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Lost Time Adjuster Jobs (NOW HIRING)

Gallagher

Senior Adjuster Workers Compensation

Hartford, CT · Remote

$67K - $86K/yr

Minimum 3 years of experience adjusting a workers compensation desk, including lost time/indemnity and litigation. • Jurisdictional Experience: CT, MA, NH, RI, VT • Active Adjusters' licenses

New

Relation Insurance

Medical Only Adjuster - TPA

Stuart, FL · On-site

$58K - $75K/yr

Monitors medical-only claims for indicators of potential lost time and escalates files to a Claims Adjuster as appropriate. * Assesses claims for potential subrogation opportunities and places ...

Relationinsurance

Medical Only Adjuster - TPA

Stuart, FL

$58K - $75K/yr

Monitors medical-only claims for indicators of potential lost time and escalates files to a Claims Adjuster as appropriate. * Assesses claims for potential subrogation opportunities and places ...

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Lost Time Adjuster information

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$31.5K

$64.9K

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How much do lost time adjuster jobs pay per year?

As of Aug 3, 2026, the average yearly pay for lost time adjuster in the United States is $64,942.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $75,000.00 per year, depending on experience, location, and employer.

What is the difference between Lost Time Adjuster vs Property Claims Adjuster?

AspectLost Time AdjusterProperty Claims Adjuster
CredentialsAdjuster license, insurance knowledgeAdjuster license, insurance knowledge
Work EnvironmentInsurance companies, independent agenciesInsurance companies, public adjusting firms
Industry UsageFocus on workers' compensation and lost time claimsFocus on property damage claims
Common Search IntentComparing roles in workers' compensationComparing property vs. lost time claims

Both Lost Time Adjusters and Property Claims Adjusters require licensing and insurance knowledge. Lost Time Adjusters primarily handle workers' compensation claims related to lost wages, while Property Claims Adjusters focus on property damage claims. They work in similar environments within insurance companies but specialize in different claim types. Understanding these differences helps job seekers and employers identify the right role based on claim focus and industry needs.

What are the key skills and qualifications needed to thrive as a Lost Time Adjuster, and why are they important?

To thrive as a Lost Time Adjuster, you need a solid understanding of workers’ compensation laws, claims management, and investigative techniques, typically backed by a relevant degree or insurance certifications. Familiarity with claims management software, medical billing systems, and regulatory compliance tools is essential. Strong negotiation, analytical thinking, and communication skills set top performers apart when interacting with claimants, employers, and healthcare providers. These abilities ensure accurate claims processing, minimized risk for insurers, and effective support for injured workers throughout the claims process.

What are the most common challenges Lost Time Adjusters face when managing workers' compensation claims?

Lost Time Adjusters often encounter challenges such as balancing a high case load while ensuring timely and accurate claim processing. They must communicate effectively with employers, injured workers, medical providers, and legal representatives, which can be complex when dealing with contentious or unclear cases. Staying up-to-date with changing regulations and documentation requirements is also crucial, as is maintaining empathy and professionalism throughout each claim. Strong organizational and negotiation skills help adjusters overcome these challenges and achieve favorable outcomes.

What is a Lost Time Adjuster?

A Lost Time Adjuster is an insurance professional who handles claims involving workplace injuries or illnesses that result in an employee missing work beyond a specific waiting period. Their primary responsibility is to investigate, evaluate, and manage these claims to ensure appropriate compensation is provided to the injured worker while minimizing costs for the employer or insurer. They work closely with medical providers, employers, and claimants to verify facts, monitor treatment progress, and facilitate return-to-work plans. Lost Time Adjusters must also ensure compliance with state and federal workers’ compensation laws and company policies.
More about Lost Time Adjuster jobs
What job categories do people searching Lost Time Adjuster jobs look for? The top searched job categories for Lost Time Adjuster jobs are:
Lost Time Adjuster jobs near you
Infographic showing various Lost Time Adjuster job openings in the United States as of July 2026, with employment types broken down into 38% Locum Tenens, 60% Full Time, 1% Part Time, and 1% Contract. Highlights an 79% Physical, 8% Hybrid, and 13% Remote job distribution, with an average salary of $64,942 per year, or $31.2 per hour.

