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Merchant Account Jobs (NOW HIRING)

Senior Merchant Underwriter

Atlanta, GA · Hybrid

$94K - $112K/yr

Contribute to regular staff meetings to discuss merchant accounts, trends, losses, etc. * Recommend and help implement process improvements to enhance efficiency, consistency, and decision quality ...

Product Manager Technical (PMT)

Redmond, WA · On-site

$187K - $216K/yr

Redmond, WA Amazon Systems Configurations: • Configure and maintain merchant account setups • Manage ASIN setup and product catalog • Create and localize Standard Operating Procedures (SOPs ...

PaymentCloud is hiring hungry, driven Account Managers to sell payment processing solutions in one of the most demanding corners of the industry - high-risk merchant accounts. This is a fast-paced ...

PaymentCloud is hiring hungry, driven Account Managers to sell payment processing solutions in one of the most demanding corners of the industry - high-risk merchant accounts. This is a fast-paced ...

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Proven Merchant Services Sales Professional Optix Merchant Group is looking for an experienced ... accounts from initial conversation through installation. You'll have access to company-generated ...

Coordinate timely and accurate communication with stakeholders involved in the merchant account lifecycle * Support the sales team with administrative coordination across prospecting, discovery and ...

The Business Development Sales Executive will be responsible for cultivating new merchant account relationships throughout the US and Canada. Additionally, the role will encompass an ongoing account ...

... new merchant account setup, including payment platform configuration and related documentation. • Prepare transaction and billing reports for operational review and assist with routine ...

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Coordinate timely and accurate communication with stakeholders involved in the merchant account lifecycle * Support the sales team with administrative coordination across prospecting, discovery and ...

New

Coordinate timely and accurate communication with stakeholders involved in the merchant account lifecycle * Support the sales team with administrative coordination across prospecting, discovery and ...

New

It Support Specialist

Roseville, CA · On-site

$21 - $27/hr

... merchant account services. You will diagnose and resolve technical issues remotely and onsite while delivering an exceptional customer experience. This position requires strong technical ...

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Merchant Account information

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$28K

$45.4K

$66K

How much do merchant account jobs pay per year?

As of Jul 11, 2026, the average yearly pay for merchant account in the United States is $45,356.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,500.00 and $49,000.00 per year, depending on experience, location, and employer.

How can I make 2000 a week working from home?

A merchant account role typically involves managing payment processing for businesses, which can generate income through commissions or fees. To earn $2000 weekly, one might need to handle high transaction volumes, develop strong sales skills, and maintain reliable client relationships, often requiring experience with financial tools and online sales platforms.

How much does a merchant get paid?

Merchant account specialists or sales agents typically earn commissions or fees based on the volume of transactions they process or new accounts they establish. Their income can vary widely depending on experience, sales performance, and the specific payment processing company, with some earning a base salary plus commissions. Compensation often includes bonuses for reaching sales targets and may involve ongoing client management responsibilities.

What jobs pay $250 an hour?

High-paying jobs that can reach $250 an hour often include specialized roles such as experienced surgeons, anesthesiologists, corporate lawyers, and certain consulting or executive positions. These roles typically require advanced education, extensive experience, and often involve high levels of responsibility or expertise. Freelance professionals like top-tier consultants, specialized IT contractors, or financial advisors may also command such rates depending on their skill level and client base.

What are some common challenges faced by professionals managing merchant accounts, and how can they be addressed?

Professionals managing merchant accounts often encounter challenges such as payment processing issues, chargebacks, and fraud prevention. Staying informed about payment industry regulations and using robust fraud detection tools can help minimize risks. Effective communication with payment processors and quick resolution of transaction disputes are also essential. Collaborating closely with customer service, IT, and finance teams ensures smooth operations and timely problem-solving.

What does a merchant account do?

A merchant account is a type of bank account that allows businesses to accept credit and debit card payments. It processes payment transactions securely and transfers funds to the business's bank account, often requiring knowledge of payment processing systems and compliance with security standards like PCI DSS.

What are the key skills and qualifications needed to thrive as a Merchant Account Manager, and why are they important?

