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Life Insurance Salary Jobs (NOW HIRING)

StaffMyAgency LLC

Life Insurance Specialist

Bryn Mawr, PA · On-site

$60K - $80K/yr

Base Salary plus Bonus/Commissions * 401(k) Retirement * Valuable business experience from a ... Life and health insurance license required. * Sales experience with emphasis on Life and Health ...

Insurance Supermarket Inc.

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Life Insurance Specialist - Remote

Scottsdale, AZ · Remote

$38K - $180K/yr

S.) Now Hiring: Licensed Life Insurance Advisors in the U.S. Join Insurance Supermarket ... Base Salary Starts at $18/Hour with potential to increase to a maximum of $30/Hour based on ...

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Insurance Supermarket Inc.

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Life Insurance Specialist - Remote

Atlanta, GA · Remote

$38K - $180K/yr

S.) Now Hiring: Licensed Life Insurance Advisors in the U.S. Join Insurance Supermarket ... Base Salary Starts at $18/Hour with potential to increase to a maximum of $30/Hour based on ...

Insurance Supermarket Inc.

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Life Insurance Specialist - Remote

Atlanta, GA · Remote

$38K - $180K/yr

S.) Now Hiring: Licensed Life Insurance Advisors in the U.S. Join Insurance Supermarket ... Base Salary Starts at $18/Hour with potential to increase to a maximum of $30/Hour based on ...

Insurance Supermarket Inc.

Be Seen First

Life Insurance Specialist - Remote

Scottsdale, AZ · Remote

$38K - $180K/yr

S.) Now Hiring: Licensed Life Insurance Advisors in the U.S. Join Insurance Supermarket ... Base Salary Starts at $18/Hour with potential to increase to a maximum of $30/Hour based on ...

Urgent

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All JobsLife Insurance Salary Jobs

Life Insurance Salary information

See salary details

$30.5K

$88.1K

$131.5K

How much do life insurance salary jobs pay per year?

As of Aug 12, 2026, the average yearly pay for life insurance salary in the United States is $88,115.00, according to ZipRecruiter salary data. Most workers in this role earn between $72,500.00 and $100,000.00 per year, depending on experience, location, and employer.

Is life insurance a good career to get into?

Life insurance is a viable career option that involves selling policies and providing financial planning services. Success often depends on strong sales skills, industry knowledge, and obtaining relevant licenses, with opportunities for commission-based income and career growth. It can be a stable field for those interested in finance and helping clients plan for the future.

What is the average salary for a life insurance agent?

The average salary for a life insurance agent in the United States typically ranges from $40,000 to $65,000 per year, but earnings can vary significantly based on factors such as experience, location, and the amount of commission earned from sales. Many life insurance agents work on a commission-based pay structure, which means their income can be higher if they sell more policies. Some agents also receive bonuses or other incentives, making total compensation potentially much higher than the base salary.

What are the key skills and qualifications needed to thrive as a life insurance sales agent, and why are they important?

To thrive as a Life Insurance Sales Agent, you need strong sales abilities, knowledge of insurance products, and usually a state-issued insurance license. Familiarity with customer relationship management (CRM) software and quoting tools is standard, and many employers value certifications such as Chartered Life Underwriter (CLU). Outstanding interpersonal skills, active listening, and resilience help agents connect with clients and handle rejection. These skills and qualities are vital for building trust, meeting sales targets, and ensuring clients receive the coverage that best fits their needs.

What is the difference between Life Insurance Salary vs Insurance Underwriter?

AspectLife Insurance SalaryInsurance Underwriter
Required CredentialsBachelor's degree, sometimes certificationsBachelor's degree, industry certifications
Work EnvironmentOffice-based, insurance companiesOffice-based, insurance companies
Industry UsageGeneral salary info for insurance rolesSpecific role focusing on risk assessment

While Life Insurance Salary refers to the overall compensation for roles within the life insurance industry, Insurance Underwriter is a specific job title that involves evaluating insurance applications. The salary for an underwriter is a key component of the broader life insurance salary landscape, often influenced by experience, location, and certifications. Understanding both helps job seekers gauge earning potential within the industry.

What are some common challenges faced by professionals working in life insurance sales roles?

