1

Lost Time Adjuster Jobs (NOW HIRING)

Workers Compensation Claims Examiner

Irving, TX

$30.50 - $41.25/hr

Investigates new claims to determine compensability and proactively follows up to determine the need for any Lost Time adjuster involvement. * Is responsible for determining and satisfying ...

Workers Compensation Adjuster II

Raleigh, NC · On-site

$64K - $83K/yr

We are seeking a workers' compensation adjuster to provide front-line customer-focused handling of lost time complex claims for an assigned market. This adjuster will be responsible for all aspects ...

New

Workers Compensation Adjuster II

Charlotte, NC · On-site +1

$64K - $83K/yr

We are seeking a workers' compensation adjuster to provide front-line customer-focused handling of lost time complex claims for an assigned market. This adjuster will be responsible for all aspects ...

New

Workers Compensation Claims Examiner

Irving, TX · On-site

$30.50 - $41.25/hr

Investigates new claims to determine compensability and proactively follows up to determine the need for any Lost Time adjuster involvement. * Is responsible for determining and satisfying ...

next page

Showing results 1-20

Lost Time Adjuster information

See salary details

$31.5K

$64.9K

$98K

How much do lost time adjuster jobs pay per year?

As of Jun 10, 2026, the average yearly pay for lost time adjuster in the United States is $64,942.00, according to ZipRecruiter salary data. Most workers in this role earn between $50,000.00 and $75,000.00 per year, depending on experience, location, and employer.

What is the difference between Lost Time Adjuster vs Property Claims Adjuster?

AspectLost Time AdjusterProperty Claims Adjuster
CredentialsAdjuster license, insurance knowledgeAdjuster license, insurance knowledge
Work EnvironmentInsurance companies, independent agenciesInsurance companies, public adjusting firms
Industry UsageFocus on workers' compensation and lost time claimsFocus on property damage claims
Common Search IntentComparing roles in workers' compensationComparing property vs. lost time claims

Both Lost Time Adjusters and Property Claims Adjusters require licensing and insurance knowledge. Lost Time Adjusters primarily handle workers' compensation claims related to lost wages, while Property Claims Adjusters focus on property damage claims. They work in similar environments within insurance companies but specialize in different claim types. Understanding these differences helps job seekers and employers identify the right role based on claim focus and industry needs.

What is the highest paid claims adjuster?

The highest paid claims adjusters are often senior or specialized professionals such as catastrophe or complex claims adjusters, earning salaries exceeding $100,000 annually. Factors like experience, certifications, and the employer influence compensation, with some working in high-cost regions or for large insurance companies.

What are the key skills and qualifications needed to thrive as a Lost Time Adjuster, and why are they important?

To thrive as a Lost Time Adjuster, you need a solid understanding of workers’ compensation laws, claims management, and investigative techniques, typically backed by a relevant degree or insurance certifications. Familiarity with claims management software, medical billing systems, and regulatory compliance tools is essential. Strong negotiation, analytical thinking, and communication skills set top performers apart when interacting with claimants, employers, and healthcare providers. These abilities ensure accurate claims processing, minimized risk for insurers, and effective support for injured workers throughout the claims process.

What are the most common challenges Lost Time Adjusters face when managing workers' compensation claims?

Lost Time Adjusters often encounter challenges such as balancing a high case load while ensuring timely and accurate claim processing. They must communicate effectively with employers, injured workers, medical providers, and legal representatives, which can be complex when dealing with contentious or unclear cases. Staying up-to-date with changing regulations and documentation requirements is also crucial, as is maintaining empathy and professionalism throughout each claim. Strong organizational and negotiation skills help adjusters overcome these challenges and achieve favorable outcomes.

What is a Lost Time Adjuster?

A Lost Time Adjuster is an insurance professional who handles claims involving workplace injuries or illnesses that result in an employee missing work beyond a specific waiting period. Their primary responsibility is to investigate, evaluate, and manage these claims to ensure appropriate compensation is provided to the injured worker while minimizing costs for the employer or insurer. They work closely with medical providers, employers, and claimants to verify facts, monitor treatment progress, and facilitate return-to-work plans. Lost Time Adjusters must also ensure compliance with state and federal workers’ compensation laws and company policies.
More about Lost Time Adjuster jobs
Infographic showing various Lost Time Adjuster job openings in the United States as of June 2026, with employment types broken down into 20% Full Time, and 80% Contract. Highlights an 98% Physical, and 2% Remote job distribution, with an average salary of $64,942 per year, or $31.2 per hour.
Workers' Compensation Lost Time Claim Examiner

Workers' Compensation Lost Time Claim Examiner

Chubb

New Haven, CT

$33 - $44.75/hr

Full-time

Medical, Life

Posted 28 days ago


Chubb rating

8.1

Company rating: 8.1 out of 10

Based on 63 frontline employees who took The Breakroom Quiz

132nd of 260 rated insurance


Job description

Chubb is currently seeking a Workers' Compensation Lost Time Claim Examiner for our Northeast, New York, and New Jersey Region.  The successful applicant will be handling claims from Vermont, New Hampshire, Massachusetts, Rhode Island, Connecticut, New York, and New Jersey.  The position will report to, and reside in, our New Haven, Connecticut office.