To thrive as a Merchant Account Manager, you need strong knowledge of payment processing, financial products, and account management, often supported by a degree in business or finance. Familiarity with payment gateways, CRM systems, and compliance standards such as PCI DSS is typically required. Exceptional communication, problem-solving, and relationship-building skills help you support merchants and resolve issues effectively. These skills ensure smooth transaction operations, client satisfaction, and long-term business growth in a competitive financial services environment.

What is a merchant account?

A merchant account is a type of bank account that allows businesses to accept and process payments, typically from debit and credit cards. These accounts are essential for businesses that want to offer customers the convenience of paying electronically, whether in-store or online. The merchant account acts as an intermediary between the business, the customer’s bank, and the payment processor, ensuring that funds are securely transferred. Setting up a merchant account usually involves working with a payment processor or acquiring bank, and may require meeting certain underwriting criteria.

What is the difference between Merchant Account vs Payment Processor?

AspectMerchant AccountPayment Processor
DefinitionA bank account that allows businesses to accept credit card payments.A service that authorizes and processes payment transactions between merchants and banks.
Required CredentialsBusiness bank account, merchant account setupMerchant account, merchant ID, API credentials
Work EnvironmentFinancial institutions, online and retail businessesPayment gateways, e-commerce platforms, POS systems
Industry UsageRetail, e-commerce, service providersOnline payment processing, card transaction handling

While a merchant account is a dedicated bank account for accepting card payments, a payment processor is a service that facilitates the transaction. Both are essential for online and retail businesses to securely process payments and ensure funds are transferred correctly.

What are the most commonly searched types of Merchant Account jobs? The most popular types of Merchant Account jobs are:
What states have the most Merchant Account jobs? States with the most job openings for Merchant Account jobs include:
Infographic showing various Merchant Account job openings in the United States as of July 2026, with employment types broken down into 86% Full Time, 10% Part Time, and 4% Contract. Highlights an 91% Physical, 2% Hybrid, and 7% Remote job distribution, with an average salary of $45,356 per year, or $21.8 per hour.
Senior Merchant Underwriter

Senior Merchant Underwriter

Upgrade

Atlanta, GA • Hybrid

$94K - $112K/yr

Other

Medical, Dental, Vision, Retirement, PTO

Re-posted 20 days ago


Job description

About the Role:

We're looking for a Senior Merchant Underwriter that will ensure high risk reviews and merchant applications meet verification and program guidelines. We are looking for detailed-oriented individuals with a high level of integrity. In this position, you would spend your day reviewing merchant documentation, analyzing financials including balance sheets and income statements, reviewing trends and decisioning applications. This is a dynamic role partnering with our merchants to provide a best-in-class experience.

What You'll Do:

  • Verify merchant application information, coordinate the collection of missing data and documentation, analyze and underwrites new merchant applications, and re-evaluate existing merchant accounts as requested by the other internal stakeholders
  • Ensure strict adherence  to company policies and procedures, Federal and State regulations, and laws.
  • Comply with regulatory requirements, including the Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Know Your Customer (KYC)  and OFAC guidelines, to support the identification, detection, and prevention of fraud, money laundering and other unlawful activities.
  • Read and interpret commercial credit reports to assess merchant risk profiles 
  • Analyze business financial statements including balance, income statement and cash flow.
  • Contribute to regular staff meetings to discuss merchant accounts, trends, losses, etc.
  • Recommend and help implement process improvements to enhance efficiency, consistency, and decision quality-including leveraging AI-driven strategies in the application review process.
  • Bring a flexible mindset - you will be required to adapt to changing policy and procedures on a constant basis while maintaining high-quality work.

What We Look For:

  • 4+ years of business or merchant underwriting experience 
  • 2+ years experience in a payments, financial services or related industry
  • Ability to proficiently analyze financial information and identify concerning trends 
  • Team player mentality with a high level of integrity
  • Ability to thrive in a changing and fast-paced environment 
  • Detail-oriented with excellent verbal and written communication skills
  • Proficiency with Google Sheets, Tableau

What We Offer You: 

  • Competitive salary
  • 100% paid coverage of medical, dental and vision insurance 
  • Flexible PTO
  • Competitive 401(k) 
  • Opportunities for professional growth and development 
  • Paid parental leave
  • Health & wellness initiatives

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