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Life Underwriter Jobs (NOW HIRING)

Demonstrate continuous learning, including participation in underwriting training and life sciences industry educationWork collaboratively and effectively with underwriting teammates, operations ...

Senior Underwriter

$71K - $104K/yr

Career Opportunity Role Title Senior Underwriter Purpose of role The Senior Underwriter is responsible for underwriting life insurance application using universally recognized underwriting principles ...

Demonstrate continuous learning, including participation in underwriting training and life sciences industry education Work collaboratively and effectively with underwriting teammates, operations ...

Demonstrate continuous learning, including participation in underwriting training and life sciences industry education Work collaboratively and effectively with underwriting teammates, operations ...

This role, key within Berkley Life Sciences, focuses on new business marketing and production, as well as renewal underwriting and service for complex life sciences accounts across assigned producers.

Life Sciences Underwriter

Naperville, IL · On-site

$95K - $120K/yr

Responsibilities This role, key within Berkley Life Sciences, focuses on new business marketing and production, as well as renewal underwriting and service for complex life sciences accounts across ...

Responsibilities This role, key within Berkley Life Sciences, focuses on new business marketing and production, as well as renewal underwriting and service for complex life sciences accounts across ...

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Life Underwriter information

See salary details

$62.5K

$82.1K

$104K

How much do life underwriter jobs pay per year?

As of Jun 12, 2026, the average yearly pay for life underwriter in the United States is $82,099.00, according to ZipRecruiter salary data. Most workers in this role earn between $74,000.00 and $85,000.00 per year, depending on experience, location, and employer.

What are common challenges faced by Life Underwriters when assessing complex insurance applications?

Life Underwriters often encounter challenges when evaluating applications with incomplete information, unusual medical histories, or unique financial situations. They must carefully interpret medical records, assess risk factors, and sometimes request additional documentation to make informed decisions. Working closely with agents, medical professionals, and sometimes directly with applicants, underwriters must balance risk management with customer service. Staying current with industry guidelines and leveraging underwriting software are key to navigating these complexities effectively.

What does a life underwriter do?

A life underwriter evaluates applications for life insurance policies by assessing applicants' health, financial status, and risk factors. They analyze medical records, financial documents, and use underwriting guidelines to determine policy eligibility and premium rates, often working with specialized software and adhering to industry regulations.

What are the key skills and qualifications needed to thrive as a Life Underwriter, and why are they important?

To thrive as a Life Underwriter, you need a solid understanding of risk assessment, insurance principles, and medical terminology, often supported by a bachelor’s degree and industry certifications such as FLMI or ALU. Familiarity with automated underwriting systems, actuarial software, and data analysis tools is typically required. Analytical thinking, attention to detail, and effective communication are crucial soft skills for evaluating applications and collaborating with agents. These skills ensure accurate risk evaluation, regulatory compliance, and sound decision-making that support the company's financial stability.

What jobs pay 2000 a day?

Life underwriters typically do not earn $2000 a day; such high daily earnings are more common in specialized roles like top-tier investment bankers, senior corporate lawyers, or successful entrepreneurs. These positions often require extensive experience, advanced skills, and significant responsibility. Most underwriting roles offer salaries or commissions that are below this level on a daily basis.

What is the difference between Life Underwriter vs Insurance Underwriter?

AspectLife UnderwriterInsurance Underwriter
CredentialsTypically requires insurance licensing, certifications like FLMI or FALUSimilar credentials, often including insurance licenses and certifications
Work EnvironmentPrimarily office-based, assessing individual life insurance applicationsOffice-based, evaluating various insurance policies including life, health, or property
Industry UsageCommonly used in life insurance companies and agenciesUsed across multiple insurance sectors, including life, health, and property
Comparison Search IntentHigh overlap in job functions and industry terminologyOften compared due to similar roles in insurance underwriting

Life Underwriters and Insurance Underwriters share many credentials, work environments, and industry usage. While Life Underwriters focus specifically on life insurance policies, Insurance Underwriters may evaluate a broader range of insurance products. Both roles require similar skills and certifications, making them closely related in the insurance industry.

What jobs pay $10,000 a month without a degree?

Life underwriters typically do not earn $10,000 a month without specialized experience or certifications, as their salaries usually depend on commissions and experience. High-paying roles in sales, real estate, or entrepreneurship can reach this level without a degree, but they often require strong skills, networking, and proven performance. Most jobs paying this amount without a degree involve commission-based income or self-employment in fields like sales, consulting, or business ownership.

What jobs pay $500,000 a year in the US?

