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Merchant Jobs in Minnesota (NOW HIRING)

Maurices

Senior Assistant Merchant (Buyer)

Duluth, MN · Hybrid

$60K - $70K/yr

The Senior Assistant Merchant is responsible for supporting the Merchant or Sr. Merchant in creation and execution of omni-channel product strategy and collaborating cross-functionally to ensure ...

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How much do merchant jobs pay per hour?

As of Aug 5, 2026, the average hourly pay for merchant in Minnesota is $17.89, according to ZipRecruiter salary data. Most workers in this role earn between $16.73 and $19.09 per hour, depending on experience, location, and employer.

What is the difference between Merchant vs Sales Associate?

AspectMerchantSales Associate
Required CredentialsHigh school diploma; experience in retail or salesHigh school diploma; customer service skills
Work EnvironmentRetail stores, online platforms, wholesaleRetail stores, showrooms, events
Industry UsageCommerce, retail, e-commerceRetail, customer service, sales
Common Search/ComparisonBusiness management, product sourcingCustomer interaction, sales techniques

While both Merchants and Sales Associates work in retail environments, Merchants focus on product sourcing, inventory management, and business operations, whereas Sales Associates primarily engage with customers to drive sales and provide service. Understanding these roles helps clarify career paths and employer expectations in the retail industry.

What does a merchant do?

A Merchant is someone who works in a retail environment selling products to customers. A Merchant works at stores of various sizes, selling a wide range of goods in face-to-face transactions or digitally through online shopping. Regardless of your sales method, the position of Merchant can describe anyone from ownership or store management to part-time sales clerks. As such, your responsibilities will focus ultimately on customer sales and satisfaction, but can also involve purchasing, inventory control, physical or virtual store design, team leadership, and other business-related functions. Your exact responsibilities will depend greatly on your role within in the store and the type of business it is.

What are some common challenges merchants face when managing multiple product lines?

Merchants often juggle several product categories, each with unique suppliers, customer preferences, and sales cycles. Balancing inventory levels, forecasting demand accurately, and ensuring timely promotions can be challenging, especially when market trends shift rapidly. Effective collaboration with buyers, marketing teams, and supply chain partners is crucial to keep product assortments fresh and meet customer expectations. Staying agile and leveraging data analytics can help merchants navigate these complexities and drive successful outcomes.

What are the key skills and qualifications needed to thrive as a merchant, and why are they important?

To thrive as a Merchant, you need strong analytical skills, a solid understanding of market trends, and experience in merchandising or retail management, often supported by a relevant degree. Familiarity with inventory management systems, point-of-sale software, and data analysis tools is typically required. Excellent negotiation, communication, and relationship-building skills are essential for managing vendors and driving sales. These capabilities ensure effective product selection, inventory control, and profitable business operations in a competitive marketplace.

What is a merchant?

Merchants are individuals or businesses that buy and sell goods or services, typically for profit. They act as intermediaries between producers and consumers, sourcing products and making them available to customers through various channels like physical stores, online platforms, or marketplaces. Merchants can specialize in different types of products, and their responsibilities often include inventory management, pricing, marketing, and customer service. In modern commerce, the term 'merchant' is also used to describe sellers on e-commerce platforms.
More about Merchant jobs
What are the most commonly searched types of Merchant jobs in Minnesota? The most popular types of Merchant jobs in Minnesota are:
What are popular job titles related to Merchant jobs in Minnesota? For Merchant jobs in Minnesota, the most frequently searched job titles are:
What job categories do people searching Merchant jobs in Minnesota look for? The top searched job categories for Merchant jobs in Minnesota are:
Merchant jobs near you
Infographic showing various Merchant job openings in Minnesota as of July 2026, with employment types broken down into 94% Full Time, 5% Part Time, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $37,217 per year, or $17.9 per hour.

Merchant Services Associate

Nicolet National Bank

Saint Paul, MN • On-site

$50K - $75K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

This job post has expired 1 day ago. Applications are no longer accepted.

