policiesEvaluate individual loan applications for approval
Required CredentialsTypically requires risk management certifications, finance or related degreesOften requires mortgage licensing, underwriting certifications
Work EnvironmentCorporate offices, risk departments, financial institutionsLoan processing centers, banks, mortgage companies
Industry UsageUsed by lenders to mitigate risk at a strategic levelUsed by lenders to approve or deny individual loans

The Mortgage Risk Manager focuses on assessing and managing the overall risk profile of mortgage portfolios, developing policies to mitigate potential losses. In contrast, the Mortgage Underwriter evaluates individual loan applications to determine approval eligibility. While both roles require financial knowledge and relevant certifications, their scope and responsibilities differ significantly, with the Risk Manager working at a strategic level and the Underwriter at an operational level.

What are popular job titles related to Mortgage Risk Manager jobs in Atlanta, GA?

For Mortgage Risk Manager jobs in Atlanta, GA, the most frequently searched job titles are:

What job categories do people searching Mortgage Risk Manager jobs in Atlanta, GA look for?

The top searched job categories for Mortgage Risk Manager jobs in Atlanta, GA are:

What cities near Atlanta, GA are hiring for Mortgage Risk Manager jobs?

Cities near Atlanta, GA with the most Mortgage Risk Manager job openings:

Mortgage Risk Manager jobs near you
Infographic showing various Mortgage Risk Manager job openings in Atlanta, GA as of August 2026, with employment types broken down into 86% Full Time, 11% Part Time, and 3% Contract. Highlights an 83% Physical, 2% Hybrid, and 15% Remote job distribution, with an average salary of $116,077 per year, or $55.8 per hour.

Retail Mortgage Underwriter (Jumbo & Conventional-Focused)

Georgia Banking Company

Atlanta, GA • On-site

Full-time

Re-posted 26 days ago

Job description

Description:

The Retail Mortgage Underwriter (Jumbo & Conventional) is responsible for reviewing, analyzing, and underwriting residential mortgage loan applications with a focus on conventional conforming and jumbo products. This role ensures sound credit decisions in alignment with Georgia Banking Company’s credit policies, investor guidelines, and regulatory requirements, while balancing risk management with service and speed.


This position plays a critical role in supporting GBC’s growth in high-balance lending and maintaining a strong credit culture across the Retail Mortgage platform. Key Responsibilities:


Underwriting & Credit Analysis

  • Review and underwrite residential mortgage loan files, primarily conventional (Fannie Mae/Freddie Mac) and jumbo loans.
  • Analyze borrower credit, income, assets, liquidity, and collateral, with an emphasis on complex financial profiles.
  • Evaluate self-employed borrowers, high-net-worth clients, multiple income streams, and layered risk scenarios.
  • Assess jumbo loan structures, including reserves, liquidity, and compensating factors.
  • Apply DU/LP findings, overlays, and internal jumbo guidelines to determine creditworthiness.

Decisioning & Conditions

  • Issue clear, well-supported loan approvals, suspensions, or denials.
  • Structure loans and determine appropriate conditions based on risk characteristics and loan type.
  • Partner with Sales and Operations to proactively address deal challenges and move loans to closing.

Compliance & Risk Management

  • Ensure all loans comply with agency, investor, and internal jumbo guidelines, as well as applicable regulatory requirements.
  • Maintain high loan quality standards with strong attention to detail and documentation.
  • Identify inconsistencies, red flags, and potential fraud risk and escalate as appropriate.

Collaboration & Communication

  • Act as a key partner to Loan Officers, Processors, and Secondary/Capital Markets on loan structuring.
  • Provide clear, timely communication on underwriting decisions, conditions, and exceptions.
  • Support a solutions-oriented, service-driven culture across the mortgage platform.

Pipeline & Performance Management

  • Manage an active pipeline of loans while meeting turn-time and service level expectations.
  • Maintain accurate file documentation within LOS systems (e.g., Encompass).
  • Stay current on changes to agency guidelines, jumbo investor requirements, and market conditions.
Requirements:
  • 4–8+ years of residential mortgage underwriting experience
  • Strong experience underwriting conventional and jumbo loans.
  • Deep understanding of income analysis, including self-employed borrowers
  • Proven ability to manage complex files and high loan volumes
  • Must live in the Atlanta area

Preferred

  • Experience with Encompass
  • Experience underwriting Non-QM loans
  • Experience underwriting portfolio/jumbo loans within a community or regional bank
  • Exposure to high-net-worth client financials

Skills & Competencies

  • Strong analytical and credit decisioning ability
  • High attention to detail and risk awareness
  • Ability to assess complex financial scenarios and layered risk
  • Strong communication and collaboration skills
  • Ability to prioritize and perform in a fast-paced, production environment


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