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Money Transmitter License Jobs (NOW HIRING)

Support regulatory approvals in M&A, including change-of-control filings with state regulators (e.g., money transmitter license transfers) or foreign financial authorities (e.g., EMI, VASP, or ...

Own state money transmitter license tracking: maintain accurate filing calendars, renewal requirements, and records in coordination with Legal - this is a dedicated work stream, not a side task

Viamericas is a #1 ranked and licensed money transmitter offering international money transfer, bill payment, check processing and a variety of other services at thousands of agent locations across ...

Bill Pay Counsel

New York, NY · On-site +1

$220K - $270K/yr

Familiarity with federal, state, and international money transmission and payments laws and regulations, including state money transmitter licensing, the Bank Secrecy Act/AML requirements, EFTA ...

Beyond the Netherlands, you'll be part of a wider team driving Xsolla's global licensing efforts, from MSO registration in Hong Kong to Money Transmitter Licenses across the US. This is a rare ...

Bill Pay Counsel

Salt Lake City, UT · On-site +1

$189K - $230K/yr

Familiarity with federal, state, and international money transmission and payments laws and regulations, including state money transmitter licensing, the Bank Secrecy Act/AML requirements, EFTA ...

Viamericas is a #1 ranked and licensed money transmitter offering international money transfer, bill payment, check processing and a variety of other services at thousands of agent locations across ...

Bill Pay Counsel

San Francisco, CA · On-site +1

$220K - $270K/yr

Familiarity with federal, state, and international money transmission and payments laws and regulations, including state money transmitter licensing, the Bank Secrecy Act/AML requirements, EFTA ...

Bill Pay Counsel

Seattle, WA · On-site +1

$220K - $270K/yr

Familiarity with federal, state, and international money transmission and payments laws and regulations, including state money transmitter licensing, the Bank Secrecy Act/AML requirements, EFTA ...

Viamericas is a #1 ranked and licensed money transmitter offering international money transfer, bill payment, check processing and a variety of other services at thousands of agent locations across ...

$56K - $59K/yr

... Money Transmitter Regulators Association (MTRA), and other organizations. Supervises compliance reviews and renewal license applications submitted by alien, domestic, and foreign insurance companies ...

License Management: Direct the process for obtaining, updating, or transitioning money transmitter licenses and other financial permits resulting from M&A activity. * Network & Provider Relations:

Ensure the company maintains all required state money transmitter licenses, crypto-related licenses (where applicable), registrations, and approvals, in coordination with the Chief Compliance Officer ...

Head of Licensing

Washington, DC · On-site

$161 - $258/hr

Support the end-to-end process of obtaining and maintaining Money Transmitter Licenses (MTLs) across U.S. states and other licenses internationally (e.g., EMI, VASP, payment institution, or ...

Direct experience with money transmitter licensing and operations * Background in payment processing, digital wallets, or similar financial services * Experience at a high-growth fintech company or ...

Knowledge of regulatory frameworks governing lending, payments and depository account products (e.g., state money transmitter licensing, Reg Z, Reg E), and experience in handling inquiries and ...

Familiarity with federal, state, and international money transmission and payments laws and regulations, including state money transmitter licensing, the Bank Secrecy Act/AML requirements, EFTA ...

Showing results 41-60

Money Transmitter License information

See salary details

$84.5K

$347.7K

$400K

How much do money transmitter license jobs pay per year?

As of Aug 16, 2026, the average yearly pay for money transmitter license in the United States is $347,710.00, according to ZipRecruiter salary data. Most workers in this role earn between $341,000.00 and $400,000.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive in the money transmitter license position, and why are they important?

To thrive in roles related to obtaining or maintaining a Money Transmitter License, individuals need a thorough understanding of financial regulations, compliance management, and anti-money laundering (AML) procedures, often supported by a background in finance, law, or regulatory affairs. Familiarity with tools such as compliance management software, regulatory reporting systems, and FinCEN registration portals is essential. Strong attention to detail, organizational skills, and clear communication help professionals effectively interact with regulatory agencies and internal stakeholders. These abilities are critical to ensure legal compliance, minimize financial risk, and maintain the organization's credibility and operational continuity in the money transmission industry.

What is a money transmitter license?

A Money Transmitter License job involves ensuring compliance with state and federal regulations for businesses that transmit money, such as payment processors, cryptocurrency exchanges, and remittance services. Professionals in this role manage licensing applications, maintain regulatory reporting, and oversee anti-money laundering (AML) procedures. Their responsibilities help ensure financial transactions are conducted legally and securely.

How hard is it to get a money transmitter license?

Obtaining a money transmitter license involves a detailed application process that includes background checks, financial disclosures, and demonstrating compliance with state or federal regulations. Applicants often need to meet specific net worth requirements, secure surety bonds, and develop compliance programs, making the process complex and time-consuming. Licensing requirements vary by jurisdiction and may require ongoing reporting and audits.

What are the typical challenges faced when working with money transmitter licenses, and how does the role address them?

Professionals managing Money Transmitter Licenses often face challenges such as adapting to evolving state and federal regulations, ensuring timely renewal filings, and maintaining comprehensive records for audits. They address these challenges by working closely with compliance teams, staying up to date with regulatory updates, and implementing robust compliance programs. Collaborating with legal counsel and operational departments ensures that all aspects of the business stay aligned with licensing requirements. This proactive approach not only helps mitigate compliance risks but also supports the sustained growth and reputation of the company.

More about Money Transmitter License jobs

What are the most commonly searched types of Money Transmitter License jobs?