Professionals in life insurance sales often encounter challenges such as building a strong client base, handling rejection, and keeping up with changing products and regulations. Success in this role typically requires persistence, excellent communication skills, and a proactive approach to networking. Additionally, life insurance agents must stay organized to manage client information and maintain relationships over time, as follow-up and long-term client engagement are key to building trust and a successful career.
More about Life Insurance Salary jobs
What cities are hiring for Life Insurance Salary jobs? Cities with the most Life Insurance Salary job openings:
What states have the most Life Insurance Salary jobs? States with the most job openings for Life Insurance Salary jobs include:
What job categories do people searching Life Insurance Salary jobs look for? The top searched job categories for Life Insurance Salary jobs are:
Life Insurance Salary jobs near you
Infographic showing various Life Insurance Salary job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 21% Part Time, and 5% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $88,115 per year, or $42.4 per hour.

Life Insurance Specialist

Kristine Hartley

Bloomfield Hills, MI • On-site

$35K - $100K/yr

Full-time

Medical, Life, Retirement, PTO

Posted 6 days ago

Job description

Build a Six-Figure Career with Warm Opportunities

Are you an experienced Life & Health professional looking for more opportunity without spending every day cold calling?


At The Hartley Agency, we've spent years building one of the area's fastest-growing insurance agencies. Our Property & Casualty team writes hundreds of new policies every year, creating a constant flow of life insurance opportunities.


We're looking for a dedicated Life Insurance Specialist to help our clients protect what matters most while building an exceptional career.


This Isn't Your Typical Life Insurance Sales Job


Forget buying leads.

Forget knocking on doors.

Forget endless cold calling.

Instead, you'll have access to:

  • An active and growing personal insurance book of business
  • Existing commercial clients with business planning opportunities
  • Warm referrals generated daily by our Property & Casualty team
  • New customers every week
  • Cross-selling opportunities from every new auto, home, business, and specialty policy we write
  • Agency marketing and lead generation support
  • One of the most respected life insurance companies in the industry, Farmers New World Life


Our clients already trust us with their homes, cars, businesses, and families. Your role is to help them complete their financial protection plan.


Benefits

Annual Base Salary + Commission + Bonus Opportunities

Paid Time Off (PTO)

Flexible Schedule

Hands on Training

Mon-Fri Schedule

Career Growth Opportunities


Responsibilities

What You'll Help Clients Protect

You'll educate clients and provide customized solutions including:


  • Family Income Protection
  • Mortgage Protection
  • Children's Life Insurance
  • Permanent Life Insurance
  • Cash Value & Retirement Strategies
  • Estate & Legacy Planning
  • Final Expense Planning


You'll also work with business owners to provide:


  • Buy-Sell Agreement Funding
  • Key Person Insurance
  • Executive Bonus Plans
  • Deferred Compensation Plans
  • Business Continuation Planning

Requirements

What Success Looks Like

You'll become the agency's trusted life insurance expert by:

  • Conducting annual client reviews
  • Meeting with new agency customers
  • Working referrals from our existing client base
  • Identifying life insurance needs
  • Educating clients without high-pressure sales tactics
  • Building lifelong client relationships
  • Helping families and business owners protect their future


We're Looking For Someone Who

  • Holds an active Michigan Life & Health License
  • Loves helping people make smart financial decisions
  • Builds trust quickly
  • Is confident presenting solutions
  • Wants to grow a long-term career
  • Enjoys working as part of a collaborative team
  • Is driven to build a six-figure income while making a meaningful difference


Compensation


We believe great advisors deserve great compensation.


We offer:

  • Competitive base salary
  • Uncapped commission
  • Performance bonuses
  • Warm leads and referral opportunities
  • Existing book of business
  • Marketing support
  • Ongoing coaching and development
  • Career advancement opportunities


Why The Hartley Agency?


Our agency isn't built around transactions. It's built around relationships.


We believe clients deserve education, honesty, and guidance. We work as one team, celebrate each other's success, and truly enjoy helping our community protect everything they've worked so hard to build.


If you're looking for a place where you can focus on helping clients instead of chasing leads, we'd love to meet you.


Build relationships. Change lives. Build wealth for your clients...and yourself.


Ready to join The Hartley Agency? We'd love to start the conversation.