Life underwriters typically do not earn $500,000 annually, but high-level executive roles such as chief executives, investment bankers, and specialized surgeons can reach or exceed this income level. These positions often require extensive experience, advanced skills, and sometimes certification or licensing, and they usually involve high responsibility and long hours.
More about Life Underwriter jobs
What cities are hiring for Life Underwriter jobs? Cities with the most Life Underwriter job openings:
What are the most commonly searched types of Life Underwriter jobs? The most popular types of Life Underwriter jobs are:
Who are the top companies hiring for Life Underwriter jobs? The top employers for Life Underwriter jobs are:
What states have the most Life Underwriter jobs? States with the most job openings for Life Underwriter jobs include:
Infographic showing various Life Underwriter job openings in the United States as of June 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $82,099 per year, or $39.5 per hour.
Life Sciences Underwriter

Life Sciences Underwriter

Berkley

Ewing, NJ

$105K/yr

Other

Medical, Dental, Vision, Life, Retirement, PTO

Posted 23 days ago


Job description

Company Details

Berkley Life SciencesW. R. Berkley Corporation is a Fortune 500 Company, listed on the New York Stock Exchange. The Company is made up of dedicated and passionate people committed to delivering the highest quality insurance products and services to specialized markets worldwide.Our culture is one of innovation, creativity and teamwork. Our team is highly motivated, passionate about our business, and deeply experienced in developing and delivering product and service solutions in the life science marketplace. You will join a highly respected team of experienced, successful professionals with deep expertise in this market as they build the company of the future.At Berkley Life Sciences, we insure the future of life science innovators today.  We do so by serving as a preferred market for the life science industry around the globe, offering a broad range of sophisticated property & casualty products and services designed to meet our customers' individualized needs. Berkley Life Sciences professionals cohesively respond to the unique challenges faced by our life science customers.  We are looking for talented and dedicated professionals to join our team.

The Company is an equal employment opportunity employer.

Responsibilities

This role, a key contributor within the Berkley Life Sciences organization, is responsible for supporting new business production and servicing of Emerging Account business for an assigned group of producers, while fostering strong producer partnerships and supporting overall growth.

This role is ideal for a developing underwriting professional who is eager to deepen technical expertise, work across multiple lines of coverage, and contribute to profitable portfolio growth in a dynamic and innovative industry segment.

Build strong relationships with brokers through service excellence to ensure you meet or exceed financial goals including growth, profit, retention, and new business.Responsible for account solicitation, risk selection and analysis including the corresponding documentation, pricing and marketing of Berkley Life Sciences products and services for new and existing customers.Key contributor to team's business development results for assigned producersIdentify opportunities for account roundingProvide technical support to producers and insuredsStay current with all compliance, procedural and workflow changes.Demonstrate continuous learning, including participation in underwriting training and life sciences industry educationWork collaboratively and effectively with underwriting teammates, operations, legal, home office underwriting and claims

Qualifications

Education

  • Bachelor's degree or equivalent experience

Qualifications

  • Exceptional oral and written communication skills. Your communication style is flexible to the situation. You communicate clearly and with a purpose
  • Calm under pressure. You have excellent organizational skills, integrity, and great follow-through on tasks. You are comfortable challenging norms while working collaboratively with colleagues at all levels of the organization
  • You have a strong sense of accountability, fun and adventure
  • You have a proven track record of building and maintaining strong business relationships with insureds, agents & brokers.
  • A strong customer service bias. You want to get to yes. You are known for your super responsiveness. You can say no and preserve your relationships.
  • Natural curiosity. You love learning how things work and you are always looking for innovative improvements
  • An analytical mind. You love to dive into the details of an account in order to craft pricing and coverage that meet underwriting guidelines, profitability models and customer needs
  • Minimum of 2 years underwriting or associate underwriting experience in products liability, property, workers compensation, automobile and umbrella
  • Claims made experience a plus
  • Life Sciences Products Liability experience a plus
  • Travel opportunities, though primarily you will build relationships with your assigned producers through service excellence and reliability
Additional Company Details We do not accept unsolicited resumes from third party recruiting agencies or firms. The company offers a competitive compensation plan and robust benefits package for full time regular employees including: Base Salary Range: 70k-$105k Eligible to participate in annual discretionary bonus Benefits include: Health, dental, vision, dental, life, disability, wellness, paid time off, 401(k) and profit-sharing plans The actual salary for this position will be determined by a number of factors, including the scope, complexity and location of the role; the skills, education, training, credentials and experience of the candidate; and other conditions of employment. Additional RequirementsLocation and Travel: Primary location: Ewing, NJ. Additional locations: Naperville, IL; Boston, MA. Travel: Travel opportunities, primarily to build relationships with assigned producers.Sponsorship DetailsSponsorship not Offered for this RoleEmployment Type: OTHER