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Health Insurance Underwriter Jobs in Iowa (NOW HIRING)

... insurance products and risk management solutions nationwide for a variety of post-acute healthcare ... Annually perform Underwriting Review in partnership with Sompo on large accounts * Build ...

Sr. Life Underwriter

West Des Moines, IA · On-site

$96K - $114K/yr

Senior Life Underwriter Do you have a medical background and/or previous experience underwriting ... health, dental, and vision benefits, and life and disability insurance options. We also offer paid ...

Senior Programs Underwriter

West Des Moines, IA · On-site

$96K - $114K/yr

Minimum 5-7 years of underwriting or relevant insurance experience. * Licensing: Active state ... In addition to core benefits like health, dental and vision, also enjoy benefits such as: * Paid ...

Senior Programs Underwriter

West Des Moines, IA · On-site

$96K - $114K/yr

Minimum 5-7 years of underwriting or relevant insurance experience. * Licensing: Active state ... In addition to core benefits like health, dental and vision, also enjoy benefits such as: * Paid ...

Sr Life Underwriter II

West Des Moines, IA · On-site

$96K - $114K/yr

Sr. Life Underwriter II Are you a go-getter with high initiative and a positive "can-do, will-do ... health, dental, and vision benefits, and life and disability insurance options. We also offer paid ...

Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose ... Are you a current college student eager to explore the dynamic world of insurance and underwriting?

Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose ... Are you a current college student eager to explore the dynamic world of insurance and underwriting?

Bring your heart to CVS Health. Every one of us at CVS Health shares a single, clear purpose ... Are you a current college student eager to explore the dynamic world of insurance and underwriting?

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Showing results 1-20

Health Insurance Underwriter information

See Iowa salary details

$30.5K

$74.1K

$131K

How much do health insurance underwriter jobs pay per year?

As of Sep 7, 2026, the average yearly pay for health insurance underwriter in Iowa is $74,088.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,300.00 and $81,700.00 per year, depending on experience, location, and employer.

What does a health insurance underwriter do?

A Health Insurance Underwriter is responsible for evaluating the risks associated with insuring individuals or groups and determining the terms and premiums for health insurance coverage. They review applications, assess medical histories, and use statistical data to decide whether to approve or deny coverage. Their goal is to ensure that the insurance company maintains a balanced risk portfolio while offering fair and competitive rates to policyholders. Health insurance underwriters play a crucial role in protecting the financial stability of insurance companies and providing appropriate coverage to customers.

What are the key skills and qualifications needed to thrive as a health insurance underwriter?

To thrive as a Health Insurance Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of insurance principles, typically supported by a bachelor’s degree in business, finance, or a related field. Proficiency with underwriting software, risk assessment tools, and knowledge of industry regulations is essential, and certifications such as the Chartered Property Casualty Underwriter (CPCU) can be advantageous. Effective communication, critical thinking, and decision-making skills help underwriters explain decisions and work collaboratively with clients and colleagues. These competencies are vital for accurately assessing risk, ensuring regulatory compliance, and maintaining the financial health of the insurance provider.

What are some typical challenges health insurance underwriters face when assessing applications, and how can they overcome them?

Health Insurance Underwriters often encounter challenges such as evaluating incomplete or complex medical histories, staying current with changing regulations, and balancing risk assessment with competitive pricing. To overcome these challenges, underwriters rely on strong analytical skills, continuous training, and close collaboration with medical professionals and actuaries. Leveraging advanced software tools and maintaining clear communication with agents and applicants also helps ensure accurate and fair decision-making.

What is the difference between Health Insurance Underwriter vs Health Insurance Claims Adjuster?

AspectHealth Insurance UnderwriterHealth Insurance Claims Adjuster
Primary RoleAssess risk and determine policy eligibility and premiumsEvaluate insurance claims to determine coverage and payout
Required CredentialsTypically requires a bachelor's degree; certifications like CPCU or ARM are commonHigh school diploma or equivalent; certifications like AIC or CPCU are beneficial
Work EnvironmentOffice-based, working with underwriting software and risk dataOffice or remote, reviewing claims and interacting with policyholders
Industry UsageCommonly employed by insurance companies during policy issuanceEmployed by insurance companies or third-party administrators during claims processing

While both roles are integral to the insurance industry, health insurance underwriters focus on evaluating risks before issuing policies, whereas health insurance claims adjusters handle claims after coverage is in place. Understanding these differences helps job seekers identify the right career path within health insurance.

How do you become a health insurance underwriter?

To become a health insurance underwriter, candidates typically need a bachelor's degree in finance, economics, or a related field. Gaining experience in insurance or risk assessment, along with developing skills in data analysis and understanding insurance policies, is important. Professional certifications such as the Chartered Property Casualty Underwriter (CPCU) can enhance job prospects.

What job categories do people searching Health Insurance Underwriter jobs in Iowa look for?