Nicolet National Bank rating

8.1

Company rating: 8.1 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

65th of 170 rated banks

Job description

At Nicolet National Bank, our culture is based on the principles of community banking, putting the needs of our customers at the forefront of our decision-making. Our Core Values drive everything we do, and we are committed to serving our customers with excellence. We believe that every job in our organization is critical to our success, and we are dedicated to creating a work environment where our employees feel valued, respected, and supported. With locations in Wisconsin, Michigan, Minnesota, Iowa, and Florida we are proud to service our local communities and make a positive impact on the lives of our customers. At Nicolet National Bank, we believe that our people are our most valuable asset, and we are committed to investing in their growth and development.
The Merchant Services Associate is responsible for supporting the delivery, onboarding, service, and growth of merchant services. The role partners with Treasury Management, Commercial Banking, and Retail Banking team members to support client needs, assist with prospecting and relationship development activities, coordinate implementation, and provide a high level of client service. The Merchant Services Associate helps support growth of the Bank's merchant card services portfolio while developing the consultative, sales, product, and relationship management skills needed to progress into a Merchant Services Consultant role.
Pay Range: $50,000 - $75,000 / year
As a Merchant Services Associate, you will:
  • Partner with Treasury Management, Commercial Banking, and Retail Banking team members to identify merchant services opportunities.
  • Lead client meetings, discovery conversations, needs assessments, relationship calls, follow-up activities, and service discussions to help recommend appropriate card processing, payment acceptance, and point-of-sale solutions to support merchant services growth, retention, and a strong client experience.
  • Support growth of the Bank's merchant services portfolio by prospecting, client follow-up, banker referrals, and relationship development activities.
  • Partner with the Merchant Services Admin to prepare pricing, proposals, applications, and sales presentation materials.
  • Partner with the Merchant Services Admin to coordinate onboarding, installation, training, and implementation activities for credit/debit card processing, terminals, point-of-sale equipment, and related merchant solutions.
  • Provide responsive customer service by resolving merchant service issues in partnership with the Merchant Services Admin, vendors, or internal partners, and ensuring timely follow-up through resolution.
  • Support portfolio maintenance, merchant retention activities, and relationship support in partnership with the Merchant Services Admin to strengthen the client experience and deepen existing relationships.
  • Remain knowledgeable and up to date on merchant services, bankcard products, payment acceptance solutions, e-commerce, industry changes, and the overall business environment.
  • Uphold Nicolet's philosophy and policies by maintaining appropriate controls to ensure full compliance with applicable laws and regulations, thereby fulfilling legal responsibilities and enhancing the quality of services provided by Nicolet.
  • Understand and communicate the value of diversity within the workplace and to work successfully with others without regard to age, gender, race, sexual orientation, ethnicity, culture, religion, disability status, socioeconomic status or other non-job-related classification, including a commitment to Nicolet's policies on equal employment opportunities and non-discrimination with a willingness to pursue efforts of inclusion and respect toward different perspectives.
  • Performs all other duties as assigned.
Qualifications:
  • Associate's or bachelor's degree in Business Administration, Finance, or related field preferred; or related work experience.
  • Prior experience in customer service, retail banking, commercial banking, treasury management, operations, credit, collections, or merchant services preferred.
  • Prior sales experience in merchant services, financial services, or business-to-business client support preferred.
  • Knowledge of bankcard principles, terminals, Visa/Mastercard products and services, point-of-sale solutions, or payment processing preferred.
  • Working knowledge of Microsoft Office, including Excel, Word, Outlook, and PowerPoint.
  • Ability to maintain strict confidentiality.
  • Strong organization, attention to detail, and follow-through.
  • Good verbal and written communication skills, with the ability to interact professionally with clients, bankers, vendors, and internal partners.
  • Interpersonal and relationship-building skills with a client service mindset.
  • Ability to work independently with appropriate guidance while managing multiple priorities and meeting deadlines.
  • Collaborative team player with the ability to partner across Treasury Management, Commercial Banking, Retail Banking, branch teams, vendors, and operations partners.
  • Ability to listen, identify client needs, understand the merchant services and Treasury Management structure of commercial and retail clients, and support consultative recommendations for payment acceptance solutions.
  • Basic knowledge of retail banking, commercial banking, treasury management, payment processing, or merchant services products preferred.
  • Motivated to learn, grow, and develop toward expanded merchant services sales and consulting responsibilities.
Benefits:
  • Medical, Dental, Vision, & Life Insurance
  • 401(k) with a company match
  • PTO & 11 1/2 Paid Holidays
The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities and skills required for the position.
Equal Opportunity Employer/Veterans/Disabled

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