The most popular types of Money Transmitter License jobs are:

What states have the most Money Transmitter License jobs?

States with the most job openings for Money Transmitter License jobs include:

Infographic showing various Money Transmitter License job openings in the United States as of August 2026, with employment types broken down into 98% Full Time, and 2% Part Time. Highlights an 81% In-person, 7% Hybrid, and 12% Remote job distribution, with an average salary of $347,710 per year, or $167.2 per hour.

Asset & Wealth Management - Money Movement & Payment Rails, Software Engineering - Vice President...

Goldman Sachs

Richardson, TX • On-site

Full-time

Re-posted 20 hours ago


Goldman Sachs rating

8.3

Company rating: 8.3 out of 10

Based on 27 frontline employees who took The Breakroom Quiz

47th of 171 rated banks


Job description

The VP of Money Movement Engineering will lead the strategic technical direction for our global payment infrastructure. This leader is responsible for the end-to-end lifecycle of money movement, from the implementation of domestic real-time rails (RTP, FedNow, Zelle) and legacy systems (ACH) to the integration of international standards like SEPA. You will be the primary technical authority for ensuring that our payment systems are scalable, resilient, and compliant with global industry standards (ISO 20022), while maintaining rigorous Service Level Agreements (SLAs) for millions of consumer transactions.

Key Responsibilities

1. Payment Rail Implementation & Integration

  • Domestic Rails: Lead the engineering and deployment of U.S. payment rails, including ACH, The Clearing House (TCH) RTP, FedNow, and Zelle.
  • European Standards: Oversee the integration and maintenance of SEPA (SCT, SCT Inst, and SDD) to ensure seamless Euro-denominated transactions across the Single Euro Payments Area.
  • ISO 20022 Migration: Drive the adoption of ISO 20022 messaging standards across all payment flows to ensure data richness, interoperability, and future-proofing of the payment stack.

2. Scalability & Performance Engineering

  • High-Throughput Architecture: Design and manage distributed, event-driven systems capable of processing high-volume consumer transactions at scale with sub-second latency.
  • SLA Management: Define, monitor, and guarantee strict Service Level Agreements (SLAs) for payment availability, processing times, and settlement finality.
  • Resiliency & Recovery: Implement robust disaster recovery (DR) and business continuity plans (BCP) specifically for money movement, ensuring zero data loss and high availability (99.99% or higher).

3. Governance, Standards & Compliance

  • Industry Standards: Ensure all integrations adhere to NACHA rules, Federal Reserve regulations, and European Payments Council (EPC) guidelines.
  • Security & Risk: Partner with Information Security and Fraud teams to integrate real-time risk scoring and AML/KYC checks into the payment orchestration layer.
  • Reconciliation & Ledgering: Oversee the engineering of automated, real-time reconciliation systems to ensure the integrity of the general ledger and customer accounts.

4. Strategic Leadership & Vendor Management

  • Technical Roadmap: Define the 3-year vision for the "New Payment Rails" (NPR) team, balancing the modernization of legacy systems with the adoption of emerging instant payment technologies.
  • Stakeholder Management: Act as the primary technical liaison for external partners, including central banks, clearing houses (TCH, EBA Clearing), and payment service providers (PSPs).
  • Team Mentorship: Build and lead a high-performing team of payment engineers, architects, and SREs specializing in financial transaction systems.

Required Qualifications & Skills

Technical Expertise

  • Engineering Leadership: 12+ years of experience in software engineering, with at least 6 years in a senior leadership role specifically within Payments or Fintech.
  • Rail Mastery: Deep, hands-on experience with the technical specifications of ACHRTPFedNowZelle, and SEPA.
  • Messaging Standards: Expert knowledge of ISO 20022SWIFT MT/MX, and JSON-based API payment protocols.
  • Cloud-Native Infrastructure: Proven experience building high-scale systems on AWS, GCP, or Azure using microservices, Kafka, and distributed databases (e.g., Cassandra, CockroachDB).

Strategic Leadership

  • Operational Excellence: Proven track record of managing mission-critical systems with strict uptime and performance requirements.
  • Regulatory Knowledge: Strong understanding of PSD2Dodd-Frank, and global money transmitter licensing requirements.
  • Analytical Rigor: Ability to translate complex payment network rules into technical requirements and control frameworks.

Education

  • Bachelor's or Master's degree in Computer Science, Engineering, or a related technical field.
 
ABOUT GOLDMAN SACHS
 
At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. 
 
We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs. Learn more about our culture, benefits, and people at GS.com/careers. 
 
We're committed to finding reasonable accommodations for candidates with special needs or disabilities during our recruiting process. Learn more: https://www.goldmansachs.com/careers/footer/disability-statement.html 
 
The Goldman Sachs Group, Inc., 2023. All rights reserved.
Goldman Sachs is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, national origin, age, veterans status, disability, or any other characteristic protected by applicable law.

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About Goldman Sachs

Sourced by ZipRecruiter

At Goldman Sachs, we commit our people, capital and ideas to help our clients, shareholders and the communities we serve to grow. Founded in 1869, we are a leading global investment banking, securities and investment management firm. Headquartered in New York, we maintain offices around the world. We believe who you are makes you better at what you do. We're committed to fostering and advancing diversity and inclusion in our own workplace and beyond by ensuring every individual within our firm has a number of opportunities to grow professionally and personally, from our training and development opportunities and firmwide networks to benefits, wellness and personal finance offerings and mindfulness programs.

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

New York, NY, US

Year founded

1869