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Live In First Citizens Bank Jobs in Indiana (NOW HIRING)

Under general supervision, but in accordance with established policies and procedures, makes and services a variety of commercial loans. Accountable for complying with all Bank Secrecy Act and Anti ...

... in order to be available to make loans and business calls; and to represent the bank at civic and service club functions. Essential Job Duties: * Reviews job performance and, when necessary ...

Under general supervision, but in accordance with established policies and procedures, makes and services a variety of commercial loans. Accountable for complying with all Bank Secrecy Act and Anti ...

Under general supervision, but in accordance with established policies and procedures, makes and services a variety of commercial loans. Accountable for complying with all Bank Secrecy Act and Anti ...

Under general supervision, but in accordance with established policies and procedures, makes and services a variety of commercial loans. Accountable for complying with all Bank Secrecy Act and Anti ...

Corporate Banker II

Indianapolis, IN · On-site

$125K - $145K/yr

This position offers a hybrid work arrangement; candidates must live in the region to attend on ... Bank is a Member FDIC, an Equal Housing Lender and an Equal Opportunity Employer.

Corporate Banker II

Indianapolis, IN · Hybrid

$17.25 - $21.50/hr

This position offers a hybrid work arrangement; candidates must live in the region to attend on ... Bank is a Member FDIC, an Equal Housing Lender and an Equal Opportunity Employer.

Consumer Banker III (Hobart)

Hobart, IN · On-site

$19 - $23.25/hr

Participate and lead in the First Financial Bank Experience by being active in site center huddles and meetings to support sales and service activities. * Consistently meet or exceed sales, service ...

Consumer Banker II (Gary)

Gary, IN · On-site

$18 - $20.19/hr

Participate and lead in the First Financial Bank Experience by being active in site center huddles and meetings to support sales and service activities. * Consistently meet or exceed sales, service ...

Interact with the other staff in customer service along with employees of the bank's other ... Since 1999, First Internet Bank has been dedicated to finding a better way to bank and doing things ...

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Live In First Citizens Bank information

What is the difference between Live In First Citizens Bank vs Customer Service Representative at First Citizens Bank?

AspectLive In First Citizens BankCustomer Service Representative at First Citizens Bank
CredentialsHigh school diploma or equivalent; banking or customer service experience preferredHigh school diploma or equivalent; banking or customer service experience preferred
Work EnvironmentResidential setting, often with on-site accommodationBranch or office environment, typically in a retail branch
Employer UsagePosition specific to banking industry, often with housing benefitsCommon role in banking industry, focused on customer interactions

Live In First Citizens Bank roles involve residing on-site, providing banking services while living at the workplace, often with housing benefits. Customer Service Representatives work in branches, assisting customers face-to-face. Both roles require similar credentials but differ mainly in work environment and living arrangements.

What are popular job titles related to Live In First Citizens Bank jobs in Indiana? For Live In First Citizens Bank jobs in Indiana, the most frequently searched job titles are:
What job categories do people searching Live In First Citizens Bank jobs in Indiana look for? The top searched job categories for Live In First Citizens Bank jobs in Indiana are:
Commercial Loan Officer

Commercial Loan Officer

Citizens Bank

Mooresville, IN • On-site

Full-time

Posted 4 days ago


Job description

Summary of Job Responsibilities:
Under general supervision, but in accordance with established policies and procedures, makes and services a variety of commercial loans. Accountable for complying with all Bank Secrecy Act and Anti-Money Laundering regulations, bank policies and procedures.
Essential Job Duties:
  1. Expected to spend approximately 55% to 60% of their time developing market by conducting business development calls to existing and potential customers. Works to meet established goals.
  2. Interviews applicants for commercial loans, approves and/or declines loan requests, processes and documents new loans.
  3. Works with the credit analyst to analyze data; underwrites the credit; and develops a credit request to be presented to the proper loan authority and/or committee.
  4. Establishes and negotiates, when necessary, the terms under which credit will be extended, including the costs, repayment method and schedule, and collateral requirements.
  5. Ensures the protection of the Bank's interests in matters of adequate documentation, adherence to Bank policy, and the various laws and regulations applicable to loan operations, as well as the exercise of sound credit decisions. This includes, but is not limited to, monitoring daily delinquency, daily non-sufficient fund activity, and maintaining overall portfolio delinquency and charge off levels consistent with established goals.
  6. Responsible for the on-going management of a sizeable loan portfolio. This includes, but is not limited to, collection of all required annual and periodic financial reporting, timely completion of annual reviews as required by policy, collateral inspections and/or valuations, responsible use of lines of credit, and renewing maturing loans in a timely fashion with minimal requests for short-term maturity extensions.
  7. Responds to telephone inquiries from customers; explains loan procedures and provides technical assistance; answers questions concerning loan rates, terms and related matters
  8. May assist in servicing commercial loans by processing items, such as: payoffs, refinances, and problem loan work-out arrangements.
  9. Handles follow-up and collections of delinquent loans.
  10. Represents the Bank at community events.

Skills and Abilities Required:
  1. Ability to learn the benefits and features of the product lines of the Bank and to be able to relate them to potential customers during business development calls.
  2. The ability to speak, read and write professionally and to use and understand financial spreadsheets and common commercial ratios.
  3. The ability to proficiently operate a computer and use excel, word and other bank software.
  4. Must be able to legally operate a motor vehicle as travel is required to various sites to meet with borrowers, realtors, builders, etc.
  5. Knowledge of government sponsored lending programs offered by the bank, such as 504 and 7A programs.

Minimum Level of Performance and Training Required:
  1. Five years commercial lending experience
  2. Knowledgeable in commercial real estate and cash management services. Additional knowledge of commercial and industrial lending preferred.
  3. A proven history of successful business development and portfolio growth.
  4. The ability to understand a variety of financial statements and tax returns to determine a potential or existing borrowers' financial position and cash flow.
  5. College Degree (BA or BS) is
  6. Completion of IBA Commercial Lending School is preferred.

Working Conditions:
Generally good. Some exposure to adverse conditions when making business development calls.