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Merchant Account Jobs (NOW HIRING)

Boston FAM

Staff Accountant

Stevens Point, WI · On-site

$53K - $70K/yr

This role is responsible for daily cash management, financing receivables, merchant account oversight, general ledger reconciliations, and month-end close support. The Staff Accountant will play an ...

CFS

Bookkeeper and Payroll Specialist

Novi, MI · On-site

$30/hr

... merchant-account reconciliations • Opportunity to contribute to tax-related projects during peak seasons • Flexible part-time schedule with meaningful, hands-on accounting work • Low ...

CFS

Bookkeeper and Payroll Specialist

Novi, MI · On-site

$30/hr

... merchant-account reconciliations • Opportunity to contribute to tax-related projects during peak seasons • Flexible part-time schedule with meaningful, hands-on accounting work • Low ...

FHLB Des Moines

Director of Merchant Services

Seattle, WA · On-site

... merchant account holders development and implementation of technical PCI compliance solutions and ... controls. * Ability to interpret complex operational, financial, compliance, and performance data ...

New

Jimmy Jazz

Staff Accountant

Stevens Point, WI · On-site

$60K - $72K/yr

This role is responsible for daily cash management, financing receivables, merchant account oversight, general ledger reconciliations, and month-end close support. The Staff Accountant will play an ...

Orionvisual

Bookkeeper / Accounting

North Miami, FL · On-site

... card merchant account, run EOM statements and more. The bookkeeper must identify solutions to ensure collections are up to date and the QuickBooks billing system is being used efficiently. Must ...

NMI

Account Executive

We're hiring a Sales Account Executive to grow NMI's partner network - signing new ISOs, agents, next-gen ISOs and merchant account resellers across an assigned U.S. territory. This is a new-business ...

FHLB Des Moines

... merchant account holders development and implementation of technical PCI compliance solutions and ... controls. * Ability to interpret complex operational, financial, compliance, and performance data ...

New

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Merchant Account information

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$28K

$45.4K

$66K

How much do merchant account jobs pay per year?

As of Sep 12, 2026, the average yearly pay for merchant account in the United States is $45,356.00, according to ZipRecruiter salary data. Most workers in this role earn between $39,500.00 and $49,000.00 per year, depending on experience, location, and employer.

What is a merchant account?

A merchant account is a type of bank account that allows businesses to accept and process payments, typically from debit and credit cards. These accounts are essential for businesses that want to offer customers the convenience of paying electronically, whether in-store or online. The merchant account acts as an intermediary between the business, the customer’s bank, and the payment processor, ensuring that funds are securely transferred. Setting up a merchant account usually involves working with a payment processor or acquiring bank, and may require meeting certain underwriting criteria.

What are the key skills and qualifications needed to thrive as a merchant account manager, and why are they important?

To thrive as a Merchant Account Manager, you need strong knowledge of payment processing, financial products, and account management, often supported by a degree in business or finance. Familiarity with payment gateways, CRM systems, and compliance standards such as PCI DSS is typically required. Exceptional communication, problem-solving, and relationship-building skills help you support merchants and resolve issues effectively. These skills ensure smooth transaction operations, client satisfaction, and long-term business growth in a competitive financial services environment.

What are some common challenges faced by professionals managing merchant accounts, and how can they be addressed?

Professionals managing merchant accounts often encounter challenges such as payment processing issues, chargebacks, and fraud prevention. Staying informed about payment industry regulations and using robust fraud detection tools can help minimize risks. Effective communication with payment processors and quick resolution of transaction disputes are also essential. Collaborating closely with customer service, IT, and finance teams ensures smooth operations and timely problem-solving.

What is the difference between Merchant Account vs Payment Processor?

AspectMerchant AccountPayment Processor
DefinitionA bank account that allows businesses to accept credit card payments.A service that authorizes and processes payment transactions between merchants and banks.
Required CredentialsBusiness bank account, merchant account setupMerchant account, merchant ID, API credentials
Work EnvironmentFinancial institutions, online and retail businessesPayment gateways, e-commerce platforms, POS systems
Industry UsageRetail, e-commerce, service providersOnline payment processing, card transaction handling

While a merchant account is a dedicated bank account for accepting card payments, a payment processor is a service that facilitates the transaction. Both are essential for online and retail businesses to securely process payments and ensure funds are transferred correctly.

What does a merchant account do?

A merchant account is a type of bank account that allows businesses to accept credit and debit card payments. It processes payment transactions securely and transfers funds to the business's bank account, often requiring knowledge of payment processing systems and compliance standards.
More about Merchant Account jobs

What are the most commonly searched types of Merchant Account jobs?

The most popular types of Merchant Account jobs are:

What states have the most Merchant Account jobs?

States with the most job openings for Merchant Account jobs include:

What are popular job titles for Merchant Account?

Popular job titles for Merchant Account:

Merchant Account jobs near you
Infographic showing various Merchant Account job openings in the United States as of September 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $45,356 per year, or $21.8 per hour.

Bankcard Operations Representative - Accounting

Santa Rosa, CA • On-site

WESTAMERICA BANK
Commercial Banking • 501 - 1,000 employees
Learn more about WESTAMERICA BANKexternal

$18.21 - $24/hr

Part-time

Re-posted 9 days ago

Westamerica Bank rating

7.6

Company rating: 7.6 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

Job description

Description

Westamerica is among the largest commercial banks headquartered in California. We are looking for outstanding people to join our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.


Weekly Working Hours: 40


Redwood Merchant Services, a division of Westamerica Bank is seeking a Bankcard Operations Representative for our Santa Rosa location. We are looking for outstanding people to join on our winning team. We reached our current strength because our employees, customers, and shareholders believe in the same fundamental goals: Delivering a wide variety of financial services with a superior customer service guarantee.

As Bankcard Operations Representative, one must exhibit excellent telephone customer service skills, as well as the following:

  • Monitor and investigate merchant's processing activities using a variety of risk tools
  • Field customer calls requiring explanation of specific underwriting/risk policies and decisions related to those policies
  • Contact banks, merchants and/or cardholders to verify transactions processed through merchant accounts.
  • Conduct investigations regularly to ensure risk is managed and activity is compliant
  • Concisely document your risk assessment findings
  • Ensure that efficient and quality services are delivered that meet or exceed agreed service level standards
  • Perform merchant account maintenance such as profile and bank account updates
  • Collaborate with internal sales and other colleagues to support a successful merchant experience
  • Stay current on merchant industry trends specific to the industries we support
  • Perform other risk related duties as assigned including supporting the Credit team on reviewing merchant accounts

Skills & Requirements

  • 1-2 years in the merchant services industry with experience specific to fraud and risk (Preferred)
  • Experience working with various transaction & risk monitoring tools/systems (Preferred)
  • Analytical mindset with a critical, investigative approach to problem solving
  • Detail oriented coupled with a high level of curiosity and risk awareness
  • Solid written and verbal communication skills
  • Able to juggle multi tasks and deliver consistent high performance
  • Experience with Microsoft Excel/Google sheets (basic functions)
  • Ideally able to work an 8 am - 5 pm PT, Monday - Friday schedule

Candidate must possess strong written skills, intermediate computer skills and willingness to work in a fast-paced environment. Must also have the ability to calculate figures and amounts, such as discounts, interest, commission proportions and percentages.


EOE


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