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Associate Life Underwriter Jobs (NOW HIRING)

Thrivent Financial

Sr. Life Underwriter (Remote)

$77K - $105K/yr

Ensures high level of customer satisfaction by partnering with financial associates, team members ... Minimum 4 years of holistic individual Life (or Health for Disability Income) Underwriting ...

Thrivent

Sr. Life Underwriter (Remote)

Minneapolis, MN · On-site +1

$77K - $105K/yr

Ensures high level of customer satisfaction by partnering with financial associates, team members ... Minimum 4 years of holistic individual Life (or Health for Disability Income) Underwriting ...

Jackson National Life

Underwriter

Lansing, MI · On-site

If you are an internal associate, please login to Workday and apply through Jobs Hub. Job Purpose ... Identifies and orchestrates updates to the Life Underwriting Guide. * Performs other duties and/or ...

New York Life

Senior Associate, Underwriter

$100K - $119K/yr

Fully Remote Senior Associate Underwriter Fully Remote with occasional travel - Our typical travel ... Evaluate life insurance applications and accurately classify mortality risk using medical and ...

New York Life

Senior Associate, Underwriter

$100K - $119K/yr

Fully Remote Senior Associate Underwriter Fully Remote with occasional travel - Our typical travel ... Evaluate life insurance applications and accurately classify mortality risk using medical and ...

Jackson National Life

Sr. Underwriter

Lansing, MI · On-site

$99K - $118K/yr

If you are an internal associate, please login to Workday and apply through Jobs Hub. Job Purpose ... Identifies and orchestrates updates to the Life Underwriting Guide. * Performs other duties and/or ...

New York Life

Senior Associate Underwriter

$100K - $119K/yr

The Senior Associate Underwriter applies advanced underwriting expertise, medical knowledge, and ... Evaluate life insurance applications and accurately classify mortality risk using medical and ...

New York Life

Senior Associate Underwriter

$81K - $115K/yr

The Senior Associate Underwriter applies underwriting guidelines, medical knowledge, and sound ... Evaluate life insurance applications and accurately classify mortality risk using medical and ...

The Jackson National Life Insurance Company

$100 - $125/hr

Supports customers, financial professionals, and internal associates with complex underwriting ... Identifies and orchestrates updates to the Life Underwriting Guide. * Performs other duties and/or ...

New York Life Insurance Co

Senior Associate, Underwriter

$100K - $119K/yr

Fully Remote Senior Associate Underwriter Fully Remote with occasional travel - Our typical travel ... Evaluate life insurance applications and accurately classify mortality risk using medical and ...

New York Life Insurance Co

Senior Associate Underwriter

$100K - $119K/yr

The Senior Associate Underwriter applies advanced underwriting expertise, medical knowledge, and ... Evaluate life insurance applications and accurately classify mortality risk using medical and ...

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Associate Life Underwriter information

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$78.9K

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How much do associate life underwriter jobs pay per year?

As of Sep 9, 2026, the average yearly pay for associate life underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

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Sr. Life Underwriter (Remote)

Charleston, WV • Remote

Thrivent Financial
Insurance Services • 5 - 10K employees
Learn more about Thrivent Financialexternal

$77K - $105K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 27 days ago

Thrivent rating

8.8

Company rating: 8.8 out of 10

Based on 20 frontline employees who took The Breakroom Quiz

Job description

Underwrites holistic, complex insurance applications for multiple products by evaluating the insurability of applicants within established guidelines. All underwriting is on individual lives and no group insurance. May include complex case work including business, charitable gifting, estate planning and other types of advanced sales scenarios. Reviews risk factors, which include medical and nonmedical history, financial requirements, and occupational classes (where relevant) as well as a variety of legal documents supporting the insurance applications. Makes final underwriting decision for all ages and classes within specified approval limits and according to suitability guidelines and compliance policy. The approval limit for this position is <=$2,000,000 if life, $11,000 if DI.

