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Material Damage Claims Adjuster Jobs (NOW HIRING)

Amwins

Material Damage Appraiser

Houston, TX · On-site

... damage claims while delivering exceptional customer service. This role requires strong technical ... Candidates must have a Texas or Florida Adjuster License . * All required licenses must be ...

Amwins

Material Damage Appraiser

Houston, TX · On-site

... damage claims while delivering exceptional customer service. This role requires strong technical ... Candidates must have a Texas or Florida Adjuster License . * All required licenses must be ...

Dean Auto Collision

Be Seen First

Property Damage Claims Adjuster

Providence, RI · On-site

$45K - $55K/yr

We are seeking a detail-oriented and experienced Automotive Claims Adjuster to join our team. This ... Utilize mechanical knowledge and auto estimating skills to evaluate vehicle damage and determine ...

Kinetic Personnel Group

Claims Adjuster

Monrovia, CA · On-site

$55K - $75K/yr

Job Summary Kinetic Personnel Group is seeking an experienced Property Damage Claims Adjuster for an insurance company in Monrovia, CA. This role is responsible for providing high-quality customer ...

Network Adjusters, Inc.

Claims Adjuster

Denver, CO · On-site

$70K/yr

Network Adjusters is seeking experienced Claims Adjusters to handle Bodily Injury and Property Damage losses at our offices located in Denver, CO and Farmingdale, NY. This role supports the ...

Melton Truck Lines, Inc.

Claims Adjuster

Tulsa, OK

The Property and Cargo Claim Adjuster is responsible for managing claims involving cargo loss, property damage, and auto damage across 48 states within a flatbed trucking operation. This desk-based ...

Melton Truck Lines

Claims Adjuster

Tulsa, OK · On-site

The Property and Cargo Claim Adjuster is responsible for managing claims involving cargo loss, property damage, and auto damage across 48 states within a flatbed trucking operation. This desk-based ...

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Material Damage Claims Adjuster information

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$30.5K

$64.6K

$90K

How much do material damage claims adjuster jobs pay per year?

As of Aug 22, 2026, the average yearly pay for material damage claims adjuster in the United States is $64,609.00, according to ZipRecruiter salary data. Most workers in this role earn between $51,000.00 and $75,500.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as a material damage claims adjuster?

To thrive as a Material Damage Claims Adjuster, you need a solid understanding of insurance policies, damage assessment, and claims processing, often supported by a relevant degree or industry certification. Familiarity with estimating software (such as Xactimate), claims management systems, and digital documentation tools is typically required. Excellent negotiation, communication, and customer service skills help resolve claims efficiently and foster trust with clients. These abilities ensure accurate claim settlements, minimize disputes, and maintain customer satisfaction for the insurance company.

What are some common challenges material damage claims adjusters face when handling claims, and how can they be managed?

Material Damage Claims Adjusters often encounter challenges such as negotiating with repair shops, managing high caseloads, and dealing with customers who may be upset or distressed. Effectively managing these situations requires strong communication and organizational skills, as well as the ability to remain calm under pressure. Building solid relationships with repair facilities and staying up-to-date on industry repair standards can also help streamline claim resolution and maintain customer satisfaction.

What is the difference between Material Damage Claims Adjuster vs Property Claims Adjuster?

AspectMaterial Damage Claims AdjusterProperty Claims Adjuster
CertificationsAdjuster licenses, certifications in property and casualty insuranceAdjuster licenses, certifications in property and casualty insurance
Work EnvironmentInsurance companies, independent adjusting firms, field inspectionsInsurance companies, independent firms, field inspections
Industry UsageHandling claims related to physical damage to vehicles, machinery, or equipmentHandling claims related to damage to residential or commercial property

Both roles require similar certifications and work environments, focusing on assessing damages. The key difference lies in the type of damage they handle: Material Damage Claims Adjusters specialize in physical damage to tangible assets like vehicles and equipment, while Property Claims Adjusters focus on damages to buildings and real estate. Understanding these distinctions helps in choosing the right career path or job search focus.

More about Material Damage Claims Adjuster jobs

What cities are hiring for Material Damage Claims Adjuster jobs?

Cities with the most Material Damage Claims Adjuster job openings:

What states have the most Material Damage Claims Adjuster jobs?

