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Life Insurance Underwriter Jobs in Iowa (NOW HIRING)

Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...

Insurance License Tutor

Ames, IA · Remote

$28 - $40/hr

Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting ...

Comprehensive training to help you obtain a life insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance.

Comprehensive training to help you obtain a life insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance.

Comprehensive training to help you obtain a life insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance.

Comprehensive training to help you obtain a life insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance.

Comprehensive training to help you obtain a life insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance.

Comprehensive training to help you obtain a life insurance license and sharpen sales skills. * Underwriting Collaboration : Work closely with underwriting to facilitate smooth policy issuance.

Showing results 41-60

Life Insurance Underwriter information

See Iowa salary details

$58.7K

$77.1K

$97.7K

How much do life insurance underwriter jobs pay per year?

As of Sep 5, 2026, the average yearly pay for life insurance underwriter in Iowa is $77,113.00, according to ZipRecruiter salary data. Most workers in this role earn between $69,500.00 and $79,800.00 per year, depending on experience, location, and employer.

What does a life insurance underwriter do?

A Life Insurance Underwriter is responsible for evaluating applications for life insurance policies. They assess the risk of insuring individuals by reviewing medical histories, financial information, and lifestyle factors. Based on their analysis, they decide whether to approve or deny coverage and determine the appropriate premiums for each applicant. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while providing fair coverage to clients.

What are the key skills and qualifications needed to thrive as a life insurance underwriter?

To thrive as a Life Insurance Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by a bachelor's degree. Familiarity with underwriting software, risk assessment tools, and knowledge of industry standards such as LOMA or ALU certifications are typically required. Excellent decision-making, communication, and customer service skills help underwriters effectively evaluate applications and explain complex decisions to clients or agents. These competencies ensure accurate risk evaluation, compliance with regulations, and maintaining profitable portfolios for insurance companies.

What are some typical challenges life insurance underwriters face when assessing complex applications?

Life Insurance Underwriters often encounter challenges when evaluating applications with incomplete medical histories, ambiguous financial documentation, or unique risk factors such as rare medical conditions or hazardous occupations. These cases require thorough investigation, effective communication with applicants and medical professionals, and careful application of underwriting guidelines. Balancing risk assessment with customer service and regulatory compliance can also be demanding, but it provides valuable opportunities for professional growth and problem-solving.

What is the difference between Life Insurance Underwriter vs Claims Adjuster?

AspectLife Insurance UnderwriterClaims Adjuster
Required CredentialsInsurance licenses, underwriting certificationsClaims adjusting licenses, insurance knowledge
Work EnvironmentOffice-based, analytical settingField or office, investigative role
Employer & Industry UsageInsurance companies, underwriting departmentsInsurance companies, claims departments

While both roles are vital in the insurance industry, a Life Insurance Underwriter primarily assesses risk and determines policy eligibility, whereas a Claims Adjuster evaluates claims after a loss occurs. The underwriter focuses on preventing losses through risk analysis, while the adjuster handles claims processing and settlement. Both roles require insurance knowledge and licensing, but their daily tasks and focus areas differ significantly.

How do you become a life insurance underwriter?

To become a life insurance underwriter, candidates typically need a bachelor's degree in finance, economics, or a related field. Gaining experience in insurance or risk assessment and obtaining professional certifications, such as the Chartered Property Casualty Underwriter (CPCU), can improve job prospects. Strong analytical skills and knowledge of underwriting software are also important for success in this role.

Is it hard to be a life insurance underwriter?

Being a life insurance underwriter involves analyzing applicants' health and financial information to assess risk, which requires attention to detail, strong analytical skills, and knowledge of insurance policies. The role can be challenging due to the need for accuracy and adherence to regulations, but it often involves standard procedures and tools like underwriting software. Success in this field depends on experience, training, and certification such as the Chartered Life Underwriter (CLU) designation.

What do life insurance underwriters make?

Life insurance underwriters typically earn a median annual salary of around $70,000 to $80,000, with experienced professionals and those in senior roles earning higher. Salaries can vary based on location, experience, and the size of the employer, and underwriters often use specialized software and risk assessment skills in their work.