DUTIES & RESPONSIBILITIES:

  • Contributes to accurate and consistent risk selection as well as fraud detection.
  • Ensures high level of customer satisfaction by partnering with financial associates, team members, medical and legal consultants to determine the best possible outcome for members.
  • Handles complex and sensitive written and verbal communications, often influencing behavior via these communications.
  • Actively engages in the activities of their team(s). These activities include assisting less experienced coworkers, training, managing workflow, flexing to ensure appropriate coverage and using interpersonal skills to increase effectiveness of working relationships as well as team performance.
  • Begins Mentoring and Completes quality audits on underwriters and/or underwriting support associates.
  • The dollar limit for this position is minimum <=$2,000,000 if life, $11,000 participation limits if DI.
  • Decisions are generally case specific and can expose Thrivent Financial up to $2 Million risk per case
  • In-depth knowledge of medical terminology and human anatomy.
  • Ability to comprehend variety of medical and financial records to extract and combine relevant pieces of information to form judgment. High-level decision-making skills.
  • Well-developed interpersonal skills - written and verbal communication, coaching and negotiation.
  • Comfort working in a fast paced, quickly changing and sometimes ambiguous environment.
  • Begins actively engaging in field training and fostering relationships with our field partners.
  • Models Thrivent's leadership competencies - courage, collaboration, and commitment by demonstrating resiliency, working together to make the best decisions, and holding yourself and others accountable.
  • Supports and/or develops an environment in which Thrivent employees and colleagues are focused on continuous improvement, exceptional employee engagement, and an unwavering commitment to our clients. Shapes and/or supports a culture that represents the Thrivent purpose, promise and values, ensuring that Thrivent's trust and reputation remain strong with its clients.

QUALIFICATIONS & SKILLS:

Required:

  • Bachelors Degree preferred and/or 4 years of relevant experience in the insuranceindustry
  • Minimum 4 years of holistic individual Life (or Health for Disability Income) Underwriting experience in the insurance industry with a minimum approval authority of <=$2,000,000 if life, $11,000 if DI.
  • Completion of or progress coursework towards ACS, FLMI and/or FALU designations.
  • Strong customer and team focus.
  • Strong PC skills.
  • Broad perspective understanding of Thrivent Financial and the financial services industry.
  • Ability to train and mentor others remotely and provide constructive feedback.

Other Critical Factors

  • Bilingual Spanish/English preferred
  • Experience underwriting foreign nationals / non-U.S. persons preferred
Pay Transparency


Thrivent's long-term growth depends on attracting, rewarding, and retaining people who are committed to helping others thrive with purpose. We accomplish this by offering a wide variety of market competitive compensation programs to attract, reward, and retain top talent. The applicable salary or hourly wage range for this full-time role is $77,655.00 - $105,061.00 per year, which factors in various geographic regions. The base pay actually offered will be determined by a variety of factors including, but not limited to, location, relevant experience, skills, and knowledge, business needs, market demand, and other factors Thrivent deems important.


Thrivent is unique in our commitment to helping people to be wise with money and live balanced and generous lives. That extends to our benefits.


The following benefits may be offered: various bonuses (including, for example, annual or long-term incentives); medical, dental, and vision insurance; health savings account; flexible spending account; 401k; pension; life and accidental death and dismemberment insurance; disability insurance; supplemental protection insurance; 20 days of Paid Time Off each year; Sick and Safe Time; 10 paid company holidays; Volunteer Time Off; paid parental leave; EAP; well-being benefits, and other employee benefits. Eligibility for receipt of these benefits is subject to the applicable plan/policy documents. Thrivent's plans/policies are subject to change at any time at Thrivent's discretion.


Thrivent provides Equal Employment Opportunity (EEO) without regard to race, religion, color, sex, gender identity, sexual orientation, pregnancy, national origin, age, disability, marital status, citizenship status, military or veteran status, genetic information, or any other status protected by applicable local, state, or federal law. This policy applies to all employees and job applicants.

Thrivent is committed to providing reasonable accommodation to individuals with disabilities. If you need a reasonable accommodation, please let us know by sending an email tohuman.resources@thrivent.comor call800-847-4836and request Human Resources.

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