Senior Adjuster Workers Compensation

Gallagher

Hartford, CT • Remote

$67K - $86K/yr

Full-time

Posted 2 days ago

New

Arthur J. Gallagher & Co. rating

7.7

Company rating: 7.7 out of 10

Based on 92 frontline employees who took The Breakroom Quiz

201st of 301 rated insurance

Job description

Introduction
At Gallagher Bassett, we're there when it matters most because helping people through challenging moments is more than just our job, it’s our purpose. Every day, we help clients navigate complexity, support recovery, and deliver outcomes that make a real difference in people’s lives. It takes empathy, precision, and a strong sense of partnership—and that’s exactly what you’ll find here. We’re a team of fast-paced fixers, empathetic experts, and outcomes drivers — people who care deeply about doing the right thing and doing it well. Whether you're managing claims, supporting clients, or improving processes, you’ll play a vital role in helping businesses and individuals move forward with confidence. Here, you’ll be supported by a culture that values teamwork, encourages curiosity, and celebrates the impact of your work. Because when you’re here, you’re part of something bigger. You’re part of a team that shows up, stands together, and leads with purpose.

Overview
  • Jurisdictions: CT, MA, NH, RI, VT
  • Licenses: Must have state license or reciprocal.
  • Location: This role is fully remote work.

How you'll make an impact
  • Apply claims management experience to execute decision-making to analyze claims exposure, plan the proper course of action, and appropriately resolve claims.
  • Interact extensively with various parties involved in the claim process to ensure effective communication and resolution.
  • Provide exceptional customer service to our claimants on behalf of our clients exhibiting empathy through each step of the claims process
  • Handle claims consistent with clients' and corporate policies, procedures, and standard methodologies in accordance with statutory, regulatory, and ethics requirements.
  • Document and communicate claim activity timely and efficiently, supporting the outcome of the claim file.

About You

As a key member of our experienced Claims Adjuster team, you will: 

  • Investigate, evaluate, and resolve complex workers compensation claims applying your analytical skills to make informed decisions and bring claims to resolution.
  • Work in partnership with our clients to deliver innovative solutions and enhance the claims management process.
  • Think critically, solve problems, plan, and prioritize tasks to optimally serve clients and claimants.


Ideal candidates for this position will have:
• Claims Background: Minimum 3 years of experience adjusting a workers compensation desk, including lost time/indemnity and litigation.
• Jurisdictional Experience: CT, MA, NH, RI, VT
• Active Adjusters' licenses: Must have state license or reciprocal.

REQUIRED QUALIFICATIONS:
• High School Diploma.
• Minimum of 3 years related claims experience.
• Appropriately licensed and/or certified in all states in which claims are being handled.
• Knowledge of accepted industry standards and practices.
• Computer experience with related claims and business software.


DESIRED:
• Bachelor's Degree

#LI-Remote

#LI-AB2

#WorkersComp


Compensation and benefits

At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.

  • Competitive compensation
  • Comprehensive benefits programs designed to support your well-being 
  • Career development opportunities and ongoing learning 
  • A collaborative, people-first culture with accessible leadership 
  • The opportunity to do meaningful work with global reach and local impact 

At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles.

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)

Qualifications:

As a key member of our experienced Claims Adjuster team, you will: 

  • Investigate, evaluate, and resolve complex workers compensation claims applying your analytical skills to make informed decisions and bring claims to resolution.
  • Work in partnership with our clients to deliver innovative solutions and enhance the claims management process.
  • Think critically, solve problems, plan, and prioritize tasks to optimally serve clients and claimants.


Ideal candidates for this position will have:
• Claims Background: Minimum 3 years of experience adjusting a workers compensation desk, including lost time/indemnity and litigation.
• Jurisdictional Experience: CT, MA, NH, RI, VT
• Active Adjusters' licenses: Must have state license or reciprocal.

REQUIRED QUALIFICATIONS:
• High School Diploma.
• Minimum of 3 years related claims experience.
• Appropriately licensed and/or certified in all states in which claims are being handled.
• Knowledge of accepted industry standards and practices.
• Computer experience with related claims and business software.


DESIRED:
• Bachelor's Degree

#LI-Remote

#LI-AB2

#WorkersComp

Education:UNAVAILABLEEmployment Type: FULL_TIME

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