States with the most job openings for Material Damage Claims Adjuster jobs include:

What job categories do people searching Material Damage Claims Adjuster jobs look for?

The top searched job categories for Material Damage Claims Adjuster jobs are:

Material Damage Claims Adjuster jobs near you
Infographic showing various Material Damage Claims Adjuster job openings in the United States as of August 2026, with employment types broken down into 74% Full Time, 24% Part Time, 1% Contract, and 1% Nights. Highlights an 79% Physical, 1% Hybrid, and 20% Remote job distribution, with an average salary of $64,609 per year, or $31.1 per hour.

Material Damage Appraiser

Amwins

Houston, TX • On-site

Full-time

Posted 23 days ago

Amwins rating

7.8

Company rating: 7.8 out of 10

Based on 38 frontline employees who took The Breakroom Quiz

196th of 311 rated insurance

Job description

Material Damage Appraiser - Houston, TX
Position Summary
The Material Damage Appraiser is responsible for inspecting, evaluating, negotiating, and documenting physical damage claims while delivering exceptional customer service. This role requires strong technical knowledge of vehicle repair methods, estimating software, and total loss evaluations. The ideal candidate is self-motivated, organized, and able to independently manage an assigned geographic territory while maintaining quality, accuracy, and timely claim handling.
Key Responsibilities
  • Plan routes and travel efficiently within the assigned geographic territory to inspect damaged vehicles in a timely manner.
  • Inspect and appraise damaged vehicles using company guidelines, OEM repair procedures, and industry best practices.
  • Utilize estimating software to evaluate, document, and prepare accurate repair estimates for accident-related damages.
  • Negotiate repair estimates with customers' selected repair facilities while maintaining professional relationships.
  • Manage the repair process to help ensure repairs are completed accurately and within established timeframes.
  • Determine whether damaged vehicles are repairable or qualify as total losses in accordance with company guidelines.
  • Complete total loss evaluations and determine appropriate salvage values.
  • Issue payments for covered damages within established authority limits when appropriate.
  • Maintain accurate claim documentation, file notes, and timely communication with the Material Damage unit and key Claims Department personnel.
  • Contact customers promptly to schedule inspections and provide regular updates throughout the claims process.
  • Complete vehicle inspections within established service level expectations while providing accurate repair costs and estimated repair completion times.
  • Explain the appraisal process, answer customer questions, and maintain effective communication with body repair facilities.
  • Assist internal claims teams by providing expertise regarding total loss evaluations, prior unrelated damage, repairability, and other material damage matters.
  • Stay current on vehicle technology, repair procedures, OEM repair standards, and industry trends by completing required continuing education.
  • Apply a thorough understanding of the Company's Standard Claim Process and Material Damage Best Practices to ensure consistent, high-quality claim handling.
Qualifications
Licenses & Certifications
  • Candidates must have a Texas or Florida Adjuster License.
  • All required licenses must be maintained in accordance with applicable state requirements.
  • Additional state adjuster licenses may be required after hire based on business needs and must be obtained within required timeframes.
  • ASE and/or I-CAR certifications are preferred but not required.
Experience
  • Minimum of five (5) years of experience writing automobile damage appraisals with an insurance carrier, independent appraisal firm, or collision repair facility.
  • Demonstrated ability to prepare accurate, comprehensive repair estimates across a wide variety of vehicle types, damage severity, and claim scenarios.
  • Strong understanding of collision repair methods, OEM repair procedures, repair-versus-replace decision making, and total loss evaluations.
  • Proficiency with automotive estimating software is required; experience with CCC ONE is strongly preferred.
  • Excellent negotiation, communication, organizational, and customer service skills.
  • Ability to independently manage an assigned territory, prioritize workload, and meet established service and quality expectations.
  • Valid driver's license with an acceptable driving record and the ability to travel throughout the assigned territory.
Preferred Skills
  • Strong analytical and decision-making abilities.
  • Ability to build and maintain productive relationships with customers, repair facilities, and internal business partners.
  • Self-motivated with excellent time management and organizational skills.
  • Ability to work independently in a fast-paced, performance-driven environment while maintaining attention to detail.
  • Commitment to delivering exceptional customer service and achieving quality claim outcomes.

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