The top searched job categories for Health Insurance Underwriter jobs in Iowa are:

What cities in Iowa are hiring for Health Insurance Underwriter jobs?

Cities in Iowa with the most Health Insurance Underwriter job openings:

Infographic showing various Health Insurance Underwriter job openings in Iowa as of August 2026, with employment types broken down into 1% As Needed, 75% Full Time, 19% Part Time, and 5% Contract. Highlights an 92% Physical, 1% Hybrid, and 7% Remote job distribution, with an average salary of $74,088 per year, or $35.6 per hour.

Entry Level: Underwriter

Association Member Benefits Advisors, LLC

Urbandale, IA • On-site

Full-time

Medical, Dental, Vision, Retirement

Re-posted 15 days ago


Key responsibilities

  • Apply and interpret underwriting guidelines and rating rules to evaluate and price risks.

  • Determine appropriate coverages and rates, and prepare quote documents.

  • Provide ongoing service and account maintenance for multiple programs and/or products.


Job description

Description:

AMBA is seeking a talented Underwriter to join our growing Client Delivery Team! We are looking for someone who thrives in an agile, team-oriented environment, is a critical thinker, and has a data driven mindset.


About AMBA

Since 1981, AMBA has been a trusted provider of essential coverage for retired public servants nationwide. Our reach extends to diverse groups, including hardworking public employees, state retirees, educators, military personnel, trade professionals, firefighters, law enforcement, Unions, Alumni groups, Allied Healthcare, and other non-profit associations. As a full-service marketing and membership development company, we proudly offer outstanding insurance services to our vast network of 44 million members across 450+ associations in all 50 states.


Benefits

  • Comprehensive benefits package including medical, dental, and vision insurance, spending accounts, and other voluntary benefits.
  • Annual Bonus Program.
  • Corporate 401k Matching.
  • Generous time off including vacation days, 10 paid company holidays, and paid parental leave.
  • Sick time that can be used for both physical and mental wellness days.
  • Community Involvement perks, including 1 paid day off each year to volunteer with a local charity of your choice and company volunteer events.
  • Free, confidential counseling and support through our Employee Assistance Program (EAP).
  • Support & development to cultivate your knowledge and continuing education to support your professional designations.
  • Business casual dress code.
  • Hybrid work arrangement. 

About the Role

As part of a growing team, you will bring a positive attitude and energy to our team. The primary duties are ensuring we are providing excellent service, product knowledge, and presenting the best possible coverage options to our new and existing clients.


The Underwriter applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a commercial insurance risk. This role is responsible for providing ongoing service and account maintenance for multiple programs and/or products.


 The Day-to-Day 

  • Applies and interprets underwriting guidelines & rating rules in the evaluation and pricing of a risk with limited supervision.
  • Contributes to the profitability of the business through the underwriting of new and renewal applications.
  • Determines appropriate coverages and rates and prepares quote documents.
  • Makes logical and precise recommendations to the carrier when required.
  • Provides ongoing service and account maintenance for multiple programs and/or products.
  • Assists with projects as needed.
  • Ensures that all regulatory, compliance and transparency requirements are met and complies with all internal policies and procedures.
  • Manages workload within established service levels and/or production requirements.
  • Handles less complex accounts typically for one P&C program.
  • Has limited underwriting authority and works within pre-stated rating structures as defined by the carrier.
Requirements:


  • Insurance Industry experience preferred
  • High School Diploma
  • Must be Property and Casualty Licensed or pass licensing test within 1 year
  • Proficient in MS Excel and Word
  • Ability to work well in team-based environment with a positive attitude
  • Excellent written and verbal communication skills
  • Excellent organizational and time-management skills to handle multiple tasks in a fast-paced environment

AMBA is an equal opportunity employer committed to providing a workplace free from harassment and discrimination. We celebrate the unique differences of our employees because that is what drives curiosity, innovation, and the success of our business. We do not discriminate based on race, religion, color, national origin, gender, sexual orientation, gender identity or expression, age, marital status, veteran status, disability status, pregnancy, parental status, genetic information, political affiliation, or any other status protected by the laws or regulations in the locations where we operate. We value diversity and the skills, knowledge, and experience that difference brings to our culture, attracting top talent with shared values and forming the foundation for a great place to work.


Association Member Benefits Advisors logo

About Association Member Benefits Advisors

Sourced by ZipRecruiter

Association Member Benefits Advisors (AMBA) is based in Austin, Texas, United States, and operates within the insurance industry. Since its founding in 1981, the company has dedicated itself to serving the needs of members of various associations across different municipalities, education systems, and emergency services, providing a diverse range of insurance and other services tailored to its members' needs. The company's offerings span life and health insurance, long term care, dental and vision plans, and other ancillary benefits. AMBA treasures long-standing partnerships and is committed to delivering benefits that truly make a difference.

Industry

Insurance services

Company size

201 - 500 Employees

Headquarters location

Austin, TX, US

Year founded

1981

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