What are the most commonly searched types of Life Insurance Underwriter jobs in Iowa?

The most popular types of Life Insurance Underwriter jobs in Iowa are:

What are popular job titles related to Life Insurance Underwriter jobs in IA?

For Life Insurance Underwriter jobs in IA, the most frequently searched job titles are:

Infographic showing various Life Insurance Underwriter job openings in Iowa as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, 4% Contract, and 1% Nights. Highlights an 91% Physical, 1% Hybrid, and 8% Remote job distribution, with an average salary of $77,113 per year, or $37.1 per hour.

Insurance License Tutor

Varsity Tutors

Iowa City, IA • Remote

$28 - $40/hr

Part-time

Re-posted 5 days ago


Varsity Tutors rating

5.9

Company rating: 5.9 out of 10

Based on 17 frontline employees who took The Breakroom Quiz

12th of 24 rated private schools and tutoring


Job description

About the Job
The Varsity Tutors Live Learning Platform has thousands of students looking for online Insurance License tutors nationally. As a tutor on the Varsity Tutors Platform, you'll have the flexibility to set your own schedule, earn competitive rates, and make a real impact on students' academic success and understanding. All from the comfort of your home.
Why Join Our Platform?
  • Earn incrementally higher pay for each session with the same student, reaching up to $40/hour.
  • Get paid up to twice per week, ensuring fast and reliable compensation for the tutoring sessions you conduct and invoice.
  • Set your own hours and tutor as much as you'd like.
  • Tutor remotely using our purpose-built Live Learning Platform. No commuting required.
  • Get matched with students best-suited to your teaching style and expertise.
  • Our AI-powered Tutor Copilot enhances your sessions with real-time instructional support, lesson generation, and engagement features, helping you save prep time and focus on impactful teaching.
  • We handle the logistics—you just invoice for your tutoring sessions, and we take care of payments.

What We Look For In a Insurance License Tutor
  • Advanced Test Mastery: Deep knowledge of insurance licensing examination content covering life insurance, health insurance, property insurance, casualty insurance, insurance regulations, policy provisions, and underwriting principles. Ability to explain policy types, coverage limits, exclusions, state regulatory requirements, and insurance math while preparing candidates for state insurance producer licensure across lines of authority.
  • Strategic Test-Taking & Problem-Solving: Skilled at teaching policy comparison analysis, coverage scenario evaluation, and regulatory application for insurance licensing examinations. Guides students through analyzing policy provisions, determining appropriate coverage types, calculating premiums, understanding claims processes, and applying state insurance regulations. Emphasizes distinguishing between similar policy types and connecting insurance principles to client needs assessment.
  • Curriculum Awareness & Adaptive Instruction: Familiar with insurance licensing examination content and common challenges such as distinguishing policy types, memorizing coverage provisions, and understanding regulatory requirements across lines of authority. Adapts instruction using practice examinations, policy comparison charts, and scenario-based questions to support aspiring insurance professionals preparing for state producer licensing across life, health, property, and casualty lines.
  • Effective Teaching Methods: Ability to identify concepts students commonly struggle with, explain material using multiple approaches, and adapt instruction to meet individual learning needs and styles.
  • Strong communication skills and a friendly, engaging teaching style.
  • Ability to adapt to different learning styles and student needs.

Ways To Connect With Students
  • 1-on-1 Online Tutoring - Provide personalized instruction to individual students.
  • Instant Tutoring - Accept on-demand tutoring requests whenever you're available.

About Varsity Tutors And 1-on-1 Online Tutoring
Our mission is to transform the way people learn by leveraging advanced technology, AI, and the latest in learning science to create personalized learning experiences. Through 1-on-1 Online Tutoring, students receive customized instruction that helps them achieve their learning goals. Our platform is designed to match students with the right tutors, fostering better outcomes and a passion for learning.
Please note: Varsity Tutors does not contract in: Alaska, California, Colorado, Delaware, Hawaii, Maine, New Hampshire, North Dakota, Vermont, West Virginia or Puerto Rico.

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