Duties & Responsibilities:

  • Handles all aspects of workers' compensation lost time claims from set-up to case closure, ensuring strong customer relations are maintained throughout the process.
  • Reviews claim and policy information to provide background for the investigation.
  • Conducts 3-part ongoing investigations, obtaining facts and taking statements as necessary, with the insured, claimant, and medical providers. 
  • Evaluates the facts gathered through the investigation to determine the compensability of the claim.
  • Informs insureds, claimants, and attorneys of claim denials when applicable.
  • Prepares reports on investigation, settlements, denials of claims, evaluations of involved parties, etc.
  • Timely administration of statutory medical and indemnity benefits throughout the life of the claim. 
  • Sets reserves within authority limits for medical, indemnity, and expenses and recommends reserve changes to Team Leader throughout the life of the claim.
  • Reviews the claim status at regular intervals and makes recommendations to Team Leader to discuss problems and remedial actions to resolve them.
  • Prepares and submits to Team Leader unusual or possible undesirable exposures when encountered. 
  • Works with attorneys to manage hearings and litigation
  • Controls and directs vendors, nurse case managers, telephonic case managers, and rehabilitation managers on medical management and return-to-work initiatives.   
  • Complies with customer service requests, including special claims handling procedures, file status notes, and claim reviews.
  • File workers' compensation forms and electronic data with states to ensure compliance with statutory regulations.
  • Refers appropriate claims to subrogation and secures necessary information to ensure that recovery opportunities are maximized.
  • Works with in-house Technical Assistants, Special Investigators, and nurses
    Consultants, telephonic case managers, and Team Supervisors to exceed customer's expectations for exceptional claims handling service.

Technical Skills & Competencies:

  • Lost Time Claim Examiner position with prior experience in workers' compensation as a medical only examiner or similar examiner experience in short-term / long-term disability, auto personal injury protection, medical injury, general liability, or as a claim technical assistant for lost time claims. 
  • Requires knowledge of workers' compensation statutes, regulations, and compliance. 
  • Ability to incorporate data analytics and modeling into daily activities to expedite the fair and equitable resolution of claims and claim issues.
  • Exceptional customer service and focus.
  • Ability to openly collaborate with leadership and peers to accomplish goals. 
  • Demonstrates a commitment to a career in claims.
  • Exceptional time management and multi-tasking capabilities with consistent follow-through to meet deadlines.
  • Use analytical skills to find mutually beneficial solutions to claims and customer issues.
  • Ability to prepare and make exceptional presentations to internal and external customers.
  • Conscientious about the quality and professionalism of work product and
    relationships with co-workers and clients.
  • Willing to take ownership and tackle obstacles to meet Chubb's quality
    standards for service, investigation, reserving, inventory management, teamwork, and diversity appreciation.
  • Superior verbal and written communication skills.

Experience, Education, & Requirements:

  • Experience working in a customer-focused, fast-paced, fluid environment
  • Experience utilizing strong communication and telephonic skills
  • Prior experience requiring a high level of organization, follow-up and accountability 
  • Prior workers' compensation claim handling experience is a plus but not required
  • Familiarity with claim handling (healthcare, short-term / long-term disability, auto personal injury protection, medical injury, or general liability) is a plus but not required
  • Prior insurance, legal or corporate business experience is a plus but not required
  • AIC, RMA, or CPCU-completed coursework or designation(s) is a plus but not required
  • Proficiency with Microsoft Office Products
  • Knowledge of medical terminology is a plus but not required
  • Knowledge of bill processing is a plus but not required
  • Proficiency with Microsoft Office Products
  • If you do not already have one, you will be required to obtain an applicable resident or designated home state adjusters license and possibly additional state licensure.
Chubb is a world leader in insurance. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance, and life insurance to a diverse group of clients. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.

At Chubb, we are committed to equal employment opportunity and compliance with all laws and regulations pertaining to it. Our policy is to provide employment, training, compensation, promotion, and other conditions or opportunities of employment, without regard to race, color, religious creed, sex, gender, gender identity, gender expression, sexual orientation, marital status, national origin, ancestry, mental and physical disability, medical condition, genetic information, military and veteran status, age, and pregnancy or any other characteristic protected by law. Performance and qualifications are the only basis upon which we hire, assign, promote, compensate, develop and retain employees. Chubb prohibits all unlawful discrimination, harassment and retaliation against any individual who reports discrimination or harassment.

What Chubb employees say

Pay

Benefits

Hours and flexibility

Workplace

Get the full story on Breakroom


Chubb logo

About Chubb

Sourced by ZipRecruiter

Chubb is the world's largest publicly traded property and casualty insurer. With operations in 54 countries, Chubb provides commercial and personal property and casualty insurance, personal accident and supplemental health insurance, reinsurance and life insurance to a diverse group of clients. We are a unique global organization with a culture of individuals passionately committed to our respective crafts. With underwriting at our core, each of us contributes to providing the best insurance coverage and service to our clients. Our highly collaborative, inclusive nature helps us drive better business outcomes through diversity of background, experiences, insights and values.

Industry

Insurance services

Company size

10,000+ Employees

Headquarters location

Warren, NJ, US